| TCole 2012-10-17 20:54:58 Debt Collector |
We have received calls from a Jennifer Smart on my cell and my husbands cell, she advised us that there's an outstanding payday loan that I need to settle or my account will be deducted. I decided to google these numbers as yesterday I also received a call at work from 866 414 0435 in which yesterday I picked up and was told my account is getting debited in 3 days if I don't settle the debt with E PaydayLoan, I didn't get the ladies name as two different people came on line when I advised them of the following. I told them per the Fair Debt Collection Practices Act I want a "written validation notice" sent to me and I gave them an email address. No email has been received so far. They claim it was payday in loan 2008. 1st of all I have no record of ever receiving any money from E-Payday Loan in 2008 and why would so many years pass by before I'm contacted. My cell and work #'s are the same now as it was in 2008