They did show up at my house today, so although they told me they would come serve me months ago, they finally showed, glad I wasn't here.

I too have received phone calls and they even claimed to be the social security administration, leaving many MANY messages with my mom, sister and fiance. Call the # back & they answered as EAS (Which I've found through researching is a company I paid off for a cash advance I wasn't able to pay back previously but wanted to square things away) They are "Empire ASSet Solutions, LLC" - and they are definitely not just a scam, I'm still trying to figure out exactly who they are really trying to collect for. When I spoke with them previously I wanted a letter stating that I had paid my account in full & I received that letter and have it saved. I guess a process server came by today looking for me but since I was not there, the guy left. He was in a honda accord and had license plates that said "process server". He also had cuffs & a badge on his person. He wanted to know when I'd be back, but I seriously can't deal with this stress.

Hi- i just received received a call from someone named Monica threatening to have someone come to my address to serve me civil lawsuit papers. The calls have went on for about a week.I just told her to get off my fall with the BS. She insisted on continuing to talk after I told her hat I was in a meeting. I just hung up the phone in her face. I believe they are very fraudulent. The settlement she was offering was totally unbelievable.

simalar to me also.im in texas.i finally got a name.greg foster in buffalo ny. wants to settle for money now or threten with papers from where i do not know.

I too received a call saying I had an unpaid payday loan and I had to sign a notice of intent to appear  court to sign. I did lots of research and found out the company is called Empire Assest Solutions, located on 210 John Glen st in Amherst NY. I found there are two more business under the same roof for the same scams. With the research that took place I also found names: John Robinson Director of operations , Ron and Tom , I think they fund all the expenses and pay the bills to the three scammer offices, lastly Matt Supa manager. If these scammers call you............... Simply call the police and or take them to the address with the recorded threats to handle this illegal business.

frustrated.....how do you say its not beneficial for the homeowners,,he knows he is going to lose his house he has no money he cant even pay for moving so that means after foreclosure the marshall throws all his belongings in the street also the banks cant take him to court because they AGREED ON THE SHORT SALE...i did not cause there misfortune and let me add when i did the short sale with other homeowners i always got a big thank you from them..
the banks are not 100% of the problem and i do know when i write about the banks i make it look like it is the problem 100%...its 90% of the banks fault for the economy being the way it is.
i never said the government is a problem,i say thank god for government they helped the people with unemployment and food stamps
i am playing fair dear im fighting against the corporate greed.and sleazy debt collectors
i will miss you dear,but at least we wont read your lies anymore and you should apology to the law enforcement for your low life remarks.
   bye sweetheart
ps..quit your job as a low life debt collector and go back to real estate

You still didn't deny the fact that YOU, like the debt collectors make money off of people's misfortune or mismanagement.

On the note about short sales, yes they do differ in states, but ultimately It's not beneficial for the homeowner. It stinks. For the debtor, ultimately, they can me taken to court or pay. It still stinks. I just think it's fascinating that you blame the debt collectors for everything. You say the banks are the problem- I would say they are PART of the problem. You say our government is the problem, again it's part of the problem. I'm not denying the fact that collectors are a problem, but if you're honest so are the debtors.:) You're not playing fair aaa. I'm done arguing with you. It's been real. I do wish you the best, but I also hope you keep a more open mind. peace.

frustrated....congratulations 85% of your post is true...
sweetheart i did say in my post that when you do a short sale it would be on your record as house sold for less money,,now if you live in a state where the SOL is three years that would be removed,but if it was foreclosed that would remain on your credit report for 10 years..also your right not all short sales work out the way i describe it,but because the way the economy is(THANKS TO THE BANKS) they let the short sale go on and on... now you dont pay the mortgage or taxes anymore so the money you use to pay is being saved by the homeowner so lets say 6 months went by we do the short sale now the owner who was paying a thousand dollars a month has now saved six thousand dollars and he was able to find a nice apartment for 800.00 a month paid the first month rent and security and paid say 2,000.00 to 3,0000 .00 for his moving and still has about 1,600.00 left over.isnt that better then being thrown in the street by the marshall.
now the bank pays me 5% of the sale NOT THE HOMEOWNER
i dont work for anybody on the short sales,i do it on my own.
you say you dont care if i like you,i do like you and i know you like me
ARE WE HAVING AN AFFAIR...LOL..

