These people called my sister's house.  So my sister shows up at my workplace PANICKED for me because they told her husband that there was warrant for my arrest in California (where I moved from) and they were going to fax a request for my arrest to the county police where I now live in Arkansas.  They told my sister's husband that I had failed to appear in court, but never said what it was regarding.  Yeah, I stumbled financially and am getting back on track, but I don't even have as much as a speeding ticket on my record.  I actually called them 10 times and left at least 6 messages.  And yes, it was ACM Group on the voice mail greeting.

Panicked myself, and having temporarily forgot that I could check them out online, I found THIS website.  You can bet your a** I will report them, but I'm sure others have already done so.

SOMETHING has to be done about this nonsense.  Let's ALL report them and keep on this so these people get what they deserve.  

Thanks for all of your testimonies.  They really help.  Good luck, everyone!

They are also trying to fake the caller ID.  On my caller ID, the number showed a local number which returned to the FAX at the County Jail.   We are investigating to see if it was an employee or inmate.  Their message said they were from the 'County Clerks Office' and a police officer was attempting to issue me a summons.  If I did not call them back by 5pm today at 866-826-2480 the "court" would issue a warrant for my arrest as 'failure to appear'.   The case number they gave DOES NOT match any case number the local court uses.  Likely their internal number.  LOOK PEOPLE - THIS IS ILLEGAL, they can not pretend to be the government.   Clearly stated in the Fair Debt Collection Practices Act.  It also states in there that WE (people being harrassed) can seek DAMAGES and as a CLASS we can seek larger damages.   If they have contacted you in this way from May 2010 through Jan 2011 (as we only have one year to file suit) please contact me at:  stop the harassment (at) hush mail (dot) com.  Please remove spaces and use the email at sign and period.  I am going to persue with or without others, I am not an attorney, but will be contacting one.  Do keep recordings of the calls, caller ID, or any other evidence of the calls.

sounds like u work for these bottom feeders...u don't know what happens it people's lives so u shouldn't pass judgment...

Ray - please go to the media and expose this.  Thanks for the info in any event.

NEVER
   give a debt collector your banking or credit card information.

  They will take much more than you authorize.

NEVER
   do "checks by phone" as debt collectors could empty your bank account.

  You would have little recourse.

NEVER
   send them money via Western Union.
BEWARE
   Paying a collector will NOT get an amount removed from

  your credit report. They do NOT have that ability.

RECORD
   conversations with collectors (where legal) so they can be

  held accountable if they break the law.

NEVER
   do anything based only on a phone call.  A legitimate collector

  should be willing to put agreements in writing BEFORE a payment is made.


--------------------------------------------------------------------------------
► Under Provisions of Federal Law

The Fair Debt Collection Practices Act

It is Illegal for Debt Collectors to:
◄
 Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages;

Call consumers at work when they knew the consumers' employers prohibited such calls;

Talk with third parties, including neighbors, children, and employers, for purposes other than acquiring location information about consumers, without consumers' consent;

Cause the telephone to ring, or engage a person in telephone conversations, repeatedly or continuously, with the intent to annoy, abuse, or harass a consumer;

Threaten to take action -- such as filing a lawsuit -- when they did not intend to do so;

Call consumers at times or places that they knew or should have known were inconvenient;

Fail to notify consumers of their right to dispute and obtain verification of their debts, and to obtain the name of the original creditor  

Continue to try to collect debts after consumers disputed them in writing, and before verifying the debts.

Use obscene or profane language

PEOPLE DO NOT PAY THIS COMPANY ANY MONEY...NOTHING...

They are unethical and they harass people - THEY ARE TYPICAL BULLIES...

They claim they file lawsuits - they don't.  They are NOT licensed as a collection agency.  They have been calling and harassing me for the past month - I have EXCELLENT CREDIT.  They claim I am involved in fraud and they will be going after my DMV if I don't give them a few thousand dollars for some charged off credit card...haaaaa??????  When I told them to send me this so called info they have on me, they refuse.  Anyway, don't be afraid of them.  When they call you tell them you will be recording the call for your own protection and record it.  Then call your local police department and fill out a police report regarding harassment.  The owner of the company is Thai Han. I'm sure some local media outlet will do a story on this and confront Mr. Han...

