all i kno is some woman named joanne smith called and threatened to have my vehicle lien, charge me with bank fraud, and said they were with the federal such n such. this bi*** even asked me how much was my federal tax return and y don't i have any money from my return to pay them! the f****n nerve!! she even called me grandmother who just had heart surgery and told her i would be arrested for bank and check fraud. refused to send anything to verify or valid this account. how would i owe $2000 for a supposed $300 payday loan??? this company is full of it and uses illegal tactics to scare the hell to of clueless people but SURPRISE!!... IM NO FOOL i know my rights. i reported this to the FTC. bunch of f****rs!! why and how are they even in business.

I got a travel voucher in the mail.  It said I won 2 round trip airline tickets for US Airlines, to call that number to claim them(877-823-2450).  Obviously from all the posts here it's a scam and they just want money.  Everyone please use caution.

If you have an android phone simply touch and hold their call log until the drop down menu appears. Then you can "add the number to the reject list" and they will never ring through to your cell from that number again. Not sure how to do it from iPhone but i think there is a free app you can download if the phone itself doesn't have the feature.

Another bs happy camper story spun from the desks of ups llc employees to make it look like it's a legit company. Pffffff shame on your scam! !!!!

So now that you took the caps lock off, you should figure out where the periods are you moron!!!!!! Scammers to the core, not very intelligent though or they wouldn't need the con.

You are so obviously the same scammer who works for those scumbag scammers! !!!!!!

You obviously work for that scammer company! !!!!

Felony Charges Against Debt Collection Company that Targeted Consumers

Felony Charges Against Debt Collection Company that Targeted Consumers
November 12, 2013

BUFFALO, NY (WKBW/RELEASE) - Attorney General Eric T Schneiderman announced the potential filing of felony charges against the owner of a debt collection company that targeted consumers and harassed consumers and their families with threats of arrest and criminal investigation.

The investigation led to the filing of criminal charges against Gregory Cipressi of Unified Portfolio Servicing in Cheektowaga, owner and operator of Unified Portfolio Servicing, LLC,  UPS, LLC, Unified PS Group, LLC all debt collection companies based in the Buffalo area. In addition to the criminal charges, the Attorney General has also filed a civil lawsuit seeking to shut down Cipressi's operation and secure restitution, penalties, and costs. The action is the latest in Attorney General Schneiderman ongoing probe of illegal practices in the debt collection industry.

The investigation found that Cipressi specifically targeted consumers, referring to their alleged debts as ?special accounts.? Cipressi instructed employees to threaten criminal investigations and threats of arrest with warrants. Employees were identifying themselves as investigators. Cipressi further instructed employees to inflate the balances owing on payday loans by thousands of dollars, both of which are illegal debt collection tactics.

According to several former employees, Cipressi instructed his employees to threaten criminal prosecution in order compel them to pay. In addition, the investigation uncovered that Cipressi's employees falsely told consumers or their families that they worked for the County Courts and illegally demanded immediate payment. Employees allegedly said that if payment was not made immediately, the consumer would be arrested by the police and would face a criminal charge for an NSF check.

?This individual is accused of operating his businesses in a lawless fashion, instructing his collectors to do anything necessary to collect on an alleged debt, even if it meant harassing and threatening consumers and their families,? said Attorney General Schneiderman.

?We will continue to investigate debt collectors who try to take advantage of unsuspecting individuals facing hard economic times and we will bring them to justice.?

Among the allegations detailed in Attorney General Schneiderman's court papers, Cipressi and his collectors:

? Falsely claimed to be lawyers, investigators, detectives, and
mediators
? Threatened consumers with arrest, jail, and lawsuits
? Threatened to seize the assets of consumers
? Inflated the amount allegedly owed
? Attempted to collect debts from consumers not knowing if the
consumer actually owed the debt
? Targeted family members of consumers, wrongfully disclosing the
existence of alleged debts to family members, and attempted to collect
the alleged debts from family members
? Harassed consumers through repeated and constant calls, using
abusive language
? Levied unauthorized charges on the credit card accounts of
consumers

The civil case against Gregory Cipressi and Unified Portfolio Servicing is being handled by Assistant Attorney General James Morrissey and Senior Consumer Fraud Representative Karen Davis under the supervision of Deputy Attorney General for Regional Affairs J. David Sampson. The criminal case is being handled by Assistant Attorney General Paul McCarthy under the supervision of Deputy Bureau Chief Richard Ernst and Bureau Chief Gail Heatherly of the Criminal Prosecutions Bureau.

more to come.

