They r very rude and keep calling me and my mom won't tell me anything I've asked them to stop calling and they continue to harass us we r on the do call list

Roth Medical, wife owes them $30.00 we forgot about.

No phone call from this number yet.  However, my wife called me earlier this morning to inform me that, (out of nowhere, for no reason) her debit card was charge 2 times in a row, back to back, for 45 something odd dollars...totally about 90 dollars.  The bank called her because the charges were not "normal" to her normal use.  They said it was from a company (out of California I believe) called GRC yourrent2own (.com)  Funny thing is, we are not RENTING to OWN ANYTHING!!!  This is even WITHOUT ANY PHONE CALLS!!!  just somehow began charging money!  Keep an eye on your bank statements and such as well.  Must be becoming a large scale scammer.  Getting credit card numbers some how now.

-Again, there was NO phone call.  Just 2 back to back deductions from the bank!!!

Please DO NOT ADD LINKS that do not apply to the subject matter...thank you!

********** THe Owners Info
RPA & ASSOCIATES INC
RENE JAVIER IRAETA PALACIOS
Name: RENE J PALACIONS
SSN: [removed]
Home adress is
[removed]
(SAN BERNARDINO COUNTY)
(02/07/2013 to 03/23/2013)
************Co/owner**********************
MICHAEL S MARTINEZ
NATALIE E VALENCIA
Date of Birth: 11/15/1983
Born 29 Years Ago
SSN: [removed]
Home adress is
[removed]
Tel: (626) 393-8392
Phone: (626) 338-9977
(LOS ANGELES COUNTY)
MARTINEZ RECOVERY INC
(04/19/2012 to 05/15/2012)

*******************************************

http://800notes.com/Phone.aspx/1-855-263-6987

UPLAND POLICE?

One more phone #

909-303-7012

I got three calls from this place over the last 2 weeks, but I didn't do my home work before agreeing to make a payment. The story they gave me was identical to the ones recounted here. They went by the company names of RPA and Calmar & Associates out of Upland CA although at the beginning the calls just said "legal office"

The names I have are Nolan Steele and Liberty Prescott.

The numbers used were:
866-959-3156
909-303-7016

The company who has been calling you is probably a scammer. There is no evidence that they actually exist. They are probably criminals who have found your information online. Unless you receive written notification there is no reason to treat them as a real company. They may threaten you to scare you into paying them, but there is nothing they can actually do. Do not give them anything they ask for. File a complaint with your state attorney general's office or contact the new government agency which has been set up to handle consumer complaints:
http://www.consumerfinance.gov/get-help-now/c ... and-complaints/
http://www.consumerfinance.gov/
You may also file a complaint with the FBI here:  
http://www.ic3.gov/complaint/default.aspx.
Payday loan sites get hacked on a seemingly regular basis and  scammers use info hacked from these sites to illegally collect money from unwary consumers. They will often know  personal info such as your last four digits of your SSN, DOB, address etc., all taken from the stolen records.  They use that info to get even more info on you from personal info sellers like Choicepoint. Unless you know for sure you owe the money, be very careful about giving them any personal info, especially bank account information (they will clean you out,).  Record the calls if legal in your jurisdiction, and demand a mailing  address so you can send them a "cease and desist" letter (see FDCPA Sect 809.)   Since these calls almost always come from overseas, there isn't much the authorities can do to stop them.  So protect yourself. The scammers use many scare tactics to force you to pay:
?    Threaten jail time, to "serve you at work or home" or " arrest you at work or home" if you don't pay by a specific hour
?    demand pre-paid Walmart card or Western Union tranfers to pay the supposed debt
?    Tell you "there is a case pending  in the courts".  Check your local courthouse and see if any company has filed a lawsuit against you.
?    Say they are federal agents, government agents, law enforcement, ie; "Officer Smith", ""Special Investigator Jones"
?    Say they are a lawyer or law firm. Ask for their exact company name, address and the names of their lawyers so you can look them up in their state bar association (this can be done online).
?    State a fake company name: again, get the exact address and look them up in their state's Division of Corporations:. If they are not listed there they are not a real company, and therefore, a SCAM!
?    Tell them by law they are required to send you a collection letter within 5 days of the first time they call you. Be suspicious if they refuse to give you their address or won't send the letter through the US Mail. Many scammers email or fax collection letters to skirt the Mail Fraud felony laws.
All Division of Corporations for every state can be found at the following link:
http://www.coordinatedlegal.com/SecretaryOfState.html
Unfortunately there is nothing we can do against scammers since they are  not legitimate and not much you can do either other than hang up on them. Keep telling them you know they are not real, they will not get anything from you, and are wasting their time.  Also, tell them you have reported them to the FBI.  Eventually they will leave you alone when they realize they will not be able to trick you into paying them.  Please see this ALERT  from the FBI:
http://www.ic3.gov/media/2010/101201.aspx
Here is a link to a recent Fox news report on this very scam:
http://www.myfoxla.com/dpp/news/investigative ... -scams-20110502
We hope this information has proven helpful. And please tell your family and friends to be on alert for this scam!
Thank you for contacting us.

