877-283-8065
R
R
2012-07-06 00:21:13
Unknown
Same story as the others. I received about five different calls from them with information and confirmation numbers. When they called my credit card company I asked for a security question that would not involve my SSN. After speaking with my creditors I was told that in order to lower my rates a credit report would need to be done and they wanted my SSN. I told them I would not give that out and Andre Sanchez got rude and wanted to argue. I asked him for his SSN and permission to verify he was Andre Sanchez. He said no problem, and gave me a SSN. Well needless to say the SSN came back to a female in Ohio. I told  him that he just confirmed to me that it was a scam and that I had nothing else to say to him. I finally had to hang up on him as he argued. I received several calls back and finally answered and it was another man claiming to be his supervisor. After he argued with me a few minutes I told him about the SSN Sanchez had claimed to be his own. The man informed me that he was going to replay the "recorded" conversation, and hung up. I've not heard from him since. I have canceled the credit cards and have new one being issued and sent to me.
wiwaxia
wiwaxia
2012-04-03 13:57:42
Unknown
Same company attempted to sell me services. These were the numbers used:
866-505-6695 (from Mark Morell, but probably India-based telemarketer)
888-311-0279 (from Wayne John, a pseudonym to be sure!)
I was very close to telling them yes to the charge of $1240, but then found this site---I called my credit card immediately and had my card cancelled just in case.  

Company name: Credit Card Services
616 Corporate Way
Valley Cottage NY 10989
Steve
Steve
2012-01-27 18:08:14
Telemarketer
My initial call came from 360-846-6900. The call woke me up, so maybe I was a little dumb. No, that's no excuse.
The caller told me he was with "Credit Card Services" in Orlando, Florida. I asked for his supervisor to explain the call.
He said that my Visa interest rate would be lowered to 6.9%. I would be billed $498 only after I saw my bank statement with the reduced interest rate.
The "confirmation" call came from "Bill Baker" at 406-720-2099.
The conference call with the banks never came. I went to my bank, closed my VISA account and opened a new one.
Thanks for this site and the helpful information.
alia
alia
2011-06-06 21:04:13
Unknown
Started out with 2533639001 and it lead to here. Because of this comment: This is a Credit Card Phishing expedition.  They tell you need to have at least $3500 in debt, and that they want to lower you interest rates to 6%.  Then they ask for the credit card that has the most debt -- and they want the credit card number.  I asked them for their number and they gave me (877) 283-8065 x251.  When I told them I would look them up and call them back, the guy hung up on me.  Googling the number reveals that it is a credit card scam operation.  Be careful, and never give out CC information to a company you haven't initiated the call with!!
Chris  C
Chris C
2011-06-06 21:04:13
Unknown
Financial Consulting Services called me.
Linda
Linda
2011-06-06 21:04:13
Unknown
Got a call from Heidi Employee number 181 @1-877-283-8065.  Said she could lower my interest rate to 6%.  I called my credit card companies and cancelled my cards and they told me to call the police.
Jim
Jim
2011-06-06 21:04:13
Unknown
Caller had a lot of my persoal info. Said he was with Visa financial services,could lower interest rate to 6.92% had first 6 digits of my credit card wanted the rest to verify I was who I said I was. When I refused someone else got on the line, I refused again , he became somewhat abusive and said he would cancel my account and make balance due immediately tld him go for it and he hung up.From the accent I think I was connected to India. I was given this Info: Claudio Emp.#87 Phone # !-877-283-8065 Ext. 272, caller ID came up: Credit Services 1-360-340-9503 aSeattle number. My bank said this was probably a fraudulent call as they would never ask this info.
Al Schindel
Al Schindel
2011-06-06 21:04:13
Unknown
"Alex " of "Credit Card Services" offered to lower all my VISA & MC interest rate.  He asked me to give him the credit card number.  I refused, he said he would return the call tomorrow! I suspected scam, because a card number would not have to be provided to a company " representing VISA or MC,
Angel
Angel
2010-04-16 01:12:51
Telemarketer
Anyone needs information about the company it's located in Cairo Egypt called F.A.S and it's Telesales company and it's talking to people by the skype program  
send me if anyone needs more information
loooly_cuty@hotmail.com
............
............