Karen Davis of the NY Attorney General Office Consumer Fraud & Protections in BUFFALO, NY was contacted by PAMELA TAMOL of [residential address removed] in regards to the allegations of misconduct and FDCPA violations concerning UNIFIED PORTFOLIO SERVICING, LLC. This is an attempt to protect herself from investigation/prosecution for providing the mass of documents. Copy of such complaint shall be posted. Now, things begin to get interesting.

Business Registration | Texas (Foreign State)

Texas Secretary of State Data updated October 18, 2013
Business Details
Business Name:     Unified Portfolio Servicing LLC
Business Type:     Foreign Limited Liability Company (LLC)
Citizenship:     Foreign
State of Incorporation:     DE
Foreign Formation Date:     09/22/2010
Business Address:     3435 Harlem Rd.
Ste 5
Cheektowaga NY 14225
SoS Filing Status:     In existence
SoS ID:     0801445543
State Tax ID:     32044538869
Filing Date:     06/27/2011
Perpetual:     Yes
Charter Names
Name     Status     Type     Consent Filing No.     Creation     Inactive     Expiration
Unified Portfolio Servicing LLC     In use     Legal         06/27/2011         
Associated Entities

No associated entities found.
Filing History
Filing Date     Document No.     Filing Type     Effective     Inactive     Entry
12/31/2012     438226810001     Public Information Report (PIR)     08/20/2012         08/20/2012
06/27/2011     373939860002     Application for Registration     06/27/2011         06/28/2011
Business Registration | California (Foreign State)

California Secretary of State Data updated October 15, 2013
Business Details
Business Name:     UNIFIED PORTFOLIO SERVICING LLC
Citizenship:     Foreign
State of Incorporation:     DE
Business Type:     Limited Liability Company
Status:     Active
Secretary of State ID:     201126310228
Incorporation Date:     08/26/2011
Business Description:     COLLECTION AGENCY
Amendments
Number of Amendments Filed:     1
Total Pages Filed:     4
Business Registration | Florida (Foreign State)

Florida Dept. of State
Business Registration
Business Name:     UNIFIED PORTFOLIO SERVICING LLC
Business Type:     Limited Liability
Citizenship:     Foreign
Business Address:     1885 HARLEM RD
SUITE 200
BUFFALO, NY 14212
SoS Filing Status:     Active
SoS ID:     M11000001978
Formation Date:     04/19/2011
State of Incorporation:     DE
Business Registration | Louisiana (Foreign State)

Louisiana Secretary of State Data updated July 26, 2013
Business Details
Business Name:     UNIFIED PORTFOLIO SERVICING LLC
Corporation Type:     Collection Agency
Citizenship:     Foreign
State of Incorporation:     DE
Charter Number:     40578147I
Status:     Active
Domicile Address:     DOMICILE: DELAWARE
OFFICE: BATON ROUGE, LOUISIANA
Registration Date:     08/01/2011
Business Registration | North Carolina (Foreign State)

North Carolina Secretary of State
Business Details
Business Name:     Unified Portfolio Servicing LLC
Corporation Type:     LLC
Citizenship:     F
State of Incorporation:     DE
Secretary of State ID:     1253335
Status:     2
Formed:     04/05/2012
Principal Office:     3435 Harlem Rd Suite 5
Checktowaga, NY, 14225
Business Registration | Ohio (Foreign State)

