Do you have some info on this number?

hey there. can you keep us posted on your "refund" i, as all of us, am in the same boat and with christmas coming up, i need that money. i will keep a posting of my hopeful refund

who do i contact to report these people??? do you have phone numbers? i got scammed out of 1250.00

has anyone gotten any money back from them? they told me the next billing cycle was november 20.......when they would deposit monies back into my account, but i don't know. i sure hope so... been trying to call them today and i get a message that says 'HI' or something like that, and it disconnects.......

YOU SCAMMERS ARE SO BAD AT LYING

ITS CALLED AN ADVANCE FEE LOAN SCAM - READ THIS INFO AVAILABLE FROM THE FEDERAL TRADE COMMISION WEBSITE - HOW TO SPOT AND AVOID

FTC Consumer Alert
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt028.shtm

Just When You Thought It Was Safe...Advance-Fee Loan "Sharks"
A different breed of "loan shark" is preying on unwary consumers by taking their money for the promise of a loan, credit card or other extension of credit.

Advertisements and promotions for advance-fee loans "guarantee" or suggest that there's a high likelihood of success that the loan will be awarded, regardless of the applicant's credit history. But, to take advantage of the offer, the consumer first has to pay a fee. And that's the catch: The consumer pays the fee, the scam artist takes off with the money, and the loan never materializes.

Legitimate guaranteed offers of credit do not require payments up front. Legitimate lenders may require consumers to pay application, appraisal or credit report fees, but these fees seldom are required before the lender is identified and the application completed. In addition, the fees generally are paid to the lender, not to the broker or arranger of the "guaranteed" loan.

Legitimate lenders may guarantee firm offers of credit to credit-worthy consumers, but they rarely do this before evaluating a consumer's creditworthiness.

Advertisements for advance-fee loans generally appear in the classified section of daily and weekly newspapers and magazines. Often, the ads feature "900" numbers, which result in charges on your phone bill. Advance-fee loans also are promoted through direct mail and radio and cable TV spots. The appearance of ads in media outlets that you recognize - like your local newspaper or radio station - is no guarantee of the legitimacy of the company behind the ad.

The Federal Trade Commission says you can avoid being bitten by advance-fee loan sharks: Here's how:

Don't pay for a promise. It's illegal for companies doing business by phone to promise you a loan and ask you to pay for it before they deliver.
Ignore any ad - or hang up on any caller - that guarantees a loan in exchange for an advance fee. Legitimate lenders never "guarantee" or say that you will receive a loan before you apply, especially if you have bad credit or no credit record.
Never give your credit card or bank account numbers, or Social Security Number, over the telephone unless you are familiar with the company and know why the information is necessary.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

May 2000

Facts for Consumers
http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm

Advance-Fee Loan Scams: ?Easy? Cash Offers Teach Hard Lessons
Looking for a loan or credit card but don?t think you?ll qualify? Turned down by a bank because of your poor credit history?

You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit history. The catch comes when you apply for the loan or credit card and find out you have to pay a fee in advance. According to the Federal Trade Commission (FTC), the nation?s consumer protection agency, that could be a tip-off to a rip-off. If you?re asked to pay a fee for the promise of a loan or credit card, you can count on the fact that you?re dealing with a scam artist. More than likely, you?ll get an application, or a stored value or debit card, instead of the loan or credit card.

The Signs of an Advance-Fee Loan Scam
The FTC says some red flags can tip you off to scam artists? tricks. For example:

A lender who isn?t interested in your credit history. A lender may offer loans or credit cards for many purposes ? for example, so a borrower can start a business or consolidate bill payments. But one who doesn?t care about your credit record should give you cause for concern. Ads that say ?Bad credit? No problem? or ?We don?t care about your past. You deserve a loan? or ?Get money fast? or even ?No hassle ? guaranteed? often indicate a scam.
Banks and other legitimate lenders generally evaluate creditworthiness and confirm the information in an application before they guarantee firm offers of credit ? even to creditworthy consumers.
Fees that are not disclosed clearly or prominently. Scam lenders may say you?ve been approved for a loan, then call or email demanding a fee before you can get the money. Any up-front fee that the lender wants to collect before granting the loan is a cue to walk away, especially if you?re told it?s for ?insurance,? ?processing,? or just ?paperwork.?