DO NOT, I STRESS...DO NOTTTT GIVE THIS COMPANY ANY MONEY WHATSOEVER

such a liar! Did shenea January- the office managerput u up to it? You know acmg doesnt sue

so u think just because your debt was charged off you shouldnt have to pay?
Glad your not my man

there is a word for people like you it called
FLAKE, DEBTOR,LOW CLASS AND THIEF AMONG OTHERS
i owe money too but come on why didnt you pay it? just another ameican making it harder and harder for the responsible people out there to get even a second chance

bet you cant even get a real credit card and if you do you'll just do the same thing
POOR GUY when you really want to buy something nice its gonna be cash only

WE SHOULD MAKE IT THE LAW ONCE YOU REFUSE TO NOT PAY WHAT YOU OWE
THAN NO MORE CREDIT NEVER BECAUSE OF PEOPLE LIKE YOU THAT IS WHAT IT'S COMING TO

THANKS YOU LOST SOUL
I FEEL FOR YOUR CHILDREN WHAT ARE THEY LEARNING?

YES THEY CAN  IF YOU OWE IT YOU SHOULD BE RESPONSIBLE ENOUGH TO AT LEAST
ACKNOWLEDGE YOU DEBT AND FIND A WAY TO AT LEAST RESOLVE YOUR DEBT
IT WILL ALWAYS BE ON YOUR CREDIT BUREAU

WHY IS IT THAT SO MANY PEOPLE TRY TO FIND WAYS NOT TO PAY WHAT THEY OWE?

COME ON GET REAL YOU DID USE THE MONEY OR CARD OR WHATEVER GAIN YOU RECIEVED
DONT YOU REALLY THINK YOU SHOULD PAY?
WE ALL ARE HAVING A HARD TIME BUT IF YOU CHOSE TO BE A THIEF WELL CALL IT WHAT IT REALLY IS
IF YOU LENT MONEY TO SOMEONE YOU WOULD EXPECT TO GET YOUR MONEY BACK RIGHT?
WELL DONT YOU THINK THEY ALSO HAVE THE RIGHT?

you are so so so wrong, any company that states they are serving you papers can and will
they have in house attorneys
We owe money , i accept mine times are tough but i will not try to find ways out to not pay my bills
i created them myself as you also did

GROW UP AND GET REAL IF YOU OWE IT YOU OWE IT STOP TRYING TO FIND WAYS NOT TO PAY THE MONEY YOU OWE IT DOES HAVE A NAME
ITS CALLED YOUR A THIEF
WHAT DO YOU THINK THE WORLD OWES YOU? GET REAL YOU NEED TO GET RESPONSIBLE
I WOULD NOT WANT TO BE YOUR CHILDREN  ...

look out for acmg and a fake legal rep named  ronald right they are scammers big time

I received a call stating that I had a case pending on me that he would call for three days and then issue a bench warrant for my arrest.  He talked to my dad and left the name Mark Williams.  He scared my dad to death.  I called the number at 8:40pm and it said ACM Group.  I went online immediately and here I am.  The number he said to call back was 866-826-2480.

I received a call regarding an old acct. on my ex husbands name only...However he is now 77 years old, disabled and not "there" enough to handle these things..so I returned the call to Robert Lee at 866 581 6481...The call I received was from a Richard Harris who said a supboena was being delivered to
my ex the next day..he gave me the number to call and the File #.....When I talked to Mr Lee, I didn't realize that this was a scam until I thought about the fact that no one announces the presentation of a subpoena..and that unless there is an existing case, it would be a summons, not a subpoena......Mr. Lee was courteous and offered a settlement of $500. on a supposed $2900.00 balance. He gave me two days to let him know if we could do it....I called him in two days and said he would have to pursue whatever avenues he had to because we could not come up with $500...He then extended the time to two weeks to see what I could do............I have now had time to get to a computer and check out ACM and the phone...so happy I did.....I will call him back in two weeks and it should result in an interesting call.......Is there a law against representing yourself as a court officer?    By the way, I called and checked...there is no Richard Harris employed in our county nor in the county in the other state where my ex resided when he opened his account......