I don't know why you creepily keep asking if I still like you. Self-Esteem problems?? As for short sales, I know what I'm talking about- I owned a preservation company for two years and worked as an REO agent for a year and half. You painted a nice picture, but not all are handle that way. Facts: They still will get a negative report from their creditor. They will also eventually lose there home. Also, whether or not you like to admit it, you ARE making money off of other people's misfortune!!!!! You sound kind of like you are a collector... Maybe your mad at your former bosses? You do the same line of work- make money off of either bad judgement OR unfortunate circumstances. I don't care if you like me, sweetheart.

frustrated...you should of done your homework on short sales before you posted...yes your right short sales have something to do with foreclosure...what it does it STOPS the foreclosure..when i do the short sales its for the homeowners..when the banks agree to the short sale then the homeowner will NOT GET FORECLOSED,,AND HE WONT HAVE FORECLOSURE ON HIS CREDIT REPORT FOR 10 YEARS... but the house sold for less money on his credit report..now the homeowner gets to live there for free until we get a buyer,sometimes that takes 6 months to a year and all an all the homeowner is saving his money so he can afford to move and put a nice deposit down on a new apartment and have a fresh start..not bad he wasnt foreclosed on the sheriff didnt throw his stuff out on the street,he now has a new apartment and a fresh start and the bank pays me my 5% profit of the sale
sweetheart you dont have to read my post its not for you its for the debtors about how you LIE
do you still like me sweetheart

I'm tired of responding to you and you write ridiculous long post, but let me get this straight: You attack debt collectors and yet you do short sales?? That the forecloser business. At least a debt collector isn't taking there house and making a profit like you are. WHAT A HYPOCRITE!!! HAHAHAHAH

people i wrote my last sentence wrong..i wrote debt collectors come on here using scare tactics and if i can i give them info to help themi would...what i mean to wrote was if i can give the debtors info to help them and then i will
  sorry about that,,,believe me i would never help a low life lying sleazy debt collection company

educator....are you upset...good..
1..if your a 1st party debt collector or in-house debt collector and when you call the people and fully identify yourself,the nature of your call and try your best to give the debtor the best lowest payment plan he can afford and if he still cant pay that plan and you say okay then ill call you in a month and them maybe your position will be better and well send you paperwork in the mail...then sir you are a reputable debt collector.
2..when you read what the third party debt collector (FRUSTRATED) wrote, and you can read how she lies first she states she is not a debt collector,the she says im tired of my debt collecting taxes paying for you,then she attacks a law enforcer who admitted that he had two loans and paid one loan off and fell behind on the second loan due to a job related injury and he is now working on paying the second loan back and frustrated still attacks him saying you shouldnt be in law enforcement..is that who you defend on your post.
yes im sure reputable debt collection companies assist in your benefits,but does your company pay 100% hospitalization..96% of doctor bills..2,100.00 a year for dental,eyeglass plan and hearing plan and match my 401k plan every week of 185.00, ( when i was working)and now that im retired my benefits are still covered as is,,do you have those type of benefits i doubt it..i paid 115,000.00 into social security and my company by law had to match it so thats 230,000.00 of my social security do you think you can pay that much..i doubt it.
my house and cars are paid off my only bills is utility and insurance (car,house life) my charge card is paid in full every month,my credit score is 780 to 795..three credit bureaus gives me three different numbers
when i do a short sale i usually get 5% of the sale just yesterday a house was sold on my short sale for 180,000.00 and i received a check for 9,000.00..not bad money when you sell three to four short sales a year..i bet on my short sales alone i make more money then you in a year..
as far as the run down warehouse i seen that on TV i think the name of the show is nightline
i do agree that if a consumer is still charging on there card and there not working and yes he is hurting the economy but nobody can hurt the economy like the banks did with that low mortgage payments they devised and the end result was foreclosuer went sky high and the banks almost bellied up and also causing millions of people to lose there jobs and the other consumers had to take huge pay cuts and now there having problems paying there debt..remember your job is not that safe you could be let go by tomorrow
again its the low life third party debt collectors who come on here and use scare tactics and if i can give them info to help them,thats exactly what im going to do

