Life is what you make it jr. I work 2 jobs just so I can make in 5years all my bills are paid and my credit score will allow me to get whatever I want! In 5yrs you will most likely still be in your parents basement. :)

Anyone who needs help with more information regarding the individuals at Bryant Layfayette and Assoc., or any other collection services, please visit   www.budhibbs.com   and read the volumes of information on debt collectors and scam operators before you give one cent to anyone.

Most people are smart enough to see the PHONY listings on sites like this obviously written by the collectors themselves, like:

"I'm a lawyer and this is a legitimate agency. It is cheaper to settle with them than to go to court."
or
"I'm going to lose my house now because I just ignored them when I could have just paid a small amount to settle the whole thing. I learned my lesson and will not ignore these calls again."

Give me a break. This type of nonsense writing works on twelve-year-olds which I guess gives you an idea of the intellectual level of the writers.

DO NOT MAKE ANY DEALS WITH ANYONE VIA PHONE OR FAX. THEY ARE REQUIRED TO SEND YOU ALL PERTINENT DOCUMENTS VIA MAIL - JUST REQUEST IT. If all they say is accurate and legitimate, they will have no problem sending you the documents. IF THEY DO NOT, THEY ARE TRYING TO SCAM YOU! PERIOD!

I love these guys, they're so much fun to play with!  Now they are using a slightly different number, and say they represent BLA, hoping you don't make the connection to Bryant, Layfayette and Assoc.  They have been threatening to sue for over 2 years now, (in each call they say they'll be doing that in 2 weeks if I don't settle) I know they have no teeth to their claim, and they can no longer sue me in CA as its over the 4 year limit.  But I do have fun messing with them on the phone and getting them madder.  I'd hate to be their family member when they get home at night, lol!!!!!!  NEVER give these guys a penny.

I got a call from a Bozo there, a guy who calls himself Mr. Marchant.  He sad that a physical complaint had been filed agains my person, and would I like to make a settlement before this goes to court.  They try to make it sound like the police will come after you if you don't pay up.

I talked to this guy, he is simply trying to scare me into paying.  Sorry, I don't scare, I flew three tours in Vietnam in the Navy.  And, I live in Texas which is a very hard state to collect in.

I have just gotten all the information about thier "firm" and plan on filing a complaint with the NY State Bar Assoc.  Don't know how far it will get, but it will cause them some time in responding, etc.

These losers called and left a message that they were serving a warrant, cited a "case" number and the county in which I live. They referenced my ex-husband.

I'm no lawyer, but I know that if I am being "served" it has to be a paper placed in my hand, not a vaguely threatening phone call from and out of state law firm.

These a-holes called my house regarding a debt on my brother.  I have been married less than one year to my current spouse and they told me they were going to call back and talk to him.  The caller asked me why I was home at 2 in the afternoon and said he bet I was a deadbeat like my brother!!  I am a stay at home mom, affluent and have no reason to work.  This guy was extremely abusive (I was, too!) We are on a no-call registry, reporting them to AG Texas office, like it does any good....

All the positive comments here are made by the bottom feeders themselves.
Nobody in the world is lower than a bill collector who harasses family members who have NOTHING to do with somebody else's debt!

I HAVE RECEIVED A LEAST THREE PHONE CALLS FROM THESE IDIOTS. THEY ARE CALLING FOR A R. ----.  I HAVE NEVER KNOWN THIS PERSON AND FOR THE LAST THREE YEARS SINCE I HAVE HAD MY CURRENT PHONE NUMBER I HAVE REC'D DOZENS OF PHONE CALLS FOR HER.

I CAREFULLY ADVISE THE CALLER EACH TIME THAT 1. I DO NOT KNOW ANYBODY BY THAT NAME. 2. I HAVE RECEIVED DOZENS OF PHONES CALLS FOR HER. 3. THEY HAVE BOUGHT SOME BAD PAPER AND PLEASE FOREVER REMOVE OUR PHONE 3 OR WE MAY SUE.

NOTHING WORKS. THESE LOWLIFE COLLECTION AGENCIES CONTINUE TO BUY AND SELL BAD PAPER BUT NEVER CLEAN UP THERE MESS.  THIS TIME I WILL BECOME A COLLECTION AGENCY AND SUE THERE A**.

New yorker...

If you were so BRILLIANT with paying your bills on time and you have no worries about paying your bills ontime... And you are within a web site like this.. who does it sound like you work for???  Hmmmmmm..  Since you know all about living in your parents basement.  We all know your occupation and your place of residence.   you POOR SOB!!!!  so sorry for you.  Join the REAL world!!!!!

