I just recieved such a call at my place of business and it wasn't even for me it was for someone in my family. When I wouldn't give them any information they threatened to name me as a "Sub-Whatever" and serve me with papers. I asked for their information as well and they hung up. I called them back and they started yelling at me and wouldn't give me the information. They said they knew where I worked and if I didn't give them information that the sheerif was going to serve me with papers. I said great, then I will wait for him to get their company information and provide it to my lawyer for harrasment. they hung up on me. They called back and spoke to one of my employees and tried to get information out of her as well. she hung up on them too. When ic alled back they answered the phone "Law offices" But no name. No reputal law office would not give out the name of their company or behave in such a way.

Just an FYI when they 1st get your account they do not put it on your credit for the 1st 30 days. Just a heads up because you may pull your credit and not see it on there and think you are ok when in fact its still in that 30 day period before they report it.

ok, now what happens if I do that and they validate the debt and now I have a judgement on my credit, then what?? Easy to give advice when your credit willnot suffer the repercussions if your wrong

this and the one above sound like the scammers putting in bs trrying to get others to pay up

I work at an emergency 911 dispatch center. Last night my co worker took a call from a "Allen Shore" 657-859-4598. When he was asked what company he is with all he would say is corprate office.  All he would say is that he needed to speak with one of our officers and gave a case number. Allen Shore asked for my husband by name. When my husband called him back Allen Shore told him that he is trying to collect a debt. My husband and I have been paying on our bills to get them paid off and bring our credit up. But with the little information that Allen Shore would give my husband it sounded like the debt belonged to his twin. When my husband adv Allen Shore of this he told him he did not care who it belonged to that my husband is going to pay it! My husband adv him to send us a copy of the date the card was issued, dates and locations of purchases and Allen Shore then started yelling and threatened to call the local Sheriff department to have him served/arrested! Allen Shore I sure do hope you are reading this. Every bit of that conversation is on a recorded line. Every line in the center are recorded. And please do call the Sheriff. That would be great. That is my husbands boss. We have let the Sheriff know to be expecting a phone call from you.

BTW....check your credit report for free by going to https://www.annualcreditreport.com/cra/index.jsp (annual credit report.com) You can get 1 report from TransUnion, Equifax and Experian per year for free.  Just spread them out over a year (order 1 every 4 months). This works great!! You get to see what is on your report and some of the agencies let you put a security freeze on your account which stops identity theft. After receiving a call from Asset Capital, I encourage you all to do this. Just as I suspected, they probably have me confused with someone else OR they just are trying to get me to pay something I don't even owe. Don't fall for their crap! Check your reports and know what is on there. **FYI** I have read the posts and just want to state that they can't just seize money from your bank account. The IRS is the only business that can do this without taking you to court. All other creditors, including Asset Capital, would have to sue you and WIN in order to be able to seize money from your bank account. Good luck and don't let these guys bully you.

"Ernie" just called me today. I was at work and he actually left me a message. I called him back and went straight to vm. His number is 657-859-4707 and my caller id said Asset Capital. I haven't spoken to him live but it sounds like I am going to have fun dealing with this jack***. Funny thing is, I don't have any outstanding debt so not sure what the heck he is trying to pull.

I came home today to find a message from "Ernie" about an urgent issue that he needs to talk to me about. He stated that the Alameda County Clerks Office sent me a certified letter that I failed to respond to. WHAT? I rec'd NO letter from Alameda County and I have NO debt. I had to listen to his message 3 times to figure out what the f*&k he was talking about. Anyways, I called the dill hole back but went straight to voice mail...I guess he doesn't work past 4pm on a Tuesday?? I got his last name (Wilson) and did a reverse phone look up on him. If I have the right guy, the address that pops up is 652 N. Glenrose Dr. in Orange, CA. The number that came up on my caller id is 657-859-4707 (Asset Capital). After reading these posts, I am not sure I really want to deal with this jerk, but I will call him in the morning and report back. I wonder what BS he is going to give me? I check my credit report 3 times a year and know my FICO score. Honestly, I don't think these idiots know who they are dealing with when they randomly call people. This should be FUN, FUN, FUN!!

https://www.ftccomplaintassistant.gov/

If these guys claim to be lawyers working for a law firm and are going to sue you and file papers against you, file a complaint with the Federal Trade Commission at the link above.  This is illegal for them to do this.

I told Ernie Wilson and Andy Haan this and they both immediately hung up on me, after yelling at me.  

Here's all the info for them from the rip off report.

Ripoff Report Verified Safe
The ACM group, which is also The Asset and Capital Management Group, has come up with some unique ways to try to stay under the radar.

I Initially found out about this company when I checked my credit report, where I found a "hard" inquiry by the ACM Group. Then I started getting Harassing calls from The Bureau of Asset Management, aka Credit Recoveries Inc. aka Capital Recoveries Inc. They were wanting a large sum of money from me, but refused to validate the debt. Of course, they threatened me with a lawsuit, the police, process servers, etc.

