They called my father in laws and left a nasty message on his answering machine saying that they have been trying to reach my husband to serve him court papers and they pulled up his social to get his number. That they would be going to his place of business to serve him the court papers. 1) that is total BS a legit company cannot call other people that are not you and leave messages like this. 2) they cannot threaten you garnishment of wages, say that you are going to be arrested, say they are a lawyer or serving with court papers and it goes on and on. This is how you can tell they are just your average debt collector that is so desperate to get u for money. They can be very low and nasty, but don't worry they cant do anything. A lot of times you will start to get calls when its about that time that ur debts will be wiped from your credit report. Check your states statue of limitations to see how many years it is for a debt to be wiped off. Most are 7yrs. I do feel bad for some people like the elderly, cause if you are innocent minded and don't know the tricks of these a**holes they can be very scary. The best thing u can do if they call is NEVER recognize the debt to them unless you know they are 100% legit. Once you acknowledge the debt they are talking to you about they can keep on u about it. Before you agree to them that yes I owe this and want to take care of it ask them who they are, where they are located and the name of who you are talking to. Any legit debt collector will give u all that info. Also ask them to send you the original copy of the debt, not a piece of paper from them that states what you owe. Cause obviously they have a little info about you and your debt from buying it for pennies on the dollar from the original place. Tell them you want the actual original debt that they are talking about. You can also which I highly recommend, call the place you owe and ask them if you can take care of the debt through them. More times then none anymore they will work with you to do that, this way you know 100% the debt you are paying off is going to the actual company and you can feel safe giving them ur CC info, checking account info. NEVER pay a debt collector with a money order of ANY kind. There have been many times where people have done this and the debt collector will act like they never got it and will continue to go after you about the debt. Oh and if they really did pull my husbands social they would have known where we lived, not have to call his father lol these people crack me up!

Oh and also if they had really pulled my husbands social they would have been able to know where we live now.....lol these people crack me up.

They called my father in laws and left a nasty message on his answering machine saying that they have been trying to reach my husband to serve him court papers and they pulled up his social to get his number. That they would be going to his place of business to serve him the court papers. 1) that is total BS a legit company cannot call other people that is not you and leave messages like this. 2) they cannot threaten you garnishment of wages, say that you are going to be arrested, say they are a lawyer or serving with court papers and it goes on and on. This is how you can tell they are just your average debt collector that is so desperate to get u for money. They can be very low and nasty, but dont worry they cant do anything. A lot of times you will start to get calls when its about that time that ur debts will be wiped from your credit report. Check your states statue of limitations to see how many years it is for a debt to be wiped off. Most are 7yrs. I do feel bad for some people like the elderly, cause if you are innocent minded and dont know the tricks of these a***oles they can be very scary. The best thing u can do if they call is NEVER recognize the debt to them unless you know they are 100% legit. Once you acknowledge the debt they are talking to you about they can keep on u about it. Before you agree to them that yes I owe this and want to take care of it ask them who they are, where they are located and the name of who you are talking to. Any legit debt collector will give u all that info. Also ask them to send you the original copy of the debt, not a piece of paper from them that states what you owe. Cause obviously they have a little info about you and your debt from buying it for pennies on the dollar from the original place. Tell them you want the actual original debt that they are talking about. You can also which I highly recommend, call the place you owe and ask them if you can take care of the debt through them. More times then none anymore they will work with you to do that, this way you know 100% the debt you are paying off is going to the actual company and you can feel safe giving them ur CC info, checking account info. NEVER pay a debt collector with a money order of ANY kind. There have been many times where people have done this and the debt collector will act like they never got it and will continue to go after you about the debt.

Called my house stating my sister bounced a check. When I called them back, VERY rude!

They just called me about my ex-wife (been divorced 16 years) and told me about bounced checks and giving fraudulent debit card information to attorneys.  And that they were filing felony charges against her with the District Attorney's office and issuing a warrant for her arrest if she didn't call back by 2:00 PM today.

They called my sister as well told them the same thing which is a violation of the fair debt collection act

This number called my sisters house and told her I had a bounced check. I have no bounced checks, and I have no idea who this is!