left mesg very important

A MAN NAME ANDREW LONG AS ME TO CALL HIM TO GO OVER SOME PAPERWORK

Call and hang up

african american? so can you tell me were exactly is africa america? YOUR EATHER AMERICAN OR NOT YOU DUMB N****R!

get off your high horse black monkey

Two calls were left on my phone for a person named Catherine Andrewzyski(Spelling?). We have no idea who this person is or how they associated her with our phone number of 757-336-1459

Received call from Beverly Hills, CA. Have a friend in Cali, so I answered it. I live in Atlanta GA. They asked for me with my old name, which was odd, because I have changed my first and last name and everybody/credit/government etc that needs to be notified has been. Said she was only secretary (C & R Associates) and to hold for her boss. I hung up. Called back last night-I let it go to voice mail. Her name is KC. Said for "me" or whoever is representing me to call her back and if it is wrong number to still call her back. Then I went to the internet to check this out....Glad I did.

KC
310-601-7357
877-215-7439
Beverly Hills, CA

Uh, a lot of people are named Adair or Babcock.

Today 10-Dec-09 @ 12:05pm Mr.Miller wanted someone to call him back at his direct line 215-877-7439 yet my phone showed him calling from 310-601-7357. As always when I don't know the caller numbers. I simply put them in "block caller" it adds to the reject list. Love it! Be sure to copy these numbers and block it.

FOR SUE :   HI !  notice the person's last name is >>  MR. BABCOCK <<<
i deciffer it as   BABBLE ..for BAB ....C*** for ROOSTER .  and the result is >>>>  A  BABBLING ROOSTER . you can ever go to the list of the names of the scam artists that work that company . notice how they have silly last names .  one has to just study the last names real real good. ms. sue i called to by MR. MARK ADAIR ....sound like I DARE  ( ADAIR )  and do you know his extension is 2002 .   he demanded 600.00 by dec. 7th 2009 NOONTIME DEADLINE . i felt like a relative of mine was being held kidnapped by them !  they are CON ARTISTS ! BEWARE OF THEIR SCARE TACTIC !

I received a call from Lisa Campbell from 877-215-7439.   I have updated the list below with this information.  Company also goes by CRA Processing.


--------------------------------------------------------------------------
If you receive a call from this number, you have been called by junk debt / collection agency that buys debt from original creditors that has been written off or settled and is beyond the statute of limitations in most states. They are trying get the money for themselves, not the original creditor.

They are reportedly a serial violator of the Fair Debt Collection Practices Act (FDCPA). They may be illegally using credit information obtained from Experian or other credit reporting agencies.

This company has been known to contact and harass people they believe may know the person they are trying to reach including distant relatives, ex-spouses and possible former co-workers.

NEVER answer these calls if you see this as a caller ID. NEVER return these calls. NEVER give them ANY information about the person they are seeking or refer them to others.

Any "positive" comments you read in these notes about the company may have been written by employees of the company.

The company is:

Consumer Recovery Associates
2697 International Parkway #4
Suite 270
PO Box 2916
Virginia Beach, VA 23450-2916

The following is the most comprehensive information gathered about this company from various sources on the Internet.

***If you've been called by a number not on this list or by someone using a different name, please copy this list, add the number/name in the correct order and repost it in its entirety.

Company Names that CRA reportedly uses:

CIA and Associates
CC Associates
Consumer Credit Association
Consumer Recovery Associates
Court Company
CR Associates
CRA Associates
C&R Associates
C & R Associates
Farm CIA & Associates
J Lamb and Associates
and possibly GC Services

