This is why you need to have NO CONTACT with them DO NOT REPLY TO LETTERS OR ANSWER PHONE.
All this does is confirm who you are.  Now they know its you and not a shot in the dark.  They now know you can afford a working phone.  This will only cause them to try harder to collect from you.  When you don't answer, they don't even know it is you, it just a lead at this point.  
Also and this is important.  if your indebt and trying to beat these scumbags.  Do not apply for any new credit.  The collectors get info off your credit report, and if you apply for a cc or store credit somewhere all that info, like job ph # address etc, is now available to them on your cc report, and they will use that info to harass you.

Jcc is a typical junk debt buyer.  They use every trick in the book.  The guy before me said he was harassed and finally paid on a 16 year old debt!  You didn't have to pay these scumbags.  The statue of limitations had long expired and they had NO legal recourse.  they also cannot even report on your credit after 7 years.  They scammed you bro.  
The are easy to beat.  First off do NOT respond to them at all, no answering the phone when they call, no reply to letters.  NEVER GIVE THEM YOUR AC INFO!
Do not respond unless the have forwarded your acc to an attorney.  If an attorney contacts you, reply and demand a debt validation.  Send this certified.  They will respond.  Also let them know that you will answer a subpoena, and will reply with over 100 of your own Interrogatories for them to answer by paying an attorney $200 per hour.  I am expensive to sue.
Here is where it gets good.  keep the lawsuit rolling, all it cost is your time,  and they are pay up the gazoo.  The lawsuit will most likely be dropped at  this time.  If it continues show up at court and demand to see your signature in anything responsible for this debt.  (always deny owing the debt in answering court action.  It is totally legal to do this until they can prove otherwise).
 You see most of these debts are purchased for pennies on the dollar.  for example a $1,500 debt may be purchased in a bulk package of junk debts for as little as $25.  They can be beat in court because most often on these old debts they will not have original paperwork to prove you owe this debt.  What they count on is you being scared of the lawsuit and not responding.  They can then secure a default judgement, and now your screwed.
They can be beat be not ignoring the initial summons.  many times by just answering the summons, they will abandon the lawsuit because they know they can't prove it. When they purchase these bulk accounts they have little info about you often just and acc # and amount and some contact info.  this is not enough to prove in court that you owe this money.
Remember NO CONTACT with them unless it gets to an attorney.  They want the easy marks, the suckers that don't fight and just hand over acc info.

J,C CHRISTIANSON IS A COLLECTIONS AGGENCY
they called me asking to pay them for a medical bill
iasked if i could just pay the hospital they said no it was already
billed to collection.
i called the hospital billing dept.they said i could send them a check
and didnt have to deal with j.c so call the place you owe first the may work with you on the payments etc. THE COLLECTORS WANT TO SCARE YOU.
THEY WANT THEIR CUT. THATS WHY THERE IS A HELL YA KNOW.

THIS ISNT TRUE AT ALL. JCC USES SPECIAL COLLECTIONS SEARCH ENGINES TO FIND NUMBERS THAT HAVE BEEN SOLD TO THE SITE BY COMPANIES SUCH AS DIRECTV, CHARTER, VERIZON, SPRINT AND MANY OTHERS. THE NUMBERS DO NOT SAY WHEN THEY HAVE BEEN DISCONNECTED OR ANYTHING LIKE THAT. WE CALL TO SEE IF IT IS STILL A GOOD NUMBER FOR THE RESPONSIBLE PARTY, ALL YOU HAVE TO DO IS SAY "NO I DO NOT KNOW THEM" AND WE MARK IT AS A WRONG NUMBER. DOESNT TAKE A ROCKET SCIENTIST TO GET THEIR NUMBER OFF A COLLECTIONS ACCOUNT.

J.C. Christensen and Associates its a completely legitimate 3rd party collection agency. They collect on debt that are purchased through debt buyers. J.C. Christensen and associated do not own any of the debt, they are simply hired to collect on it. If you did some research you would find out JCC is one of the most reputable agencies in the country and follow FDCPA laws in every phone call. They train vigorously on these laws and have a zero tolerance policy on breaking them. Pay your bills and you wouldn't have these problems, if it isn't your debt simply tell the collector that and verify any incorrect information, simple as that.

JC CHRISTENSEN is not a scam, I had a debt from way back when through a divorce, they were very pleasant, howeveer the offer theu made was unsatisfactory as it was over 16 yrs old? I made them an offer and they took it after getting it approved through their supervisor or creditor! Yeah!!!! If you owe it pay it and get if off your credit report.... I requested a letter of pay off and no further obligation to this creditor. We are Done!!!!

Johnny

This is a "third party" collection agency.  They buy debt paper for pennies on the dollar, in hopes of turning some of it into a profit.  This is usually "bad paper" with little or no force of law, which has been given up on by the regular debt collectors..  Even if the supposed debt is BS, they will try to collect.  Since they use automated "robocalls", the investment is minimal.  Ignoring the b*****ds probably a good tactic, but they might go after your estate when you die.

