877-390-1250
Nia
Nia
2011-06-06 21:04:22
Unknown
the same  thing happened to me got a 19.95 dollar dharge in the form of a check posted to my account now those suckers are making up phony checks!!!! and the check was posted for 9-8-2009 and they took the money out  today
Justin Kramer
Justin Kramer
2011-06-06 21:04:22
Unknown
FINANCIAL TERMS AND CONDITIONS
If you submit an application on the Site, you understand and acknowledge that the following terms and conditions (including, without limitation, those terms and conditions set forth in all agreements and instruments referenced herein below) will govern and apply to any and all transactions between you and us resulting from your application:

1. Your Final Digital Signature under The Federal E-Sign Act (HR-1714) will serve as verification for any transaction in connection with this Secured Installment Agreement: The E-Sign Act grants electronic signatures and documents equivalent legal status as traditional handwritten signatures. By completing our online application, you are certifying that your digital signature is the equivalent of your handwritten signature. Furthermore, you agree that you have read all of the agreement and are agreeing to and signing each section of this Agreement with your digital signature.

2. You certify that you are of legal contracting age and that you have read all the terms, authorizations and disclosures that were included with your Application. You understand that the information that you provide is given to obtain a Cash Advance from LoanTerms and warrant that it is true and complete.

3. You certify that you have read and agree to the Third Party Service Provider risk free trial membership programs below under separate heading titled INCLUDED THIRD PARTY SERVICE PROVIDERS MEMBERSHIP PROGRAMS and understand you will automatically be enrolled and entitled to receive these trials upon completing your application, regardless of its approval status.

USA PATRIOT ACT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens and account. What this means to you: When you apply for an account. We will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask you to provide us with other identifying documents or written confirmations.

Correspondence Mailing Address
loanterms.cl, Operations Dept
Guardia Vieja 255 Ofic. 1302
Providencia
Santiago-Chile

INCLUDED THIRD PARTY SERVICE PROVIDERS MEMBERSHIP PROGRAMS
By agreeing to these terms and conditions, I authorize the merchant of this site to provide my bank account information I provide on this site, to the Third Party Service providers of the two separate risk free trial memberships described below.

FREEDOM SUBSCRIPTION: Risk Free Trial: Your Approved for an Interest Free Line of Credit in the amount of $10,500, along with a Stored Value MasterCard or Visa card. By becoming a FREEDOM Member today, you will also receive Two Free Airline tickets with resort stay throughout Mexico and the U.S. You will receive your FREEDOM membership login credentials including 100 additional benefits via e-mail within 1 business day from your authorization. YOU HEREBY AUTHORIZE FREEDOM MEMBERSHIP to debit your bank account for the weekly dues of only Eight dollars and Forty Two cents starting immediately. Remember this is a risk free offer and for your convenience, you can contact us at the customer service site located on your bank statement or fulfillment email, within the first 7 days of the billing to receive a 100% refund. Refunds are only available with in the 7 day time frame from initial charge. You may cancel the membership at anytime and you will not incur a cancellation fee. Simply contact the customer service site located on your bank statement to cancel.

VOICEMAIL SUBSCRIPTION: Your are entitled to receive a Voicemail account where you can privatize your communication and have an easy way to check voicemail's using a Toll Free number. Best of all this can be billed to your current Landline Telephone Bill. By agreeing to these terms, I confirm the information submitted is correct and that I am 18 years old or older and are duly authorized by the telephone account owner to make changes to and/or incur charges on this telephone bill account provided. The SVM Voicemail service is $19.95 per month and will appear on your local telephone bill on the ESBI page as being billed on behalf of SVM Voicemail unless you cancel. SVM Voicemail is not affiliated with your local telephone company. You can cancel at anytime by calling Customer Service at 877-807-4701. For Refunds, you may receive a Refund for one months service, which will be credited back and show to your Local Landline Telephone account bill within 60 days or two billing cycles.



SUBSTITUTION CLAUSE
You also understand and agree that other Trial program/s may be substituted at site owners discretion, for either or both of the programs described herein, as long as the new trial offers have equal or better terms, including monthly fees, and benefits.