Ohio Secretary of State Data updated July 30, 2013
Business Details
Business Name:     UNIFIED PORTFOLIO SERVICING LLC
Corporation Type:     FOREIGN LIMITED LIABILITY COMPANY
Citizenship:     Foreign
State of Incorporation:     DE
Entity Number:     2105879
Status:     Active
Principal Office:     GREGORY CIPRESSI
3435 HARLEM RD., SUITE 5
CHEEKTOWAGA, NY, 14225
Original Filing Date:     05/07/2012
Business Registration | Oklahoma (Foreign State)

Oklahoma Secretary of State Data updated August 5, 2013
Business Details
Business Name:     UNIFIED PORTFOLIO SERVICING LLC
Corporation Type:     Foreign Limited Liability Company
Citizenship:     Foreign
State of Incorporation:     DE
Filing Number:     3712357770
Status:     Report Notice Sent
Principal Office:     3435 HARLEM RD STE 5
CHEEKTOWAGA, NY, 14225
Formation Date:     05/07/2012
Other Names
Name
UNIFIED PORTFOLIO SERVICING LLC
Business Registration | Pennsylvania (Foreign State)

Pennsylvania Secretary of State Data updated July 10, 2013
Business Details
Business Name:     Unified Portfolio Servicing LLC
Corporation Type:     Limited Liability Company
Citizenship:     Foreign
State of Incorporation:     DE
Entity Number:     4047422
Status:     Active
Creation Date:     08/04/2011
Registered Office:     % C T Corporation System
PA
Other Names

No other names found.
Business Registration | Virginia (Foreign State)

Virginia State Corporation Commission Data updated June 18, 2013
Business Details
Business Name:     Unified Portfolio Servicing LLC
Corporation Type:     Limited Liability Company
Citizenship:     Foreign
State of Incorporation:     DE
SCC ID:     T052770
Status:     ACTIVE
Principal Office:     1885 HARLEM RD STE 200
BUFFALO, NY 14212
Formation Date:     03/06/2013
Other Names

No other names found.
Business Registration | Washington (Foreign State)

Washington Secretary of State Data updated October 14, 2013
Business Details
Business Name:     UNIFIED PORTFOLIO SERVICING LLC
Business Type:     Limited Liability Company
Citizenship:     Foreign
State of Incorporation:     DE
Incorporation Date:     05/04/2012
Duration:     Perpetual
Status:     Active
Expiration Date:     05/31/2014
Unified Business Identifier:     603208847
- See more at: http://www.wysk.com/index/texas/cheektowaga/h ... h.TzMgwxN5.dpuf

Typing in ALL CAPS is shouting and very rude plus you come across as an employee of the company

Received a vm from 716-242-3488 concerning a debt that I have 48 hours to pay or else i will be served with papers to appear in before a judge in US District court and she left a file number.  The reps name was Ashley B. (couldn't make out the last name), and she said she wish me luck because, they are about to serve me with papers at my home and place of employment for the debt.  I say to Ashley, GET A LIFE! The debt i currently owe, sweetcakes I'm paying my bills on time every month.  So, stop threatening people and get a real job.  This is scary for people who will fall prey to these types of scams.  I saved the message and I am filing a complaint with the state AG's office.  So sick of liars and theives.

---> I said, "The place next to it nearer Benzinger that might otherwise have a number closer to the one you gave appears to have street numbers on that street, not Lovejoy."  <---

I must correct myself and bring even worse news to you, chris manuszewski.  The address of the building I thought was on Benzinger is actually 1132 Lovejoy, which would locate your "business" in an alley between two adjacent buildings.  Don't the stray cats and mice bother you?  Or are you a big rat, yourself?

If there is no need for you to lie, then how do you explain all this evidence that appears to show that your "company" operates from a street address that does not exist?  Google Street View (through www.instantstreetview.com) provides a view of this address at the following sharable link:

http://qsview.com/2ijgf6z1wf71cz2bfzr5z2u

There is no 1130 E. Lovejoy St. in Buffalo, NY. here.  Only an interpolation of an address based on the frontage of lots facing the streets and the addresses of these lots.