The ACM Group called my house to pass on a message to my daughter, who does not live with me. When she called them, they said she owed a debt she was unaware of, said they did not have to send her paperwork when she asked them, and threatened to sue. She was upset and called me about it. I called the 866-581-6481 number and asked them the name of their company, as they would not identify themselves to my daughter. The man refused to tell me, transferred me to someone else, who cursed at me, called me hysterical and a crazy old woman before hanging up on me. When I called back, I again asked the name of the company. The man yelled at me, called me stupid, said I had a low IQ, told me my daughter was dishonest and that I was a poor mother because I raised such a dishonest daughter. I called back again, told them they could not be a legitimate business because of the way they treated people. The man proceeded to divulge information from my daughter's credit report to me, without her permission. I was yelled at, insulted some more and hung up on again. This is not just one employee but at least 3 that were verbally abusive to me. I filed complaints with the FTC, the Attorney General's office in my state and in California, and the BBB. These people not only violate the law with their practices, but are ethically and morally reprehensible. I don't know how this company is allowed to operate, or how any of them can sleep at night.

http://anthonylemons.blogspot.com

STOP CREDITOR HARRASSMENT
 

Under Provisions of Federal Law, The Fair Debt Collection Practices Act

It is Illegal for Debt Collectors to:

Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages;

Call consumers at work when they knew the consumers' employers prohibited such calls;

Talk with third parties, including neighbors, children, and employers, for purposes other than acquiring location information about consumers, without consumers' consent;

Cause the telephone to ring, or engage a person in telephone conversations, repeatedly or continuously, with the intent to annoy, abuse, or harass a consumer;

Threaten to take action -- such as filing a lawsuit -- when they did not intend to do so;

Call consumers at times or places that they knew or should have known were inconvenient;

Fail to notify consumers of their right to dispute and obtain verification of their debts, and to obtain the name of the original creditor  

Continue to try to collect debts after consumers disputed them in writing, and before verifying the debts.

Use obscene or profane language


--------------------------------------------------------------------------------

ATTENTION CONSUMERS!



If you are CONTACTED by a Debt Collector:

NEVER give them your banking or credit card information. They will take much more than you authorize.

NEVER do 'checks by phone' as debt collectors could empty your bank account, you have no recourse.

NEVER send them money via Western Union.

REMEMBER:  Debt Collectors have NO power and NO authority and should NEVER be trusted.  They will lie and cheat you to get at your money. If it’s NOT in writing, it’s NOT a deal.

BEWARE: Paying a debt collector will NOT get an account removed from your credit.  They do NOT have that ability.



When a person gets behind in his or her bills, creditors take various actions to collect.  Creditors may call home, or work, family, friends, fellow employees or even your employer.  Cosignors and guarantors may be called upon to make payments.  Mortgage holders and other creditors may initiate a foreclosure on your home or a repossession of cars, furniture, appliances, or other items. Lawsuits and other collection procedures may be started.  Garnishment of wages or seizures of bank accounts may begin.  The filing of any type of bankruptcy immediately stops all collection efforts against you and your property.  


When you file for bankruptcy creditors must leave you alone, stopping all phone calls, lawsuits, collection notices and garnishments.  Foreclosures must stop and repossession actions must cease.  If you file a Chapter 13 reorganization instead of a fresh start Chapter 7 bankruptcy, collection actions can also be stopped against co-signors and guarantors on consumer debts.  Only a few actions are not stopped by a bankruptcy.  Criminal proceedings cannot be stopped and actions to establish child support or alimony cannot be stopped.  A Chapter 13 Plan, however, may provide a way to catch up on past due child support or alimony.

These idiots are calling my work under private numbers and annonymous numbers and giving my supervisor a certain time they will serve me my summons.  I have never gotten anything in the mail, and if they can find out my job place, they can find out my address to serve me these papers.  They are minimum paid people who probably have no ambition but to harass people with circumstances that may have been out of their control years ago.  Everyone should pay their bills, but bully tactics will get nowhere with the general public.

