This supposed investigator from Wells Fargo had an older woman in a white car pull up sitting in front of the property I am renting at 11:15 pm. Whats odd is I dont have any kind of a loan with these people. They claimed they saw a for rent sign and were looking for a price on the house I am renting. At 11:00 pm. I figured out she was lying as her story didn't add up. I have told her the cameras caught her, I have filed a police report for suspicious activity, and would be filing a complaint with the FTC. Eventually I got her to admit who she was. I explained neither of us have a loan with Wells Fargo and whatvwouldchappen if she came back. I told her to get the hell off of my propery. Needless to say now We are now going to be awake all night. People, keep your camera running.

Attn: Agent Martinez: / in some instances been noted as (Kristy):

You are in violation of the following acts of:

THE FAIR DEBT COLLECTION PRACTICES ACT

§ 806.  Harassment or abuse  [15 USC 1692d]

(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.

(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.

(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.


§ 807.  False or misleading representations  [15 USC 1692e]

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1)    The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.

(4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.

(5) The threat to take any action that cannot legally be taken or that is not intended to be taken.

(7) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer.

(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.

(16) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency as defined by section 603(f) of this Act.

FWD: FTC, CFPB, Department of Business, Attorney General's Office of CA, & BBB

To file a complaint please use the following link https://www.ftccomplaintassistant.gov or start by contacting the FTC Consumer Protection Division at: 202-326-2222

Got a call from Ms. Martinez today. She wanted to know where to pick up my car...stating she was an investigator and that there had been a complaint that I was "concealing a vehicle". Is she an ivestigator or with Wells? And why would she have me to believe that she is with the police dept when it is an 877#? Any helpful answers would be much obliged.

OK.. So, quick update... Just called 877-200-0613 and talked with Ms. Martinez.. She's a Private Investigator.. So, maybe it's not solely for Wells Fargo car loans...

It's for the repo of Wells Fargo/Wachovia Dealer services car loans.. At least I think it is. It's the same number I had to call to straighten out my car note payments vs. a repo through them. Not sure if it's an actual repo place or just a department within the bank.

This leads to the Investigations  Department

keep getting calls saying that she is an investigator

I was away when the number called. Who is it?