Phone numbers that CRA reportedly uses:
215-325-1354
234-542-2874
310-601-7244
310-734-6338
310-855-3688
310-860-6293
317-536-5458
319-892-0349
323-319-5178
404-474-4884
404-963-8760
430-200-0007
505-349-0354
505-718-4945
517-879-4821
615-469-5268
617-674-2967
619-564-4447
619-564-4473
620-273-4256
702-946-0389
703-280-1121
706-417-9193
713-518-1966
757-271-6637
757-271-8786
757-271-8787
757-271-8788
757-271-8789
757-271-8888
757-271-8889
757-368-3622
757-368-3623
757-368-3626
757-368-3627
757-368-3628
757-368-8004
757-368-8331
757-368-8335
757-368-8337
757-368-8537
757-468-0169
775-293-4583
800-762-9864
800-913-4915
801-241-2616
801-349-2616
801-386-7803
805-284-9506
816-332-6242
859-514-0968
864-335-7028
866-272-3041
866-367-0328
866-374-6604
866-418-3360
866-442-2693
866-499-6608
866-563-9556
866-645-6269
866-645-8525
866-645-8654
866-655-0659
866-656-5380
866-657-1658
866-657-6525
866-673-1748
866-857-3916
866-861-9257
877-213-3830
877-215-7439
877-217-7084
877-240-5390
877-240-9350
877-241-4559
877-246-1285
877-284-6622
877-289-4690
877-298-7036
877-298-7306
877-298-7806
877-320-5615
877-326-5615
877-334-2942
877-360-1616
877-407-9274
877-507-3402
877-738-4814
888-253-9713
888-310-5679
888-413-8823
888-706-4381
949-873-2855

Individual names that CRA reportedly uses:

Donald Adair
Mark Adair
Chris Adams / Christopher Adams
Amy
Laura Angelini
Anthony
Charles Bambino
Ms. Beagles
Ms. Blaine
Sarah Brevard / Sara Brevard
Peter Bronson
Tracy Burman
Mr. Cagle
Mrs. Campbell
Mrs. Lisa Campbell
Ms. Catasin
Kirby Chapman
Vincent Cignerale
Ms. Claine
Sarah Danvers / Sara Danvers
Raymond Davis
Marion Dunham
Ms. Elder
Ellie Faircloth
Jennifer Feagles
Denise Flynn
James Fox
Gail
John Gibson
Mr. Gilam / Gillum
Bert Glenn
Laura Glenn
Sidney Albert Glenn
Conrad Gray / Conrad Grey
Paul Gowl
Christy Hartman
Mr. Hartman
Miss Howard
Jane
Mrs. Jenkins
Ms. Jewel
James Johnson
Mrs. Johnson
Perry Johnson
Mrs. Jones
Jay Lamb / J Lamb
Mr. Lane
Tyler Lang
Mr. Ludwig
Kelly
Ms. Kitchens
Ms. Kitchum
Kristen / Kristin
Lindsay / Lindsey
Lisa
Marisa / Marisha
Stephanie Martin
Melissa
Monica
Chad Miller / Chat Miller
Gary Miller
Sherri Morse / Sherry Morse
Mr. Parker
Rebecca
Gary Reison / Gary Reasons
George Reasons
Ricky Royster
Jennifer Segal
Liz Segal
Tonya Sells
Scott
Eric Scott
K C Scott
Randall Scott
Richard Scott
John Sheldon / John Shelton
Ms. Silva / Silvia / Sylvia
Michelle Silver
Mr. Sitton
Liz Spiegel / Spiegle
Christine Spruill
Stacy / Stacey
Jim Stewart
Curtis Taylor / Curtis R. Taylor
Mrs. Thompson
Tony
Vivian
Mr. Wang
Mr. Weippert
Ms. Wells
Maranda Whiten / Miranda Whitten
Gina Williams
Mrs. Yelder

If you want to take positive action:
* Report them to the Virginia Attorney General:
http://www.vdacs.virginia.gov/forms-pdf/cp/oca/complaint/oca1complaint.pdf
* Call the Federal Trade Commission at +1.877.382.4357 and file a complaint

http://whocallsme.com/Phone-Number.aspx/3107346338
Caller ID: 877-215-7439
Caller: Consumer Recovery Associates
Caller Type: Collection Agency

Thank God we have an African American for our President to oversee this USA.. I would hate to see what would happen if we had a judgemental, uneducated, hateful, ungodly, individual such as yourself in his place.   So like it our not "YOUR PRESIDENT'S BLACK"  Q.  So, Who's ingnorant now???????? FYI, Ingnorants has no specific Color, just look in the Mirror.  Action's speak louder that word.     Get it together Sick'O  
You too are a very sick person.... I will pray for you!  God Bless.

