This sounds like extortion dressed as debt collection. The agents' horrid threats are empty and their conduct is illegal. As early as possible it's critical to determine if your collector is domestic or yet another South Asian faker. The former you can sue into submission; the latter tend to be out of reach.

My notes from October 2011 on payday loan and "hot check" collectors are linked below.
http://800notes.com/forum/ta-429fb24ec2162e3/ ... -numbers-here-2

The following will be useful if you have a US domestic collector calling:

official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm

CFPB reiteration of the Fair Debt Collection Practices Act
http://www.consumerfinance.gov/guidance/supervision/manual/fdcpa-narrative/

Here's possible related discussion of a Houston fraud shop:
http://www.complaintsboard.com/complaints/fs-law-group-houston-texas-c588017.html

I recieved a threatning phone call from this alliance solutions about two weeks ago claiming i owed them a large sum of money from a loan i took out bak in 2009. They told me i would go to jail if i did not pay them. they got my mother in laws credit card number and my social number plus both of our names and our address. I have been worried about this alliance solutions and if they were real or not. they only got 50 bucks from us thankfully instead of all of it! Kept trying to call them but no answer bak I cant believe these scamming people in america today. PITTIFUL PEOPLE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I Spoke to the police department in fort mill south carolina where this fake company is located scamming people and could not find an address they sheriff i spoke to said they couldnt find an address and it was a scam as well as contacting my local law enforcement here in my state.

they called and threatented me with fraud also over some payday loan thing.  Stating on the phone that I was servered and summoned to court..  Which how can I be summoned by phone when they dont know who it is on the other end.

Called my neighbors house and said I was being summoned in court for various charges.I don't know how they got my neighbors number, i don't even have it.Either way this is not legal and you can't summon someone to court over the phone.My best guess is this is fraud trying to get money from you by scaring you with false court charges.

keeps calling and employee dosent work here..