Oscar, Mgr.
Shaniece, Director
LeVar, Owner
LaKayla, Secretary
178 S. Main Street, Suite 325
Alpharetta, GA 30009

877-360-6464

Received a call on yesterday 6/20/2013, stating I owed 356.00 for a pay day loan, over seven years ago. To be honest I thought I paid it. Was not sure, got scared an made a payment of 136.00.  However when I got the receipt my address was wrong (red flag), I call them back the rude person that answered the telephone, inform me that the correct address is in there system, and that all that matters.  I than ask to speak with Mr. Steven J. Sanders, Jr., I was then inform that he was not available and may not be able to return the call. The receipt came from and email address: CFS Employee<sadams@cfraudll.com

How can I get my money back?

No, the "sadest" thing is that you do not know how to spell. For future reference, if you are trying to create persuasive rebuttal to someone that you find a cerebral opponent, you might want to utilize spell check. Without doing so only negates any sort of point you attempted to make and ensures a chuckle from the rest of us due to your lack of D's in "saddest" and "address". Basic grammar and technicalities of the English language are your tools, here. For example, I'll use it in a sentence.

So you don't look like the sadest company, you might want to adress this with your fellow cohorts.

Hahaha

Calling for my sister-in-law about some out of court debt settlement.  Threaten to turn it over to our local county. I figure it's phoney. They call I ignore. I screen all calls so it doesn't really bother me that some people don't have a life.;

they called my phone and said she was from CMC and demanded to speak with my daughter and I asked what this pertained to she said its private and I asked her if she was a debt collection office she said nomaam I again ask her if she was a debt collector she hung up, I looked this number up 214-484-0031 its a debt collection office , they are scamin people outta money well they wont get ours

I got a call from this number, too. They didn't leave a message. I called the number back, and got a recording that asked me to hold. Did not even say what company it was.

You people called my mother about a law suit from Wachovia about a negative balance that was never paid off. Firstly she closed the account in 2007.. 5 years ago. The statute in the state of Florida is you can't go after someone forbade debt that's lasted 4 years. Also, you called her father in law whom wasn't even around when she created the account. And you said the address associated with that account was from an address in 2010. She requested documentation and you denied it. All of these tells me you're a scam and our lawyer is looking into you. Best of luck.

If you all would stop taking out payday loans and not paying them than you wouldnt be harrased...so everyone on this board pay your payday loans

This is a scam bill collector. They tell you you are in comtempt of a disposition and if you do not enter a statement on the persons behalf they are calling for then the person is in contempt and legal action will be taken, upon calling the number given in the voicemail message you are unable to reach the "employee" Arthur Abram director of processing department of check services 855-890-2982, they tell you the person that owes the "money" needs to give a credit card # to pay off their debt or they will go to jail.
See press release from FBI:
http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans

Here?s what to do:
If you receive a suspicious telephone call:

Ask the caller to provide their name, company name, address, phone number, and official documentation verifying the debt.
Don?t provide or confirm any bank account, credit card, social security number or other personal information over the phone.
Report suspicious calls to companies who?s names are being used and report to your local law enforcement.

If you are a victim you need to file complaints to the following to help stop these scammers:

Alpharetta Police Department
2565 Old Milton Parkway
Alpharetta, GA 30009
678-297-6300 ext 7

the Better Business Bereau
https://www.bbb.org/

Internet Crime Complaint Center
http://www.ic3.gov/default.aspx

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Clear your cache when you are done using the web.
Don?t save your passwords on your computer.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

do your research. If someone calls you, get as much information about them as possible and give as little about yourself as possible. Secondly, research everything they told you.

It is a scam, here is the FBI REPORT:
http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

another article here as well:
http://kaizendreams.com/2012/04/625/

wow great english for someone that is supposed to be educated........ lmao scumbag scammers !!!!!

BWAHAHAHAHA!!!!!!!! Thats the biggest paragraph of horse sh*t I've ever read! You idiots couldn't sue my DOG

YOU GUYS ARE A PIECES OF WORK DONT TAKE OUT A LOAN IF NOT GOING TO PAY BACK HOW THE HELL DOES THE COMPANY GET ALL YOUR INFO IF A SCAM YOU ALL ARE  THE SCAMMERS YES YOU CAN BE FACEING A SUIT IF DONT PAY BACK I DONT UNDERSTAND YOU PPL JUST SIMPLY SAY YOU NOT PAYING BACK AND THE CLL SHOULD STOP YOUR PARENTS SHOULD B REALLY PROUD SHE RAISED A LOSER NOT C.F.A PROBLEM .

