RESOLVED: Contact BBB if being harrased by this company.

I received calls from these clowns for a period of 2-3 months.  They were looking for someone with the same name as me but wouldn't beleive that I had no business with company they were trying to collect for.  They wanted date of birth, last 4 of SSN, first/middle/last name, etc... too much info to give over the phone, and were calling me at work.  My state's ATTN Gen's office wouldn't do anything (Connecticut) since collection agencies are regulated by the department of banking (EVEN THOUGH IT WAS THE WRONG PERSON).  DOB was willing to assist after I provided a plethera of evidence they were harrasing me at home and work.  But it turns out the quickest way to stop the calls is to open a case with BBB, turn around was about a week to receive a reponse from the company stating they will block your number from outgoing calls.

Left a threatening message stating if I didn't call them by end of business day, I will be served with court papers! WTF!!!!!I have asked for back up to the claim of owing debit and have yet to get anything. Also, my caller ID does not match the number he left to call him back at. Caller ID had 800.693.3455 (creditor interchange) and the number he left was 866.816.2979 ext 3167.

According to the fair debt collectors act it's illegal for them to threaten legal action ect.

If they call ask that you record the conversation and if they threaten then present that recording to your states attourney generals office.

Got a call from a Phil Lopez who claimed to represent Citibank. Asked if I had legal council and if so, he wanted their name, address and phone number or to have them call him back at 866-816-2979.

Why should I have legal counsel when I have NO relation with Citibank? Not sure what kind of a scam they're running but beware of clever tactics to try to get you to call them back and separate you from your money!

This call from Ilene Callaghan comes up on caller ID as 800-724-1107.  No identification as to what company she's calling from , just that she needs to speak with me.

r they for real.......that is th question

Luke Reeder of Credit Inter change has called me, claiming to represent Chase Bank in arranging a negotiated settlement of my debt to Chase, pushing me to "overnight" them a big check with no proof the money goes to Chase. Seemed like a scam.

i know some1 who works there, really great honest guy lol Y dont you guys go to CreditorsInterchange.com...or better yet go to 80 Holtz drive and see if its a scam lol retards, anything that has to do with money people owe they automatically get their panties in a bunch...like they dont owe it lol, its as simple as your buddy letting you borrow 5 bucks, n making u sign a contract, than he comes back wayyy after the date on the contract asking for his money and you get mad at him, so later on he sends a third party 2 do it (wiling to offer a settlement or payment plan unlike your friend) cause he is 2 busy and u say its a scam and get mad, ...about the money YOU owe that u know has been outstanding long enough to end up at a collection agency, only thing i can say on u guys defense is get ya documentation (which they mail you) n yeah there are some jack a**es who work in collections like the kind who pick on sick people, but other than that it dosent change the fact we all need to pay what we owe if we want our credit in good health, guessin non of u care about that though u obviously have stuff in collections

They left a message on my cell phone this morning from phone # 800-724-1107 but Ryan ? says to not disregard his message and to call him at 866-816-2979 x 3486.  I'm not going to disregard his message, I just don't plan on calling him about it.

I just got call from that Paul Roberts guy the caller id is 500-000-0000 but leaves the other 866 number and extension. Any company that has to spoof a caller id leaves me suspect.

I had these people harassing me at work.  I explained that I had multiple surgeries for Stage IV Cancer and was unable to work normal hours.  They called me a "lazy slob who doesn't pay her bills" and threatened to take me to court.  They also said that cancer is a personal problem and this is just business.  They are still calling.  Losers.

I get a call from a guy named David and he says it's important that I call him back because of an insident that happened on feb 10th and if I don't want to go to arbitration then I need to call and take care of the matter He gave me a case #. I called back and got his voice mail and left a nasty message and asked him not to call again but he calls everyday and leaves exactly the same message. I'm so tired of it.

I received a call from Paul Roberts and he left a message for me to contact him directly but to google "florida attorney general debt relief scam" he almost said he was from credit interchange but he caught himself.  These people are breaking the law and just trying to scare you into calling them back.

I received a call from the Scion (pronounced "sea-on")Legal department this morning about an incident that happened on 1-3-01.  He also said that his client would see my silence as refusal to cooprate and that papers would be sent to my home and "place of business."  However, he paused for about 5 seconds when he told me what county the papers would be filed under.  That didn't sound right.  Also, he used my married name.  I wasn't married until 3 years after the "incident" he was calling about.  It doesn't sound legal to me.

I received a call on my cell phone and at my place of employment today from Paul Roberts saying "formal action being filed...please call 866-816-2979 x3963 so that you may avoid a court appearance."  He also referred me to google search "attorney general debt relief scam".

I get the same call several times a week. Paul at ext. 3963 threatens to file federal charges against us.

Yes my father inlaw received a call saying the there was a case agains him from out county miami dade and gave us case # and said to call our attorney and give them this case # and gave us this 866 # with ext . They are using this technique so people get scared and call back .

