Seems they are connected with United Payment Systems per my research on - They just simply change their name and each time altering the entity they work for.. This time around it's  "Lebanowski & Assoicates"

http://800notes.com/Phone.aspx/1-855-223-6376

Same address was given to me when I called stating that I needed to send official documents (Such included a Desist and Refrain order by the state of CA).. Address 3840 E Robinson Rd #3471 - Amherst, NY 14228..

FOR THE LAST TIME PEOPLE STOP BEING SO GULLIBLE THERE IS NO MORGAN FREEDMAN IN NY
GOOGLE IT , DO YOUR OWN INVESTIGATION, THE REAL COMPANY IS A MORTGAGE LENDER NOT A COLLECTION COMPANY, SURE THEY HAVE LAWYERS WORKING FOR THEM BUT THEY ARE NOT THIRD PARTY COLLECTORS. THIS VISION CREDIT SOLUTIONS AND THIS S**T WHO CALLS HERSELF MEGAN LUNDY, MELISSA, GERTRUDE AND SO MANY ALIASES IS THE SQUEEZE OF THE SCUMBAG RUNNING V.C.S NAMES JD OR JC . WHEN YOU GET A CALL OF THIS NATURE DO YOUR HOMEWORK , GOOGLE THEM , THE ADDRESS THEY GIVE IS A UPS STORE . I SEE THEM SOMETIMES CAUSE I USED TO PATROL THE AREA , I KNOW THEM BY SIGHT

Now they are saying you have won a sweepstake.  They say they are from Johnson Freedman LLC and have been chosen to distribute a $500,000 winnings to you.

Total scam.....do not give out personal info or bank info!!!   They are persistent and call several times a day".........

Don't know the phone number as we don't have caller ID, but.....now they are calling saying that we have won $500,000 on a sweepstakes.   They say they are from Johnson Freedman attorneys at law.   They have called countless times....very persistent.  Today they tried to get bank info likeCD's and savings accounts.  The other day, they insisted on my dad giving them his security code on his credit card account.  TOTAL SCAMMERS.  I called an attorney I googled by the name of Johnson and Freedman in Atlanta, Ga.   They have had many calls reporting this scam to them.   They have nothing to do with the scam.......

Beware......SCAMMERS!!!!

I keep getting calls from (503) 457-1034. How do I block them?

I am so thankful for all these posts! I decided to contact NYS attorney general who is now handling this for me. I filed a complaint with them, as I received a call from a Melissa advising it was a verbal notification before being served with a summons, advising me I owe for a pay day loan from that I received over a year ago.She said I was going to get served with a summons and be arrested for check fraud and other charges if I didn't set up payment arrangement..and I was in no position to set the terms!  The phn #'s 1-877-287-0344 and 1-877-287-0863
I then read all these reviews online about this company.  I also had asked this group-Johnson Walker for copy of original loan documents and received a return call from Melissa who left me message,  advising me "they obviously don't have the loan documents". Another contact was Lisa Davis. Now I can tell them-this matter has been turned over to the NYS Attorney General's office for handling.

I have received 2 phone calls..one advising a waning before I was served with a summons...2nd phone cal advising it's my 2nd warning before a summons would be served. Melissa from johnson walker. Telling me my pay day loan from over a year ago -I was going to be charged for writing a bad check because I received this payday loan and had to close my account. She said there where multiple charges pending against me. The orginal payday loan was $400 and at first she advised cashjar looking to collect $1600. I told her no, I cant make that kind of payment, well after going back and forth she said they accepted the $400 to settle account. She told me she was plugging in a recorder to record my payment arrangement and my credit card information that is post dated. Now after reading all this I am wondering if this company is legit? I want to pay it, so I don't get served with a summons for $1600, however I don't want to lose $400.00 either. Please help!! Anyone ever threatened and then did receive summons from your county?