They didn't carry through on any of the threats. They never do. They won't respond to any of my mail either.

Here is the catch. The ACM group, or Asset Capital Management group, out of Tustin California, is, or owns, or is affiliated with The Bureau of Asset Management, The Bureau Of Debt Management, Credit Recoveries Inc, Capital Recoveries Inc, or whatever new name they come up with. I've done quite a bit of research on this outfit. The group out of Anaheim changes their name often.

How did I find this out? All of their phone lines are registered to ACM group, or Asset & Capital Management Group.

A Justia search shows numerous FDCPA suits against them, and I'm sure more are to come.

Here's the thing. If they call you and threaten you, make them validate the debt. They won't do it. They also won't sue you, serve you, or take anything from you. They just threaten. Don't cut any deals with them, don't pay them, don't talk to them. If you do, record your conversations. They're shifty. They can be rather aggressive and bullyish, but just call them on their bluff.

Joseph E Dorsey is the owner of ACM Group. That way you have a real name to reference.

Here is the list of names and numbers of the people out of the anaheim office. These are their REAL names, not their made-up work names.

Tommy Morris 714-872-5030 He is the supposed "Legal Administrator"
Charles Lofton 714-872-5032
Matt Kazuki 714-872-5033
Jason Kincaid 714-872-5038
James Florian 714-872-5036
Arlene Paz 714-872-5040
Kim Miller 714-872-5039
Bobby Westre 714-872-5041
Kyle Davis 714-872-872-5037
Diana Avalos 714-872-5042

Once again, after dealing with these people myself, they won't sue you. No attorneys at all work for them. And If you feel like suing them for FDCPA violations, feel free. People are doing it all over the country, and winning.

http://www.ripoffreport.com/reports/0/444/RipOff0444883.htm
another link check it out

http://www.la.bbb.org/BusinessReport.aspx?CompanyID=100051982
I looked them up on BBB in Ca to see what they said about them. They got an "F".....

Witch boy
I got the same call today I just want to know if they did anything else to you. Please reply asap they called me today. My email realprince01@yahoo.com

I want to add to my previous comments that the man who contacted me and said he got my number through the HR Service Center did not get my number at all, he called the switchboard operator so lied about everything.  Very unorthodox company.  Watch out and thanks for the info, I will also file a police report on them thanks to everyone here.

I just received a call from an individual who identified himself as a private contractor/process server statng he has warrant /subpeona to serve me with a warrant/subpoena.  If I had questions to call 866-416-7971 and supplied me with a case number.  He was asking me personal questions and I declined to answer stating I don't give personal out to people I do not know.  He stated he got my number through the HR Service Center where I am employed because he told them he needed to serve me with the subpeona and they gave him the number.  He said he could spare me the embarrassment of being served at work if I would like to have them served at my personal residence--I declined and told him to send an officer out. Didn't trust the guy. I asked him to supply me with the name of the company who was serving me and he was hesitant but told me ACM and said it's an Asset Management Company.  When I told him to tell the company to send a police officer out--he told me he couldn't give them my message because he is just doing his job by contacting me - he said I was getting too personal with him.  He also gave me the work address he assumed I was working at and I told him I am not in that building and wouldn't give out my location.  He became beligerant when I told him not to call me again at work, so I ended the call.  I did call the number he gave me and asked the name of their company and they did say ACM and wanted my name, I said I had other questions and the man began yelling at me, so I ended the call. After I hung up, I called our switchboard operator and thankfully she was honest and said she transferred the call - I told her who he was and what his intentions were.  Of course she didn't have bad intentions but was transferring the call as is protocol.  I immediately googled ACM and couldn't believe how many people this place has harrassed.  Something needs to be done about them.  I really appreciate everyone that wrote in - it really helped me through this. They need to realize there are alot of intelligent people out there who are not intimidated or easily fooled by there tactics - as we can see by all these letters.  I feel sorry for the people who have been really taken advantage of and abused by this place. Hopefully this will stop others from being fooled. Thanks!

Big time jerk "Ernie" calls my home asking for someone who doesn't live here.  I tried to tell him that and he told me I was a liar and to quit playing games.  I asked to speak with a manger and he hungup.  I filed an Attorney General Complaint against him and the company.  A BBB as well.  I would recommend all of you do the same to stop this jerk and the rest of them.  

Collection Manager of a large collection agency.

In response to the post above, I guess we should all work for ACM and post comments here saying we should pay our bills.

These guys are the lowest scum.  No one should make judgment calls and tell people what they should do...these people are not the creditors, no one actually owes them anything. They paid a few dollars to purchase thousands of charge offs or bad debts.  

I they actually file suit against you, which they probably will not, oppose it and ask them to verify the debt, prove it, provide the original terms and signature docs, and any provisions on fees and interest that allegedly accrued.  They won't be able to do this, because they are morons, and you will have the case dismissed.  Done.  They lose.  Have a nice day f****rs.

