if i want s*** from you, i'll rattle your cage. get raped.

eat a monkey dick. glad you have a job and no one has killed you yet. but, we can always hope. i know who you are... ;)

Over the past three weeks all weekdays and Saturdays multiple hours during the day and after 9:00pm from Monday, January 30, 2010 until February 20, 2012, a common friend of ours? has been receiving calls from a male with an African-American speech inflection threatening an affidavit has been filed against my wife for writing bad checks and owing a 'Pay-Day' loan. The male refused to identify himself during his 20+ threatening and intimidating calls, only providing an account number and phone number (305-914-6728). My wife returned the phone call on February 17, 2012 during the afternoon to this unnamed individual in order to end the harassment to our friend, a third-party with no affiliation to any of these matters. The receiver of the call told my wife he represents WOOD FOREST (WOOD FOREST is a fictitious name), refused to give his name, told my wife he was dispatching the police to our house, said to my wife that its her 'a** is in a sling, lady!', demanded a payment of $900.00 over the phone, refused to provide an address and refused to send any documents via post to our address yet offered to email the information, before refusing to take the information and hanging-up on my wife. We remained in fear my wife was going to jail for fraudulent allegations. Fortunately, that never transpired. I began researching these individuals via the internet and calling the provided phone number during non-business hours. The answering service associated with the aforementioned phone number is associated with AMY GRANT, INVESTIGATIONS DEPARTMENT, SOUTH FLORIDA GROUP. Other associated numbers include: 305-964-9434 and 305-918-4670 and 786-528-0314. According to internet searches revealing the illegal, unethical and deleterious practices of this company, it appears other individuals associated with South Florida Group are: MICHAEL SHAW, BRIAN MERCER, CATHERINE STREIN, SAMANTHA TAYLOR, THOMAS PIERCE and JOHN MONTGOMERY, all of whom reportedly employed the same tactics with other citizens to extort monies either illegally or in direct violation of the FAIR DEBT COLLECTION PRACTICES ACT. Other additional phone numbers include: (866) 629-9947, (888) 472-6781, (888) 313-9572, Through further research, it appears South Florida Group is an affiliation of BRONSTEIN, SHAW & ASSOCIATES (888) 701-0360, aka JENKINS, SHAW & ASSOCIATES (877) 863-5647, aka BRONSTEIN, SHAW & ASSOCIATES, INC., 814 KENMORE AVENUE, BUFFALO NY 14216. The individuals appearing to be affiliated with these 'law groups' are: MR. JONES (877) 863-5647 x493, fax (716) 691-3939 and MR. MYERS (888) 701-0360 x475, fax (716) 873-2700, RENEE WILLIAMS (888) 701-0360 x473 and MR. STONE (716) 533-1569. It appears JOSEPH STONE aka JOSEPH MARLETTE (716) 533-1569 is the owner/CEO. From research, it appears Mr. Stone (aka Marlette), also, owns and runs collection agency: ICS (INTERSTATE CHECK SYSTEMS, INC., 15 HAZELWOOD DRIVE, #102, AMHERST NY 14226, (888) 358-1120, (888) 832-9845, (877) 230-2988, (716) 691-2472 and fax (716) 691-2440.) Reportedly, it appears ICS employees (RAY PADILLA, SHAWN MICHAELS and JIM DOUGLASS x335)utilize the same illegal collection tactics, and litigation and arrests alleging fraud in the State of New York exists regarding affiliates and constituents of ICS (according to some reports, this agency has been shut-down by governmental interventions.) It appears Interstate Check Systems is an entity of Northtown Capital & Associates. Northtown's web site is: http://www.northtowncap.com. Northtown's address and location is (same as Interstate Check Systems): 15 Hazelwood Drive, Suite 102, Amherst, NY 14228 - Phone: 888.358.1120 - Fax: 716.691.2122 Corporate filings found at: http://appsext8.dos.state.ny.us/corp_public/corpsearch.entity_search_entry Selected Entity Status Information Current Entity Name: INTERSTATE CHECK SYSTEMS INC. Initial DOS Filing Date: NOVEMBER 16, 2009 County: NIAGARA Jurisdiction: NEW YORK Entity Type: DOMESTIC BUSINESS CORPORATION Current Entity Status: ACTIVE Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity) INTERSTATE CHECK SYSTEMS INC. 3047 MAPLE ROAD NEWFANE, NEW YORK, 14108 Registered Agent SPIEGEL & UTRERA PA PC 1 MAIDEN LANE 5TH FLOOR NEW YORK, NEW YORK, 10038 Current Entity Name: NORTHTOWN CAPITAL & ASSOCIATES INC. Initial DOS Filing Date: OCTOBER 23, 2009 County: ERIE Jurisdiction: NEW YORK Entity Type: DOMESTIC BUSINESS CORPORATION Current Entity Status: ACTIVE Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity) NORTHTOWN CAPITAL & ASSOCIATES INC. 1 MAIDEN LANE 5TH FLOOR NEW YORK, NEW YORK, 10038 Registered Agent SPIEGEL & UTRERA P.A. P.C. 1 MAIDEN LANE 5TH FLOOR NEW YORK, NEW YORK, 10038 Additional Corporate filings show: Selected Entity Status Information Current Entity Name: BRONSTEIN, SHAW & ASSOCIATES, INC. Initial DOS Filing Date: FEBRUARY 28, 2011 County: ERIE Jurisdiction: NEW YORK Entity Type: DOMESTIC BUSINESS CORPORATION Current Entity Status: ACTIVE Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity) BRONSTEIN, SHAW AND ASSOCIATES, INC. 814 KENMORE AVENUE BUFFALO, NEW YORK, 14216 Registered Agent SPIEGEL & UTRERA PA PC 1 MAIDEN LANE 5TH FLOOR NEW YORK, NEW YORK, 10038 This scam, perpetrated by these entities, is far-reaching and preys on those, such as my wife and I, who are attempting to find stable-footing, again, in life through responsible and reputable means. All of the aforementioned individuals and entities are, reportedly and experientially, are violating laws, complicit involvement in illegal scams, willfully and knowingly, thereby harming and injuring unsuspecting and innocent victims, such as my wife and I, by their intentional acts, aiding and abetting extortion through fraudulent practices and are in direct violation of the FAIR DEBT COLLECTION PRACTICES ACT.