I have very old history with the scumbags operating this fake collection business Megan Lundy Johnson Walker. I know whon they work for or at least I have located them on the map to a 4 miles radio. Advice from the wise do not give them any personal info, just let the phone rings and you vm pick up the message, if the situation turns unbearable get a consumer lawyer Khron and Moss are excelletnt and explain situation, you wont be able to sue them because they do not exist  but believe they will stop calling you. This company is just a shady construction of Vision Credit solutions. Their ip address in one e mail they shot me took me there so beware

Johnson Walker . They have: falsy identified themselves as working for the county which I reside in as a "Courtesy call prior to serving me a summons", left voicemail on reference's phones with personal information pertaining to my suposed debt, threatened me, and said they were filing felony theft charges for a hot check Im in tx. Can this really happen? They harrass me at work and tell my coworkers my business

This is a scam, if they were gonna file suit against anyone they wouldve done it already..The best part is they cannot collect on a payday loan cause if has been ruled here in FLORIDA that most of those lenders violated others LIC requirements thus any "contract" is considered void cause of no SIGNATURE.....IF these folks call u talking s***, just forward there info to me @ Karen.Davis@ag.ny.gov or call me
1-716-853-8416- my direct line

WOW!!! THATS IS RIDCULOUS!! THANX FOR THE INFO!!!

this is sooooooo funny! i am going through the same crap!! i did borrow &325.00 from apple payday online, they were taking out 90.00 every 2 weeks just for interest, and if i wanted to pay it off i had to call 3 days in advance to pay the 325.00 in full. anyways i ended up paying them 10 times of what i owed them,...so after really sitting down going through my finances i seen how STUPID i was for allowing this to go on so long.. anyways, i ended up calling my bank to put a stop payment on the debit to keep them from making another penny off of me...about 3 days later the phone calls started, wanting me to settle for 630.00, i thought they had to be CRAZY i only borrowed 325.00, YEA RIGHT!! they harrassed me at work, even after being told to stop calling, then they started calling other exts around me at work ect ect ect..finally i told them to sue me, i told them they made a freaking gold mine off the money they already took from me..well about 3 months go by then i get this call the other day from a John Smith from NewYork stating he was a lawyer being retained for Apple Payday, saying if i didn't settle they were going to persue criminal and civil charges against me...i was SOOOOO scared about the criminal part of the matter...then i started getting voice mails saying something about a criminal and civil summons that's going to be executed at my place of work, or my home...after reviewing laws on online payday lenders I'm not concerned at all..THEY SHOULD BE GLAD THAT I DIDN'T KNOW THIS AWESOME KY LAW BEFORE HAND BECAUSE THEY WOULDN'T HAD MADE A PENNY MORE OFF ME THEN WHAT I BORROWED!! oh, and I live in ky~~ hope this helps~

Have you heard anything from M Lundy...you see she contacted me late july, sound like she said the same thing to you as she did to me. She told me her name was megan lundy. And that she was representing Johnson and Freedman- she doesn't work for them, i contacted their office in Atlanta. Has she served you, has she called you since you last posted? She told me i would be prosecuted for an nsf on a payday loan.. she violated so many laws when she contacted me. Any info would be appreciated, she also told me that she got my name and number from a fax that she had received along w my ss# and that she was ready to file in my county, but that they were willing to settle..i asked her for the filing number she didn't give it to me. she contacted me one more time after that, but as of today i haven't been served...would like to know if you have have and iny info you may have on her, i'm trying to locate her for a possible lawsuit.

I received a call from an 877 number statting that her name is Megan and also a person who states her name is Melissa from Johnson and Freedmand lawf stating that a summons will be issued on a payday from an account that has been closed for over a year. The person stated that an attorney iwill send the summons to me and once received, no further negotiations can be made at that time. The person states that the only means to pay the loan is by credit or debit card. The  person did not provide an address to mail the amount in and stated that an address could not be provided. I later spoke to a payday loan company in my area and was informed that the when a payday loan is made and is not paid that loan is sold to different companies in an attempt to collect on loan. She alos informed me that it will go on the person's credit report but was unaware of the possibility of being sued.