I think the best way to deal with this outfit is to join in a class action lawsuit.  That way, they will experience a cost of doing business and most likely be more diligent on whom they pursue for payments.

correction to EVERYBODY these ppl are a real DEBT collection agency i realize no one like a debt collector.... whatever the debt may b is your and your familys business but i currently have a best buy account that was in debt 2750 and was making payments through this company... reading these posts i got concerned and called best buy to make sure my payments were being delivered... they are and everything is legit so stop worrying about it... if you made the debt PAY IT if you didnt than dispute it

we got a letter from this JCC company saying we owed over 6000 dollars when i called them she told me to borrow money from a friend or family.  She also informed me that it was my husbands debt from 1998 and we didnt get married until 2005.  she also stated that he got this debt in brookings SD and he was in washington state in 1998 serving in the military.  Then she told me i had 24 hours to pay her or they were going to send it to a lawyer.  When i googled this place in brookings that she told me it was from it was a crop place which has nothing to do with my husband he is not a farmer and has never farmed.

JCC is ranked in the top two percent of collection agencies in the U.S.
http://www.arrayservicesgrp.com/

I have been receiving phone callse from JP Christenson , (1866-943-4916 )  Debt collector on a old debt $580.00 which is approximately 7-8 months old.  I have agreed to a settlement offer however they refused to forward me a letter with their contact information.  I advised that without a letter, I will not be able to confirm contact information on their company.  They have finally agreed to send me a letter via email. advising that their company is in the practice of sending one letter .They informed me that once they send the letter, I have 24hrs to secure a payment date, if not I will owe the entire debt and no further negotations will be offered. has anyone had this issue and is this legal ?

thanks for your help.

THey are not legal....THey will get your money and never send you any proof of payment and they will hit your credit report and ruin your credit.

DOn't trust them and don't send them any money.

YOu listen close, listen close,,,,,,these people are loosers and liars......Debt collectors are nasty and rude and try to collect more than they deserve......

Now, let me get you straight you moron........lots of people have debts they can't pay because they suddenly became ill, like me, I was working and getting alone fine then got sick, never asked for illness so for you to assume that people don't pay because they just don't want to is stupid....

The debt collector is a bottom feeder, and I would never pay them...I will however pay my original creditor as much as I can until paid off.

BOttom feeders like LVnv funding and JR christensen are just lazy shiftless liars who sit back and harass people........harassing me will never cause me to pay you...It's better if you approach me in a professional manner and after people tell these scums they cannot pay, they need to leave them alone. Its my experience and knowledge that if someone is able to pay they will.

I hate people like you...I hope one day you experience hardships and then you will eat your words.

Ive sent payment asked for return letter reciept- or total balance due and wont send me anything? is this legal not paying anymore till figure out

Hi,

Just wondering if you found a way to stop the debt collectors from calling you.  They are driving me crazy!!!   If you have any pointers please let me know.  Thanks

I'm a victim too, what I did is submitting them to FBI, everyone, let's do the same, submit them! I'm sure FBI have other priorities, but when too many people complain about a company, FBI will have to start investigating, because FBI is now overwhelmed, it's become a problem for FBI too, and they have to stop it! This is the only way to stop them from harming more people!!!
The logic is pretty simple here:
They harass you ==> You turn around "harass" FBI ==> FBI turn around "harass" them ==> you will be in peace;-)

I'm a victim too, what I did is submit them to FBI, everyone, let's do the same, submit them! I'm sure FBI have other priorities, but when too many people complain about a company, FBI will have to start investigating, because FBI is now overwhelmed, it's become a problem for FBI too, and they have to stop it! This is the only way to stop them from harming more people!!!

You are being scamed, report them to FBI, here is how it works, this company is harassing you, I bet they will if not yet, instead of dealing with them, you turn around and submit them to FBI, when FBI is overwhelmed be people's complains about this company, they will start the investigation, guess what, when FBI get involved,  this company will have no time to bother you when FBI is behind them;-)

Submit them to FBI, that what I did, if everyone does the same, they will be shut down by FBI soon!!!

the Fair Debt Collection Practices Act states what rights consumers have an what procedures and behavior debt collectors are required by law to follow.  Look it up on the FTC website.  You can file a complaint with the FTC and your state's attorney general.  Tell our friends at JC Christensen that you are doing just that because they are violating the FDCPA.  They have been fined before.  Good luck.

These people keep calling my house and they ask for me and I dont know who they are or what they want or how they got my number. I dont even know what company it is. If anyone ever figures it out post it on here please.

Hey Listen Close, ever tried Google-ing this "JC Christiansen" ? Good Luck ! They dont even have a website! dont you think that a Legit Collection Agency would have a website? go ahead, I challenge you to find a website for this joke agency. When you do find it, post the link so everyone has the benefit. I tried, there isnt one. !!!! Effing Jerk !!!!

I don't know who keep calling me  1 866-319-8596

I just figured out who these people are, they are a Collection Agency

i don't know who you are and i know i don't have business with me, so please stop calling me.

seriously this number keeps calling me, my mom said she reported it and ya she said its a calling agency
and they r calling my cell

It is for a company calling to collect a "debt", which is funny because don't you have to not pay your bills to have a debt?

I answer the phone and say hello three times and then they hang up without even saying anything. They call at 8:30 in the morning and 8:58 at night. It is really starting to get annoying.

This number keeps calling me at various times of they day. They say that I have an important message from JC Christian and Associates and to please call them back at (number above). And even if I answer the phone its the same automated call. It is very annoying. How did they even get my cell number? How can I stop them from calling me?

I think the best way to handle any number, is to call and see what the situation is.  If its for you, they will tell you. If its a bad number, they can change it. The amount of time that it takes to post a comment, is the amount of time that the situation could be resolved....