Client Coordinator/Paralegal Team
Lemberg & Associates LLC
1100 Summer St, 3FL
Stamford, CT 06905

Entity Name:    RPA & ASSOCIATES, INC.
Entity Number:    C3458393
Date Filed:    03/02/2012
Status:    ACTIVE
Jurisdiction:    CALIFORNIA
Entity Address:    1831 E GROVE CTR ST #25
Entity City, State, Zip:    WEST COVINA CA 91791
Agent for Service of Process:    RENE JAVIER IRAETA PALACIOS
Agent Address:    1831 E GROVE CTR ST #25
Agent City, State, Zip:    WEST COVINA CA 91791

These people called me several times this year claiming to give out free cruises, they were process servers, sheriffs, police and lawyers from different phone numbers with different caller ID names, but never stated they were from RPA until today. Threy even threatened me saying the sheriff is coming to my house to arest me. They spoof the numbers making it look like it came from one place when it came from the other and tell you they have a summons with your name on it, and then leave a case # and different phone # to call back.

I get "Out of Area" on my caller ID, and I believe them to be related to Portfolio Recovery,Portfolio Litigation Services LLC  and some other Litigation Group . Today the caller ID read Upland CA.  All of these numbers are supposedly linked together and based out of Ca and WA. Here are some of their other phone #s:

888-490-3317
888-846-9950
951-471-6622
877-801-7940
855-226-4188
855-226-4118
888-490-1076
855-237-0850
855-263-6987
909-303-7015

Google this # and look @ the 800notes thread for 877-801-7940.  There is an interesting FBI case warning available that might interest some of you.  It was a FBI case against this same group of people.

Some of the names they use are Michael Johns, Michael Jones, Michael Garcia, Joseph Abbott, Mr. Anderson, Kevin Anderson, Steven Anderson, Daniel Walker, Ricky Taylor, Joshua Burke.

These people called me several times this year claiming to give out free cruises, they were process servers, sheriffs, police and lawyers from different phone numbers with different caller ID names, but never stated they were from RPA until today. They spoof the numbers making it look like it came from one place when it came from the other and tell you they have a summons with your name on it, and then leave a case # and different phone # to call back.

I get "Out of Area" on my caller ID, and I believe them to be related to Portfolio Recovery,Portfolio Litigation Services LLC  and some other Litigation Group . Today the caller ID read Upland CA.  All of these numbers are supposedly linked together and based out of Ca and WA. Here are some of their other phone #s:

888-490-3317
888-846-9950
951-471-6622
877-801-7940
855-226-4188
855-226-4118
888-490-1076
855-237-0850
855-263-6987
909-303-7015

Google this # and look @ the 800notes thread for 877-801-7940.  There is an interesting FBI case warning available that might interest some of you.  It was a FBI case against this same group of people.

Some of the names they use are Michael Johns, Michael Jones, Michael Garcia, Joseph Abbott, Mr. Anderson, Kevin Anderson, Steven Anderson, Daniel Walker, Ricky Taylor, Joshua Burke.

my husband got a call earlier today referencing my daughter and saying they were subpoening him. they wouldn't say what it was about, but gave him RPA and Assc. plus 855-226-4188 as contact number. He called and they gave a "case number" and asked if he were related to my daughter. He said "no." They also asked about my son. I googled the number and name and found this. Thank God. Will be contacting FTC and law enforcement. No matter what, i gather that nobody should give out any information of any kind.

thank you, all you posters!

now they use (855) 226-4188 and a website rpaandassoc.com- just keep asking questions about the company particularly the lawyers and they'll give up. They said they had a assistant district attorney working for them! Which district? I don't know.  How do you spell that?-three spellings in 2 minutes...

