I just got a call from these people too telling me that i had a loan taken out in las vegas and that they were based out of texas and trying to protect me. They said that there is a court filing going through tomorrow and if i didnt pay 1280.00 dollars immediately then i would be taken to jail. Shell shock set in and i started thinking, i have lived in oklahoma for 10 years and have only been out of the state three times, twice to minnesota and once to californa.... NOT NEVADA... They told me that since i have been nice with them they will push it back until my next payday... i told them okay whatever.... i called them back about 45 minutes later and simply asked the agent i spoke to, whether they had my signature on file.

From there the agent got absolutely outraged. He started with "So this is how you want to do this?" and then every other word out of his mouth was profanity.

Yes this company violates the FDCPA on most calls, not giving the Mini Miranda, saying false or misleading infomation to collect a debt, wrong information about credit reporting, and disclosing 3rd personal information to co-workers and family memebers. If this company is calling you contact me at ryan.pfeffer@fdcpa.co and lets turn the tables on these abusive, harassing and illegal debt collectors.

Ryan
ryan.pfeffer@fdcpa.co

I received a phone call from Toni Price saying the same thing that everyone is stating...."I will be arrested, there's a warrant, blah blah blah" for a payday loan that I took out.
I agreed that I was having trouble paying it back however, they wanted payment by tomorrow, of at least half.  Really?! In this economy...so she claimed she had to contact the court to get an extension, and all of this other crap!
To make a long story short, I agreed to a payment plan, but she couldn't email me the agreement, claiming it's against the law, but she could mail it?! Really?!
Furthermore, I did not like her attitude, and I think I should contact the company directly to make payment arrangments.
:-/

I just got the same call from Tony Price at work! My boss just said that that is the same company who just stole money from her account! Do not talk to these people!

Please tell me what the outcome was, I am getting calls as well too. I don't know what to do.

What was the results? I got a call from these people and I would like to know how everything turned out.

What was the result of your situation? I am getting calls too.

I recieved a call from Tony Price today who insisted I called her back at the 1-866 # but she called from the 281 #, she also stated that I had a case pending in Greene County which is a county near my hometown, but I have never even shopped let alone visited this county so I was definitely confused. I returned the call to a Tony Price whom is female and the office was closed so I left a message.  I then got on the computer when I got home to do some research about this place to which I couldn't find by name because on my voicemail it sounded as if she said she was calling from A.F. and assciates, so after I googled the number this site popped up and it has been very informative.  I have had issues in the past with a similar company who had contacted my mother-in-law, whom by the way had just gotten that number, and told her that I had a warrant out for my arrest and was about to be arrested for running up a balance on a credit card.  This credit card place I had never heard of before and when I totally started ignoring the calls I recieved from them they just stop calling. I am so thankful that I ran into this site before I actually had dealings with these people because I just might have given them my money even though I knew I didn't owe anybody, but it was just strange that they had all of my contact information. Thanks to you all who have submitted an entry on this website it has been very helpful.

GOT A MESSAGE FROM A RICHARD E. BEATTY TODAY WHO INSISTED THAT I CALL HIM BACK WITH IMPORTNAT INFORMATION ABOUT A COURT DATED AND SETTLING A DEBT THAT I OWED... FIRST OF ALL I DONT OWE ANY DEBTS TO THIS UNIT OR THE UNIT HE LEFT A MESSAGE ABOUT.... SPOKE TO AN FBI AGENT AT THE INTERNET CRIMES DIVISION AND THEY TOLD ME NOT TO SPEAK TO THEM HAVE MY LAWYER CONTACT THEM FOR ME... AND THAT THEY WERE GOING TO INVESTIGATE THEM FOR  INTERNET AND PHONE CRIMES.

Name used A & S Associates Richard, or Winter Badey.IU\
was going to jail, court. fined imprisoned for fraud use of internet,Will be in Happy holiday prison by that friday cause of nonpayment for VIP LOAN and wanted triple the amount back-Bothered my elderly parents first 3 x's ac day, then my sick siuster with cancer 3-4 a day then theyt called me mad as hell calls came from 7 am to 11 pm all day blew up my cell in which my monthly bill went from 58,mo to 400.00

told by bank funds will be returned and they would get them back for me after investigation proof within 45 days but funds returned to me today-going back 6 months of payments made already and getting all back-watch out for chineese. guys doing same thing-had to cancel debit card and open new check account what a hassle just cause i wanted no trouble i believed them and it was when my dad was really sick and they used me-i feel like a fool!!!

Same thing happened to me through my elderly parents had them believing i was going to jail fot nonpayment of payday oan and bad checks--'m out 500 and then other calls came from chinees guys wanting money and just found outy all scams

An idiot name David Bernstein called my home, job and a relative and left a message indicating he was filing a lawsuit against me on Friday October 24 at 11:00 am and that he was verifying my name, employment status, drivers license and social security number.  He was very hostile and aggravating full of demands and just an overall butt hole.  I have given my attorney his name, the company name and number and we are considering a lawsuit.