i got a phone call today from a detective who left a voicemail stating that he had received a fax a few days ago with my social security number and banking account information and i was to be served with a summons but the creditor wanted me to call them before the summons was sent out.  the last thing he said was i have been notified that i would be served.  I called the phone number he left 877-463-2086 and spoke with a very nasty woman named Megan Marsh who stated she was with Johnson Freedman Litigations.  She began threatening me with criminal and civil charges stating I wrote bad checks for a payday loan. When i tried to tell her its not a bad check when  they knew there was no money there when they took it, she stated she would see me in court and hung up.  I know that you can not be pursued criminally for a payday loan in KY and it is also illegal for them to threaten with criminal charges this is pursuant to KRS 289.9 100 and also internet lenders MUST be liscened in KY to be in compliance with the law. As you can guess, most online lenders are NOT.  So i cant wait to get my summons and submit my defense to the judge.  She picked the right one baby!

got a call from 877-463-2086 states her name is Megan Marsh and she is an attoney that is rep a loan company and if I did not contact their office they will bring charges up against me.  do not have idea of what she is talking about.

I too have received threatening voice mails from this Meghan person, however, she now states her name is Meghan Landry with Johnson and Freedman.  For the record, she is NOT an attorney.  I did some research and there is a Johnsona nd Freeman, LLC Firm, they are attorney's in the state of Georgia.  I contacted them to see if this Mehgan person in fact worked for them.  As you can guess, she does not.  I gave the Firm the contact numbers for Meghan just to verify that this 877 was not linked to this attorney Firm at all and it was not.  I spoke with Meghan yesterday, to try and find out was debt they said I owed, I asked for written validation, she refused to put it in writting.  She gave me 2 options for repaying the on line internet loan.  I basically told her I would call her back later.  After researching a little further and pulling my records, I found that the $105 the internet online loan company charged me every two weeks,for there so called fees more than payed the original $360 principle.  I also contacted the Kentucky Department of Financial Insititutions and was told that by law, KRS 286.9-110 Internet loans are not licensed in Kentucky and are considered void and CANNOT be collected on.  I have called Meghan back and made her aware of this, she said a summons will be served, I said go for it.

More than likely a payday loan that you one either defaulted on or you actually did pay back along with all the ridiculous fees.  I received calls from this Meghan person as well.  I personall spoke with 2 different people from the Kentucky Department of Financial Institutions and they stated that ANY On-line payday loan, advance whatever they want to call it is absolutely against the law.  No on-line lenders are licensed in the State of Kentucky, only Store Front Pay Day Loan companies are.  If this Mehgan person is saying that you will get a summons because you are being sued tell her to go for it.  She has scare tactics like a man also calling stating that he will serving you with a summons if you do not comply with Meghan of Johnson and Freedman.  There is ABSOLUTELY nothing they can do.  If they are not licensed to due business in kentucky especially lending money to people when they know that more than likely the person will only be able to pay the high interest renewal fee every two weeks and never get the principle paid down.  Anyhow, if they contact you again, and it is in fact about a pay day loan that was done ON LINE and you Live in the State of Kentucky, let them know that there is absolutely nothing they can do.

Have you heard from her?, i realize it's been a while since you posted, but it will help me out to know if she actually served you  w a summons? you see she has contacted me, but w the name of megan lundy...trying to track her down..close, but any info you can provide will be helpful. She contacted me late july '10. I have so many violations on her and wish to have her stop doing this to others. Plz help.

one number i have is 1877-286-4316

FYI They also go by Johnson Walker now. They have: falsy identified themselves as working for the county which I reside in as a "Courtesy call prior to serving me a summons", left voicemail on reference's phones with personal information pertaining to my suposed debt, threatened me, processed (or attempted to process) unauthorized payments on a debit card I used to make a one time good faith payment while I awaited verification via email of thier claims, left threatening voicemail on my minor son's phone number ...... I am meeting with an attorney early next week. I also reported this to my local law enforcement who are investigating.

ANYONE CAN REGISTER A BUSINESS NAME! ALL YOU DO IS A PAY A FEE WITH THE STATE AND HAVE IT REGISTERED! I DID IT AT THE AGE OF 20 WHEN I DECIDED TO GO INTO BUSINESS FOR MYSELF! ITS NOT THAT HARD! SO JUST BECAUSE YOU SEE THE BUSINESS NAME REGISTERED WITH THE STATE DOES NOT MEAN THAT THEY ARE LEGITIMATE COMPANY AND PRACTICE LEGITIMATELY!!!!