Look at all these comments made in favor of ACM group telling you they were served and BS.. These people are workers of ACM group.. Come on guys, you use such damn common names and its pathetic.. I just got off the phone with then and this guy saying he was a receptionist.. I called twice and both times they picked up they said they were someone different.. FUNNY... the more you laugh at them on the phone, the more pissed off they get...

they called and left a message that someone filled a complaint against me having me children in my custody.

Just receieved a call from Andy Hahn.. Scared  the crap out of me because here I am 23, trying to get by and he calls me here at work, (mind you-where I work is a high security premises which nobody can enter).. From a $400 Chase Visa card from when I was 18-he wanted over $2000.. Well, after my heart slowed down after hearing I was being tooken to court, I decided to call my lawyer friend and then Googled the phone number and what not..I WILL NOT be calling Andy Hahn back, but I will contact Chase to pay what I owe.. These People are a scam and a bunch of young smartasses who probably make 10-14 an hour making people feel like a damn criminal...

Falling behind in paying your mortgage, medical bills, or other debts doesn't give bill collectors the right to hound you!  The federal Fair Debt Collection Practices Act protects you against abusive efforts by collection agencies to get you to pay overdue bills.  It doesn't, however, eliminate your debts or stop collectors from using REASONABLE methods to get paid.  A collection agency can contact you by mail, telephone, telegram, or in person not before 8 a.m. or after 9 p.m. unless you allow it.  It can't contact you at your job if your employer disapproves, nor can it tell anyone but YOU and your lawyer about your debts!!  A collector can, however, ASK others where you live or work.  After you hear from an agency, it MUST send you within 5 days a written notice of how much you owe, the name of your creditor, and instructions on what to do if you don't owe the money.  You have 30 days to write back if you dispute the debt.  This stops further collection efforts unless the agency has a copy of the original bill or some other proof of debt.  If you write the collection agency telling it to stop contacting you, it MUST DO SO!!  It can, however, notify you that it will take some other action.  But not unless it or your creditor intends to do so.  It's illegal for a collector to use harassing tactics, such as communicating with you in an obscene mannoer; threatening your person, property, or reputation; making anonymous or frequent phone calls; OR publicizings your debts.  Also prohibited are lying about what you owe; implying that you committed a crime; or giving out false credit information about you.  State laws also protect your rights.  If you think you've been subject to abusive collection efforts, contact the Federal Trade Commision or your state attorney general.  This text was taken word for word from the Reader's Digest "HOW TO DO JUST ABOUT ANYTHING" book.  I thought perhaps it might help others out there to know they DO have rights, and SO DO I....ACM GROUP!!!!!

i thought this company was a scam until they slap a lien on my house and now i have a lien against my property...i wish i could of took advantage of the initial settlement offer.  if you owe them money just pay them!!!

Got a call from them on May 23rd (at 8:57am to be exact)from a new number 866-459-6999. I don't answer calls from numbers I don't recognize. Caller left a message said my name and number was given as a sole contact number for my husband.  That's a lie. Said a my husband was being served today. Served what?  The caller didn't say. Said he represented Baxter & Mason Law Office.  Tried searching for that business.  None exists in my area or any other.  I'm convinced this call is related to other recent harassing calls from ACM Group 714-263-8632 & 866-581-6481.  They are trying to collect on a bogus debt.  Search those numbers and check out the comments. Interesting.  Also, if I am the sole contact for my husband, why did they immediately call his cell phone after leaving a message on mine?  Hmmm....  Also I called todays number back and reached a switch board for an un-named business.  When I asked where I called I was told they answer for many businesses and then asked me if I had a case number. As far as I can tell, this is a FRAUD!  The very old debts that I'm assuming they are calling about were aquired and went bad prior to our marriage which means I am in no way responsible.  The debts are also 5 years old with no contact.  I'm not saying it's ok to not pay your debts, but sometimes things happen that you have no control over.

