I had an rbc student loan. I missed one payment and got sent to collections: ARC. Payed them well over $25 000 which was more than my loan. Called them recently and they said my account was closed. Then I started getting calls from Credit Bureau Of Canada Collections. So basically I paid off my loan and then it got sent to another collection agency so that I'll have to continue paying this for the rest of my life? I don't think so

They don't want to pay it is of course the reason...must be...bunch of losers right??!!  Couldn't be because they lost their job in hard times and got behind....some people are so judgmental...you need your source of income and security stripped...then you can judge

CBCC is Credit Bureau of Canada Collections out of Mississauga, Ontario, if you owe debts they have bought they will harass you by phone , if you dont want them calling you must send them a letter stating that , any promises they make by phone dont mean anything as it "must" be in print form to be valid , the by phone threats are just posturing to intimidate you into paying

Statue of Limitations kicked in over two months ago!! They won't be getting a dime out of me! Bahahahaha!!!!

iphone new operating system FINALLY has call block. I'll add this one to the list LOL
Come and get me suckers your weak false threats are a pathetic joke. Ill die before I
give you a cent. Two year SOL in Alberta hahaha you can call all you want want but
You ain't getting squat!!!!

You are calling my office...?  why ?
Tel;905-889-9773 /////// I have no business with your office!

Reply requested!

George Palvolgyi
Ret,d gov't Investigator
Counselor

it is illegal practice to contact work or relatives go to your collections legislation for your province or state???

Re. the 2 year act....so if you default on a loan in Ontario after the date in 2004 the creditor has only 2 years to pursue you for repayment?
thanks

Obviously " the person who calls themself ME" who wrote the nasty comment works for these folks..Why else would he be on this site responding to this number if he had not received a call himself..So obvious..
just so people know..Once your debt has been defaulted past the two year mark they can no longer take you to court to collect so their threats are empty..Of course they won't tell you this..Here is a quote taken from the Canadian government site.



http://www.bankruptcycanada.com/limitationacts.htm

Ontario - The Ontario Limitation Act 2002, came into force on January 1, 2004. It sets two years as the term (Section 4). This limitation will be reinstated where the debtor acknowledges the debt or makes a partial payment towards repayment of his debt. If the default occurred prior to January 1, 2004, the creditor will continue to have 6 years to pursue the claim. However, if the default occurred after January 1, 2004 then the 2-year rule applies.

?Ontario - The Ontario Limitation Act 2002, came into force on January 1, 2004. It sets two years as the term (Section 4). This limitation will be reinstated where the debtor acknowledges the debt or makes a partial payment towards repayment of his debt. If the default occurred prior to January 1, 2004, the creditor will continue to have 6 years to pursue the claim. However, if the default occurred after January 1, 2004 then the 2-year rule applies and they cannot force payment .

I don't own this agency, but I do know the laws. The voicemail script you wrote is called the "Foti Message", used to protect collection agencies against 3rd party disclosure when leaving voicemails. And by law, the cannot leave the details of the collections matter on your voicemail. Just fyi. Good luck with everything.

It's not a scam, it's a collection agency looking to hunt you down for money you owe to RBC. RBC will say they don't have anything in your name because it has already been written off into their taxes for that year. A collection agency would then buy that debt from RBC for pennies on the dollar, hoping to find the debtor, and cash in. That's how it works. If you have these people calling you, and asking for you by name, then you owe that money. It's no scam.

might = if it's collections they can't by law tell you in a voicemail

Just got a call saying we have an important message for (my name) if you wish to hear the message press one or if you would like to speak to an agent press two. I pressed one and elevator music then someone identifying themselves...I hung up. If this is the Credit Bureau then I have already paid my student loan off when I got my mortgage and so f@#k off already.

lol.....collector.....

Why are you all complaining about these people?  YOU OWE THE DEBT!  PAY IT.  Don't say they are evil greedy people.  YOU"RE the evil greedy person.  You borrowed the money, you need to pay it back.  
I'm so sick of hearing you shouldn't have to pay it back.  Give me ONE good reason why not?  You went to the bank, you SIGNED a paper saying you would be paying back a loan with interest.  DO IT.  idiots.

just got a call from 1-866-270-0235 left message saying call back then it went silent lady then said she was Massachusetts Energy with urgent message why would I call back I live in Canada.

