these are some of the so call numbers for the bogus company.
KEEP PUTTING THEM ON BLAST THEY ARE NO GOOD TRASH
858-777-1977
646-783-4922
954-603-7700
760-423-1100
253-246-8520
unknown call dont answer
561-453-6916
210-207-3411
360-609-7486
JUST DONT ANSWER ANY LONG DISTANCE NUMBERS IF ITS SOMEONE LEGIT THEY WILL LVM.

I received a call from acs that i owed finance charges on an already paid payday loan can you please verify this for me or help me out as they are threatening to serve me with a subpoena, spoke to a James Bennett ext 342

I got the same call from these people and i belive its a scamm. i dont answer unknown calls so they just left me messages about an issue falling upon me Indian accent guy lol made me laugh. i am a lowrider person i dont have any records dont do any loans and damn sure do not mess with the law when my father is a sergeant in NYC. i dont let these things get to me theres alot of people out there trying to get your money just becarefull and dont give out any of your information dont even answer a call like this they just want to make sure they got your information right.

I received a call this morning stating that an officer was going to be serving me papers and that I was going to have to go to court to pay back the money I owed to PayDay Loans.  The guy whom I talked with was Kevin, who initally left me a threatning message on my voicemail saying drastic measures were going to happen to me if I did not return his call.  The original number that called was 408.317.0800 and they directed me to the 858.777.1977 number.  I am going to the police to see what they can do and also talk to a lawyer to see if something can be done to them.  Really pissed me off this morning to wake up to that.

Indian accents said they were going to contact my employer to get money from them. Would not tell me where they were calling from.

Total Scammers - wouldn't let me talk and the scary part is they have my SS#.  I never confirmed with them that it was mine and they said I owed "Fast Cash" money, but couldn't provide the Fast Cash website I got the loan from.  They new my bank account info (didn't confirm), my address, my contacts and a lot more.  I told them I would go to the Police and suprise, they had an officer right there in the room.  Sounded just like Henry Jones.  Sorry, but my account has now been changed and they won't get anything from me.  BE VERY CAREFUL WITH THESE PEOPLE!

Same as above. Called me saying different names but you could clearly tell they were the same person. Indian accent and very rude. Would not let me say anything just kept saying i had a court date the very next morning in california and that an officer would be coming to my home in 30 minutes to bring the paperwork. Dummies had an old address from 2007. Total scam do not listen to these people. I have reported to local authorities and will be reporting to attorney general. Do not give any information.

jack frice(?) has been calling me all day on my cell phone. he begin at 10:30 am with ten calls. very threatening message he left. at 12:30 he called. I just repeated everything he said to me back to him. he hung up. he called again at 2:50 for another round. I called the 1-858-777-1977 number and asked  who they are and where they're located. he says they're ACS law firm and located in CA. when I told him I wanted their mailing address, he didn't know what I was talking about, put me on hold and forgot to come back. I'm  glad you guys put your comments up. now I'm going to take out my frustration on a scumball. to everyone else, I hope you have a nice day.

Karen Allen and Shawn Peoples and Mac Donald keep calling me threatening me with a lawsuit for a loan I had with Fast Cash. I called Fast Cash and they said do not under any circumstances give these people any information or money. Karen Allen and Shawn Peoples both speak with a heavy accent and you can't understand them. As for Mac Donald, he was spoke good english and actually sounded American. No matter what I say they won't quit calling me. Karen actually thinks she is a lawyer for the state of california.

Report to Authorities: Heal Comfort, Inc., 702 North Mountain Road, Newington, CT 06111; 716-941-7137 and 860-904-1200.  Payday loans. http://www.bbb.org/connecticut/business-revie ... ton-ct-87083082

Same posts at 901-457-1573:
"They Process cards Through Somthing Called Hael Comfort Inc. When It Appears On THe Card Statement Form The State Of CT. (860)904-1200"


See posts at 901-457-1573 for a list of some of the other telephone numbers that they called out on

