you a very confused individual..first lets face the facts..you have bad credit...meaning your the individual that's bank and lenders should not be trusting...second credit repair does work with the right firm...just like anything in life...im sure you didn't marry the first girl you dated and if she broke your heart...did you turn into a monk????  buddy stop thinking the world is out to get you and take responsibility for your actions and thoughts....

SCAM

http://www.bbb.org/dallas/business-reviews/cr ... sco-tx-90038084

http://www.scaminformer.com/scam-report/msi-credit-solutions-msi-credit-solutions-a-credit-repair-scam-oliver-triana-c8305.html

http://www.ripoffreport.com/Search/msi.aspx

They are a scam. I received a voicemail saying my "account was on hold" and I need to contact them to get it cleared up. I don't know how they got my number. I am fine with my credit score. They mislead people into thinking there is a problem with some account then try to scam you into some type of credit repair. I am reporting them to them FTC.

This is a company in Texas called Msi Credit Solutions. They are scam artists.
Got a call from these people from a Rey Salomon who mumbled a long spiel about
how he had been playing "phone tag" with me and needed to get togther with me
and "get me on the program" and discuss my credit report with me. Other people
have been scammed by these individuals. Be warned. They will not repair your credit, they will just take your money and do nothing. They try to charge you
up front to do credit repair, and this is AGAINST FEDERAL LAW!!

I actually was given this number from a mortgage person but they really did help out a family that used them and they got a home I think were going to try anyways.  good luck

They're not a scam. They have been in the process of repairing my credit for the past several months and have done a good job. Perhaps someone else used them and recommended they call you. They don't ask for customers to do that though. I just had a missed call and didn't recognize their number which is why I'm here. Definitely not a scam.