2010-03-11 04:51:26
Unknown
how can they charge with the expiration date only guys i need help
omar
omar
2010-02-28 01:09:07
Unknown
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mel
mel
2010-02-27 20:07:06
Telemarketer
1-877-283-8065 called today, to offer to lower Visa, MC interest rate to 6.99% if you owe at least $3500 and are not close to your credit max. I stupidly in desperation provided VISA credit card #, but I got suspicious, when they said they could not do this because I was only $429 from my credit limit, they asked for another VISA card # with at least $ 700 from the credit limit....I rudely hung up the phone and cancelled credit card.
This is a SCAM, VISA, MC will never call you up like this, only the bank behind the credit card may call you up and they would know the last 4 numbers on your credit card and they would have "800" numbers not "877".
xxx
xxx
2010-02-21 07:06:20
Unknown
they never asked u about any security info right?
tweety
tweety
2010-02-20 18:59:49
Telemarketer
same story differnt day..  I had given them my credit card number and they gave me a confirmation number.  They said they will call back in a half hour with the Credit Card Co on the other line. I looked their number and found this site.  I quickly called my credit card co and cancelled my acct number and they reissued me a new #.  This company called me back and I told them I did not want their services and to cancell me as a client.  He told me that I would still have to pay since I said it was OK and if I don't pay they will take me to collections.  I told them that they are a SCAM and he just kept saying that my CC company was the SCAM.  He told me to hold on that he couldn't cancel me but maybe someone else in another department can. I just hung up.  Thanks for all your info.  I guess that saying is true "If it say to good, it can't be true"
Motorev
Motorev
2010-02-13 19:14:33
Unknown
Received a call from Ryan Larson (telemarketer) and Jack Younts (supervisor) of Financial Consulting Services. They used same tactics as those listed above. Called my credit card company and they had never heard of Financial Consulting Services (good or bad). I warned my credit card company about this scam.
Susan
Susan
2010-02-11 19:44:49
Unknown
Can't believe I got sucked in. Same story different names, Chris from 1-877-8065 ext.238 called kept telling me I could lower interest rates,  would charge my Visa 995.00 to save me 3,000.00 in interest I kept telling him I wasn't comfortable, finally i said yes. Banks were gonna call me on a conference call, at that time I called both card company's to cancel cards. Also talked to Justin Davis @ 1-888-826-1162. They called back again this time it was Alexander Hamma with an address of 616 Corporate Way Ste 2, Valley Cottage, NY 10989. He read me back what they were going to do. When I told him this was a scam and I had cancelled cards he called me a liar and told me the charge went through. Hung up the phone and immediately called card co's back and no charges went through. I can't believe this!!!! caller ID came up Panama City Fla.
Adolfo
Adolfo
2010-02-04 16:58:04
Unknown
Same thing happened to me. He gave his name as Charles Gomez but he sounded just like Indian.He gave me the 877-283-8065 number to call back. I sad I was not comfortable given my credit card number and I hang up. They called back a minute later and he asked me to speak with his supervisor. He was an indian to. I start telling him that i couldn't trust them and he hang up.
John
John
2010-02-02 21:56:52
Unknown
SCAM SCAM SCAM !!!  DO NOT USE THIS GROUP!
They claim to reduce interest rates but just shuffle your own money back and forth on your available credit lines that have lower promotional interest and SLAM you with a large FEE...
Wendy
Wendy
2010-01-23 16:26:23
Unknown
I just got a call from 877-283-8065 x 224 Julia.  Same fraud.  If you have a combined balance over $3,500 and have been making your payments regularly for 6 months we can lower your interest rates to 6%.  I'm a smart person, but I seriously was just looking at information to lower my interest rates not 5 minutes before they called & so I was immediately sucked in.  They knew I had 2 cards with Bank of America & were able to tell me the balance on both cards.  
But, when they told me they were going to have to call me back to complete the interest rate reduction, I was suddenly very suspicious...too late at that point, though.  I didn't give them expiration dates, security codes, or even names on the cards...but I called and cancelled the cards just incase.  Bank of America said they NEVER solicit via phone or online and it was most definitely a fraud.

As I type this, the call back just came in from Florida: 850-387-0474.

I knew better...Grrr at myself!
KL
KL
2010-01-22 15:13:41
Unknown
Received call, sounded like Asian or Latino woman, very poor phone reception, hard to make out much of what she said.  She starts out by saying that you have been making your payments on time, and they can offer you a reduced interest rate.  Then she asked which card I used more, VISA or MasterCard.  She asked what was the expiration date.  So, I am thinking maybe get a lower credit card rate on a new card, expiration date is not damaging by itself...  So, then she asks for the account number.  I said that I was NOT going to give that to her over the phone, I don't know her, and that goes against all of the advice (that has been given to warn people about giving out personal account information, etc. over the phone).  She offered me her phone number and extension.  I said that I would call her back (after checking it out some more, but definitely NOT planning on going through with anything at this point).  She then tried asking me to call her from my cell phone while I remained on the phone with her.  I hung up the phone, went to the computer, typed in the number, and here is the 800notes.com webpage confirming the M.O. of the caller.  Beware!
