877-392-2128
Alfalfa
Alfalfa
2012-10-28 13:31:32
Unknown
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm
klt
klt
2012-10-28 10:50:39
Unknown
Thank you everyone for the heads up. I received a couple of calls this week from mark. he threatned to be at my House this Monday the 29th. I missed his calls and the # he has me call back is automated and asks me to enter and extension that he did not give me. He said he has a claim against me but, never tells me on the message who the claim is from and how much I owe. I will report to the FTC! Again thanks...
Denise
Denise
2012-10-18 14:06:57
Debt Collector
Received multiple threatening calls from Mike from 877-392-2128 stating that I will be served on Friday 10/19 for an unpaid payday loan and he has the documentation on his desk that shows check fraud. He said that I lived in Lanham, TN and I don't, he also refused to give me the name of the company and the original debtor that I supposedly owe. I have reported this number to the FTC and disconnected the call on him once he became rude with me. SCAM! Thanks ALFALFA for posting the information on what to gather from these scam artists, it worked.
annon
annon
2012-10-01 15:42:55
Unknown
What happened w/ this.  I got the same call.
annon
annon
2012-10-01 15:41:48
Unknown
what happened with this?  i got the same call.
Misty
Misty
2012-09-27 21:07:02
Unknown
Mark called my mother telling her that they are going to my old address on Monday to pick me up. I have gotten so many calls from scammers, thank god for google so I can call them out on it -- they usually get pretty defensive but they never call back!
me and only me
me and only me
2012-09-18 18:43:35
Unknown
These jokers just called me at work telling me that he was a legal courier and wanted to serve me a notice to appear in court.  I asked him his name... Mark Jacobs. How original.  He tells me there is no return address on the envelope and that it is sealed.  Legal couriers don't serve court appearances process servers do. He refused to give me the name of where he worked, claims he didn't know what was in the envelope but knew they were trying to sew me in court. (really)  He gives me this number and tells me to call them to reschedule a service date.  If I am never served they can't litigate.  And a process server just shows up they don't schedule a service deps.
Alfalfa
Alfalfa
2012-09-10 15:12:08
Unknown
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm
Anonymous
Anonymous
2012-09-10 15:10:53
Unknown
Mark Jacobs Called saying had documentation for certified notice of intent ,  impending litigation, scheduled for service later in the week
Anonymous
Anonymous
2012-09-10 03:54:19
Unknown
Received the same call twice in the same week. Asking for SSN. Name left in message was Mike Jones. Called about an upcoming litigation.
Sara Mullins
Sara Mullins
2012-08-27 19:57:18
Unknown
Just got the same thing, did a call trace...SCAM, do not give any financial information out to these whack jobs
Richard Roe
Richard Roe
2012-08-27 19:46:57
Debt Collector
Going to be served paprs for court appearance on Wednesday. Unable to give information regarding what it is for as he indicated it was a sealed document.
mickey
mickey
2012-08-23 13:57:01
Debt Collector
pay day loan collector
1-852-942-3322 1-202-461-3441 1-954-689-7681
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