i would like to add an additional phone number these "arbitrators " or investigators , whomever they claim to be are using , the number is 877-769-4232. i asked to seize and assist all calls and send me written correspondence and was placed on hold but they hung up on me . i informed them that i had no involvement in check fraud with bank of america, and i was in fact a former employee, I then schooled him that he needed to freshen up on his skip tracing skills, because my family does not currently need the harassment especially with the death of a family member , the birth of my nephew, not to mention if these people call me again im going to blow a gasket. not even two minutes later "mr arbitrator" calls again. I explained the law to him, that by continuing to call me after my request to seize and assist all calls, he was indeed harrassing me and my family during a funeral. I asked how many other people were being arbitrated and he placed me on hold. In my experience and from the research i have done on this company, No contractual aggreement was ever available, a check in the amount of some random number shows up and boom I had 150.00 more than i did before i went searching for a short term financial loan. When inquiring and calling this imaginary business, no one could connect me to a person that could give me a pay off amount or an address to send it to. I imagine they assumed it was easier for them to continue to hit up my Bank of America checking account every other week for as long as they could. i paid what i borrowed and ten times the interest. and that was in dec of 2012. since then this company no longer exists. so for everyone being harrassed by "ghost company" claiming to be investigators and arbitrators collecting on deliquent and unpaid debts to a company called mass street group , which again, no longer exists, please keep these posts going, or email me personally. What I am being accused of is scary, but what these people are doing is illegal. harrassment,, fraud, falsification of documention, conspiracy  to disclose private and confidential information ........ help me out here. I hate the legal system. and law suits are long, drawn out, an most of the time , not worth the mental anguish. However, if these people who claim to be so noble and honest collecting on a poor company that took advantage of so many of us. We will counter sue. im sure all of you paid WAY more than initially promised or borrowed, and did so unwillingly because this company used our personal information and banking routing numbers to take from us whenever they felt the need. But now harrassing my family members and neighbors, and distant relatives and friends. that has crossed the line. it is embarrasing, and has people thinking im involved in some kind of criminal activity and we all have lives and family. this company does not know the meaning of integrity or honesty, but now my family and loved ones are questioning mine because i needed to borrow a small amount of cash for my school books. how the hell did 150 turn into 400, when in total i have paid these people well over 1500. i wrote this off as a loss 2 years ago and learned that pay day loans are not legit. now its coming back in threats and if anyone knows a law firm that will protect all involved and put this company in their place please respond with their contact info, i will arrange something so this matter can be brought to closure. good luck to all. and one last thing they requested two forms of id, in order to even have gotten this pay day loan, i had given them that and so much more. so protect your identities, the man i spoke to claimed to not even know my name,,,,,keep your guard up. these  people are crooked.......if you would like to email me , i am very familiar with bank of america and collection call laws and the legal system in general...........autumnjean922@hotmail.com,,,,,, would like to hear from you so we can end this matter together

royce and assoc claim they have a felony theft and check fraud with advance america payday advance. against me.  they left messages saying a case number and 2 serious crimes and there going to la to file. when i called back a supposedly officer got on the phone and said they have a video of me signing a contract and comm watch for this.  franiting felony check theft and check fraud and they can settle the matter if i give them 1,420.73. they said not to call them because they don t know anything about it. than said it was on may 22 2010 when they took the video. i called advance america and they said its not a felony or theft or check  fraud to default on a pay day advance in california.

As Of November 6th 2013 M.Callaghan and Associates is no longer in business. CEO Mark Buyer is being Sued again by the NYS Attorney General for violating the FDCPA. The CEO let go of his entire office without paying his employees. Mark Buyer is a negligent business owner with no degree.  Please File all Complaints with the NYS Attorney General, BBB and Federal Trade Commission.

Yours truly,
Former Collection Specialist

Unidentified call and message received from 877-252-0532. Remove from call list.

I too am getting these calls .

I continue to get calls from this same place, asking me to call the 877-252-0532 number. However, it's coming through from 916-273-9012, which is in Sacramento. I Googled that number - other folks are getting the same scam calls from there.

877 252 0532 called my wifes phone said it was for Eric didnt give any last name all kinds of threats and said call back within 48 hrs or else, called them and was on hold for over 20 min thats when i said it must not be important or someone would have picked up. Its Eric Z in florida if you guys are checking your reports on your harassing calls, you need to stop, if I did something like yall do and did I would be in jail. NO ONE is above the law,get a life and work on something that could help our econ, work, day to day living.

I also received a voicemail from this company and when I returned the call, the person answering, "Barbara", would not give me any information about the company and would not give me their address.   Obviously, they are not legitimate and I would hope that the appropriate governmental agency would be in touch with them.

stop calling our business landline also--not sure who they are looking for but they clearly don't listen when our voicemail answers their calls.

My friend has been getting voicemails at work from this same company, talking about title 15 judgement and having 48 hours to contact them.  Funny thing is. . . I haven't received any phone calls or voicemails from them!!!!!!!!!!!

