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you should tell them to shuv it, there are statue of limitations on debt and most are 7-10 years

The money will be on my card mo day afternoon my time.. Sorry it was late

Call the Federal Trade Commission at 1-877-438-4338 and report them. Only way to try to stop the scam.

I'll stimulate their throat thru their butt.

You're right, a happy customer would not be here on a complaint service.  Those little cowards will try anything.

Those little c***suckers tried to scam me but I caught it before it happened.  Those chicken s**** won't give a valid email address to respond to.   I wish I lived close to that street address they give as their office.  If I can find out the little scam artist behind this, I'll go after that little f**.

I feel so sorry for you. They are scammers. Thy stole $1000 from me and I am determined to get it back! See my comment! Good luck!

They pressured me while I was in my car w/no account info, knowing @ the time, I had several debtors. I was paying people off slowly. This particular account was to US Bank. I knew I had 2 outstanding accounts, but when then they called, I had no idea which was which, and they told me if I didn't pay immediately, they were taking me to court w/i 48 hrs. I should have hung up, but no, they scared me so, that I borrowed $1000 from my sister, as I didn't have it. Turns out this was in October, 2012-but I had already legitimately paid to a real collection agency in August 2012. I owed NOTHING and they took my money and what w/it? I called and spoke W/them 2x. They told me it was over a year ago and they had no record of anything...blah blah blah. They ta;lked OVER the top of me the whole time and said basiclly that I was the stupid one and it was my loss and their gain. They are EVIL. What goes around comes around-I will not let them get away with this!!!!!

This 613 number keeps calling my family, except for the person in question claiming they are being sued. When she did call them back and would not give them money and denied she was being sued - they still have not stopped calling us.  They get into yelling matches and have even cussed at us.
I feel powerless other than signing up for call blocking through our cell phone company.  
BEWARE.

Yes, I have also been harassed by these people claiming a loved one is sued. This is not normal practice for collections. If they are not able to reach the one in question, they go to their employer.

They called me about an account my ex husband had in my name. They were really nice so I paid it. I never received my paid in full letter but now some other company is calling about the same account. I keep trying to call 8772301901 and get no answer.

View this http://www.budhibbs.com/collectorpages/greenberg_cmts.html

These blank suckers had called me ONLY I was their customer at one time when they were United Abstract Group,  and they had collected old accounts for my business. What they promise is phone calls get results ONLY they collected over $10,000.00 and never gave us the money.

Today ....They called me on a credit card that was paid  off 10 years ago but Houshold never removed it from my credit listing , they threaten me a on a court case .  At first I didnt know what they were talking about then I realized who they were when I read ADmin report. Well I called them about 16times and told them I want Anthony Picone and his F-king Wife Lauren to  give me the $10,000.00 they owe me after they skipped out of town after a claim in court was file. They owe me since 1992 My husband closed his business in 1993 after he got sick from these SOB Con Artists.
Credit Smart, LLC
aka/Paystar International
300 Motor Pkwy., #105
Hauppauge, NY 11788

273 Walt Whitman Rd., 356-UPS Store
Huntington Station, New York, 11746

aka USR Group, Inc.
Paystar International
aka Conway and Phillips

Owners:
Anthony Picone, Owner
Barry Calvagna, Owner
Lauren Picone, Co-Owner

nfo@unitedabstractgroup.com
http://www.credsmart.org/id4.html
Phone No. 877-230-1901 631-755-3075 631-421-2057 631-421-1307 888-333-0904 631-547-4879 800-344-1588 631-421-1840
Fax 888-755-5312 631-421-1397





Notes
Same scam, new name. Boittom feeders, collectors offering scam of "Stimulus Program" (don't think they drug test.) From website: "Stimulus Program" Your credit score will start to rise immediately after payment We will also report this matter as paid in full account to the credit bureau (it will look like full balance was paid). We will also remove any negative marking on you credit file regarding this account. Lies, just like all their other phony organizations (see below.) Collecting on time barred debts. NO LICENSE OR BOND FOUND ANYWHERE! SUPER SCAMMERS!
Aliases Other Locations

C. Barry & Associates, LLC aka/American Debt Services aka/ United Abstract Group, Inc. aka/ American Consolidebt, Inc. aka/Greenburg & Associates aka USR Group, Inc. aka/Paystar International aka Conway and Phillips aka/United Debt Solutions
Spring Hill, FL 352-684-8693 352-666-0466-fax 866-684-8693


Consumer's Experience Submit your comments " here ".

Thanks for having this site as I know these guys are trying the old got a stimulus deal for you. Will report them to the FTC later.