Mary, GA
Mary, GA
2010-01-18 19:23:58
Unknown
Call received 1/18/2010 offering to lower my interest rates, stating that they had record that I/we owed more than $3000 on a card and were offering 6.5% on all balances. Information about the cards (both mine and my husband...no problem that I was not the card holder) was asked. He had (thought he had) the first 4 numbers on my cards...maybe had one...and asked me to verify. I had to ask him numerous time to repeat his questions and the numbers.....foreign dialect, sounding Indian possibly plus also poor ph connection. I was curious and aware enough to not give him any new information and became more and more suspicious when he asked me to fill in so many blanks. Red flag when he wanted/ HAD TO KNOW if the card was still active and not torn up. From the beginning, I asked the name of his company.....searching while we were talking....finding nothing on the internet...asked for their web address....which he said his supervisor would give to me when they called me back...but he needed to verify that I met the requirements for their offer. When I explained to him that he did not sound legit and that I would end the call unless I was convinced that they were legit, he handed me off to the supervisor.....who gave me the name Visa and M/c Financial Services but with the words reversed. Still nothing came up by this name....but a similar and negative report did  come up by using the ph number. When I explained to the operator that the report on the internet was bad and that it was saying they were trying to steal my money, the supervisor hung up. Out of curiosity, I called the number which was answered as  Visa and M/c Financial Services.  I then talked with the talked with the "representative" who answered the phone, expressed the same concern and noted the internet comment....she seemed unwavered and was a more convincing...EXCEPT that, one of the criteria for their calling me was that we had been paying on time for more than 6 months. Her claim was that there were gong to convince my credit card to lower my interest rate...out of the goodness of their heart?? then she did mention a fee to me for accepting the offer...there it is!!.....which I could not get the first guy to admit to....AND that there was no guarantee that the cc company would accept the request to lower my rate.  When something sounds too good to be try......it probably is. So, I thanked her for not hanging up on me and for answering my hard questions..then explained that I did not feel that they had any leverage with the credit card company to lower my rates....and said good bye.
d
d
2010-01-14 11:50:30
Unknown
eceived phone call from 1-877-283-8065 from a man with a foreign accent who wanted my card nombress and expiration date i gave them all the information i got new lower interest rate after 45 minutes but they charged me i think its fair enough nothing for free
jessy
jessy
2010-01-14 02:21:00
Telemarketer
They are out of USA I'm sure
Calls diverted form internet server to another country
I'll see then I'll tell you the true
Sorry for my English because I'm Brazilian
Bernie
Bernie
2010-01-07 19:12:20
Telemarketer
Caller from Financial Data Services called my wife at home, asking for information about credit cards so he could lower our rate. She called me at work on other line, and told me what he wanted, so I had her tell him to call me at work. He also provided 877-283-8065 as callback number - ask for Derek Fedler. He called my phone, and it gave callback number as 850-387-0474. He asked me to provide card information. I said I wasn't comfortable giving that information out, but that I would call back on the 877 number. Found this site through google, and am looking to find a way to report them to authority. Thanks for the info.
Megan
Megan
2009-12-30 17:26:38
Unknown
As stated above I too was a VICTIM of this "Financial Consultant Services" (877-283-8065 with two Ext #'s 352 and 251)whereby an individual with a foreign accent related they were a service of Visa / Mastercard / Citi and stated that I qualified for a lower interest rate.  They pressed me for my card number...at one point in time they stated my first six numbers then asked for the remaining numbers.  I asked to speak to their supervisor (Derek Sedner and Patrick Sercer)...after much haggling they KNEW my balance and available funds on my card.  They pressured me over and over...Like an idiot I caved...My only saving grace was I immediately contacted my bank and had the card canceled with a new one to be issued.  Please be careful and don't submit to this fraudulent activity.  Never ever give out your card number (s).  Thank you all for your effort to notify the general public!