They called me two weeks ago.  The man I spoke to brought up a credit card that I had opened a LONG time ago.  I knew the debt was mine.  I was young and stupid.  The funny thing is, they helped me take off the interest and I paid them.  I recently checked my credit score and it actually went up a little.  I guess we should all pay our bills so we wont have to deal with these calls.

OH YA, THAT WAS HELPFUL, I CALLED AND THEY GAVE ME A BETTER SETTELMENT, NOW
THEY ARE GOING TO FIX MY CREDIT, AND AVOID POSSIBLE LAWSUIT, I SHOULDVE
DONE THIS ALONG TIME AGO.

MAYBE YOU SHOULD CALL TO MAKE SURE YOU DONT OWE THE MONEY, SO YOU CAN
AVOID IDENTITY THEFT, IT'S THOSE THAT DONT PAY THERE BILLS THAT DONT
CARE TO HANDLE RESPONSIBLITY

The OWNER of the compnay is

Joseph E Dorsey

His fax number is as follows.

714.263.8264

http://www.manta.com/comsite5/bin/pddnb_compa ... =3550&id=6wbh25

Cut and paste link.

P.S. And ANDY Han, is a loud mouth, (he must be short, with a little you know what)...

REPORT HIM! And the company.

Company Profile: Asset & Capital Management Group

Year Started:2006

State of Incorporation:N/A

URL:N/A

Location Type:Single Location

Stock Symbol:N/A

Stock Exchange:N/A

Also Does Business As:N/A

NAICS:N/A

SIC #Code:8742

Est. Annual Sales:$1,100,000

Est. Employees:12

Est. Employees at Location:12

Contact Name:Joseph E Dorsey

Contact Title:President

Data above provided by D&B.

I received a call today from ANDY D-I-C- Han - I've been reading all of the above and it's the same with me, they yelled, screamed and hung up on my, and telling me I was going to be sued! I'm reporting them to the police, and everyone else should. Below is there fax information if everyone needs it. They need to be report to the BBB. Andy Dic Han, is unprofessional and rude and honestly, he's not going to get any money from anyone with a attitude like that!

Asset Capital Management Group (ACM Group)
17671 Irvine Blvd, Suite 207
Tustin, CA  92780

(877) 398-8473
(714) 265-7996

James Novella ? (714) 263-8259
Andy Han - 877-398-8473
Caller ID: ACM Group
Caller: Asset Capital Management Group
Caller Type: Collection Agency

They just started calling my work, they also contacted my boss. Saying that they are a process server and they were looking for me to serve me with legal papers. I started getting suspicious because I don't have any out standing bills.

They did they same thing to me, they claimed to be a Process Server. They are not. I found out that they are just a Collection Agency, like all the rest, using illegal tactics claiming that you owe money. They claim they are a Law Office, Process Server, Law Official, they are NOT. Here is their information. I filed a police report against them.

Asset Capital Management Group (ACM Group)
17671 Irvine Blvd, Suite 207
Tustin, CA  92780

(877) 398-8473
(714) 265-7996

James Novella ? (714) 263-8259
Andy Han - 877-398-8473

I too, since the first of the year (08), have been receiving harrassing calls from an idnividual who indentifies himself as private contractor (I assume a process server) asking for personal information (of course I do not give out personal info over the phone). One call he said that I should wait at home that particular day from 8 AM to 5 PM for a sheriff's deputy who was on the way with a warrant/subpoena to take me into custody and serve the warrant/subpoena. If I had any questions to call 877-398-8473 within 24 hours and give the operator the case number he read off. The second call was to notify me that my bank account was being atttached and all monies seized if I did not call the 877-398-8473 with the case number. Another call was to advise me that a sheriff's deputy and tow truck were in route to seize my vehicle if I did not call 877-398-8473 immediately with the same case number. I have checked both online and by way of the Internet and there is no valid case number on file. I checked with the local SO after the first call and they had no knowledge of the case number or warrant information.

Last week I received calls at my home from this number as well. They were looking for my uncle stating that the sheriff's dept needed to serve papers to him, etc. The company is ACM Group. I passed the message along. My uncle later stop by the house and he called them. They told my uncle that he owed a debt from 1998 and he needed to pay 2255.00 or else they would file a suit against him. They threatened him and were extremely aggressive! They kept demanding that he make a payment! They have called him many times. He's received calls at work as well telling his co-workers that there is a warrant out for his arrest! My uncle does not even owe any money! Watch out for these people!

I too received a message from this organization advising that they are going to serve me with legal papers from an old credit card account that I have records of paying off! When I asked the representative the name of his company he refused to give me that information.  When he began yelling at me and I told him I wanted the name of his supervisor again he became belligernet and hung up on me telling me he knew where I worked!

Threatning to serve me with papers & to sue me over a credit card debit from 2001 which will be coming off my credit report in sept 2007 oroct 2007. When i tried to make payment options i was told that id either have to come up with 1500 dollars or 500.00 down. When i told them i was didabled & couldnt afford any of that the person on the phone became threatining, yelling at me & telling me i would be served & sued. When i asked for the company name & address they were calling from they would not give it to me. Only telling me they were an asset managment company.