The call is intended for my husband.  The guy named Peter is asking me to return his call, otherwise, a case will be filed today.

Received a call from 866-816-2979.  A woman who did not identify herself but left a message stating court papers will be filed.

Hey this number calls me all the time about 20 times a day it is definitely a fruad scam they called me saying there was a case filed against me in the court systems i called the courts to verify, nothing comes up. I have reported them to the proper authorities I would suggest you do the same thing.

This number keeps calling me at work...threatening all kinds of actions.  I am not sure if I should take it serious or not.  I am unsure what it is regarding or if it is for real.  

Based on these updates, I tend to not want to call him back.  Its concerning how aggressive they are.

I got the same call today from a guy named Paul Roberts...same thing 500-000-0000 but left me an 866 number and an ext.  Threatened arbitration if I did not call back by 6 pm today.  These people are a scam.  Do NOT give them your banking information and they will refuse any other form of payment from you...they WANT to clean out your checking account and they will...they did it to a friend of mine.  Joao..I agree if you have to spoof your number...you're suspicious to begin with !

CI contacted us today by letter stating I owed $5435.87 for a credit card I never had called "Heritage Bank One."
Heritage Bank is on the FDIC failed banking list, closed 4/24/2009
See FDIC:http://www.fdic.gov/bank/individual/failed/michiganheritage.html
"On Friday, April 24, 2009, Michigan Heritage Bank, Farmington Hills, MI was closed by the State of Michigan?s Office of Financial and Insurance Regulation and the Federal Deposit Insurance Corporation (FDIC) was named Receiver."

It is my belief this is fraud, a scam like most scams requires you to do something such as provide electronic banking, credit card information.

Investigate any claims you owe the debt before remitting funds or payment method/wire transfer. If you do a wire transfer, set up a seperate account to hand funds transfers, never give out your personal account to anyone.

- Greg C.

i know some1 who works there, really great honest guy lol Y dont you guys go to CreditorsInterchange.com...or better yet go to 80 Holtz drive and see if its a scam lol retards, anything that has to do with money people owe they automatically get their panties in a bunch...like they dont owe it lol, its as simple as your buddy letting you borrow 5 bucks, n making u sign a contract, than he comes back wayyy after the date on the contract asking for his money and you get mad at him, so later on he sends a third party 2 do it (wiling to offer a settlement or payment plan unlike your friend) cause he is 2 busy and u say its a scam and get mad, ...about the money YOU owe that u know has been outstanding long enough to end up at a collection agency, only thing i can say on u guys defense is get ya documentation (which they mail you) n yeah there are some jack a***s who work in collections like the kind who pick on sick people, but other than that it dosent change the fact we all need to pay what we owe if we want our credit in good health, guessin non of u care about that though u obviously have stuff in collections

?Rubber Duck? Reports:

In a fairly recent 2008 memorandum decision in the Supreme Court of New York State, the modus operandi, and therefore inherent personification of the entity, ?Creditor Interchange?, its ownership, management and counselor?s is made public for all to see.

Although the defendant was ultimately awarded dismissal, the plaintiff?s reference to the use of misleading oral promises, as well of employing ?dark legal practice? in the phrasing of written contracts by Creditor Interchange is eloquently described within the context of the decision, and could be construed as a warning to others deliberating on whether to enter into any business agreements with the parent company, Credint Holdings, LLC, Creditor Interchange, LLC, its ownership, management, counselor?s and others, directly or indirectly involved with its affiliated businesses and/or ad hoc associations.

The text of the above referenced proceeding is posted on the internet at: http://www.nycourts.gov/courts/comdiv/PDFs/8th%20JD%20DOIs/Gouchie%20MD.pdf

The plaintiff in the proceeding, Mr. Kenneth Gouchie, may or may not be petitioned for advice regarding Creditor Interchange and his original complaint. It?s possible that he may be contacted at:
Kenneth P. Gouchie
1800 Highland Ave
Fall River, MA 02720
(508) 567-3395

It is of additional interest that the planned acquisition of Creditor Interchange by Debt Resolve, Inc. (AMEX: DRV), terminated by the buyer, was due to Creditors Interchange?s breach of its representations and warranties under the purchase agreement related to its financial condition as well as the existence of a material adverse change in the financial condition of Creditors Interchange.

Debt Resolve Co-Chairman and CEO, James D. Burchetta said: "We are extremely disappointed we had to terminate our efforts to acquire Creditors Interchange. Unfortunately, the deterioration of the financial condition of Creditors Interchange left us no choice.?  