03/26/2012
Company name: ISAP or ARPA
Address: 29991 Canyon Hills Rd. #1709-425, Lake Elsinore, CA 92532
Phone Numbers: Toll Free: 888-846-9950 Fax: 951-471-6638
Email address dzb@isapartners.biz

I received a phone call at my work from a man who introduced himself as a ?process server? from a company whose name I didn?t get. He said that he has papers he needs to deliver to me. He asked if I was going to be at my work so he could serve me the papers in person. He verified my work address, giving me the correct address with omission of the suite number. When I asked what was it regarding and who was the company that filed papers against me, he responded that he doesn?t have this information, but could call the following number (888) 846-9950 and give then my case #. He said that he will hold the delivery of summons for 1 hour, so I get a change to call the number provided for additional information they might have and to schedule the appointment if necessary.

When I called the number that was given to me, provided them with the case number, and was transferred to a man named Ricky Taylor who introduced himself as the case manager/administrator. Ricky Taylor told me that a civil lawsuit was filed against me by ISAP (the company I am calling) on behalf of HSBC Credit Card that I once owed and stopped paying in 2009. He told me there was a settlement letter sent out by HSBC Bank, in the amount of $2000 for the balance due of $4102.38. He said that since I failed to respond to the settlement letter in 45 days, HSBC Bank gave away all the rights to this company. He said that there is a subpoena waiting to be delivered to me today if I didn?t agree to settle for $2000 and make a one time payment today. He said if we have to go to court I am looking into spending much more money: $4102.38 + court fees + attorney fees. Mr. Taylor also said that I stand no chance winning in court, and a certain amount will be deducted from my wages. If I agreed to pay this amount, he would send me an official letter by mail and an email (given I provide him with a valid email address). Ricky Taylor informed me that the agreement letter would contain the company name, original creditor name, the settlement amount. He explained that once the funds have been received by ISAP, I will be released from all claims and liabilities pertaining to this account and alls major credit bureaus status will be updated to ?paid?. By providing my credit or debit card information and by signing this agreement I would authorize ISAP to charge my card. When I asked him what ISAP stands for, he replied for nothing, just the name of the company. I told the gentlemen that it is a large amount of money and I needed to consult my husband. This is when he actually gave me his name and extension number # 213, asking me to call him directly after speaking with my husband. Once again they told me I had one hour to reply.

He was so convincing that I got scared and panicked. They called me by my maiden name, my married name, had my work and home address, and phone numbers. He didn?t mention my SS#, but I have no doubt he has it too. I convinced my husband that we need to pay right away, but to be on the safe side all further conversations were held between myself, my husband, and icky Taylor via a conference call (3-way). I told Ricky Taylor that I am willing to settle if he can work out a payment schedule. After multiple phone calls we agreed to 2 payments: $1500 today and $500 on 04/26/12. I informed him that I was ready to review and sign the agreement. He told me to hang on for a few minutes while his secretary is preparing the document. He asked me to give him my credit card info while waiting. I told him I was not comfortable with that and that I needed to review it first. While trying to mange the 3-wy call and the email, I get disconnected, which was lucky for me since it really gave me the time to review the agreement letter. The letter had multiple inconsistencies: the settlement amount was $3000 instead of $2000 with 2 payments of $1500; and the name ARPA came out again in the written document. I called Ricky Taylor back and pointed to the mistake in the settlement amount. He apologized and said he?ll have the secretary correct it right away. The second attachment I received had errors again, the payment were corrected to $1500 and $500, but the total amount due remained as $3000. By the time we got our final and corrected settlement agreement, my husband and I got super suspicious. There were many things that didn?t seem legit:
1. The way they rushed us into paying right away, giving me an hour to comply
2. The name ISAP was used interchangeably with ARPA, even in the written documents.
3. Too many inconsistencies in the settlement agreement (including the payment agreement amount and the original balance amount)
4. The PDF attachment was named ?2 pay CC sif.pdf?
5. The settlement agreement was signed by a Monica Evans, Correspondence Dept., not by at least the case administrator with settled with.
6. When looking up the company address it was linked to a Western Union location postal annex #4027)
7. We couldn?t locate any company information of the web on either ISAP or ARPA
8. And finally, stumbling across post on http://800notes.com and http://complaintwire.org/complaint/SpoBAAAAAAA/pmg/118, which described the same situation as mine, only dating back to 2010