The same thing happened to me this morning, they left a message, and when I called back they answered the phone with may I help you. First of all if you legite then why not disclose your companies name when you answer you phone. I have delt with debt collectors in the past they are obnoxious, but they were legal and did give you the run around. I checked their BBB ratng it was an F. The account they claimed I had was  with Sprint home phone, I have never had a Spring account. they went on to say that I was risking garnishing up to 2,000. Idiots don't they know that even the government or any agency has to notify you of a debt against you, and there is tme alotted for a repsonse up to 10 days. Wow they are not white collard, they are just street scamers and hustler, I your going to commit a crime at least know the background information on it. Anyway I was pleased to see all these complaints which reassured me that I was right in my response, I posted them on FaceBook, I called them back they couldn't handle the heat, they even said they don't make outgoing calls..Ha!

This will not be on your credit report. Send a letter to the 3 major credit bureaus challenging their collection on your credit report. Unless credit smart can prove that they own the debt and it's valid (it's not...I used to work there so I know.) The debt must be removed.

Do not call credit smart again, they are low lives. Contact an attorney asap and go through this attorney, if they also do real estate use them for your real estate lawyer if your actually purchasing a house so perhaps this will decrease your retainer fee. Their address is 300 motor parkway suit 105 hauppauge NY. If you request an address from them..they will give you something in huntington station. This is a fake address. Any paperwork should be served to the address in hauppauge NY. That is the main AND ONLY office where the call center is, etc. (again, former employee.)

Update to my original post!

I also reported these guys to the FTC.
Their website is unitedabstractgroup.com which redirects to CreditSmart.org

UAG DID report on my husband's credit come to find out and we are in the dispute process as we speak.
These people never actually owned the account that I can find out!  No one will send me proof!

It went like this -
My husband had a US Bank account overdraft.
US Bank sold his account to Searay Portfolio Management who farmed it out to First National Collections who we settled with for $79 on $259.  I can't find ANY contact information for Searay AT ALL, except that the company is still active with the State of New York.  I did a bit of research on the Agent listed - David Dwyer, and apparently he is crooked and had a CBS news story done on him.

I sent CreditSmart and United Abstract Group a letter, threatening to file another complaint with the Federal Trade Commission, a complaint with the New York Attorney General?s Office and a complaint with the New York Department of State?s Division of Consumer Protection.

If they don't delete if from husband's report, I don't know what we're going to do!  We're trying to get a mortgage!!!  Any tips???

Original post:
"My husband received a call from Allen Grant of Credit Smart's pre-legal department offering a settlement of 33% on an old account.  I ended up calling back and dealing with this.  He said that they were filing court documents the next day if we didn't pay them and that it was his job to keep us out of court.  The original debt amount was $255.98 (verified August of 2011).  They claimed that because of interest and late fees the total amount owed was $927.16 and that they could settle for $309.05.  I'm an educated person and I'm sure he wasn't expecting that.  He said that they reported this on my husband's credit on January 19, 2012. Lie - I pulled reports on January 25, 2012 and it was not there.  I explained that i had a real problem paying his company without ever receiving anything in writing.  I demanded a letter be emailed to me before we had any further discussions regarding payment.  I did receive an email shortly from Jaye@creditsmart.org containing a letter from Jenny Lopez in the payment department.  Their letter was obviously a "form" and did not even have letterhead!  This was not sitting right with me, so I called the creditor that we had correspondence from August of 2011 and verified that they still held the account.  I explained to them what was going on and they were floored. I paid them and decided to call Mr. Grant back.  He was not happy to  hear from me.  I explained to him that I just spoke to the creditor that actually holds the account and that it was already paid and that they could stop calling us.  He screamed at me "NO! WE'RE NOT GOING TO STOP! IT'S ON YOUR CREDIT!" and then he hung up on me. At this point, knowing that it was scam, I gave it a few minutes and called back and asked to speak to his supervisor.  Let me tell you, this guy has anger management issues.  He screamed "WHY?! WHY!?"  I simply said that he wasn't being professional and that it was no longer his concern.  He said "Well, I can tell you right now that my supervisor isn't going to like talking to YOU!"  I said "That's fine, please transfer me."  He put me on hold and eventually hung up on me."

