just a text got it twice

Anyone that gets one of these text messages, from that number, please take the time to file a Consumer Complaint with the Federal Trade Commission at www.ftc.gov They(FEDS)have the resources to track the phone number better than local government. Most, if not all of these yea-who's are calling from the United Kingdom, or S. Africa.

The legal name for what they are doing is PHISHING. Look the word up in wikipedia it gives a great explination.

www.ftc.gov   /  then go to Consumer Page and file a complaint.

VERY INTERESTING...ALL of the email addresses on the Grand Prairie Credit Union site bounced back as Addressee Unknown. Is the website a SCAM also?


 ----- The following addresses had permanent fatal errors -----
<bjenkinsqpcu@sbcglobal.net>
   (reason: 550 5.2.1 <bjenkinsqpcu@sbcglobal.net>... Addressee unknown,
relay=[64.12.100.31])
<amaldonadongpcu@sbcglobal.net>
   (reason: 550 5.2.1 <amaldonadongpcu@sbcglobal.net>... Addressee unknown,
relay=[64.12.100.31])

  ----- Transcript of session follows -----
... while talking to sbcmx4.prodigy.net.:
>>> DATA
<<< 550 5.2.1 <amaldonadongpcu@sbcglobal.net>... Addressee unknown,
relay=[64.12.100.31]
550 5.1.1 <amaldonadongpcu@sbcglobal.net>... User unknown
<<< 550 5.2.1 <bjenkinsqpcu@sbcglobal.net>... Addressee unknown,
relay=[64.12.100.31]
550 5.1.1 <bjenkinsqpcu@sbcglobal.net>... User unknown

I received the same call Saturday morning. I email the Grand Praire Credit Union to address this situation.

ITS A SCAM!

This one is pretty slick
since they provide YOU with all the information, except the
one piece they want.

Note, the callers do not ask for your card number; they
already have it... This information is worth reading. By
understanding how the VISA & Master Card Telephone
Credit Card Scam works, you'll be better prepared to
protect yourself.



One of our employees was called on Wednesday from
'VISA', and I was called on Thursday from
'Master Card'.. The scam works like this: Caller:
'This is (name), and I'm calling from the Security
and Fraud Department at VISA. My Badge number is 12460. Your
card has been flagged for an unusual purchase pattern, and
I'm calling to verify. This would be on your VISA card
which was issued by (name of bank). Did you purchase an
Anti-Telemarketing Device for $497.99 from a Marketing
company based in ?'



When you say 'No', the caller continues
with,'Then we will be issuing a credit to your account.
This is a company we have been watching and the charges
range from $297 to $497, just under the $500 purchase
pattern that flags most cards. Before your next statement,
the credit will be sent to (gives you your address), is that
correct?'



You say 'yes'. The caller continues - 'I will
be starting a Fraud investigation. If you have any
questions, you should call the 1- 800 number listed on the
back of your card (1-800 -VISA) and ask for Security.'



You will need to refer to this Control Number. The caller
then gives you a 6 digit number. 'Do you need me to read
it again?'

Here's the IMPORTANT part on how the scam
works. The caller then says, 'I need to verify you are
in possession of your card'. He'll ask you to
'turn your card over and look for some numbers'.
There are 7 numbers; the first 4 are part of your card
number, the next 3 are the security Numbers that verify you
are the possessor of the card. These are the numbers you
sometimes use to make Internet purchases to prove you have
the card. The caller will ask you to read the 3 numbers to
him. After you tell the caller the 3 numbers, he'll say,
'That is correct, I just needed to verify that the card
has not been lost or stolen, and that you still have your
card. Do you have any other questions?' After you say
No, the caller then thanks you and states, 'Don't
hesitate to call back if you do, and hangs up.



You actually say very little, and
they never ask for or tell you the Card number.. But after
we were called on Wednesday, we called back within 20
minutes to ask a question.. Are we glad we did! The REAL
VISA Security Department told us it was a scam and in the
last 15 minutes a new purchase of $497.99 was charged to our
card.



Long story - short - we made a real fraud report and closed
the VISA account. VISA is reissuing us a new
number. What the scammers want is the 3-digit PIN number on
the back of the card Don't give
it to them. Instead, tell them you'll call VISA or
Master card directly for verification of their conversation.
The real VISA told us that they will never ask for anything
on the card as they already know the information since they
issued the card! If you give the scammers your 3 Digit PIN
Number, you think you're receiving a credit. However, by
the time you get your statement you'll see charges for
purchases you didn't make, and by then it's almost
too late and/or more difficult to actually file a fraud
report.



What makes this more remarkable is that on Thursday, I got
a call from a 'Jason Richardson of Master Card' with
a word-for-word repeat of the VISA scam. This time I
didn't let him finish. I hung up! We filed a police
report, as instructed by VISA. The police said they are
taking several of these reports daily! They also urged us to
tell everybody we know that this scam is
happening.


Please pass this on to all your family, friends and
neighbors. By informing each other, we protect each
other.


Neighbors
helping neighbors; always the best policy!

I just got the same exact text message, called the number and it told me to enter in my credit card number. I have NO account with Grand Prairie Credit Union. This has to be a scam. DONT ENTER IN A CREDIT CARD NUMBER!!

I got a text message stating that my Grand Prairie Credit Union account was restricted due to activity and I should call the phone number. I don't have an account that I know of with that Credit Union,and when I call the number it asks me to enter my card number and press pound. There is no indication of what card I am supposed to enter, and I can only assume it may be a fraudulent request for me to enter a credit card number.