But if you want to go further, you go to either or both the City of Buffalo's Tax Assessor's website, and/or the Erie County, NY On-Line Real Property Parcel Search.

To search the City of Buffalo's Tax Assessor's website, go to
https://www.ci.buffalo.ny.us/applications/propertyinformation/default.aspx
In the search form, just enter Lovejoy, leaving out the "E" and the suffix "St." and omit the house number and everything else.  Make sure the "Street Address" button is checked, and the press "Search."  All the assessed properties on Lovejoy come up in that search, the results of which take up 3 pages.  The "1130" address would be on the second page, but is missing.  You can however, see the property at 1131 Lovejoy, which is owned by the City of Buffalo, itself.  If you click on the "View Information" link at the end of the line on which that property appears, you will see that the property description says, "WEST COR BENZINGER," so we know that the Google Street View has us in the right place.  If you then click on the link on that page entitled, "View Improvements/Uses," you will see that 1131 Lovejoy is a parking lot.  Indeed, that is what you see when you rotate the Google Street View -- a parking lot.

So, we know that 1130 E Lovejoy St. is not on the property assessment list of the City of Buffalo.

To search the Erie County NY real property parcel records, go to
http://www2.erie.gov/ecrpts/index.php?q=real-property-parcel-search
and enter "Lovejoy" in the "Street" field, leaving the "number" field and all other fields blank.  Then make sure that "Search All" is selected and press "Submit Query."  You will also see here that there is no property listed at 1130 Lovejoy.  There is an 1126 Lovejoy and an 1131 Lovejoy.  The 1131 Lovejoy property "Details" link takes you to a page showing "331 COM VAC W/IMP" -- a commercial vacant property with improvements.  If you then click on the Google Maps link on that page, you will see what the improvements are, because you will land right in the middle of the parking lot at the corner of E. Lovejoy St. and Benzinger.  (It is paved.)

By the way, one way or another, either service will show you that 1126 Lovejoy is the Pizza diner that is clearly visible on Google Street View.  The place next to it nearer Benzinger that might otherwise have a number closer to the one you gave appears to have street numbers on that street, not Lovejoy.

So I think I have made a prima facie case that 1130 E. Lovejoy St., Buffalo, NY is a fake street address.  It is now up to you to prove otherwise, if you can.

LOL
You beat me to it, Res47.

} We are also communicating with BUDD HIBBS

.... through a seance, I trust?

Richard J. "Bud" Hibbs Obituary Notice
http://www.legacy.com/obituaries/dfw/obituary ... d&pid=158056358

Bud Hibbs (1947?2012)
http://www.imdb.com/name/nm3011408/

ANOTHER LAWSUIT FOR FDCPA VIOLATIONS........SURELY, THINGS WILL BEGIN TO ESCALATE.

The NY State Office of the Attorney General in Buffalo, NY has a full blown investigation against UNIFIED PORTFOLIO SERVICING GROUP AND GREGORY CIPRESSI located at 1885 HARLEM RD., CHEEKTOWAGA, NY.

There are over 50 recorded calls from debt collectors allegedly making statements and threats of arrest, criminal investigation, warrants, process servers, etc. Serious FDCPA violations. Also sending VERIFICATION OF EMPLOYMENT to various states which prohibit such actions. THANKS PAMELA TAMOL FOR PROVIDING THESE DOCUMENTS.

There are also financial records (credit card transaction reports and account snapshots) which reflect that debt collectors are charging EXCESSIVE amounts over the balance actually owed to offshore payday loan lenders under the direction of GREGORY CIPRESSI. THIS IS FRAUD. This is an economic crime. The "overage" accounts have been captured and submitted as exhibits for criminal investigation. This is an all out expose of this collection agency. To date, we have gathered 9 statements from former employees of this collection agency and several more are coming forward.

The FBI, FTC, NY AG, ACA, IRS and other government agencies are now involved. The overwhelming evidence was meticulously prepared. All states who hold interest in such where a collections license was issued to this collection agency authorizing this office to collect in such states have also been put on notice.