Many of us have been harassed and offended by these callers. The same number but different name; Mr.Winter Perdy who stated he was a lawyer on my voicemail at work. However, when you call this number back it is the agency AC associates; whom have harassed me for over a year. They just wont stop form threatening to have me arrested to the latest; my wages will be garnished within 2 weeks. First of all, this company put money in my bank account illegally, then retook 3 payments of 120.00 which was only 40.00 dollars short of the 400.00 they put in there. when i discovered these transactions i immediately took action with my bank to stop anymore; after researching the internet and realizing that this company would keep putting money in my bank and double the charges ...i took action right away to stop them. But, they keep threatening me, they keep breaking payday loan laws and they lie about who they really are... Im tired of it. Ive turned them in in their state and mine...what next?

yes i got a call from this number yesterday and she told me i owed 865.00 to vip cash which is a pay day loan place. she has my name my social and my OLD back acctount number. please help what do i need to do

irecieved a call from Diane Roberts and she has threatened to have me served a warrant on my job if i donr pay a payday loan in 24 hrs i have paid some back and agreeded to make pmy arrangements on the balance she wouldnt except i asked for avalidation in the mail and she wont send me one she is calling myjob my home and my references .

I received a call from Diane Roberts, Director of Fraud Investigations at AS & Associates.  She stated she left me a message 3 times when this was the first message I have ever received.  She stated on the voicemail that I needed to call or have my councel call today.  This is very strange because I have receieved other phone calls from other fraudelent collection agencies.  I have paid my bills on time and may have a few outstanding bills unpaid from the past but this is a civil matter which a lawsuit would have to be filed in court.  I figure I will handle any lawsuit, should one appear.  Which I doubt will occur.

Same fella called me, by the name of Tom Moore, seems he was reading a script telling me some company was filing charges against me in 24 hours and I needed to call, also he gave me a reference number which was my social and A F as in Federal, I guess the word Federal was suppose to scare me.  If I owe anyone they had better send me a validation of the debt and when I pay I need a full receipt so they can't come back and play the same ole trick.  I'm not aware of any debts that I'm not paying.  Seems this Tom fella is a collection agent that's trying to pretend he's something other.  Be real.  Stop calling me and playing games.  I'm to busy and to broke.

A guy called me Tom, said I was being sued and the company has my social, drivers liscense and etc.  Bullrap. Then he went on to say I would be arrested and was suppose to come to court in Harris county the following morning.  I called the Harris County Clerk and she said that was a lie, I was not on the docket. So he lied....Everyone, don't just send these jerks money, get an attorney or investigate before you get scared.  They try to rattle you and you will pay them if you don't know your rights.  By the way, I owe these guys no money.

Tom Moore keeps calling me leaving voicemails that there is a warrant out for my arrest in some county(not sure) for not paying a $500 debt, never gives me the name of the company that I owe.  Since I owe no one, I am not worried.  He says I will be arrested in 24 hours, so I am waiting with my bags packs.  These Jerks think we are all fools.  Why do they get a real job.  The call back number is differnt from the caller id number. He might as well stop calling I will NEVER pay him a dime.

I RECEIVED CALLED ON 6-17-09 FROM A MRS.LEE EXT 210 WHO CALLED MY ELDERLY MOTHER AND SAID THAT THEY WERE INVESTIGATION AND IF I DIDNT CALL HER I WOULD BE IN TROUBLE NOT KNOWING WHAT IT INVOLVED I DID CALL,AND I GUESS SHE WAS REPRESENTING THE NATIONAL MONEY STORE A PAYDAY LOAN I HAD, AND SHE ALSO THREATEN THAT I WOULD GO TO CHECK FOR WRITTEN BAD CHECKS, AND I AM WITH PDL ASSISTANCE AND THEY WERE SO NICE TO CALL AND FAX HER PAPERS SAYING I AM WITH THEM NOW. IS THIS LEGAL WHAT THEY ARE DOING, OR SHOULD I ALSO GET A LAWYER INVOLVED ABOUT THIS. WHO CAN WE CALL ABOUT THIS, THIS IS MADNESS.

bernstein called me on 2/19/2009 stated that i had to pay VIP CSAH 600.00 BY 12:00 PM OM 2/20/09 OR THAT I WAS GOING TO HAVE A WARRENT OUT FOR ME AND THAT THEY WERE GETTING ME FOR BAD CHECKS  MY ACCOUNT WAS IN THE ARRERS AND VIP KEPT SENDING IT THROUGH. THEY SAID THAT THEY HAD SENT IT TROUGH 7 TIMES BUT THAT THEY COULD ONLY COLLECT ON THREE OF THEM. I TOLD THEM I WOULD PAY THEM BUT NOT ALL AT ONCE.AS ANY ONE HAD ANY THING DONE TO THEM

Mrs. Lee at ext 210 keeps calling and threatng to put me in jail for a $300 debit that is now $660 according to her. I have already paid $330... they are very rude and unwilling to work with you they want all of money or none