AAA -- YOU MAKE VALID POINTS, BUT THE POINT IS, 9 TIMES OUT OF 10... THE "ONE TIME" CUSTOMER IS NO LONGER A CUSTOMER, BUT NOW A DEAD BEAT, DEBTOR! DEBTORS LIE!  IS IT AGAINST THE LAW TO SAY THEY WILL ARREST, OF COURSE, YOU CAN ATTACK THE POSITION ALL YOU WANT, BUT IF YOU WANTED TO EDUCATE THE AMERICAN DEBTOR, EDUCATE THEM ON HOW MUCH DEBT YOU HAVE PUT THIS COUNTRY IN, AND HOW MUCH THE "SLEAZY" RECOVERY BUSINESS PUTS BACK INTO THE ECONOMY. RUN DOWN WAREHOUSE? I BET THAT RUN DOWN WAREHOUSE HAS BETTER COMPUTERS, PHONES, TV'S AND SO ON THAT YOU HAVE! DO YOUR HOMEWORK A LITTLE BETTER! 9 OUT OF 10 COLLECTION BUSINESS OFFER BENEFITS, HEALTH INSURANCE, DENTAL , 401K SO ON , ARE THERE ONES OUT THERE OPERATING ILLEGALY, OF COURSE, BUT YOU CANT SPEAK FOR THE ENTIRE BUSINESS, OR THIS COMPANY BECAUSE YOU ARE GOING ON A DEBTOR WHO IS MAD THEY WERE FOUND AND TOLD TO PAY THE DEBT THEY INCURRED IN THE FIRST PLACE. IF YOU WERENT TRYING TO PRO LONG PAYING YOUR OBLIGATION BY QUOTING FDCPA OR REQUESTING VOD. THE BANKS DIDNT START THE MESS, THE CONSUMER DID, BUYING THINGS THAT YOU DIDNT HAVE THE MONEY FOR IN THE FIRST PLACE, AND THEN WHEN ITS TIME TO PAY UP FINDING WAYS AROUND IT, IM SORRY BUT IS NOT AN HONEST WAY TO LIVE! IF YOU DONT HAVE THE MONEY IN YOUR POCKET, DONT SPEND IT! OH YOU DO SHORT SALES, HA WELL CONSIDERING THE ECONOMY YOU SPEAK OF, IM PRETTY SURE YOUR BANK ACCOUNT IS ON LOW AFTER YOUR LITTLE SSI AND PENSION CHECK PAY ALL YOUR BILLS , IM SURE YOUR ANOTHER AMERICA LIVING ABOVE THERE MEANS, AND IM SURE YOUR DEBT TO RATIO INCOME IS THROUGH THE ROOF! GOOD DAY!

It would be a rather long commute for him to work in Bangalore, India. Don't you think?

frustrated...i didnt win anything,im just letting the people know what they can do to protect themselves from these lying low lifes that call them and threaten them that they will be arrested,and we all know you cant be arrested for a civil matter..these low lifes does not follow the FDCPA LAWS you know the one on of your post where you stated the wonderful laws the government put in place.
i bet when your home with your husband and friends you have wonderful character,but the minute you walk into your job the  run down warehouse you become a low life debt collector and lie to the debtors
sorry sweetheart im attacking your position not your character.you forgot to mention the bad economy on the banks who started this whole mess.
oh by the way as i mention before im retired and receive a pension and ssi as do my wife the ssi i receive is the money that i paid into for over 37 years and 26 years that my wife paid into.i also do short sales with the homeowners and read 800 notes and let the debtors know about the law and low life companies like the one you work for