Several consumers (those of which are archived) have also been put on notice to charge-back/reverse all credit card transactions with this collection agency.

We are also communicating with BUDD HIBBS and DATELINE NBC for a segment/investigation of this collection agency. More to come. Stay posted.

August 15, 2008
BLOTTER: Police reports published August 16

WARRANT: Gregory G. Cipressi, 29, 27 South Glidden St., Cheektowaga, surrendered Thursday on a warrant for an original offense of harassment on Aug. 14. Cipressi was held for court.
- See more at: http://tonawanda-news.com/policereports/x6817 ... h.IK5V2KlR.dpuf

City of Tonawanda
- See more at: http://tonawanda-news.com/policereports/x6817 ... h.IK5V2KlR.dpuf

UNIFIED PORTFOLIO SERVICING GROUP, LLC HAS BEEN SUED FOR OVER $30,000.00 IN DAMAGES FOR A SERIOUS FDCPA VIOLATION RESULTING IN EMPLOYEES THREATENING ARREST AND REPRESENTING AS LAW ENFORCEMENT. LAWSUIT SETTLED FOR $10,000.00 - DETAILS OF THE LAWSUIT TO FOLLOW.

I agree with you they were not nice at all and started giving me my personal information rather than asking me for it. I informed them this is the state of Tx and you are not to advertize a persons debt.

I just recieved a message.  They are misleading due to they state they are with UPS and have also called me and said they were with Chase Bank.

I am Sealto, I called them back, and told them I was from Detroit, I told them to come , and get me, I am ready for them as well as me, and my boys.
I told told them we shoot first, than ask questions later, I have not heard from them again.

ok nick....so your the tough guy behind these post huh? what you didn't think I would find out? lol what you think those people are loyal to you? or him? you made this personal....I will see you soon....you know where I am? well buddy I know where you live as well......in the best interest of yours and you family....I suggest you shut your [removed:lang] mouth from here out.....

I remember an issue that Mr Cipressi had a few years ago with an attorney in the state of Texas....I bet that would be worth some research....

How to bring down a collection agency being a disgruntle employee.

1. I would not ever post anything with my name on it.
2. I would not contact your clients. I would contact your consumers.
3. With enough attorney general complaints adding mine just might get that lock on that door.
4. Record every convo......cell phones are amazing
5. Get statements from people who are currently employed (your office offers me 4)
6. Find ex employees who give statements ( I cant even count that many I would have)
7. Make an attorney general complaint about your clients. Anyone who can or will allow someone to add "overage" might find themselves on the wrong side of the law.
8. Well known drug dealers and abusers are your employees. a recording device and a night out might be devastating experience.
9.  Communicate with the ACA and inform them of your business practices.
10. Make it personal....some skip tracing and a heartless cold evil personal can really be a nightmare.

Now those are 10 very easy steps to complete. And if I was at war with someone and I was trying to hurt them or their business, those might be some things I would do. BUT SEEING AS IM NOT. Stop being a retarded [removed:lang]. Realize you have many enemies and turning me into one is not healthy....I didn't post your b***s*** list. All you need to do is give me the name of the little [removed:lang] who ran their mouth behind the screen and doesn't have the balls to announce themselves.......never forgotten

Special!!! if you are currently or are former employee of  Unified Portfolio Servicing LLC or Unified PS Group. Here at Manuszewski, Suraf & Associates LLC we are offering you the first $2500 you collect, its yours!

As entertaining as this is. We conduct business by following the laws. Not breaking them. Greg I had no intentions on fighting with you. I never posted that list, I my self and pissed about it. If I call any of your clients it would be to do business not to say bad things about you. As for who ever wants to keep ranting go ahead. Stop and look how bad your company looks. Anytime "Nola" post anything its with my full name. Has it become so bad for you man that you have made this many people come at you that you seriously are swinging wild punches? Your talking all this [removed:lang] on me and its so sad because you don't even really know who put the [removed:lang] up. But that's fine with me.

MLA Holdings, Cuzco Capital Investment Management, LLC , Bayview Solutions, LLC and others to follow.