Your are a very sick person.... I will pray for you!  God Bless..

They called me today to get ahold of a realitive of mine.
I took the information. Then decided to find out who they really were.
The person I spoke to was a "Mr. Babcock".

I also received a call today from CRA.  I didn't recoginze the # so I let it go to voice mail.  I checked the message and they said they needed to speak to me or who ever was representing me.  Then they gave me a matter #, and a phone # to call them back.  Please add this phone # and name to your list.   Amber Davis 404-551-3406.  Thanks to all of you, I will avoid these calls from now on!

Great stuff Lamet.  Thank you much.  Now we (the educated consumer) are definetly armed and dangerous.

Consumer Recovery Associates
aka Consumer Credit Association
aka CR & Associates
and the world's most grating phone numbers:

866-857-3916
866-499-6608
888-253-9713
866-563-9556
888-413-8823
877-360-1616   800-913-4915
757-368-3622
757-368-8004
757-368-8331
757-271-8788
866-418-3360


2697 International Parkway # 4   Suite 270
Virginia Beach, Virginia  23452
PO BOX 2916, VB, VA 23450

Head Debt Collectors:
Christine Spruill       Mr. Parker          Mr. K C Scott

Peter Brunson           Conrad Grey       Jane

 

--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below

1-866-857-3916 is one of those irritating numbers that show up on your caller ID that can never seem to be identified.   When you return the call, you get the ominous "Can I help you?" or "Case number please."  They refuse to identify who they are when questioned, will not state they are debt collectors, and by tone imply you have committed some illegal act and are in great trouble or they would not have called you.  It is a violation of FDCPA.  It took quite a bit of research and cunning to discover whom the voices were behind the lawbreaking 866 number were...but it's coming together now and they are without excuse.

Give us your stories on CRA and let's put together some useful information to bring these folks down.  Record their calls where legal and save the tapes for future use.  We'll post 'em here if you have something of interest.

In the meantime, hold them to the law; make them put everything in writing, validate the debt.  Use the cease-communication letter.  Violations of the law should be pointed out to the Virginia Attorney General.

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.


File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

As I stated in my previous post, don't let these people bully you.  Question EVERYTHING they say to you.  You will trip these people up (they're not too bright), just as "Still Laughing" has done. Government employees ALWAYS send dated letters when dealing with you.  That is how they know to proceed with the next step in their escalation (the date on the letter + 30 days).

As for trying to collect on a debt that is 10 years old - it's important for you to know the SOL (Statue of Limitation) of debt for your state.  Here's a link http://www.bankrate.com/brm/news/cc/20040116b2.asp?caret=8
This should make it easier for you, when dealing with these people/companies on the phone.

Lastly, I can't stress this enough - contact your local AG (Attorney General) about this company.  Provide as much information as you can about this company, who you spoke to, their address (that is if they give it to you).  Last time I checked, impersonating a Government Agency was against the Law.

I received a voicemail from some lady (she did not give her name) and said that it was urgent that I (refered to me as my full given name, first, middle and last name) or whoever is representing me to call her back by the end of the day today.  I never answer numbers that I do not know and so had let this go to voicemail.  She made it sound like I was in severe legal trouble.

Sure am glad I googled the number and found this.

Thanks everyone!

If all of US can notice the LAST NAMES of these con artists sound foney like ADAIR ...sounds :  I DARE , then there is a KITCHUM sounds like ; KITCHEN .  Then there is james fox ; sounds like the comedian ; JAMIE FOX .   Just pay close attention to the last names . notice how the first name fits the last name .