I never said that family had to come last, not sure where that came from. However, in essence, you are stating to me debtors can't pay their bills and that's why the collector';s stoop so low- clearly the collectors fault. I see you're logic. Also, you're not a attacking my character, you just call me sleazy- that makes sense. Then, you also state you're happy the low life debtor's can now beat the low life debt collector's; I guess the least of two evils? Then let's sum up you're final statement with again with attacking my character and my "assumed" job. Yep, there is no refuting this argument. You have clearly won. Congratulations. I hope people like you will one day realize that you are the problem with this nation. You complain about taxes, you complain about the national debt, you complain about collectors, you complain about the people you have put into office, you complain about our schools, for pete's sake you complain about your children- everything is everyone else fault, except yours. If only we could only be more like you. Seriously, grow up, move out of you're parents basement, get off your social security and make something of yourself.

frustrated...i will be more explanatory on why bill collectors stoop so low...
in todays world where people lost there jobs or took a pay cut and cant afford to pay all bills,,so the debtors have to pay the important bills first..rent/mortgage, utility and food bills first and make sure they have money in there pocket for emergencies..so basically that means there is very little or no money for the bill collectors.
the debt collectors dosnt want to hear that they really dont care if your living in the streets or your kids are hungry so they lie about you being arrested or tell the debtors our bills are more important then paying your rent,so now there not getting there 15%.
    FAMILY FIRST,DEBT COLLECTORS LAST..
i am not attacking your character,im attacking your position and that is a low life lying sleazy debt collector
also dont say you dont work for them because all your posts does indicate that you do work for them
low life debt collectors does not blow my mind,im very happy that the debtors now have ammunition to fight your lying low life ways.
sweetheart why dont you get a job with security most of them pay 10.00 an hour and overtime and some even assist in your benefits..then you can have some pride in your character
               FAMILY FIRST,DEBT COLLECTORS LAST

I love how you just ignored my question as to why do they stoop so low to collect. I asked YOU the question. You pulled a red herring (a logical fallacy) by ignoring and changing the subject. Then you attack me personally which is an ad hominem (also a logical fallacy) But whatever. I was making a point earlier regarding the debt collectors that are at least WORKING as opposed to self righteous debtors that feed off the system. It was a figurative statement- not literal. If people paid their debts, there would never have to be collectors... I know this may blow you're mind, but think about it.

frustrated...your lies never stop..you state again your not a debt collector, go and read your post you wrote to me on 8/23..the beginning you say your not a debt collector,but in the middle of the post..QUOTE..
MY DEBT COLLECTING SELF IS TIRED OF MY TAXES TAKING CARE OF YOU..
you state why do the collectors stoop so low to get there money...you should be able to answer that you are a third party low life debt collector.
the reason why my last post was long so the poor people who lost there jobs due the banking industry i want to make sure they have all there ammunition to screw you legally.
you keep on knocking these people who are on public assistance just remember when your low life company closes down you will be the first one to fill out your application for public assistance
sorry dear i know your frustrated but your not going to make any money using scare tactics and lies
do you still like me....

You lost me after the first sentence. Keep it short and sweet. I don't work for a collection agency, but say what you will. I'm not stating that all these people are legitimate or do it in the right manner. However, one does have to ask, why do they have to stoop so low to get their money back? Maybe because they have to stoop to the debtor's level.