The membership is inside the terms and conditions but you can actually log on to your membership and cancel it before you get charged. Thats what I did.
John
John
2011-06-06 21:04:22
Unknown
I just dealt with this as well.  I was directed by my bank (Bank of America), to contact their bank (Metro Pheonix Bank).  Calling their bank with the information below will get you the company info and phone number.  I filed a claim with them, and will be filing with the FTC also.  

Metro Pheonix Bank
Company ID# 0000501316
Trace ID # 122106355200373
traci
traci
2011-06-06 21:04:22
Unknown
Centralized Customer Service
8550 w.dessert inn road
suite # 120-381
las vegas nv 89117

This is who is stealing everyone's money!!! This is what I got when I called and cussed the b***h who answered the phone out.Also if you have a good  bank they will refund the money to you and give you the fraud paperwork to fill out. They said I signed up in January but they didn't take money out till March 2010 How many more lies can they tell.

The cancellation will take effect immediately. No further charges will be billed to your bank account.

If this cancellation was not intended, you may give us a call back at 1 877 807 4709 to reinstate your account.

Thank you,

Centralized Customer Service
On behalf of: Freedom Subscription
1 877 807 4709
Tinya
Tinya
2011-06-06 21:04:22
Unknown
If it is someone else using your information to apply for pay day loan and cash advances you can report that to your bank and demand they file a dispute for you. They can call the bank authorization line at the uniguard company or do a three way call with you and a uniguard rep. So they can file a claim with all the information provided on the application. as long as you file your claim with your bank within 60 days of the initial charge they have to investigate it for you its theLAW.
Bradley West
Bradley West
2011-06-06 21:04:22
Unknown
I called the number thru this website and it took me to Australia. They took my number down and are goin to call me back later in the day. Since it was 3 AM there when i called. I will keep everyone updated with what i find!
daniel
daniel
2011-06-06 21:04:22
Unknown
Same thing happen to me to I got a check from uni guard legal services for the amount of 19.95 on march 10 2010 and again on march 16 2010 i would advise people to make sure they didn't accidentally click on a box and make sure that they don't if u are like me i have to double and triple checks stuff to make sure i didn't do anything wrong. I when i check i didn't authorized the checks and they didn't not have the right to do this i went to the back and filed and they are going to check to see if it is a fraud and if it is they are going to take it into their own hands.
dee
dee
2011-06-06 21:04:22
Unknown
stealing money out my account
Joanne
Joanne
2011-06-06 21:04:22
Unknown
I also received a debit from uniguard legal services  for 19.95 I also did not authorize it.
barbara
barbara
2011-06-06 21:04:22
Unknown
same thing here.it happened to me three times from three different companies.should not have to worry that one false move of the mouse will cost you a lot of money
Ellbe
Ellbe
2011-06-06 21:04:22
Unknown
I just had the same thing happen to me....checked my account this morning and it was 19.95 less than it should be.   I called 18778901250 and talked to a rep named Angela.  She explained that if I had filled out an application for a payday loan that it was in the fine print to call and cancel this service.  I told her I had not filled out any application for a payday loan.  She asked it I wanted her to cancel the service and I said yes.  She gave me a confirmation number and said my account would be credited 19.95 fourteen days from today....or the next 2 weeks I am out 19.95.  I am a single mother and every dollar counts...this kind of thing MUST be stopped.  It is a scam and there needs to be laws to prevent this.
Lakeisha Titwell
Lakeisha Titwell
2011-06-06 21:04:22
Unknown
I also have the same issue. I have been overdraft because of this bull. And I very upset. Is there a way to inform like the BBB. Better Business of the matter. No one called I just checked my bank account and saw this mess had happen to me.
charlena
charlena
2011-06-06 21:04:22
Unknown
has anyone had a problem also with
freedomcs.com 49.95 1-877-807-4709
ecbitpay 99.00  1-818-255- and that is all the number i could see


