FAS legal dept has been calling my home for 2 weeks leaving messages for a relative who has never lived with me.  They think this is his home. But get this the person they are looking for is an in-law relative!  Why are they calling me?  We live in the same state but different cities which are 100's of miles apart.  When I called them back to insist they never call me again the office was closed for the day at 1:00 pm. I know this is a scam because I'm not related to this person by blood, he's 30 years old and I'm 62 years old so we have never has a relationship that would tie us together.  The number they called from is 866-478-4006.

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

i just recieved phone call from same co and found out from a girl who lives neither there and use to work there that some employees have criminal records and see all our personal info ,that co not even checking employees back ground who shoukd we contact about that

I took have received a call from this number and saved the voice mail from a processor telling me she is going to serve me if I dont call this number back with a file number.  Then this company called FAS legal deptment when you call this number back tells you they are a collection agency on a paid day loan and records the call.  I  clearly disputed the debt and advised further I have a paid receipt with a money order and they plain green loans cashed the check.  She proceeded to ask me to send her a copy of it and it would update her systems. I explained to her I didnt take a debt out with them and furthermore I want paid for the illegal attempt to collect on a debt I do not owe and will produce in court and will seek claim of 1000k per attempt.  This was last thursday and today I found out they are calling people you put down as referrence to give them this message.  A lady by the name of Sara Jackson called and left a message for you to call her a 877-204-5782 and use reference number F243403. She said it was urgent and in your best interest.  Which is another violation of fair and debtors act.  
..

I received an call also from phone number and it had an voicemail fas legal department gave file #, first Stacy Davis called me at work to call her back regarding an complaint called the number back no answer then some body called me back with same company but different person and file # is this a scam or legit?

Always record their calls. When they call back answer and say your call is being recorded for legal purposes if you do not wish to be recorded you can hang up. Then IF they say they decline to be recorded tell them too bad your call is being recorded, you have been informed, you can hang up if you wish. If they continue and claim a debt demand a letter of validation be sent through the mail. Tell them they can have no information until receipt of the letter of validation. Inform them that you will pursue any violations of the FDCPA in court. Research the FDCPA  and sue them for violations.

what is with 2008? i also received a call today from supposedly myloansusa trouble is i never used them. just a month ago i got a phone call from cashnetusa & i proved to them that i had paid them off. Never heard from them again until a month later now all of a sudden supposedly myloans-usa happens to have the same amount owed in the same yr, yea right! I'm sick to death of paying double amounts all the time. its no wonder I'm not rich! my guys name was Richard Adams & my co. is supposedly out of Georgia. but when i called the 855 622 6088 the Megan lady that answered just said hello. never this is co, so & so I'm so & so how can i help you. just plain hello. so now I'm checking into it! thoroughly!

Just hang up on them. They are a SCAM and are attempting to collect on payday loans made years ago.

A 'processor' called me by the name of Amy Wise from Harleysville, PA. Told me she had some papers to serve me but that I could have the paper serving stayed if I call her number. She wouldn't give me anymore details about who she was other than that she was a processor. I asked her how she was solicited to call my number and she told me it was irrelevant. After laughing at her, I hung up to call her number which belongs to First American Solutions in South Carolina.

The call was quick and painless. They told me I owed them money. Told me they were going to garnish my wages. I told them to have fun doing whatever they planned on doing and I hung up. The so called debt was paid off payday loan from 2008. Why they decide I own them money now? 4 years later?

Better Business Bureau essentially considers them a scam. When you look them up, this is what you find:

BBB rating of F due to the following issues:

- BBB does not have a clear understanding of this business.

- Failure to have a required competency license.

- BBB does not have sufficient information to determine how long this business has been operating.

- BBB made one or more requests for background information from the business.

-BBB has not received a response from this business and/or has not been able to verify information received from this business.

- BBB does not have sufficient background information on this business. BBB made one or more requests for background information from the business. BBB has not received a response from this business and/or has not been able to verify information received from this business

So what was the out come did you have to go to court or jail? were you ever served

these people called me at work also. They got me fired! I don't have this debt. please get rid of these people!!!!!!

has anything happened after that?

