866-532-9661
patricia
patricia
2013-06-13 00:08:42
Debt Collector
says it is a collecation agency about a bill yhat is 13 years old
rhonda
rhonda
2012-03-08 23:15:56
Unknown
they keep asking for somebody else..iasked them to quit calling since i dont know who they are asking for.just keep calling
eb
eb
2011-06-06 21:02:23
Unknown
They keep calling and whenever I do answer they hang up.  They call early morning, late evening, daytime, anytime.
so cal
so cal
2011-06-06 21:02:23
Unknown
they dont stop calling!!!
LMD
LMD
2011-06-06 21:02:23
Unknown
i have been getting these calls as well.  No one ever there, no message left, nothing but irritating constant calls.  

The call comes in as toll free call with the above number.
BEACHWISE
BEACHWISE
2011-06-06 21:02:23
Unknown
some very rude lady (indian) called did not give her name, company name and demanded that someone call her back immediately!!!!
Steven D Fredrickson
Steven D Fredrickson
2011-06-06 21:02:23
Unknown
Steven D. Fredrickson
3208 Stapleford Chase
Virginia Beach VA 23452

In case you would like to send him a letter or visit him asking him to have his company stop calling you or something.

Ask him if he knows a good exterminator to get rid of a den of diseased rats.
NC
NC
2011-06-06 21:02:23
Unknown
Debt collectors don't follow the same do no call list. If you have a debt they are legally allowed to call since you owe. 1800 numbers on do not call are for solicitaion only. Each state has their own law as far as how many times they can call in a day. The no answer is sometimes the person being on mute and not realizing you picked up or it could be the fact that they are on an automatic dialer that calls and takes a minute for it to show the other party on the line. Also, if you just pick up and hang up they are allowed to keep calling...until you verify who you are they can keep on calling. Once they get a hold of you and verify they are talking to you they can't call back if they do, then they are breaking the law. I know I have been in collections.
Judy Turner
Judy Turner
2011-06-06 21:02:23
Unknown
They are trying to collect a debt which was paid in 2000. They even offered to settle for half. I have proof the debt was satisfied and that does'nt matter. I believe they got a hold of some old records and are trying to SCAM people out of money.
MY CREDIT IS PERFECT and will stay that way.
Judy Turner
Noel Templer
Noel Templer
2011-06-06 21:02:23
Unknown
Call repeatedly and will not give a reason for the call
Bea
Bea
2011-06-06 21:02:23
Unknown
She called my boss's line and said it was a "personal" call. Nothing is personal when its 866 number. DIAF!! ESAD!!
Annoyed in Co.
Annoyed in Co.
2011-06-06 21:02:23
Unknown
They call everyday, even late in the evening.  I dont answer, I dont have bad credit and never had so obviously they have the wrong number.  They never leave a message, how do you get them to stop?????
Nancy
Nancy
2011-06-06 21:02:23
Unknown
Received call on 03/09/09 and a few last week.  I usually don't answer.  There is no one there.  There is no message on machine.  I am on national do not call.  I wish it worked a little better.  Who is out there trying to defeat it?
texas
texas
2011-06-06 21:02:23
Unknown
these idiots are debt collectors. we have no debt but somsbody named cheryldoes. they call and have told them no one here by that name. wont take no for an answer.we must have her old number,she got tired of the harrasmentnow we get it.just pay your bills lady,we re sick of it.
Robert
Robert
2011-06-06 21:02:23
Unknown
These morons have ragged me for years over a debt that is 5 years out of statute. I sent them several requests in writing to verify the last payment on the debt, but they refuse, because they know it is out of statute.
They have numerous alias companies/names, and they think they are going to wear me down, but at the end of the day, I have an attorney standing by, just waiting for them to slip up. That is why they don't say anything when they call....MORONS!!
motty
motty
2011-06-06 21:02:23
Unknown
stop calling me
kim
kim
2011-06-06 21:02:23
Unknown
they keep calling saying I owed them money which they have no proof of.  they just won't stop calling.
grand
grand
2011-06-06 21:02:23
Unknown
mm..i dont know about that 180 days is added to the 7 years.ev4n though i read what you wrote i dont know if thats what it means.i read that nationwide and nco was fined over one million dollars for reporting the wrong dates to the collection agencies.they would post the date on the credit report when they charged off on it and what the lawyer said the date should of been the very first month the consumer missed his first payment thats when the 7 year starts not 180 dats later
mm
mm
2011-06-06 21:02:23
Unknown
Just to correct what Harry said.  The Fair Credit Reporting Act states that the 7 year reporting period is defined as follows:

~~~~~~~~~~~~~~~~~~~~
The 7-year period referred to in paragraphs (4) and (6) of subsection
(a) shall begin, with respect to any delinquent account that is placed for collection(internally or by referral to a third party, whichever is earlier), charged to profit and loss, or subjected to any similar action, upon the expiration of the 180-day period beginning on the date of the commencement of the delinquency which immediately preceded the collection activity, charge to profit and loss, or similar action.
~~~~~~~~~~~~~~