I am upset at these people who called my dad in austin texas and my mother in law in new braunfels texas who ever is calling me and telling me they are sending me a supena they say they ar the johnson friedman lwa firm i contacted my bank and tey said they are just debt collectors i am going to try and sue them.

I dont know what to do i keep getting phone calls from phone number 18772857080 they keep saying they are johnson fried law firm the lady that calls me is very rude i set up a payment date for monday january 31 2011 and she said they cancled my payment and is going to send a   summens still being very rude to me calling me at 8 oclock in the morning what do i do

I DON'T UNDERSTAND WHY YOU ALL KEEP SAYING THEY ARE A SCAM ,I PAID MY  DEBT  OFF WITH THEM AND  GOT A  PAID  LETTER AND IT'S OVER WITH. I DID SOME RESEARCH AT FIRST  TOO BUT  ALL THAT  THESE SITES ARE  IS PEOPLE WHINING AND CRYING TRYING TO GET OUT OF PAYING THERE BILLS. THEY ARE A REAL CO I LOOKED THEM  UP ON NY STATE WEB SITE AND SAW WITH MY OWN EYES THAT THEY ARE A VALID LLC. SO JUST BECAUSE YOU ALL DON'T WANT TO PAY YOUR BILLS DOESN'T MAKE IT OK TO DISCREDIT THERE NAME!!

Everyone needs to go to www.consumerjustice.com or www.collectorsexposed.com.  Bud Hibbs has posted ALOT of information in regards to these people.  It is a total SCAM!  Trust me, I almost fell into their trap.  They wouldn't even send me a letter or anything.  They do continue to call me regarding a pending summons that I haven't been served with.  And if I do (which I don't believe will happen) then I will be contacting an attorney for MYSELF.  I've saved all the messages, so I have proof of the threats, etc.  People follow up, and make smart decisions.  They want you to be scared......unfortunately, when you send them money, it will be long gone....the debt will never be "released".  I contacted the original lender.  I was informed even if I owed money, they couldn't accept anything from me.  They then gave me a number to another collection agency, who says they don't have the loan.  I've done my part trying to rectify this situation.  Now I wait.  If you continue to get phone calls, then by all means contact Bud at www.budhibbs.com.  ESPECIALLY IF YOU ARE IN TEXAS!!

Has anyone ever contacted the REAL Johnson Freedman Law Firm and inform them that Megan Lundy/Melissa is impersonating them and trying to ruin their reputation?  I'm sure they would not be pleased!!

Hello was wondering has anybody start something against this people. I have voicemails n other things from this lowlife people that might help your case. I have both Megan n Melissa on voicemails. Please contact me at dbnotoscammers@gmail.com there calls come thru as unknown number but they left a 18774953750 number as a call back #.

Same company but different number.

I, too, received a phone call from a guy named Tyler Myers.  He said he was located in Tarrant County and had received a summons, via fax, to serve me.  It was indicated on the fax to give me a courtesy phone call before serving me the papers with the following number for me to call - 877-495-3750.  If I didn't return the call this afternoon, I would be served either at home or work tomorrow.  I called the company, Johnson and Friedman, and spoke with Kelly Niles.  She informed me it was in regards to a payday loan I had taken out last year.  I had paid the interest several times (which in turn, renewed the contract), but then all of a sudden the store closed.  I had no clue where to go, nor did I have a good number to call.  I informed Kelly of this.  I DO OWE the debt, but have had NO COMMUNICATION with the company, not even a letter.  I worked up payment arrangements with them and thank goodness, this will be behind me.  I DON'T WORK FOR THIS COMPANY, SO PLEASE TAKE THIS POST SERIOUSLY!!  They did work with me to pay my debt off.  I would rather pay off the debt I owe, than be sued in a court of law.  There is just not much you can do, when the place you got the loan thru shuts its doors and leaves no forwarding.