What was your outcome with this situation?

i too have been called about this same thing i didn't  they called u first if they were going to serve you papers not sure if the same number but they keep calling don't stop... i actually do owe casnet usa from 2010 but still are they rally gonna call you first tho tell you they are coming?? i called the lady on the other number that he left and she demanding i pay the whole and then i was like look lady all i can pay is 20 per month she was like no we cant do that so hes just gonna have to serve the papers then i was like well go ahead then

Received a phone call. No message left.

i meant march 30th sorry mistype

i recieved a call from Charles smith on feb 30th 2011 sayn the same thing about i got a complaint against me to call the same number as the rest... I could call and pay them or if not he will be in my area in a couple days to serve me papers at my residence or place of work. So i called and a john long answered and by the way i made him mad i could tell it was a scam bc of the things he said and kept puttn me on hold and never takn me off hold. Then another guy started talkn to me about it and sayn they dnt have to mail me nething bc it was a online loan. So i checked here and seen it was a scam but the company that has my file is american debtholding and wen i call them i have to leave a messege then a women called and said fas was a real company but i think that is a scam too so i guess ill wait and c what happens also wen i call it just said legal serfices thats wen i asked what the name of the company was. They said more but too much to type

I just received a call on my cell phone from someone named Charles Smith.  His message on my voicemail notified me that this call served as an official notice. There is a complaint against me and  I need to call 877-204-5782 and refer to a case number he gave me within the next 24 hours otherwise I would be served either at my place of employment or my residence. I immediately called this number after hearing this message and an automated service answered "legal department". I was on hold for a couple of minutes and was prompted to leave a message. Someone would get back to me as soon as possible because all of the customer services representatives were busy.  If you go into the Better Business Bureau, you can enter the phone number in question and retrieve the company information related to thisnumber .  This phone number belongs to First American Solutions. I Googled this company and came across a website informing consumers that this company is part of a suspected scam (http://www.ripoffreport.com/directory/First-American-Solutions.aspx).  They  are supposedly grant writers  or something like that. Others have been scammed out of money. All can say is be careful...

I also got a call just like yours, from an Eric Oneal regarding some payday loan. He told me the same stuff saying i would be served or have to  travel to another state or something..? I thought it was a scam to just like you, then prolly about 3 days later a processor showed up before i had to work and sereved me papers. Now ive had to hire an attorney bc of this which i didnt have the money to do so in the first place so now im really screwd.

The address for CK asset holdings, llc is actually an apartment complex called Reserve at mill landing so it looks like the owner is running this one out of his apartment lol. It just keeps getting better and better.

More info. On the same day as FAS 2 other companies were formed by the same person and one of them uses the same address. This is no doubt done(a popular scam) to call from different companies for confusion and to hide assets.

CK ASSET HOLDINGS, LLC
Note:This online database was last updated on 1/3/2011 6:01:29 PM.
See our Disclaimer.

DOMESTIC / FOREIGN:    Domestic
STATUS:    Good Standing
STATE OF INCORPORATION
/ ORGANIZATION:    SOUTH CAROLINA
Profit
REGISTERED AGENT INFORMATION
REGISTERED AGENT NAME:    KENNETH JONES
ADDRESS:    809 E MAIN ST #1221
CITY:    LEXINGTON
STATE:    SC
ZIP:    29072
SECOND ADDRESS:    
FILE DATE:    09/30/2010
EFFECTIVE DATE:    09/30/2010

CRT SERVICES LLC
Note:This online database was last updated on 1/3/2011 6:01:29 PM.
See our Disclaimer.

DOMESTIC / FOREIGN:    Domestic
STATUS:    Good Standing
STATE OF INCORPORATION
/ ORGANIZATION:    SOUTH CAROLINA
Profit
REGISTERED AGENT INFORMATION
REGISTERED AGENT NAME:    KENNETH JONES
ADDRESS:    3937 SUNSET BLVD
CITY:    WEST COLUMBIA
STATE:    SC
ZIP:    29169
SECOND ADDRESS:    
FILE DATE:    09/30/2010
EFFECTIVE DATE:    09/30/2010

I believe I found the information for these scammers. Their calls are illegal and if you are getting an attorney to file a civil suit against them for violations of the fair debt collection practices act I believe this is the information you need to use. They have been in business for 3 months which should tell you all you need to know.

FIRST AMERICAN SOLUTIONS LLC
Note:This online database was last updated on 1/3/2011 6:01:29 PM.
See our Disclaimer.

DOMESTIC / FOREIGN:    Domestic
STATUS:    Good Standing
STATE OF INCORPORATION
/ ORGANIZATION:    SOUTH CAROLINA
Profit
REGISTERED AGENT INFORMATION
REGISTERED AGENT NAME:    KENNETH JONES
ADDRESS:    3937 SUNSET BLVD
CITY:    WEST COLUMBIA
STATE:    SC
ZIP:    29169
SECOND ADDRESS:    
FILE DATE:    09/30/2010
EFFECTIVE DATE:    09/30/2010
DISSOLVED DATE:    / /
Corporation History Records
CODE    FILE DATE    COMMENT    Document
Domestic LLC    09/30/2010    AT WILL