I RECEIVED A MESSAGE FROM A AGENT TODAY, AFTER THEY CALLED MY JOB. I TRIED TO GET SIMPLE INFORMATION FROM THEM BECAUSE I'M NOT AWARE OF ANY PAYDAY LOAN THAT I TOOK OUT. THE AGENT WAS VERY RUDE AND THREE MINUTES INTO THE CONVERSATION HE TOLD ME I WAS PISSING HIM OFF! OMG, I SHOULD HAVE KNOW IT WAS A SCAM AT THAT POINT. THE AGENT COULDN'T PROVIDE A DATE OF THIS TRANSACTION, THE NAME OF THE CLIENT OR HOW I RECEIVED THE FUNDS. WE WENT AROUND AND AROUND FOR ABOUT TEN MINUTES BEFORE HE TOLD ME I WAS " PISSING HIME OFF" AGAIN. FINALLY, I AGREED TO " RESOLVE" THE MATTER  JUST TO TRY AND CONNECT WITH SOMEONE ELSE! NO SUCH LUCK. AFTER ABOUT 5 MIN, HE TOLD ME THAT I WOULD HAVE TO FAX A LETTER OF APOLOGY TO THE CLIENT, GIVE HIM 600 DOLLARS TODAY AND USE MY DEBIT CARD. WHEN I ASKED HE THE NAME OF THE CLIENT, HE TOLD ME IT WAS " CASH ADVANCE" WHEN I ASKED FOR THE NUMBER HE STARTED GIVING ME HIS OWN FAX NUMBER.  WHEN I QUESTIONED THIS AND ASKED WHY I WOULD FAX A LETTER TO HIS OWN COMPANY HE STARTED TO YELL AT ME. WHEN I FINALLY SAID THIS SOUNDS LIKE A SCAM HE TOLD ME TO " F*** OFF" AND HUNG UP. WOW! DOES ANYONE HAVE ANY SUGGESTIONS ON HOW TO FIND OUT WHO THESE PEOPLE ARE

Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:

http://800notes.com/Phone.aspx/1-631-456-4041/2

I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.

As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:

a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.  

I have personally filed reports with the following agencies, often with limited (if any) success:

Local Police
my state's Attorney General's office
FTC
FBI
Secret Service

Generally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  

My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.

I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.

In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  

The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  

At this point it's a stalemate with these people.  

1) While they have the lion's share of information on us, they can't really do anything with this information.  

Why?  Think about it.

If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    

Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  

2) We have no information on them.

Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works.

So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  

Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  

Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  

Nope, then they would have to identify themselves.

Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  

There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.

http://800notes.com/Phone.aspx/1-646-274-1143/3

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

THEY HAVE BEEN CALLING ME ON AND OFF FOR ABOUT A YEAR NOW.  THEY ARE GETTING RIDICULOUS BECAUSE TODAY THEY CALLED MY JOB 4 TIMES AFTER I KEPT HANGING UP ON THEM.  IF THERE IS SOMETHING WE CAN DO ABOUT THEM, I WOULD LIKE IT TO BE DONE.  THEY ARE AFFECTING MY EVERYDAY LIFE.

Same here. I filed an iC3 complaint with the FBI. My caller was Kevin Anderson with a supervisor of John Smith. Callback number was 813 454 0110. They refused to provide an address or any information that would verify I owed a debt. They were calling me at work repeatedly until I finally told them it was harassment and against the law and I was contacting the FBI. I told them they were a scam and fraud and that if they were legit to go ahead and take me to court. I haven't heard back from them. DONT FALL FOR THEIR SCAM!!!!

THE NUMBER THAT I RECEIVED A NASTY THREATENING CALL WAS 1-518-478-6882

You know what?  These last two posts before yours Richards66 are actaully from the people trying to scam us.  What BS!!!!  I wondered when they would find this site and try this.  I told them on their last call what I would do to them, and never heard anything again.

I received many threatning msgs frm a guy named uvi cooper..His msgs were threatning but when i talked he was good guy he was having all my details but i repaid the loan which i took long back..So plz b careful while giving money to such guy make sure whether u really owe..

Cooper was good his voice was good, if next time he calls i will ask him to meet me...must be a of good personality..HEY COOPER A BIG TIGHT HUG FOR U AND A SMACK TOO...............................

DO NOT SEND THIS GUY ANY MONEY.....DID YOU ASK HIM TO PROVIDE YOU WITH PROOF OF THE LOAN.....DID YOU GIVE YOU A MAILING ADDRESS....UNLESS YOU HAVE PROOF, ABSOLUTE PROOF OF THIS LOAN DO NOT SEND THIS GUY ANY MONEY....OF COURSE HE WAS COOPERATIVE, HE WANTS YOUR MONEY.....IS HE GOING TO PROVIDE YOU WITH PROOF OF THE PAYMENTS YOU ARE MAKING....I HOPE YOU DID NOT GIVE HIM ANY OF YOUR BANKING INFORMATION......COOPER IS THE SAME GUY WHO CALLED ME AND AS SOON AS MY LAWYER CALLED HIM HE HUNG UP.....PLEASE THINK TWICE BEFORE SENDING ANY MONEY TO THIS GUY.....IT'S ALL A SHAM......HAVE YOU EVER HEARD OF AN MIDDLE EAST GUY WITH A THICK ACCENT NAMED COOPER?!?!?!?!?!?!?!?!?!?!

Yes i also got calls from ACS 858-777-1977, person with the name U cooper. He was co operative i have taken loan but not able to repay due to some reason.He guided me properly and accepted my request of accepting the amount in installments..Thxz Mr. Cooper. May god bless u.