Stop pestering innocent people....get a real job.....stop being jerks!

these comments posted on this site  are all bull sht,  placed by the owners of bryant lafayette and associates,  they havnt been in business more than 5 mo,  and dont sue anyone,  i know cuz i work here and will be quitting soon, these guys are idiots

my boyfriend is an attorney and he's handling this for me but he says they are a legit collection agency despite some of their tactics i trust my boyfriend

Before you hand these "lawyers" your money do a little research. Call people, most attorneys will give you some basic info at no cost on your first call.  If you look this number up on goggle you will see that they are posting the same message on all the sites. These people are scum.

I'm an attorney in New York and i have gone up against this firm twice. In both cases theyu were able to prove their case without the benefit of original contracts or documents. All they need by law is an affidavit of the debt, they can and will sue you. In both of my dealings my clients ended up paying through the nose due to legal fees and court costs, but if they would have just listened to the guy on the other end of the phone they could have settled for 60 or 70 percent of the debt.

BTW my clients originally came to me to sue Bryant, Lafayette and Associates. Too bad they couldn't see their way past their own pride.

okay i went to court and they had 4 lawyers against my one lawyer  to be honest i didnt even understand half the stuff they said except the fact that they did show me my signature and stuff i forgot i purchased long story short i started out with a five thousand dollar debt and now i got 2 pay their attorneys fees for taking me 2 court. y didnt anyone tell me if u lose u had 2 pay that much?now im even further in the whole about 9 grand and they offered me a heck of a lot less then that my lawyer is putting an appeal in at least i dont think i have to pay for that  anyone got any suggestions?

i go 2 court 2day will keep u stay tuned 2 the outcome

Collectors are suing to collect their funds more than ever. The more you owe, the more likely the collection company will pursue the debt into court to compel you to pay. If they decide to sue you, they could garnish your wages (if it’s legal in your state) or file a judgment against you. Needless to say, a judgment will damage your credit record for another seven years.

These idiots served me at work.  I work in a hospital.

Look I'm not in to credit scores and all that crap but when some guys shows up to my job, hands me a letter talking about "you have been served!" I got a little freaked out!!!

these guys are dicks who sues a person on disability ???

at first i thought they were full of s@#t   a little bit of advice is that if you  dont pay them you have about a 2 maybe 3 week oppurtunity 2 pay them before  they decide 2 really sue you ive been calling them this past week 2 see if  i can settle it i cant afford to take off work for this i mean its still in stats and not all states garnish North Dakota does

I WAS SUED BY THEM 3 MONTHS AGO..ALL THAT WILL HAPPEN IS THE MONEY WILL COME OUT OF YOUR PAYCHECKS UNTIL YOU PAY THEM BACK...25% OF MY CHECK...ITS NOT THAT BAD....LUCKILY I DONT OWN MY HOUSE OR CAR

These a**holes did a 10-99c tax form on me because i refused to pay! When i filed taxes in April the IRS made me pay taxes on it! I lost my taxs return because of them A**HOLES!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Bryant Lafayette and Asscoiates is a collection agency. They buy debt for pennies on the dollar and then harass, lie and do whatever they can to make people who don't know better pay. I have been called buy them and all of my debt is beyond 5 years old. Therefore it is beyond the legal time to collect in my state. You should check your state to see how long debt can be legally collected. I called these creeps and they lied to me on the first question. The first thing I asked is if they were a collection agency, they said no, they were a law firm. Wrong answer, game over. Don't listen to anything a collection "agent" says to you. Go to the following websites and read the information regarding debt collection yourself. Then you will know how to proceed. Knowledge is power. http://www.creditcards.com/credit-card-news/c ... ations-1282.php , http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm  and http://www.fair-debt-collection.com/SOL-by-State.html . These are just three of the many resources on the net that you can read to find out the truth and use the truth against these leeches. Good luck to you.

Collectors are suing to collect their funds more than ever. The more you owe, the more likely the collection company will pursue the debt into court to compel you to pay. If they decide to sue you, they could garnish your wages (if it?s legal in your state) or file a judgment against you. Needless to say, a judgment will damage your credit record for another seven years.

These a***oles did a 10-99c tax form on me because i refused to pay! When i filed taxes in April the IRS made me pay taxes on it! I lost my taxs return because of them A***OLES!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!