I have been called repeatedly from 631-755-5542, leaving messages for "George Ikim" telling me to call 888-662-1778. Today when they called, I asked them to please take me off their list, they called me a dumbass and hung up. When I called back to ask to speak to a supervisor, "Victoria" told me the name of the company was Credit Smart, put me on hold and never came back. I called again and got "Sophia" who told me I was not entitled to know the name of the company or the owner's name, or a manager's name. I hope these "dumbasses" all go to jail for harassment.

same thing with me ashley, me debt was over 7 yrs ago. said i had to pay it that day or else i wud be taken to court and pay a bunch of legal fees and fines. the number was 631-247-9920,that called me. So i called and got a credit report and yes it was a legit debt and i will pay it but i will only have enough money in my account to cover the payment so they cant take more. or shud i tell them to SHUV IT...

Their physical address is 300 motor parkway suite 105, Hauppauge,  Ny 11788

It's a giant scam! They told me that I had a civil suit pending that day, but we can take care of it, If I made a payment.. They got 5 bucks. The deal was for me to pay 200 two weeks later. I just checked my e-mail and they sent me a letter stating that my card had been denied. They tried to charge me the full 774. SCAMMERS! Attorney General has been notified.

CreditSMART called me this morning - threatening legal action in our OLD county (actually they mixed up the county/city name). Said paperwork would go thru today if we didn't pay this old account in full and cost my husband $4-5,000 in legal fees (???)  The debt itself is 12 years old and the last payment made was over 6 years ago - so I just didn't believe this was possible.  Do they ever go thru with this stuff? The debt was only like $300..

STALKING

Stalking is a crime under SEC. 223 Obscene or harassing telephone calls in the District of Columbia or in interstate or foreign communications. Following is a brief summary:
*(a) Prohibited acts generally .. Whoever--in interstate or foreign communications--  by means of a telecommunications device knowingly-- makes, creates, or solicits, and initiates the transmission of, any comment, request, suggestion, proposal, or other communication with intent to annoy, abuse, threaten, or harass another person; makes a telephone call or utilizes a telecommunications device, whether or not conversation or communication ensues, without disclosing his identity and with intent to annoy, abuse, threaten, or harass any person at the called number or who receives the communications; makes or causes the telephone of another repeatedly or continuously to ring, with intent to harass any person at the called number; or makes repeated telephone calls or repeatedly initiates communication with a telecommunications device, during which conversation or communication ensues, solely to harass any person at the called number or who receives the communication; or knowingly permits any telecommunications facility under his control to be used for any activity prohibited by paragraph (1) with the intent that it be used for such activity, shall be fined under title 18, United States Code, or imprisoned not more than two years, or both.

Find:  information on how to protect yourself and what to do.

CreditSmart is a scam!!!!!  Do fall for any of these calls or the threats.  Tell them to never call you again and threaten legal action.  I cannot believe these people can get away with this.


Scam Scam Scam!!!!!!!!!!!!!!!!

Been calling my family for months ..even my father who is very ill and may not make it to the end of the year.  They threaten me with going to my county and filing a lawsuit too garnish wages by this upcoming Monday...The debt is is on a credit card that was part of my BK...WHAT A JOKE..ALSO THE OTHER POSTING ARE EXACTLY THE WAY THEY WORK...SCAM...OR SHOULD I SAY SCUM

So I also worked for this compnay, they are scum.... they train their employees in illegal debt collection tactics.... I also heard a manager at the place say to someone on the phone they the consumer has commited wire fraud and she will be contacting the FBI....

You will be told your rep is john stevenson or sara levy and then transfered to a debt collector with a fake name...they also really spend a lot of money getting phone numbers of people who may know the debtor...

the best bet to deal with these people is just tell them the debtor has deceased the calls should stop.. but they are dirt bags.... you wont be sued, you wont have your wages garnished, you wont have ANY legal action agasinst you and most likley the debt they are collection on is past statute of limitations or has already been paid...

I received this call in morning saying that it is from Pre-legal reagrding some case against me. asked me to call before 2 PM on 888-416-4980.
When I called them , callcenter transfer call to somebody who asked my name. When I spelled it out, she said that its diffent name they have and sorry and will put me on denial list.  Should we be reporting this to Police?

They have been calling for weeks, we answerd today and some guy told me I owed us bank 3500 and they are filing a civil suit against me. I want to know how these motherf*ckers got my boyfriends cell phone number, its under his name!!

Worked here, they train us to say what we say. When I asked them isn't this illegal they told me no! They will NOT sue you as much as they say they will. It will not happen and your number will be recycled.

The good thing they do is acually report paid debts to the credit agencies as paid in full as soon as the account is paid and they do offer good settlement options. I would suggest to at least listen to their offer but don't worry about being taken to court. You will not be sued!

If you're so happy with this company, then why are you posting on a complaint site???  In fact, why are you even viewing a complaint site???  Because you're full of BS, that's why.