There was a recorded message left on my mothers answering machine from this number stating that, there would be a processor in my area for 48 hours and I was to call this number back or they would take legal action against me. I called and a talked to a woman named Lauren Wilson, she said it was from a payday loan I had taken out in 2008, and that I owed $650, and if I didn't pay it that day that the interest on this would leave me owing them over $5000. I have filed bankruptcy and have a court date set, so I told the woman this. She said that in this MyLoansUSA contract there is a clause that if one files bankruptcy they cannot add them. She also told me that with the debt going to be over $5000 that i could be arrested and charged with a felony. I called my attorney and he told me that this company has broken the law by calling and telling people about any debt that I owe and also, by telling me I could go to jail. He also told me that her telling me there was a clause where I could not file them in my bankruptcy was false.

I was afraid at first and wanted to try and make arrangements and ask the woman for  the address to mail the payments. She told me it was too late to mail payments and refused to give the address to me. She said I had to make the payment with a credit or debit card right then. I have not heard anything more from these people or their processor. I will wait and see what happens with this.

Let me preface this by saying that i've been scammed out of money by 2 different companies who threatened me with taking legal action if i did not pay outstanding payday loans i had defaulted on, and since i did owe one i just paid them without really checking, very stupid in my part but ok they got me. Now im still receiving calls, today from an unknown person calling my job and telling the secretary that i had 48 hrs to contact them or they were going to take legal action. When i called them back i get the "You have reached the Legal Department", really? No name of the collection company, etc. To make a long story short any loans i may have had are already paid for, so now these f****rs are out to get more money from me. Well guess what it aint happening. Im not even going to bother speaking with somebody in that office. Let them do what they gotta do. People beware please, do not agree to any type of payment arrangement or anything of that nature. My lawyer is on the case....

I got a call  today at work, and they told me that they were going to serve me within 48 hours regarding the balance owed on a loan from 2008.  When I called the number I asked for a Bill of Sale, in which they are required to by law, and I was told that once it was paid I would get that.  

Before I called then I called a reputable company that I have done business with in the past and asked about, can they serve me at work or at home any legal documents.  She stated that you would be served by the court not them  Very interesting.

Seems like these people like to use false names and common last names. The person who called me at work said her name was "Debra White", that she was a "processor" and a formal complaint has been filed on me. Said she would be in my area in 24 hours and would be serving me at home or place of business. Would not tell me what company this was for, no proof of debt or amount I owe. I told her she was in violation of many laws, then she hung up on me. I have no payday loans or any other loans for that matter. These people are scam artists. Don't believe a word they say, and don't pay them anything.  They cannot make threats against you and cannot visit you at your home or place of work. I can't believe our government lets people like this thrive and do business.

I've got the same story.  I've already paid the debt.  Contacted by a James White, process server.  I already told him a week ago not to call me at work.  This is the third call I've received.  I'm not calling him back.  When a company files a complaint, they don't usually call to tell you they've done that.  Besides, they're not going to pay a process server when the court usually serves a defendant by certified mail.  Thanks everyone for your comments; they are very helpful.

It has now been 5 days and I have not been served as 2 of their collectors promised within 48 hours. Please step it up and serve me so I can save on filing fees when I serve your company. Thanks

I just got a call and te entire conversation was the same as yours. What wasth outcome of your situation? Was itvalid or a scam?

Also received the same voicemail that I must call or be served within 48 hours. I called and recorded the conversation. The automated voice came on and said legal department and the person that answered said this is FAS really fast. He then said he was calling upstairs from the legal department of check n go and I took out a payday loan from 2 years ago. I  told him another company had called a few weeks ago about this and he said he never heard of them and they have tried calling me dozens of times the last 2 years and have owned it since july of 2008. Yah right. I told him to go ahead and serve me but we all know that is not gonna happen(I wish it would though)

Let me be clear people. You are receiving a phone call from a collection agency. This agency is pretending to be a processing company and you are to call another party but rest assured this is the same company. Their calls are a violation of the FDCPA i.e. fair debt collection practices act. They are required to leave a mini miranda stating who is calling and must give you notice to dispute yet they do not. They are also violating by pretending to be other companies. If they are stupid enough to sue me which I pray happens I will hit them with at least 2k in violations(I live in florida so they have their own version of the fdcpa). IF you live in Florida this debt collection company is not licensed to collect and are committing a crime by doing so.

Received a call at workfrom a Mark Brown saying he was a process server and that I need to contact 877-204-5774 and gave me a case # or that he would be in my area within 48 hours to serve me at work or at my home.  When ask what was the name of the company he was representing he stated he did not have a company name and he just work for National Processing.