Someone used my name as a reference, for a payday loan, Now some one from this number calls and leaves messages about how I am being prosecuted for bad check that I owe. My friend has already paid the payday loan. Definately a scam

Initial call came from 205-588-5077 left message to return call to 877-252-0532 Someone gave me as a reference for a payday loan - now they are claiming I owe for a bad check  they are unable to give me any paperwork to substantiate this.  Constantly calling my cell phone, planned on getting a new number anyway.

They keep calling me, escalating the severity of the message, never saying what it is regarding, just that it is a personal business matter.  Today I got the "you have 48 hours for you or your attorney to respond" message but if it's so important why haven't I received anything in the mail?  The fake legalese of the message leads me to believe a lawyer hasn't advised them in the writing of their scripts.  "It is mandatory that you call our office".  Huh?  Mandatory by what statute?

A legitimate collector or law office would state their intent, how you are legally obligated, and would not use a robo-dialer with a different case number every time.

Stop calling our business landline.

This number continuously calls my office with their nonsense.

I got a message on my cell phone, for a friend of mine.  Basically just saying to call back regarding a legal matter concerning a bad check.  I wish they would stop calling anonymously, it would be nice if I could block their calls as it has nothing to do with me.

Got a message to call this number claiming that me or my attorney need to call within 48 hours. Something about writing bad checks. Funny thing I only write one check to pay the local water bill. Everything else is done online. Stupid people.

Received a message on my phone for someone I don't even know.  They stated this person was being sued and was obviously not going to do the right thing so they must take further action and sue.  They then gave a callback number and a Reference number.  This happened about a year ago with a different number but it was the exact same message.  I reported it to the Attorney General's Office in MO and they informed me it was a scam.  I will report this one as well.  It would not be legal to give that kind of information escpecially on a phone that doesn't belong to the person they are calling about.  Morons!!!

Yup. Same with me. Gave me 24hrs before they are forced "to take steps" and that I should "talk to my lawyer or Voluntarily turn myself in". For what, they don't even say. They also gave me some reference # for the call. It's so stupid, I get like 2 Telemarketer calls per day, even with my numbers on the do not call list!

I just received a call from tel# 615-208-9091 who left a voicemail claiming my inability to return calls and they will force my states rights for legal action.  They left the callback # as 877-252-0532.  Based on all the previous posts, sounds like a scam to me!

Its a Collection Agency, Just pay your Cash advances off

Same scam different number...this time they used  253 - 210-2820

I'm getting calls from this number too! Very threatening and makes no sense at all... Saying its in my best interest to call. I have never answered or even called back but I do listen to their ridiculous voicemails. Bad check? I don't have checks. Lawsuit? Where is the letter in the mail then? I have gotten threatening calls before but never from people who speak fluent English. The scams before were all from outside of the United States... Same threats but without an accent. I thought I was on the no call list but I guess I need to renew it. Ugh! Lol

This company uses a local number to try to get people to answer the phone.  I live in a very small town and with children I would generally answer all local calls... Until now.  More and more scam companies are using the local numbers as an attempt to get more people to answer.  The call is very scripted with my name and account inserted at the proper points via a computerized voice.  I am sure the person on the other end thinks that they are a legitimate bill collector.  Any legitimate bill collector will send any correspondence through the mail.  Often if you have ever had any type of outstanding debt, this type of collector will grab hold and exaggerate what you may owe to someone else.  Do Not fall for their scams.  Never give your important information over the phone.  Demand they stop calling your place of employment.  Tell them you will be happy to respond to any correspondence received via the US Mail service, but do not give them your address.  If they are legit they will already have your address.

this company is called M Callahan & Associate's and they are worthless pieces of s***. their address is
Phone: (866) 402-4043
PO Box 172, Getzville, NY 14068

called from this #.  The first time I called back the lady asked reference #.  I said I didn't have - she said she couldn't help me.  Then hung up- really rude.  Called back and asked what about and he gave me a man's name that I didn't know and I asked him how got number.  He just hung up- very rude-very unprofessional definitely a scam

Well, this company left 3 voicemails on my supervisor phone. Not, only that I spoke to Natalie as well and she was rude and did not want to offer any information of what the money was owed for. I asked if this company had a website and I was told no. I also asked if I would be able to send a money order in of 5.00. She told me no debit cards only. I said Well you need to send me something in writing because, I am not going to give you my debit card number so, you can take money out of my account when you want to NO. Any type of Collection Agencies have to provide you with documentation of who you owe and what you owe. So, if you want to dispute that information you can. These people are scam artist and pls do not give then your information.

I have reads several post and they states this firm keeps changing #

This is the recording I received today:  "It is at the upmost importance that <my name> contact my office immediately in reference to a matter involving your personal information being driver?s license, social security number, and personal checking information.  Please have reference number <6-digit number> when returning your call to 1-877-252-0532.  You have been contacted repeatedly in an order to get this matter rectified immediately.  It?s imperative that either you yourself or your attorney contact the office today so that a decision will not be made without your knowledge. Again telephone number is 877-252-0532, 877-252-0532."

Caller ID says this number is coming from 262-437-0354.

I sense scam.

I too received a call from this number saying that my spouse's Dr. Lic., SS., were being compromised.  Don't know who these people are but they also called from a local area code 830-386-3396