My husband and I called Ricky back, and confronted him with our suspicion of the company address being a fake linked to Western Union, he quickly transferred us to Mr. Anderson, who supposedly would answer all of our questions. My husband continued to insist that Mr. Anderson gave him the correct address, when he (Mr. Anderson) said ?I already told you?, when in reality this was the first time we spoke to him. Mr. Anderson attempted to convince us that it was the right address for the company. My husband then brought up all the posts accusing this company in a scam, when Mr. Anderson continued to insist that this was ?not a scam and we are playing with fire by taking our chance to trust the people on the web over a reputable company?. After big unable to change my husband?s and mine mind he hung up the phone!

And rest assure Mr. Anderson, I will take my chances and report you and this bogus company to all the proper agencies!

yes, they may be a division of Northland Group Inc. They have a guy call you saying they are process servers calling for address verification then he refers you to the 877 801 7940 who sounds like a low budget operation. Guy says he is just an answering service and needs a CSAE # to transfer you to the correct company. LMAO. Guy comes on and it's the same guy. too funny.

Anyway, like I said below, they cannot contact your family members. That is harrassment. Let them know they need to contact you and you only or you will counter sue. you cannot be arrested for debt collection, it's BS. Go to the original creditor and let them know this agency is breaking the law and they need to call them off or you will report them. get names, phone numbers, company name, anything you can. Write it down, date, and time.

They also make you think they can win victim restitution. BS. it's another term fr interest or court costs. The state courrts are very fair when it comes to that, and unless you are a no show in small claims court, you wont be forced to pay thousands of dollars for a debt that is $300. judges are not unfair.

now, all that said, if they offer you a deal to settle, SETTLE if they agree to, 1, send a paid in full letter, and 2, remove from your credit report. get that in writing, or persons name who agrees because you can later send that inf to the credit bureaus.

dont let these people own you. you take ownership of them. they want cash, and if oyu legitamatey owe it, get it off your record.

with payday loans, wow. these people go Mafioso on people. truth is, if they harrass you and threaten to have you arrested, HANG UP and CALL the payday loan co right away. let them know that they have collected $500 in interest off you alone, which is enuf to cover the loan. save bank statements.

if you need further help email your state Attorney General or go look up the revised codes of your state.

check your states collection laws. in WA state it is illegal for an out of state collection agency to call you. they can only correspond with you via mail. also, get as much info from them as you can while you have them on the phone then, email your states attorney general and file a formal complaint online.very easy.

they can't arrest you for a past debt. they say that to scare you. what they want to do is perhaps obtain a judgement by taking you to small claims court. don't let them fool you with a false claim they want $3,000 for a 300 original amount. IF You get served legal papers- RESPOND- DONT IGNORE IT. write to the attorney and try to settle, or else go to court. do not pay more than the original debt if at all possible.

these people are despoerate to make money. they bought the debt from the customer and get to keep a majority of what they can collect. truth is, in this economic climate, some people just dont have a job- and they know this.

do not be afraid. respond to them and fight for yourself.

My manager @ work received the call, she paged me to her office and told me that the person from that number told her that I needed to call them back within the hour or I would be served @ work. She let me use her phone immediately. I gave the lady on the other end my "case number", she transfered me to a "Ricky Taylor", who told me I had a credit card debt from 2006 and if i paid today it could be cut in half. He also said that they sent me a letter and named an address that I havn't lived @ since 2001. I told him, I would call him back after work. On my lunch break I had a friend google "American RPA" and I saw all of these comments. When I got off, i called him @ ext. 213 and let him know that I couldn't come up with the money. He asked for my credit/debit card number and said he could post date it so I could still get half off the bill. I declined to do that and told him he could have me served. He hung up.

I got a phone call this afternoon for my mother-in-law, but they had my phone number and address. They wouldn't give me any information regarding what it was for. I got a message from "Mike" and was transferred to "Ricky Taylor." I took down all the information and told her about it, she gave them a call and was told she had 1 hour to pay them 1,000.00 from a debt from 2005. They proceeded to try to intimidate her and she said well send my summons. After that comment he became very hateful and ended the phone call.  It came from a restricted number - I have had numerous calls over the last few days but today was the first time a message was left.