frustrated.....so you say your back and i know a lot of about debt collection agencies,,im glad you recognise that and that means you fully agree with me about you and your company being a lying low life.
sweetheart lets give the people some more info
1..make sure when this low life company calls you that there license to collect money in your state,that is the law and if they say yes, ask for there license number and they have to give it to you then you check to make sure it legit,remember your dealing with liars so they will lie to you... (im not sure about this but i heard there is about 5-6 states where the collection agency does not need a license to collect money in your state,so make sure you check that out to)if there not license you dont have to pay any money to this company and they cant do anything about except hire another collection agency to collect for them also they cannot log onto your credit report until they get a license..
2..after talking to these low lifes on the phone they have to send you a VOD..VERIFICATION OF DEBT
that is the name of the collection agency,,the name of the original creditor and the amount..
3..now you send them a CERTIFIED LETTER AND YOU WANT A RETURN SIGNATURE RECEIPT
this is what you ask for...FULL VALIDATION UNDER THE FDCPA ACT.15USC.1692g SEC.809(b)
a..when you opened and closed the account
b..all payments and charges made on the account...you have the right to make sure all payments were credited and no fraudulent charges were made..
c..how the interest was accrued because when these low lifes does the math they always make a mistake in there favor(they do it on purpose)
d..you want to see the contract with your signature on it..
THE LAW SAYS THEY HAVE TO PROVIDE YOU WITH THIS INFO AND IF THEY CANT PROVIDE YOU WITH YOUR INFO THEN THE DEBT IS INVALID AND YOU DONT HAVE TO PAY THEM AND THE LAW IS ON YOUR SIDE 100%
98% of the time the third party low life collection companies cannot  provide full validation
AGAIN PEOPLE THE LETTER MUST BE CERTIFIED..VERY IMPORTANT.
THIS IS HOW YOU SCREW A LOW LIFE SLEAZY DEBT COLLECTOR LEGALLY
sorry dear now your going to make even less money.
i bet your sorry you came back on here

I'm back and you sure do know a lot about debt collection agencies. Been there, done that? Hypocrite.

I GOT A CALL YESTERDAY 9/5/12 FROM SOME GIRL TELLING ME THAT SHE HAD LEFT A NOTE  ON MY DOOR FOR ME TO CALL HER. I TOLD HER I FOUND NOTHING. SHE TOLD ME THE LAW WOULD BE DELIVERING ME COURT PAPERS. I ASKED HER WHERE SHE DROPPED OF THE PAPERWORK. SHE TOLD ME THE STREET NOT THE NUMBER. SHE SAID I LIVED NEAR THE TOWN COUNTRY CLUB RIGHT OFF 95- NOT EVEN CLOSE!! I ASKED HER IF A DOG  BARKED. SHE SAID NO. SO I TOLD HER TO STOP HER SCAMS AND CALLED HER A D.B! SHE HUNG UP AND CALLED BACK A MINUTE LETTER. SHE SAID SHE WOULD BE AT MY HOUSE THIS SUNDAY WITH THE ANIMAL CONTROL OFFICER. WHAT JERKS!!!

PEOPLE..as you see the low life debt collector FRUSTRATED isnt posting on here anymore,THAN GOD WE GOT RID OF A LYING LOW LIFE SLEAZY DEBT COLLECTOR.
this is what low lifes do they lie to you use scare tactics to get you top call them and give them your banking info so they can wipe out your bank account..this broad gets paid 7.00 an hour and 15% of what she collects and her collections is in the garbage.
remember people you give these low lifes your banking info and the next time you go to the ATM..IT WILL SAY FUNDS UNAVAILABLE BECAUSE THE LOW LIFES TOOK ALL YOUR MONEY

I believe this is a garbage gambit from Empire Asset Solutions/Peltan Law PLLC PO Box 605 East Aurora, NY 14052. They also have a mail drop at a UPS store in Buffalo NY.

It's my belief that they have knowingly bought a large number of collections from illegally offered payday loans and are shaking down the people they believe are debtors with highly questionable tactics. The scare tactics about filing a 'notice of intent to appear in court' with a lot of legal-sounding mumbo jumbo added in is typical for these bottom feeders. Also, they seem to like to call from their boiler room threatening that they have an agent who is going to be at the door the next day or that day. When pressed for further information, they either hang up or make further misrepresentations. You can count on people not clearly identifying their firm or using any of the language prescribed by the Fair Debt Collections Practices Act. You can count on them using pseudonyms and hiding behind all manner of half-truths and blatant lies just to scare you into doing something unwise.