ashtonsmyhrt@aol.com

PLEASE ANYONE KNOWING ANYTHING ABOUT THIS PLEASE HELP
Charlena Crandall
Charlena Crandall
2011-06-06 21:04:22
Unknown
I RECENTLY HAD A PRINTED OUT CHECK FROM THIS COMPANY GO THROUGH MY BANK. BEFORE I KNEW IT THERE WAS TO MORE. I HAVE HAD A TOTAL OF 180.00 IN THREE DIFFERENT CHECKS PRINTED WITH MY NAME ON IT AND MY ACCOUNT INFO AND THEY EVEN SPELLED MY NAME WRONG. I WENT TO THE BACK AND FILED AGAINST THIS AND THEY WILL NOT DO ANYTHING. THEY SAY I GAVE MY INFO OUT AND THAT IS BU***HIT. THE BRANCH WORKER EVEN CALLED THE NUMBER N THEY HUNG UP ON HER EVERYTIME. I DONT KNOW WHAT TO DO. THEY WANT ME TO FILE POLICE REPORT BUT U CANT EVEN FIND OUT WHO THEY ARE. I CALLED ANOTHER NUMBER N THEY TOLD ME THEY DONT DEAL WITH THEM THEY FORWARD THERE CALLS TO THEM. THIS IS BU***HIT PARDON MY LANGUAGE BUT IM A SINGLE MOTHER AND THESE PEOPLE ARE TAKING MY MONEY.  THEY CLOSED MY ACCOUNT AFTER I CAUGHT IT UP BUT NOW WHERE DO I GO FROM HERE.
Renee
Renee
2011-06-06 21:04:22
Unknown
I too just checked my account and notice that this "uniguard" people took $19.95 out of my checking account.  There has got to be something that can be done about these people.  Please if someone knows of anyone who can help please email me at reneeb1045@yahoo.com
Jeremy
Jeremy
2011-06-06 21:04:22
Unknown
I too was also hit with these same amounts the 19.95 and 49.95. Thankfully My bank Wachovia is investigating this problem as fraud and refunded the total amount back to me.  I had to close my checking acct. and open a new one so this could not happen again.  The bank that the funds are going to is called 5th 3rd Bank .  I have never heard of this bank before yesterday but I hear they have them in Ohio.  The contact number is 513-358-6232.  You also need to call the  credit beauro Equifax at 1-800-525-6285 and report it as fraud and they will call the other two credit beauro agencys for you and report it to them.  You really need to take the time and report this to your banks and the credit beauros because these people have your social security numbers and if that doesn't scare you I don't know what will.  You can also go to wwwfraudalerts.equifax.com  If you don't report this these people will never be stopped we must take action.  I want to keep my hard earned money and not let some coward sitting on their lazy a** behind a computer take it from me.
D
D
2011-06-06 21:04:22
Unknown
I didn't receive a call from this number however, this number is listed on a check posted to my checking account.  It shows the the amount of $19.95 is being paid to UniGuard Membership Program.  The 877-390-1250 number is listed in the memo line.  I never signed up for this program.  I imagine I inadvertenly forgot to uncheck a box in something else I was applying for or requesting for online.  This number doesn't work and there is no way to contact the company....yet.  Just a heads up to those who don't check your bank account often for charges that aren't yours!
Lee Virgilio
Lee Virgilio
2011-06-06 21:04:22
Unknown
I got the same thing! A check posted on 09-08-2009 and they took the money out already thins morning and it is only 4:45am where I am! I called the number to find out what they were and why they took this money, I got a recording saying I was calling them during hours that are not business hours, and for me to call back or they would automatically call me back and that I would not loose my place in line cause I had to hang up. the stupid check caused my account to become over drawn, so I didnt just pay 19.95 to something I have no idea what it is I ended up paying 52.95 for something I have no idea what it is!!!
Nutrica Eakins
Nutrica Eakins
2011-06-06 21:04:22
Unknown
I never got a call. I was checking my account for something else and came accross this transaction of 19.95 taking out of my account on 9/10/09 and put me over the dam limited and now I have other fees on my account! I'm filling out an affidavit of forgery as we speack. We all need to get together and sue there a****.
in az
in az
2011-06-06 21:04:22
Unknown
yes me too...on 9/08 as well what the heck!!! 19.95 was eleectonically debited as a check...they must be caught!!!! Did anyone do a online payday loan inquiry? I was told by my bank my info was sold to a third party and put my account into compromise...i had to close my acct and start over!!