Yeah i have received some calls from UV Cooper..He was kind & polite n he explained me everything he was having all my details which was correct, but i didnt took such loan.I must say his voice was sexy

Before you have a coronary please read the previous posts regarding this phone number and the people behind those calls.....it's a scam...I have my lawyer call the guy back, his name at that time was "Yuvie Cooper".... they refused to mail any proof of the loan to my lawyer and hung up on my lawyer 3 times...I haven't had any more calls from Mr. Cooper....take a deep breath, sit down and think it through logically.....come on, an Indian guy names James Parker? And with all of us who have received calls from this Jerk he or she has used a different name.  The only real threat is that they have some how come up with enough information to call us, but to date they have been unable to verify any other information they claim to have...they're pathetic jerks playing mind games trying to make an easy buck.....if you have a lawyer let him know about this and have him call the number just like I did.  

You'll be alright....but you can't let him get to you...that's what he wants.

These b*****ds keep calling me. They left me an eery message on my cell# telling me that if I don't call them back with all the necessary info, I am going to have to suffer the consequences. They even had the nerve to end the call with a God bless you. I was so upset. I stressed myself out trying to remember whether or not I had borrowed any money from a loan company they assumed was fast Cash int'l. After calling the only loan company I know with a name similar to fastcash, I was told by my loan company that these calls were fraudelent calls and I should ignore them because they've been doing this to a lot of people. I was still concerned because these b*****ds make it seem like they are a legitimate credit bureau. When a person gets calls like this, you don't want to belive that they are all fake because how els would they have obtained any information on you, and also, you can't really get over their boldness when it comes to being this dishonest. A guy with an Indian accent claimed his name to be James Parker. He told me there was a lawsuit out against me for a total of $1200+. I was like what?!!!. I asked them where did they get that from and was told it was from a loan taken out at fastcash international. I don't even recall using that loan company. They told me that they tried several times to notify me via email. That I knew for a fact was not true. I never got any kind of email from anyone telling me that I owe money. When I told them that they might have the wrong person, in other words, they tried to call me a liar because they said I probably lied about me email address. I just didn't not see where all of this was adding up. Everything they were telling me did not make any sense. I told them that if I'm being sued, then how comes I did not receive anything in the mail. A noterized letter or anything related to important documents concerning lawsuits. I then began to get very impatient with the caller and hung up on him. I am still not certain if this call is legit. The better part of my mind is telling me don't worry about it because it is a scam, but the fact that they know a little bit about me is bothering me. Anyone have any advice???? Thank you.

I got these same weird phone calls all day yesterday from some guy named Alex Mathews of ACS (American Credit Services) and he said that he needed my lawyer's information becuase I was being sued on accounts of fraud, money laundering, and some other bogus charge. I told him that I don't owe anyone money and he stated that I took out a loan from Fast Cash International around June of 2008 and that I owe his client $745.45. I told the guy that I had never taken out any loan from any company at anytime. When I began asking him questions about the money I supposedly owe, he stated that the problem I had is with Fash Cash International and that he could not provide any further information. He also told me that I would have to appear in court on Monday, May 10 for these accusations. This guy even knew a lot of my personal information, like my address, my email, my checking acount number, my two personal references, and even the last four digits of my Social Security Number. I didn't panic too much becuase I reviewed my bank statements and called my bank asking them about any deposits from Fash Cash International. This guy had a real strong accent and when I continued asking questions, he started getting real hesitant with his answers and kept refering to the fact that he could not extend further information to me and that problem is with Fast Cash International and that his company are just the litigators. I've dealt with credit frauds with the field that I work in for the last few years, this is an organization or group of people that are scamming folks.

I got the same type of call. They started earlier this week and I have been missing them so I either get a hang up or he leaves the same voicemail.  My guys name was Chris Thompson.  He read the same script and left a call back number of 714-783-2316 which is a California number.  I got another call this morning which means he would have been calling me at like 6 am his time???????  Tried calling the callback number and it said "we are unable to complete your call at this time, please try again later."  I did some searching on here and changed my voicemail greeting to the "phone trap" message, so hopefully the calls will stop.  I will post a follow up with what happens or if I actually get to talk to him.

same man from acs 1-858-777-1977 called today. when I asked why he is calling me, he'd say hello- hello- are you there. yesterday he was a lawyer, today he said I didn't realize he's a chemist.

Thank God! I just typed this number in and you guys saved my life. I was freaking out! They were harrassing me on my phone all day. I had to leave work to find out if I really had a lawsuit!!


thanks again

Thanks for your info all of you guys. This is real scary. They are calling my cell . I agree the goverment should get involved

Wow I just received the same message and I have no attorney. Scary how do they get our numbers

threatening and annoying

good going!! I called jack frice back at 3:20 today. I demanded his mailing address. he didn't know what I meant. he put me on hold and forgot about me. jokes on him, I hadn't forgot about him. thanks for your info.