Sandra Adams left a message to call this number back at 877 385-1669 and it is related to check fraud. When I call the number a recording comes on for Explore Scientific and they have changed there number because of fraudulent activity that has taken place with the number.

They are affiliated with Bryant Hodge & Associates, trying to collect on a payday loan.  They purchased the debt from the creditor. They threatened me with the sheriffs, called my neighbors and in a two month period have called me over 50 times, sometimes 3 calls within 1 minute.  I have sent them a cease and desist letter, filed complaints with the BBB and the Fair Trade Commission.  I also consulted a lawyer who told me they have no legal ground to collect on this debt because the statute of limitations has run out and they are not the original company who issued the loan and if they continue to harass me I should file a complaint with my local police department.  The reply they sent to the BBB claims they don't harass, threaten or use scare tactics but i provided proof to show that they do.  They need to be put out of business, nothing but a bunch of scum bags. Don't agree to pay anything, it can reopen the claim and then they will be able to collect on this debt.

Pretty funny the number they left for me to call back was for an astronomy company that has changed their phone number due to fraudulent calls being made to their phone number. Nice try losers. I don't owe anything, my bills are current. So nice try trying to steal my identy....... Get a life and maybe getting a job. Stop scaming hard working people....... Here is the number that was left 877-385-3811 the name left was chris brewster..... Yeah ok why don't you work and pay for your own brewster LOSERS !!!!!

Christopher Brewster called my cell phone and left a threatening message saying I needed to call the office @ 877-385-1669 to take care of my case before it goes to court.

I too have received a call from "Sandra Adams" (automated message) stating she is the "Regional Arbitration Clerk" no business name) "calling to serve you notice that a decision has been made regarding your file.  You or your representative must contact my office immediately at 877-385-1669 or press 9 to be connected to a repesentative now".


All I know is I live in Iowa and it came from a (712)560-4043. This is a number from the west side of Iowa.

I received a call from these people this afternoon.  What originally concerned me was that they called from a local number instead of the usual out-of-state numbers. Glad to re-read all of this.  This is the second time that a company has harassed be regarding PayDay loans.  Sadly, the very first company was nice and I didn't have time to do research. I just paid it.  I'm not paying this a THIRD time! But, it's still a little nerve-racking to answer a call with 'litigation' and 'arbitration' being mentioned...

(PDLR, CSA, CFS or other names they used or using) Most likely you will speak to the same person whom change names, accents and their so called company names! It is a scam! A lawyer stated they know about these people because its in the FBI National Press and reports are coming in to FTC, FCC and Attorneys for Consumers. They use the scare tactics on people who do not know FDCPA law or Fair Debt Collection Practices Act Law Section: 806. Obviously they do not know the law themselves and this makes it a violation on their part and a fraud! They use one common number 240-247-1564. And have other numbers. Don't call them back nor answer them, just report them or block them! BBB stated they are not a real company. They do however get reports about them about the harassment they commit against consumers. FTC, stated that you cannot be arrested for this type of debt. Next time they call hang up and report them to the FBI. They are currently being tracked to local their official location and investigated because they are committing a crime. Don't give them your information or verify any with them!

I got the same message.. they have called me twice already, but the bad thing is this the second people that have done this to me.. I'm glad I have been doing my research.  I almost fell for it the first time until my lawyer as well as others told me it was a scam!! So glad we have websites like this that can give you the information we need to help out!

Received call at my work.  Person identified himself as Christopher Brewster...personal arbitrator for my case.  I don't have a case.  Glad I looked this up online.