I also received a call from these people telling me basically the same thing they told you, a letter mailed 45 days ago, and that in order to stop them from serving papers on me that I had to call in one hour.  This person identifies himself as Steven Anderson

I received a call from these people and later found out that they are a scam.  The called again two weeks after they were going to deduct money from my debit account, when I told them it was a business number they were calling and that I discovered them to be a scam they haven't called back in the last 20 minutes.  The original call back in mid January told me if I did not call 877-801-7940 in one hour that I would be served with papers, and that by calling this number I could avoid being served papers on my job.  They did not give a company name, location but seemed to have some correct information on me.  They claimed to have mailed me a letter and I did not respond, I never received a letter from these people.  They are possing as ARPA out of Corona, California and Lake Elsinore, Ca which that address is the address of a Western Union.  You will not find any company information on line for these scammers.

I just recieved a call talking about Id better pay 5000 by end of today or I will be summon to court. I asked what this was regarding and the man said due to privacy he couldnt disclose and gave me a number to call with my case number. I call the number and a man answered the phone "corporate offices" thats where the red flags began. He then transfered me to a man who told me to pay today or he could take my debit info I asked the name of the company and he said America RPA and I told him to hold while I got my information, I then hung up and did the research and I found this forum. I was highly upset.

Received a phone call for my husband this morning, right at 8:00 on the dot.  The call came from a "Private Number".  The caller identified himself as "Mike".  Mike asked for my husband and stated it was because he had to call within the hour to avoid a court summons.  I stated that my husband wasn't home and asked what this was regarding.  He asked if I was his wife, and when I confirmed, he said, "Well, you're going to have to contact us on his behalf."  I said, "But what is this regarding?"  He said, "I'm not at liberty to discuss that, ma'am.  This is a private matter."  I said, "Well, I'm not going to call if I don't know what this is regarding."  He then stated, VERY rudely, "Ma'am, just get a pen and paper and take this number down."  I said, "I'm indisposed at the moment and unable to."  He said, "GET. A. PEN. AND. PAPER."  I said, "Excuse me!  You don't call my home and speak to me this way.  Put me on the phone with your supervisor!"  The whole time I was speaking though, he was yelling over me, telling me to just get a pen and paper.  And then he promptly hung up on me.  Not five seconds later he called me back.  When I picked up, he hung up at the sound of my voice.  He then left a voicemail on my husband's cell phone stating his name, his number and a case number, stating he needed to call back by 9:00 a.m., in the next hour, and if he failed to do so, they would be unable to help him further.  

These people are OBVIOUSLY breaking the law with their harassing phone tactics.  These people are obviously unscrupulous.  If there was a debt out there that needed to be collected, we could take care of it, but I'm not going to speak to someone or rearrange my day for someone that has zero information to share.

What I'm curious is if anyone has actually been served that day, as they promised, or if these are just false threats.

A phone call was just recieved at my place of employment, from 1-877-801-7940 - Legal Deparment, he wouldn't give me a name just a case #, and they stated that I put this information as my contact info, I never heard of this place, nor did I give them my information especially my employment information for contact.

They are apparently delivering a legal document to me at place of employment. How do you get them to stop contacting you and harrasing you at your place of employment and in general?

Maybe you should learn to spell so you could get a real job instead of lying on the internet, or is lying on the internet making you lots of money already LOL

Hehe

I got a call for my brother and it is a legitimate number there is different departments his was for a law suite so I would make sure u call them and give them your case number is was from a bank

American rpa is a scam

They call me at work multiple times and my mother's cell. They state that they have very time sentitive court paperworks to service me and that they will send a police officer to my work place to servie the paper.

I get monthly calls at work asking how we prefer to have an employee served. This is a scam, police and process servers don't call first. They are fishing for information about the employees home address, other phone numbers, relitives, and bank accounts - all to "save" us the embarasement of having a police visit at work.

Hello, everyone this so called A.R.P.A. called me and my wife and started telling us of a summons for a debt but they would not go into detail regarding it other than said my wife owed on a credit card in the amount of 5,000.00 and my wife said what is the account that you have?  They said some random card my wife supposedly had and did not pay off  the phone # is 951-471-6623 a Mr. Mike Garcia asks for all your information and if you ask questions too hard for him to answer he shifts you over to a Mr. Anderson..   I have read the previous posts and I am following up with the Federal Trade Commission.  As well the police in Riverside County California!!!