Brandi
Brandi
2009-12-23 15:22:24
Unknown
same thing...will reduce interest rate...from VISA and Mastercard who work with banks...I asked for number to call back to verify who they were..got 877-283-8065
Terry
Terry
2009-12-19 20:38:10
Telemarketer
Like everyone else, received a call to lower interest rates.  Claim to be Visa and Mastercard services, but was willing to also do my discover and American express.  Selected 1 to talk to a person.  Specifically asked if there was a fee for this service and was told no.  After giving info about my cards of which they already had some, I was told that someone else would call me to let me know if I qualified for interest reductions on my cards.  Before they called me, I found this website.  I called the number back and again asked if there was a charge for the service and this time was told no there would be no charge to me.  I questioned farther because of the info on this site and was told that there would be no charges on my cards.  The second person called back and I again asked if there was a charge for the service and again was told no.  Then I was told a third person would be calling to verify that I was the card holder and to let me know what my new interest rates would be.  This person called and started by saying he would be saving me a few thousand dollars over the course of a year.  I then asked if there was a fee for this service and that answer was not a "direct fee".  I asked what do you mean by not a direct fee and was told that a $900 charge would appear on my credit card.  Correct me if I'm wrong, but a charge to my credit card is a direct fee to me.  His argument for paying the fee was that he would be saving me more than that in just 3 months which is just not true.  I do not pay any where near $900 in a 3 month period in interest on credit cards.  I told him to do nothing and do not charge anything to my card, that he did not have my authorization to charge anything to any of my cards.  Even if the company is ligit and they could save me money, I will not deal with a company that 3 people had already out and out lied to me about this fee not to mention the 4th person who tried to convince me that the fee was worth it by estimating high on the interest I am currently paying.  He claimed that I had been told about the fee.  We argued about it for a few minutes and I finally just said do nothing and do not charge anything to my cards.  I then said I am hanging up now and hung up on him.  I have called one card and there has not been an attempt to charge anything.  I was told if they do not have the security number on the back they can not put a charge through.  However, I am watching my accounts very closely, even more so then usually because of this.  These are the numbers that I received calls from for this company: 402-982-0539 (Liane Evans and the person on the phone was Rebecca, said she was located in Orlando, FL), 850-387-0474 (was a supervisor, can't remember his name, caller Id was Panama City, FL), the last person called me from 850-387-0474 as well and the caller Id was Paul Blake.  The number I was given to call Rebecca back with was 877-283-8065, extension 257.

Beware!!  If you pay your bills on time and call the credit card companies yourself, sometimes you can get your own rate lowered.  When I spoke with the bank for one of my cards, the rep there said these companies get your money and the rates for your cards never actually get lowered anyway.
Scorpion415
Scorpion415
2009-12-15 22:47:20
Unknown
877-283-8065 supposedly the "Financial Consulting Svcs." and I got hold of someone who was helpfull. Their call center is in Orlando FL and the supposed corperate adress is 616 Corperate Way Swte 2, #3449 Valley Cottage, NY 10989. The company attached to that adress is "Associates of Rockland LLC. I can not find out much more... I will post more when I can. Good luck hunting all!
Scorpion415
Scorpion415
2009-12-15 22:39:53
Telemarketer
I have them people! Maybe.... I got a call from "Unknown" and got the same credit card thing as what is posted here and many other sites. I was able to get a number from "Andrew" at ext.228 and found out alot with some yelling on one phone call and a *67 (why not use their own games and tricks) got me a "Corperate adress." The number "Andrew" gave me to call back was 877-283-8065 ext.228. The company is supposedly Finantial Consulting Svcs. One call receptionist slipped and said their call center is in Orlando Florida, so those of you in FL please do what you can to find and report. I was able to force an adress from one of the receptionists, they have to give it to you by law (way suprised that she did), and I have a company name of Associates of Rockland LLC. The adress is 616 Corperate Way swt 2, #3449 Valey Cottage, NY 10989. Another wet suit outfit (I think) with ties to or imports (or something) product from Austrailia I belive. Those whos skills are greater than mine please work this information over and see what other goodies you can come up with. They will for sure change their number and location soon. Lets see what we can do folks.....
Dave
Dave
2009-12-14 21:55:25
Survey
Freaking punks just called me about 30 min ago here in Utah on 850 387 0474 number.  I talked to a andrew guy that was quite a talker with a heavey eastern indian accent.  Said the exact same things that everyone else heard.  We need to take these guys down. I called back and got a jessica lady that sounded like she was at home.  she said she was out of miami fl, and andrew said he was out of Orlando Fl. I luckily canceled my account.  Do not give any info to these guys they will take your money and laugh.
1-855-656-3341 1-866-731-3433 1-905-910-1309
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