no, those pics are of me! and, those pics were tasteful. too bad you are a jealous, fat w***e. lose some weight, tubbs, and maybe you could have some nice, tasteful pics of yourself taken-ones that you are proud of showing instead of mashing a jelly donut into your grotesque piehole. by the way, eight-tons-of-fun, whay are you so defensive??? you f****n' joey, too??? quit reading posts about how awfully bovine you are and your piggy sex with joe-joe and get back to work. i noticed some spelling errors in your post...is it because your cocktail weiner sausage fingers can't press teh correct keys? thought so. deuces, fat a**!

to kathy and anybody else who would assume that we haven't paid our bills...you are obviously on their payroll....get a real job and get off this thread...don't you have something better to do with your time?...Responsibility works both ways...collection agencies are also required to follow the laws...where is their responsibility?

To Jorge:  you must work for them...I didn't pay them because I didn't owe them.  Just because they claim that there is a debt doesn't make it so.  Even if I did owe the debt, the way that they are attempting to collect is illegal.  Calling and harassing/threatening my family and friends is not legal.  They told them that they were on the loan with me.  They were each individually told the same thing.  I filed a complaint on econsumer.gov and will be filing a complaint with the Attorney GeneraL.  they won't be getting a penny from me.

These people are scammers...they are breaking the law.  I filed a complaint with econsumer.gov and now I am going to call the attorney general.  they called me, my friend and my son trying to scare us into paying a debt by saying that we would be charged with fraud and that a police officer would be coming to my job to serve me with papers.

.....and some people like me are constantly getting calls for OTHER PEOPLE!!!!

These debt collectors are not allowed to say they are fromalaw firm. TNRY ARE NOT!! This is illegal. Also, it is illegal for them to make false statements that will SCARE you into paying them. These debt collectors try so hard because they make a commission off of your debt. Save your voice mails and sue them for falsely claiming to be a law firm and for trying to scare you into paying this debt

I take it you have never been stricken with cancer.  Or how about all those poor people who losttheir jobs in "08 because of those loser finance companies. Some people are legitimately out of money an trying to feed a family. With cancer you can't work, disability doesn't pay squat, many prescriptions to take and some of them are as high as 3000.00 a month. Who would you pay first, a payday loan or the people who are trying to save your life? Not everyone is a loser. You aren't a very sympathetic person are you? I hope your life is always a bed of roses.

I believe W. Virginia got them recently for trying to collect on payday loans in their state. It's illegal. They now have to refund 5000.00 to consumers and pay the gov. 11,000.00. Try to call them, their numbers are all disconnected.

Hello All!  If you have any problems with these people please contact BUDD HIBBS, you can find him by google.  These people are not truly representing a law firm, they need to just come out and say they are debt collectors.  They aren't even giving the mini miranda.  He will help!

Y DONT U TRY ASKING????

I HAVE AN IDEA   TO ALL OF YOU ------------- PAY UR BILL!!!!!!!!!!!!!!!!!!!!    INSTEAD OF CHATTIN ONLINE  TAKE CARE OF YOUR RESPONSIBILITY

SOO  ANGRY  --U WORK AT A LAW FIRM AND PRACTICE COLLECTION LAW  THEN WHY DO U TAKE OUT PAYDAY LOANS AND NOT PAY THEM??? ..........    ITS PEOPLE LIKE YOU THAT OUR ECONOMY WENT TO S*** .IT REALLY GETS UNDER MY SKIN HOW PEOPLE COMPLAIN ABOUT  DEBT COLLECTORS CALLING THEM ---EVER THINK  HMMM PAY UR BILLS!!!!!!!!!  AND THEY WONT HAV A REASON TO CALL U!!!!!!!!!!!!!!!!!!!!!