According to FDCPA or Fair Debt Collection Practices Act it is illegal for any debt collector to state you will be arrested or issues a warrant for this type of debt. Read Section 806 under Fair Debt Collection Practices Act link. Also you have the right to tell any debt collector to cease and desist any further contact with you, your family and employment. Under Section 805. By law you have rights! FTC, FBI, FCC take reports like this all the time! Contact them and report these people! The people PDLR, CSA, CFS or other names they go by are FRAUDS they have over 3,000 reports on the number 240-247-1564 and other numbers from them! They scam people who do not know the law or FDCPA every day! FTC and Attorneys for Consumers all stated that they are criminals and they change they number and names so they cannot be tracked! FBI National Press have a report of these such companies scams on Payday loans! Do not pay them anything and report them also, block them or tell them to cease any contact with you if they don't report them with FBI or local authorities as well as FTC, FCC. Below is a link read it and know your rights!

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

Lol...I've been on both sides of the legal system and I know it takes more than a few hundred bucks to commit a felony unless there was violence involved...lol...you guys are one of the biggest crocks of Crap I can think of....I got some guy on my answering service that had a hard time making it sound as if he wasn't reading off a script...I've worked on the phones most my life and know what a verbatim set of words sound like...lol...at least put some character into it...you can have my social security number maybe you can get more use out of it than I can....

FYI its illegal for any debt collector to threat anyone nor state they are investigators and ask for you to pay only by debit or credit card. Its illegal to claim your going to jail for something this small. You can only  get paper work from a court to make arrangements. A debt collector cannot contact you if you request them to stop. You can either send a cease all contact letter by mail or email. PDLR is a fraud, and a scam company. They have already been under investigation and if they contact you call FBI or FTC or Attorneys for Consumers. They will tell you that these people are criminals and are trying to scare you just to get free money from you that you will never see again. Watch out for them telling you they are investigators of any kind. If they are rude and harassing they are violating Fair Debt Collection Practices Act. Report them!

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

OMG i talked to the same person Don Mack on September 12, 2011. He said there was a felony case agaisnt in court and if i didnt pay 700.00 i will be sentenced to prison. I gave him my information ( debit card number)  a person name Sandra Adams emailed me  a document to sign (payment agreement). But once I saw the document i could see it was a fake. So I had to cancel my debit card right away and the next day a faxed was sent to my employer that PDLR is garnishing my wages. My boss knew it was a scam too.

no, just submitted all the info to my bank and they agree. Total sham. They even said they had the check in front of them but told me the wrong routing number and subsequently I got them to say the wrong bank. Just keep pressing them for information and don't let them scare you. Especially Arthur King, or sandra adams or whoever. Totally incompetant jerks, but I got em to slip up. Get more info!!

HI I OWE 300 FROM 7 YEARS AGO A PAYDAY LOAN THEY ARE TRYING TO PUT ME IN JAIL AND ARE THREATNING ME WITH JAIL SHOULD I PAY?

Got a call from PDLR Arbitrators regarding a payday loan my daughter had in 2007.  First name I got was Chloe, but when my daughter called she talked with Sandra Adams, legal assistant.  They told me one thing and told her something else and seem to change their stories on a daily basis.  Maybe they should write down what they say so they won't get confused. Interesting.  I'm wondering if Sandra and Chloe are the same person since their extensions are the same!  

I'm also dumbfounded that NOT PISSED thinks only legitimate and real companies exist in the United States.  What planet are you on?  Are you really this damn stupid?  And any legitimate business would not waste time posting on this board to begin with.

We have verified the address on the "official letter" you sent is a mail drop box in a strip mall.  Furthermore, as a business professional, your letterhead and letter are completely unacceptable.  What serious company using some sort of funky font for their name unless you're in the entertainment business (by the way, you people are rather entertaining).  Second, do you know what the difference between an email address and website address is?  Top right corner of letter shows: WWW.SADAMS@CFRAUDLLC.COM   You obviously need to attend business school!

Anyone reading this be advised:  do not fall for these scare tactics.  Contact your Attorney General's office immediately and file a complaint.  Also contact the Better Business Bureau and the Federal Trade Commission.  Send a cease and desist letter to the company mailbox 2905 JORDAN COURT
SUITE B 205  ALPHARETTA, GA 30004 and send a copy of the same letter to the Attorney General's office.  It won't work with these people, but at least you have followed proper procedures in the event you need to file suit against them.  Send it registered and see if anyone picks it up from the post office.

In closing I will say to these fools...you want to go to court... we will see you there!