877-496-4805
Jennifer
Jennifer
2013-09-24 23:12:11
Debt Collector
They have called me 4-5 a day, also calling my husband. On 9/3/2013, I called them and verified that they had the WRONG person. They apologized and said they would remove our #'s from the record. The calls have started again.
Jon Rench
Jon Rench
2013-08-19 21:33:59
Debt Collector
Threatening me with scare tactics about my poor credit rating, like that matters to anyone in my situation
Andrea
Andrea
2013-06-04 19:05:06
Debt Collector
Called my job - not happy about it
Karen
Karen
2013-05-20 22:29:28
Unknown
I don't have any outstanding debts, so why are these cretins calling me???  Another collection agency kept calling me then found out they were looking for someone with the same name, but a different address and birth date.  Do they just call everyone who shares the name of the person they're looking for, hoping they'll either find the individual or an innocent person they can intimidate into paying?  There are a number of websites out there that supply personal data on people, including a residence (state and city) history, age and birth date.  They require a charge to access the data, but that should not be deterrent for a company that depends upon personal data to conduct business in a professional manner.  It's really not that difficult to GET THE TELEPHONE NUMBER CORRECT!!!!!!  In fact, they will soon find out that it's much cheaper than a whopping law suit by people who don't need this harassment!
Call your Congressman
Call your Congressman
2013-04-05 09:39:17
Debt Collector
I get calls from over 15 collectors asking for someone else--months and months and months of calls all day long.  I sent certified cease and desist letters.  I took photographs of the calls, got an attorney, notified the ftc., the calls continue.  People need to get fed up enough and call their Congressman or e-mail their Congressman to do something about this, what I call, domestic terrorism.  The only thing that stops these calls is disconnecting the phone wire.  I have read online where some people who have settled with debt collectors found charges on their bank accounts from unknown sources months later.  Don't talk to these collectors, period.  If you owe money, talk to the original creditor.
James M Fenton
James M Fenton
2013-01-17 20:00:58
Unknown
They call sveral times of a day. I've only answered once and they hungup. Since then I don't answer just let the answer machine. It is still very irritating.
Alfalfa
Alfalfa
2012-12-28 16:32:47
Unknown
Record their calls. They are under a court order to clean up their business practices:

Watch what you're doing with time-barred debts
By Lesley Fair
January 30, 2012 - 10:56am

Of course, people are responsible for their debts.  However, at a certain point, how much time has passed becomes an affirmative defense under state law and creditors can?t prevail in court.  But what happens if a payment is made on a time-barred debt?  A consumer can really get clocked ? because in many states the debt can be revived if a person makes a payment or says in writing that they intend to.  The FTC has announced a $2.5 million settlement with Asset Acceptance, LLC, for allegedly breaking the law in how it tried to collect time-barred debts.

Michigan-based Asset Acceptance buys unpaid debts from credit card companies, health clubs, companies that provide telecom or utility service, and other debt buyers.  Getting the debts for pennies on the dollar, the company targets accounts other collectors have pursued unsuccessfully and are more than a year past due.  The problem, of course, is that if a debt collector tells somebody they owe money and demands payment, it may create the misleading impression that the company can collect in court.  That?s not the case with time-barred debts.

A law enforcement action filed by the Department of Justice on the FTC?s behalf charges that Asset Acceptance pursued debts ? including time-barred debts ? in ways that violated the law.  Among other things, the complaint alleges that the company:

?claimed that consumers owed money when Asset Acceptance didn?t have proof to back it up;
?failed to disclose that debts were too old to be legally enforceable or that a partial payment would   restart the clock;
?failed to give consumers verification of a debt when they asked for it;
?provided information to credit reporting agencies it knew ? or had reasonable cause to know ? was inaccurate;
?didn?t notify consumers in writing that it passed negative information on to credit reporting agencies;
?didn?t conduct reasonable investigations when it got a notice of dispute from a credit reporting agency;
?illegally told third parties about people?s debts; and
?used illegal debt collection practices.

In addition to the $2.5 million civil penalty, the settlement puts provisions in place to protect consumers going forward.  For example, when dealing with debt it knows or should know is time-barred, Asset Acceptance must disclose to the consumer that it won?t sue on the debt and ? assuming it?s the case ? it has to tell people that it may report nonpayment to the credit bureaus.  Once it has made that disclosure, Asset Acceptance can?t sue, even if the consumer makes a partial payment that otherwise would restart the limitations clock.

The order also prohibits Asset Acceptance from making material misrepresentations about debts;  from ?parking? debt on a consumer?s credit report when it has failed to notify them in writing;  and from violating the FTC Act, the Fair Credit Reporting Act, and the Fair Debt Collection Practices Act in the ways alleged in the complaint.

http://business.ftc.gov/blog/2012/01/watch-what-youre-doing-time-barred-debts
GR
GR
2012-12-28 16:27:47
Unknown
It is Asset Acceptance Corp., a debt collector & they have called me up to 4-5 times in a day.
IKE
IKE
2012-12-28 15:30:09
Unknown
Don't know. I didn't answer, but I got a call 2 mins ago, 3 , mins ago, and 1 hour ago. Don't know WHO they are, but they are persistent!
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