Additional references:
1) Chairman, providing guidance for Creditor Interchange is: Mr. Bryan Daniels, of Prairie Capital:
300 S. Wacker Drive #1050
Chicago IL 60606
(312) 360-1133
bdaniels@prairie-capital.com
www.prairie-capital.com

2) March 12, 2008  Gary Holter Named as President & CEO of Creditors Interchange.
BACKGROUND
Gary Holter has been President and Chief Executive Officer of Creditors Interchange, Inc. since March 13, 2008. Mr. Holter has been Chief Financial Officer of Creditors Interchange, Inc. since 2003. Mr. Holter is responsible for all aspects of the Creditors Interchange's operations. He has over twenty-five years of operational management experience through various executive level positions in a broad range of industries.

3) Joseph Jerge acts as Senior Vice President of Collections at corporate headquarters.

4} Thomas Wilcox acts as Director of Marketing at corporate headquarters.

5) Additional court dockets involving Creditors Interchange: http://dockets.justia.com/search?q=Creditors+Interchange

6) Creditors Interchange Corporate Office:
80 Holtz Drive,
Cheektowaga, New York 14225    
Phone: 716-614-7500
Fax: 716-614-7546
www.Creditorsinterchange.com

7) It was last reported that Prairie Capital and Caffery Capital Partners were in discussions to acquire Creditors Interchange. Watch press releases at www.prairie-capital.com and www.cafferycapital.com for the latest news on that subject.

NOTICE: The information contained in this report is based on publicly available records and press releases. Regardless of the information researched and reported on here, it shall not imply that the entities referenced are any less than professional and law abiding in their commercial dealings.

-end report

866-816-2979
Creditors Interchange Receivable Management, LLC
80 Holtz Dr      
Airborne Business Pk.
Cheektowaga, NY 14225-1470
Phone: (716) 614-7500  
Fax: (716) 614-7546
also known as "The Benchmark Group"
Web Address: www.creditorsinterchange.com  

CONSUMER ALERT
BEWARE of scam - Interchange Collectors call, posing as "Senior Prosecutors from State Agencies threatening immediate legal action.

Creditor's Interchange collectors are liars and con men.  They should never be trusted.  Record their calls where legal. Do not give them any banking or credit card information.

THIS IS A SCAM! DO NOT BECOME A VICTIM OF THESE SLEAZY DEBT COLLECTORS AND THEIR LIES.

Other Offices:
Bruce H. Gray, President
Tom Wilcox, Director of Marketing

Appletree Business Park Ste 9
2875 Union Rd
Cheektowaga, NY 14227-1465
Fax: (716) 614-7546

8550 Erie Rd
Angola, NY 14006-9612
Phone: (800) 693-3455
Fax: (716) 614-7611

2700 W. Cypress Rd Ste 100
Ft Lauderdale, FL 33319
Phone: (800) 963-3455
Fax: (716) 614-7611

23355 Mercantile Rd., Suite 9000 A
Beachwood, OH 44122
Fax: (216) 464-0600

866-513-9468

Bud Says...

These dirt bags have a history of not being able to control their collectors. Below is the results of an action taken against them last year in Minnesota;

CREDITORS INTERCHANGE INC Lic# CA20157551
Against: Collection Agency
Action: Cease & Desist/Consent
Signed: 2/2/2004 $10000 Fine
File # CA 2303834 KRJ
Allegation:
Respondent allowed collectors to threaten actions they had no intention of taking and allowed unlicensed collectors to contact MN residents.

We have just recently received another interesting piece of information about Creditors Interchange. The State of New York is fed up with the unlawful practices of these knuckle-heads. Because of complaints from consumers about Creditors Interchange they were forced to sign a Assurance of Discontinuance to the New York AG. In other words; "We promise not to break the law again". I have attached a copy of the court document in .pdf format. If anyone has problems with this guys please send a letter to the New York AG office, I'm sure they can make sure you are heard.  

New York Assurance of Discontinuance against Creditors Interchange.pdf

August 1, 2003 ? BUFFALO, NY - Creditors Interchange, Inc. has announced the acquisition of its business operations by two Chicago, Illinois-based private equity firms; Prairie Capital, LP and Caffery Capital Partners, LLC.

Creditor's Interchange is located in (where else) Buffalo, NY, however they have a large collection operation across the river in Canada (ayhh!) where the wages and worker benefits are even smaller. CEO David Young must have gotten one hell of a bonus for pulling this off.

VERY aggressive debt collectors who will lie, threaten and do any illegal act imaginable, just to separate you from your money. These are nasty, desperate conmen, and con-women that should NEVER be trusted. They have posed as bankers, lawyers and other professionals to scare consumers into believing something bad would happen, if monies were not immediately forthcoming.

In reality, these low-life's of the collection industry are nothing but a fraud! Any debt collector from Buffalo, New York is desperate, however Creditors Interchange apparently is hiring the WORST of the WORST! Stay far away from this ship-wreck of out of control rats, they are desperate and dangerous.

http://www.budhibbs.com/debtcollectorpages/creditors_interchange.htm