Thank you, this is very useful information. You can add Mrs. McCoy to your list as well.

Called to speak to someone I don't even know.  Claimed he worked for the Federal Government. When I asked what department or branch, he got all scared and said "None of your business."  If he was legitimately connected with any government agency he would have no hesitation at all in telling me what department.

Collection agency called my step-mothers' brother's house and her parents' house looking for me. I have no idea how they got their phone number since we are not even related. I called the phone number they had given 877-215-7439 and they refused to take my current phone number and remove the phone numbers that they have on record unless a make a payment immediately on a debt that is over 10 years old. They also told me that if I did not make a payment immediately they were reporting this as a refusal to pay and reporting it the the IRS. They then hung up on me when I told them that I am presently at work and will have to call them back.

FOR :  ZEE ,   humble greetings !  today was the deadline MR. MARK ADAIR
gave me to send him $ 600.00 or face the goverment . i was terrified i am disabled and my blood pressure went yo to 210/110  dont listen to these scammers , cons , mark adair wanted his money on dec .  7 , 2009   NOONTIME !  i felt like i had to pay a ramson for someone being held kidnapped .  do not be affraid of them they are CON'S professionals. mark adair talks demandingly , like its either his way or face the federal goverment . he went as far as looking to see if i had made any income tax so he could garnish it .  BEWARE OF HIM ....MARK ADAIR / DONALD ADAIR . and the rest of his con artists too. if you notice they have questioning last names ? read the list of names they use.  peace to you ida

THEM F**GOT MOTHA'S CALLED ME TOO! I JUST CAME ON THE INTERNET, LOOKED UP THE NUMBER ON GOOGLE, AND NOW I'M HERE. AS A MATTER OF FACT, I JUST CALLED AND CURSED OUT SOME BI*** REAL BAD. SHE HUNG UP ON ME. LET'S ALL DO THE SAME. I'M GOING TO KEEP DOING IT OVER AND OVER AGAIN! PEACE

YOU ARE RIGHT! THEY ARE ALL N****RS. IGNORANT STUPID PEOPLE WHO THINK N****R MEAN BLACK! IF N****R MEAN BLACK THEN WHAT IS THE BIG DEAL! THE BIG DEAL IS THAT N****R MEANS IGNORANT. WE AS WHITE PEOPLE ARE NOT SAYING "HI N****R" MEANING "HI BLACK MAN". WE ARE SAYING "HI N****R" AS IN "HI STUPID". ONLY IF THEM DUMB IGNORANT BLACK N****RS KNEW THAT! HA,HA,HA,HA,HA,HA,HA

Someone called Natalie Davis called for someone who has the last name as mine, mentioning how she got this number from a refernce as a way to reach this person, and how important the file on her desk was. How she must be called by the end of the day since the matter was so serious! How this person must call the number 877-215-7439

received call from noah from cra requesting that me or my attorney call one of his paralegals back at 18772157439 but after reading info on this site i never will.

I WISH TO REPORT CRA 1-877-215-7439  MARK ADAIR !  HE IS A CON !  he wanted to send him $ 600.00 by monday december 7, 2009 NOON TIME DEADLINE!  he made my blood pressure go 210/110 made my face go numb , my arm go numb with his scare tatics .  i am a victim of a violent crime which left me DISABLED COMEPLETLY !  DO NOT BE HARRASSED BY THEM, DO NOT
LOSE YOUR LIFE BY THEIR SCARE TACTICS LIKE I ALMOST DID BEWARE OF THEM .

WOW !  it happened to me too....but from the 1-877-215-7439  MARK ADAIR was the con man who called me..do you know he was searching to see if i have ever filed any income tax money before so he could garnish it ! then he said he wanted his money by moday december 7th, 2009 noon time . my face and left arm was going numb from being so SCARED . untill i did ALOT of research on the CRA company collector . with over 200 different numbers. i know i will not lose my life with a heart attack over them and their SCARE TACTICS !  peace to you ,  ida