As of today there has not been anything served or mailed.

A caller ID blocked call from someone claiming to be a process server called and then referred me to this number -- they claimed to have no information, other than it was a civil suit with the ACM Group -- no info was forthcoming--

They gave the naume of Mr. Robert Lee (that will cover a lot of bases) at the 866-581-6481 number. Needless to say, thanks to others, I was alerted not to call.  We'll see if they follow up.  

There is no outstanding unpaid debt in our household -- nor has there ever been.  There was a case of identity theft 7-8 years ago -- and write-offs of the false charges on one JC Penny card -- don't know how these people get the info they get or if it's just random, but it's truly frightening the damage they are doing.  Must be stopped.

Glad I found your site! Moments ago I received a phone call on my cell phone from a Private number.  I didn't answer it, but a man left a message.  He stated that my cell phone number had been given to them as a contact number for my husbands file. They didn't say "husband", they said his name.  Thought that was odd because as a general rule my husband and I never give out each others cell phone numbers.  So, I decided to search the internet to see Just who is ACM 714-263-8632.  Turns out they are nothing more than a 3rd rate collection company who buys out old debts (setteled ones too) and terrorizes people by threatening to ruin your credit or go to jail.  It is illegal to contact people who are not associated with a debt.  My husband does have a bad debt from many many years ago that went bad before we married.  I checked and I am not legally responsible and I should not be harrassed or contacted for it.  Idiots.

i was called today from a private number stating that i am being served a summons and it is my final warning.  he gave me acm groups number and a case number.  i called up and spoke to a person by the name of "Andy Han".

you know how the rest goes and i came to a verbal agreement to pay, in lump sum, the debt.

after i hung up and collected myself, i called them back with a few questions.  

they gave me the runaround and could not answer anything!  i asked for them to validate my debt, for a number to reach their attorneys office, any type of court case information.

prior to the private number call, i have never received anything in the mail from these people.

when they called, they had my credit report in hand and psychologically attacked me with topics straight from my credit report.

dont believe the people posting on this message board in favor of ACM Group.  they probably work for the company.

They called my old place of employment and stated that he was "Peter" from the Prosecutor's office and had a Subpoena to serve on me.  I did find the number to be odd for the Prosecutor's office but I called it anyway.  The man I spoke to was very rude and when I mentioned the Fair Debt Collection Act, he contined to say that the Act was crap and started screaming at me and hung up on me before I could get a word in.

Caller is very rude and threatens me and threatens to come and do things to my family and come to my home and do things to my home. will not give information about what company he works for.Threatns to take my family form me and kill me family.

I worked for this company. They Actually have 5 offices with different names. WCG or Western Capital Group in Murrieta Calif. is the one I worked for. I am going to court against them. I have a verrry good friend who works there in Management. The Chinese guy who owns all the companies is afraid of publicity.And what I know about them. Here is the same company using a different name.I know. I worked here also...ASSET MANAGEMENT - 1307 W. 6TH ST SUITE# 108
CORONA, CA 92882 -(951) 808-6321--(951) 808-6330 fax - call or fax them- the owner's name is Thai Han. Call them and harrass him the way his employees harrass everyone else.Have Fun !!!!

I was constantly called by John Donis. No messages was ever left. I researched the company and foundout it was a collection office. I of course ignored them. Yesterday I was served with an order to appear in court by a process server at my job. Very Humiliating. I wish I hadnt ignored them.

THESE GUYS MAKE MONEY BASED ON HOW MANY LAWSUITS THEY INITIATE, THEY TRY TO COME ACROSS LIKE TYPICAL A COLLECTION AGENCY SO THEY'RE NOT TAKEN SERIOUS, THEN THE NEXT THING YOU KNOW, AN OFFICER IS SERVING YOU.  MY WAGES HAVE BEEN GARNISHED FOR THE LAST 3 MONTHS TIL I WAS LAID OFF.  I'M NOT SAYING TO PAY YOUR BILLS BUT I WISH I HAD, I THOUGHT THEY WERE JUST MAKING IDIOTIC THREATS...