This means that starting 180 days from the date of delinquency + 7years, no credit reporting agency by law can report the debt.  They MUST drop it.  Talking to someone about it does not start the 7 years over again. Trust me I have done this... if they are trying to collect a debt that is older that 7 yrs + 180 days FROM THE DELINQUENCY tell them they are violating the Fair Credit Reporting Act.  After you say those magic words, they change their tune so fast.  The company that tried this with me hung up as soon as I said that. They had also attempted to tell me that I made a payment 4 years into it, which was actually when the debt was sold to their company.  

Hope this helps clarify the 7 year rule.
A. Gulick
A. Gulick
2011-06-06 21:02:23
Unknown
A machine called and asked for my son. I said he was not here and this was not his number. I was put on hold and then a woman identifying herself as MIRASOL said she needed to talk to my son on "personal business" but would not say what company she was with or what the business was. I later called the number she gave me-- the above number-- and an announcement said I had reached "Portfolio Recovery."

I have no clue who they are, but having just been scammed by a fake phonemail service that somehow attached to my phone bill, i am taking no chances!!!!!
jb
jb
2011-06-06 21:02:23
Unknown
this goddamn number called 7 times today i'm recovering from surgery and tried to get some sleep everytime they call i answer no one picks up or an answering machine i was directed here when i googled it
RJM
RJM
2011-06-06 21:02:23
Unknown
One of these parasites called today (a Sunday afternoon) asking for my mother who passed away three years ago. They refused tell me the purpose of their call other then it was "personal business". When I told them that she was dead, they told me to fax a copy of the death certificate to them. Again I asked them what this was about, and they refused. I told them to go f*ck themselves and hung up the phone.

I had no idea who these people were or whatwas the purpose of their call until I googled the number that showed up on my Caller ID and was directed here.
KJ
KJ
2011-06-06 21:02:23
Unknown
I called these people back to have my number taken off their "calling list" and the representative told me that they don't have a calling list because they're a debt collection company and they were looking for 'so and so'.  I told her he wasn't a resident here and I don't have any affiliation or business with their company and she said she'd delete my phone number from their system.....hhhmmmm.....
Missy
Missy
2011-06-06 21:02:23
Unknown
These people have been calling me for the past month, every day, sometimes up to 20 times a day. The calls are spaced apart every 10-15 minutes. Kicker is, they are calling my fax line and the fax keeps picking up but does that stop them.....No...MAJOR ANNOYANCE!
Harry
Harry
2011-06-06 21:02:23
Unknown
The number does indicatea source, but they also use 757-321-2503, which shows Portfolio Recovery. They buy large batches of OLD unpaid credit card debts for pennioes on the dollar, at most. They will try anything to get any kind of payment from you, as that starts the debt cycle again... At that point they can sue in smallclaims court, as it is considered a new debt.. not one past the limit most states have on recovery.
A bad news outfit, and, no they probably won't giveup calling... just don't answer, but they also use calls that come in as "NO DATA".
Tara
Tara
2011-06-06 21:02:23
Unknown
They will not stop calling and will not identify themselves.  I am sick of this, they say I owe but can't prove it, something about 12 years ago.
pat
pat
2011-06-06 21:02:23
Unknown
have called on my cell twice
annoyed
annoyed
2011-06-06 21:02:23
Unknown
they just started calling a few days ago, calling every couple of hours.  no message, of course.
sam
sam
2011-06-06 21:02:23
Unknown
hye, i dont know what you want from me, i am not the one you're looking for, STOP calling me, yes STOP!
sam
sam
2011-06-06 21:02:23
Unknown
hye, i dont know what you want from me, i am not the one you're looking for, STOP calling me, yes STOP!
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