The lawyer behind this operation ought to be disbarred. New York State is a very tough state in which to practice the law, and I'm sure the New York AG would be happy to take a look at this scumbag and his operation.

FRUSTRATED....sorry dear your still a low life lying sleazy debt collector..in your post at the beginning you stated your not a debt collector but at the end you do say your a debt collector...my point third party  debt collectors lie..
i do not owe money im retired and receive a ssi and pension checks every month as do my wife and my benefits are covered by my company..a low life debt collector has no benefits and if you dont get another job soon you will be on public assistance.....get a job with security they pay 10.00 an hour and pay overtime and some even assist in your benefits..
im not someones mother, im a father of many
you stated that if you work for a debt collection company you wouldnt be on the computer,,,i say yes you would you have to post your lies on here and hope people would be scared and call you so you can get there banking info and wipe out there accounts..
you say the wonderful laws the government has put in place..i assume you mean the FDCPA...well as you know the FDCPA protects the consumer 80% and only protects the low life 20%
you say collectors make wonderful salary...yeah right my neighbors son works for nationwide collection agency a 1st party debt collector and obeys the laws of the FDCPA,he gets paid 16.00 an hour and he has been working there for 12 years...you get paid 7.00 and depend on your 15% and your commission is in the garbage and that MAKES ME HAPPY..
i believe third party low life debt collectors work under the table,they dont pay any taxes,why you say because the low life owners will have to shell out more money to the government..ex..you would pay social security taxes every week and then your company has to match what you pay and your low life owners does not want to pay any extra money out..another lie by you
BBB..you stated that they dont register because of the lies the consumer makes,,the BBB gives the company an opportunity to respond to all complaints and will post it that you resolved the complaint
the real reason why your low life company doesnt register with the BBB is because they would get an F RATING THE LOWEST RATING YOU CAN GET..
do you like me now dear

AAA....now if I was a debt collector wouldn't I be at work, collecting debt that scums like you take out and don't pay back, who are OBVIOUSLY at home on unemployment, or better yet public assistance that "my sleazy $7 per hour" job would be paying for? You sound VERY educated. I hope you aren't someones Mother, and if you are, shame on you! The Officer is a liar, because if he had proof it was paid, all you have to do is provide it and the account gets closed! Oh and by the way, debt collectors make wonderful hourly, and if you knew anything about the Laws that our wonderful government has put in place, you would know that! STUPID! Get your a** off the couch and your computer, and get a job, because my "debt collecting" self is tired of my taxes taking care of you! Most collection agencys aren't a part of the BBB, because of B***S*** people like you who find excuses to not handle there obligation, and they can COMPLAIN and LIE! Alot of consumers dont know, lie lie lie, because the call is ALWAYS recorded, and the other HUMAN on the other end of the phone doesn't have to take your abuse, because in the end, YOUR GETTING THE CALLS BECAUSE YOU SPENT MONEY THAT YOU DIDN'T HAVE!!!! SADDDDDDDDDD!!!!

FRUSTRATED....you sound like a low life sleazy debt collector who isnt making any money.....why dont you go home and get laid and maybe you wouldnt be so frustrated..
the officer said he fell behind briefly and now is caught up with his payments
we all know you get paid 7.00 an hour as a low life debt collector and your not making your 15% commission i guess people on unemployment are making more money then you
your low life company isnt registered with the BBB and we know why low life companies like your doesnt register with the BBB so the consumer cant read about your lying low life ways and stealing people money once you receive there banking info

Frustrated! You must be a scumbag! 1) You don't use your first name! 2) Seems like you hate law enforcement!
I hope you get caught by these collectors you are hiding from! My loans were paid off! I have legal proof of this, unlike you! You are a waste of space on this planet!

For everyone else: This maybe a legitimate business, but their tactic are far from legal!