I have rec'd a call from 716-220-8785 referencing a case# and my previous county of residence. I've also received calls w/ voicemails stating I can't receive calls collect from Tarrant cty jail and invites me call and "set up an account" so I can begin receiving these "collect calls". Yeah right, scam! I'd say from these posts & area codes they're located in Tarrant County TX or someplace in NY, most likely both. Too bad, make everyone suspicious of debt collecting calls!

I too have received numerous calls and voicemail messages from this place. The woman, Michelle Washington, indicated in her message that legal action for numerous charges such as check fraud were being brought against me in Tarrant County. She left all my personal info, such as address, DOB and the last four digits of my SS# on the voicemail both at work and on cell phone!!! Now THAT is ILLEGAL! They can call and leave a general message, but to leave personal information is completely illegal. I plan on filing charges against them with the FCC and my local DA for them breaking the Fair Trade laws.

Yes i got a call yesterday from them saying that i have charges against me for canceling a ck 3 years ago . Come to find out that they have numerous numbers for the brostein shaw a**. I called the company that they say i owe to and i was told that they are now under new owners so how can they have charges on me when that company is now out of business and owned by someone else??? I think this is a scam ..ive been threatend from bronstien that if not paid they will issue a bench warrant and could face 5 years in prison  ..wat do i do now

jorge,
I hope you dont ever loose your job! You call people bums and that is a very uneducated statement in this uncertain economy we are living in! I was making 100,000plus yearly and found myself without a job. I never thought it would happen to me and looked at people in the same light as you! I now think it was karma

Hey since you used to work there could you give me some location info for the company, I need to send a letter but they won't give out any information.  They are clearly violating the FDCPA and these are abusive collection tatics.  I work at a law firm myself and I work in collection law and know the FDCPA like the back of my hand.  This company will go down if I have anything to do with it.

what really kills me about these posts is that if you google any collection agency in the country there are these posts about people calling collection agencies scams.what is even funnier is that YOU people all expect to get away with not paying there bills.so when these bills arent paid there is a ton of debt that is just sitting there that is uncollectable because YOU people are bums.unemployed welfare collecting bums.mcdonalds is usually hiring and 7.25/hr is better than 0.oh but wait its better to have the tax payers pay for ur dope cars and kids??the taxpayers are the true victims out of it all.

Nicole..did you ever go to court for this or was it a scam? This company said that i will be arrested and i had made a payment arrangement with them and supposedly the DA. Please advise.

I got the same thing. She said I would go to jail for fraud because I had got a loan and didn't pay it back. Basically, saying when they went to take it out from my bank, the money wasn't there so they are going to arrest me for fraud if I don't pay.

I just got a call 2 days ago from a Jennifer and they told me who my debt collector was. She was harrassing me telling me if I don't pay it, they will finalize the paperwork and take me to court for a misdemeanor, fraud. She was telling me that I will go to jail and who's going to watch my kids.

i got a called also, i have no clue what this is? they said i had a loan and never paid.. i never got a loan?? so werid

Here is a new number  Mr Clayton is using for the Nevada area 702-853-0600,i reciieved a call 4 months ago from him,at that time he said I had a online loan thrue  Bank of America about 2 years ago, I asked for a letter about this situation ,Mr Clayton said I willrecieve one after my fist payment so I set it up on a prepaid card, 2 weeks later recieved a reciept with a letter head,that was it,,,so now im at my last payment and I need it for my rent, so I look online for his lawfirm and I find this  site, so now I think ill go to court house and ask some questions...

Received a call telling me they were going to have me arrested on 3 counts 1-check fraud 2-breech of contract and the 3rd she could not find in my file. I guess I got a payday loan in 2009 and didnt pay it back.  What loans i did get I have paid back. She asked if I had been contacted by our local sheriffs department that was investigating this claim.  Ive had no contact. Anyone heard of such a thing.  I explained that I am going thru cancer treatments and money is tight and she insisted that I give her a c/c or debit card to make payment arrangments then she could stop the arrest warrant.  She called from 877-863-5647.  I asked her to mail me a copy of the contract and documents and I was told she couldnt do that.  Her name was Sarah Anderson

I got a call from some mr. jones from the same place, and said that i was gonna go to jail for check fraud which is so not wat it is. it was an issue with a check cashing loan place. anyways he went on and on about how its illegal to send anything in the mail about this. and how its an over the phone contract and i can not receive any information in writing. i really think its a scam .. honestly i never heard of a lawyers office where they cant have either mail or email set up.

Cindy,


Have you dealt with them before? I got a call Monday at home from these people and returned the call Tuesday. Dealt with a man named Mr Jones who seemed like what he was talking about. Gave me a deadline of 3PM or else. If dealing with a legitimate law firm this would seem unlikely. Wanted to settle over the phone with charges that way exceeded my exisiting payday loan from '09. Thanks for the info.

Very Illegal....I would report them to the Federal Trade commission. You can do this online - very easy!