Sandi
Sandi
2011-06-06 21:04:22
Unknown
This is a membership and this will be debited every month unless stopped the # is 1877-890-1250. I certainly would not have joined this membership but the money was taken from my account also.
Barbara
Barbara
2011-06-06 21:04:22
Unknown
I did not know who this company was that xharged $19.99 and $49.00 to my account.  Because of this I also received overdraft fees with no recourse for 30 days.  I think this is fraud and for this company not to refund your monies via the web is terribal and bad business practice.
Breeana Achiu
Breeana Achiu
2011-06-06 21:04:22
Unknown
I checked my account this morning and found that $19.95 had with drawn from my account.  I didn't recognize this transaction, opened the check up and it was a check from Uniguard.  I didnt sign up for any membership and dont know why i was charged.
mmm
mmm
2011-06-06 21:04:22
Unknown
I just found the same 19.95 withdrawal on my account. I called and was told they would cancel my account. When I asked when the money would be redeposited into my account I was told they would send a paper check within 30 days. I asked to speak with a supervisor and she said she was the supervisor, I asked to speak with her supervisor and she refused.
What a scam.
Judy
Judy
2011-06-06 21:04:22
Unknown
I'm just like everyone else here. I did not receive a call, but they took $19.95 out of my account also. I just checked today and ther is another 49.95 taken out. Same type of check but a different number. That number is 877-807-4709 and that is for Freedom Subscription. This stinks.
JESSICA
JESSICA
2011-06-06 21:04:22
Unknown
I AM IN THE SAME BOAT $19.95 WAS TAKEN OUT OF MY ACCOUNT WHEN I CALLED THE 1-877-890-1250 THEY REP DID NOT SAY WHAT COMPANY THEY WERE WITH. THEY AUTOMATICALY WENT TO TRYING TO SALE ME LEGAL SERVICES. AFTER FINDING THE OUT THE NAME OF THE COMPANY UNIGUARD/FREEDOM I INFORMED THEM I NEVER AUTHORIZE THIS SERVICE AND THEY TOLD ME THEY GOT MY INFO FROM A PAYDAY LOAN I HAD APPLIED FOR ONLINE. AND IT WOULD TAKE 30 DAYS TO GET MY MONEY BANK.WHEN I CONTACTED MY BANK THEY INFORMED ME THIS COMPANY SOLD MY ACCOUNT INFO TO OTHER COMPANIES AND THAT I WOULD HAVE TO CLOSE MY ACCOUNT BECAUSE MY ACCOUNT WAS COMPROMISED. I CALLED THE 1800 # BACK AND THE REP SAID THERE COMPANY WAS BELFORD CAPITAL VENTURES WHICH ANSWERS CALLS FOR UNIGUARD/FREEDOM. THEY WOULD NOT GIVE ME THE NUMBER TO UNIGUARD/FREEDOM AND COULD ONLY TELL ME THAT MY ACCOUNT WAS CLOSED. THIS IS VERY CONCERNING TO ME CONSIDERING I APPLIED FOR THE PAYDAY LOAN CAUSE I NEEDED MONEY. NOW THEY HAVE PUT MY ACCOUNT IN THE NEGATIVE AND NOW I HAVE TO REDO ALL MY DIRECT DEPOSITS AND AUTOBILL PAY. THIS IS SUCH AN INCONVIENCE. E
Rocelle
Rocelle
2011-06-06 21:04:22
Unknown
This devils did the same to my account. I NEVER SIGNED UP ANYTHING WITH THEM...
Marlinda Cole
Marlinda Cole
2011-06-06 21:04:22
Unknown
I never got a call but I have 19.95 debited from my checkings account. I am mad and there is no way to get a hold of the company.
Monesha
Monesha
2011-06-06 21:04:22
Unknown
Yes they debited my account also, did not know who it was ,had to close my account also. Mad as hell!!!!!!!!! Dont let it happen to you. Uniguard for 19.95 and also 49.95
traci
traci
2010-04-16 19:07:08
Unknown
Centralized Customer Service
8550 w.dessert inn road
suite # 120-381
las vegas nv 89117

This is who is stealing everyone's money!!! This is what I got when I called and cussed the bi*** who answered the phone out.Also if you have a good  bank they will refund the money to you and give you the fraud paperwork to fill out. They said I signed up in January but they didn't take money out till March 2010 How many more lies can they tell.

The cancellation will take effect immediately. No further charges will be billed to your bank account.

If this cancellation was not intended, you may give us a call back at 1 877 807 4709 to reinstate your account.

Thank you,

Centralized Customer Service
On behalf of: Freedom Subscription
1 877 807 4709
1-330-879-8292 1-845-620-4700 1-909-297-5308
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