Thank you...That is what i assumed!

If you have to pay money upfront to receive money, it is a scam.
It is ILLEGAL:
http://www.consumer.ftc.gov/articles/0078-advance-fee-loans
http://www.ftc.gov/bcp/edu/microsites/moneyma ... fee-loans.shtml

COMPANY CALLED ME STATING THAT I WAS APPROVED FOR A LOAN BY A PRIVATE LENDER.THE COMPANY'S NAME IS ORTEGA FINANCIAL CENTER.THE REP. HANDLING MY LOAN WAS TASHA ORTEGA.I DID MY RESEARCH ON THIS COMPANY AND BROUGHT EVERY DETAIL I FOUND TO HER ATTENTION..(COMPALINTS ON SCAMBOOK.COM)ETC. AND EVERYTHING I SAID SHE WOULD ALWAYS HAVE AN ANSWER TO.SHE STATED THAT ANYONE COULD MAKE A COMPLAINT ABOUT A COMPANY AND IT NOT BE TRUE & THEN SHE STATED THAT SOMEONE WAS TRYING TO MAKE THE COMPANY LOOK BAD AND WAS TRYING TO GIVE THEM A BAD NAME.EVEN THOUGH EVERYTHING THAT WAS ONLINE ON THE COMPLAINTS WEBSITE WAS EXACTLY THE SAME PROCESS THAT SHE WAS TELLING ME TO DO..SUCH AS MY USING MY LEASE OR CAR AS COLLATERAL FOR THE LOAN OR EITHER PAYING IN ADVANCE 2 PAYMENTS IN ADVANCE TO SHOW THAT I WAS CAPABLE OF SECURING THE LOAN.THEY REQUESTED THAT YOU SEND IN A COPY OF YOUR CHECK STUB AND YOUR ID TO PROVE YOUR IDENTITY.REALIZING THE WHOLE TIME THAT I WAS ON THE LINE WITH HER SHE NEVER VERIFIED ANYTHING TO MAKE SURE I WAS WHO I SAID I WAS ..NO ADDRESS...DOB..SOCIAL SEC..NOTHING.I THEN CONFRONTED HER ABOUT NOT EVEN CONFORMING WHO I WAS BEFORE SHE WENT INTO THE LOAN DOCUMENTS AND I DEMANDED THAT SHE VERIFY ME AT THAT SECOND..SHE PUT ME ON HOLD FOR 15MINS AND CAME BACK ON THE LINE AND TOLD ME THEY WERE STILL TRYING TO LOCATE MY INFO..I FOUND THAT ODD BECAUSE SHE TOLD ME THAT MY INFORMATION WAS ROUTED OVER FROM ANOTHER PARTY AND I DIDNT HEAR BACK FROM HER UNTIL 4 DAYS ;LATER AND SOMEONE CALLED ME AND ACTUALLY VERIFIED MY INFORMATION..WHICH IM SURE THEY JUST DID SOME RESEARCH TO FIND THAT...I BELIEVE THIS COMPANY IS FRAUD..I STILL HAVENT RECIEVED THE EMAIL OF THE LOAN AGREEMENT THAT SHE STATES HAS ALREADY BEEN EMAILED TO ME THAT I HAVENT RECIEVED..I THINK SHE GOT A LITTLE SCARID BECAUSE I ALSO DID MY RESEARCH AND FOUND A COPY OF THERE LOAN DOC. THEY SENT TO SOMEONE ELSE AND I TOLD HER THAT IF THE LOAN DOC. THAT SHE SENDS ME SAYS THE SAME EXACT THING THAT CONFIRMS TO ME THAT THEY ARE FRAUD..I STILL HAVENT RECIEVED ANYTHING...