Yup, what ppl are saying is true. This is the credit bureau of canada or whatever calling. They would autodial me, a computer voice would say "This is an important message for -", put me on hold for a few moments, then it would hang up on me. They were looking for someone who owned the old number. The woman didn't seem totally professional, remarking on how "their systems weren't behaving properly lately". She told me it would be removed from the system, and if this is true I don't have a problem anymore. If you are having issues with this number dialing you, call it back and resolve it and it should be okay.

I have been getting these messages at work. It's just like all of you say, but when it says who they're calling for, it switches to elevator music. A couple years ago, I had issue with this collection agency - they insisted I had a student loan from RBC that was in default. When I explained that's impossible because I went to university in the US (and my loans were paid off over 14 yrs ago), they said that I WAS WRONG. So I got the number for "RBC" from them and called it. The number was NOT to RBC but some other collection company in NY state.  So I got RBCs number off the net and called that. They had no clue who I was or why this company was bothing me on their behalf.

SCAM people!!  Beware!!!

Yes your are right getting the same person calling here.  The call on 3 separate numbers, one being a private name private number.  They more than the legal limits of calling and leaving messages.  The go to no limit to get you to call them back.  Even one was working was calling for some important message and to call back.  IM RETIRED !!!!!!!!!! for 10 years now.  LOL

Very sneaky

Leaves message indicating call 'them' back as they have made several attempts to reach me, and that it is an urgent matter. Who? Whatever dude.

I just received a call from the Canadian Bureau of Credit and Collections from this number. This guy said that he needed me to call him ASAP because he has good news about something they sent in the mail. Made it sound like a sweepstakes or something. All I had to do was call back and give them the account number he left in the voice mail. Honest collectors? Sorry but if you're going to lie to get people to call in, you're not exactly trustworthy or a company I'd want to deal with. I've had issues with a student loan and was ripped off my a debt collection agency ARC who took my money and didn't put it towards the debt owed, so no, I'm not dealing with them or companies like them. I'm going to deal with the source. There are ways people end up owing money, but there are places out there that give decent collectors a bad name. There are people like that on both sides... collectors who just want to get what they can from people and people who just won't own up to responsibilities. There are good ones too on both sides, but an instant red flag for me is lying right off the hop in a voice mail. Be honest and let the chips fall where they may...

These peoples are frauds Fools for fall for it its just another scam. Its really popular. I went did some research and found no number even similar on the webpages

This is Credit Bureau of Canada Collections out of Mississauga, Ontario - they collect on behalf of RBC student loans, among others

Credit Bureau Canada Collections, on behalf of the Royal Bank. The worst collection agency, agent Raj called me a thief, because I was laid-off and wasn't able to pay him $1400 now ($934 + $466 interest) He claimed they will garnish my EI payment, and seize my bank account.

They alternate between several phone numbers, the other is 647-788-4090, presumily to not have the same number show up too often in caller id displays. As they do call more often than is permitted under the law in ontario. As I had already talked to them several times in a week, I said why are they still calling every day, the Ontario law limits how often they can call, Raj said, I don't care about Ontario, we're based in BC. He acts as it's his own money.

Same Story        First a guy called re collection for Royal Bank , told him he wasn't making sense. Now the autodial  cals have sarted. Just punch  O couple of times you will get a diconnect.

I called back on 1-866-270-0235 and the call was answered very quickly. They were looking for someone I had never heard of. The number was removed from their database and the lady said it would take 48hrs to completely take effect.

Called and spoke to these folks re messages being left on a relatives machine.  Upon asking who they were, I was told it was Credit Bureau Canada Collections, on behalf of the Royal Bank.  Call was answered quickly, no computer menu, person promised to remove the number from the list as it is not in anyway connected to who they are seeking.

called the house @ 11:28a AST -- same spiel
Cannot confirm whether these folk are "Credit Canada"

Me former a Equifax and Creditel collector and all
can say is; once entered into the dialer -- for what
ever reason... there is no easy way out.

Call 'em if you want, but... there is no sense talking
to the monkey when you should talk to the organ grinder.

best of luck,

It's a collection agency.  (Might be Credit Canada, might be another one.)