Legitimate lenders often charge application, appraisal, or credit report fees. The differences? They disclose their fees clearly and prominently; they take their fees from the amount you borrow; and the fees usually are paid to the lender or broker after the loan is approved.

It?s also a warning sign if a lender says they won?t check your credit history, yet asks for your personal information, such as your Social Security number or bank account number. They may use your information to debit your bank account to pay a fee they?re hiding.
A loan that is offered by phone. It is illegal for companies doing business in the U.S. by phone to promise you a loan and ask you to pay for it before they deliver.
A lender who uses a copy-cat or wanna-be name. Crooks give their companies names that sound like well-known or respected organizations and create websites that look slick. Some scam artists have pretended to be the Better Business Bureau or another reputable organization, and some even produce forged paperwork or pay people to pretend to be references. Always get a company?s phone number from the phone book or directory assistance, and call to check they are who they say they are. Get a physical address, too: a company that advertises a PO Box as its address is one to check out with the appropriate authorities.
A lender who is not registered in your state. Lenders and loan brokers are required to register in the states where they do business. To check registration, call your state Attorney General?s office or your state?s Department of Banking or Financial Regulation. Checking registration does not guarantee that you will be happy with a lender, but it helps weed out the crooks.
A lender who asks you to wire money or pay an individual. Don?t make a payment for a loan or credit card directly to an individual; legitimate lenders don?t ask anyone to do that. In addition, don?t use a wire transfer service or send money orders for a loan. You have little recourse if there?s a problem with a wire transaction, and legitimate lenders don?t pressure their customers to wire funds.

Finally, just because you?ve received a slick promotion, seen an ad for a loan in a prominent place in your neighborhood or in your newspaper, on television or on the Internet, or heard one on the radio, don?t assume it?s a good deal ? or even legitimate. Scam artists like to operate on the premise of legitimacy by association, so it?s really important to do your homework.
Finding Low-Cost Help for Credit Problems
If you have debt problems, try to solve them with your creditors as soon as you realize you won?t be able to make your payments. If you can?t resolve the problems yourself or need help to do it, you may want to contact a credit counseling service. Nonprofit organizations in every state counsel and educate people and families on debt problems, budgeting, and using credit wisely. Often, these services are low- or no-cost. Universities, military bases, credit unions, and housing authorities also may offer low- or no-cost credit counseling programs. To learn more about dealing with debt, including how to select a credit counseling service, visit ftc.gov/credit.


Where to Complain
If you think you?ve had an experience with an advance-fee loan scam, report it to the FTC.

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

April 2008

ITS CALLED AN ADVANCE FEE LOAN SCAM - READ THIS INFO AVAILABLE FROM THE FEDERAL TRADE COMMISION WEBSITE - HOW TO SPOT AND AVOID

FTC Consumer Alert
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt028.shtm

Just When You Thought It Was Safe...Advance-Fee Loan "Sharks"
A different breed of "loan shark" is preying on unwary consumers by taking their money for the promise of a loan, credit card or other extension of credit.

Advertisements and promotions for advance-fee loans "guarantee" or suggest that there's a high likelihood of success that the loan will be awarded, regardless of the applicant's credit history. But, to take advantage of the offer, the consumer first has to pay a fee. And that's the catch: The consumer pays the fee, the scam artist takes off with the money, and the loan never materializes.

Legitimate guaranteed offers of credit do not require payments up front. Legitimate lenders may require consumers to pay application, appraisal or credit report fees, but these fees seldom are required before the lender is identified and the application completed. In addition, the fees generally are paid to the lender, not to the broker or arranger of the "guaranteed" loan.

Legitimate lenders may guarantee firm offers of credit to credit-worthy consumers, but they rarely do this before evaluating a consumer's creditworthiness.

Advertisements for advance-fee loans generally appear in the classified section of daily and weekly newspapers and magazines. Often, the ads feature "900" numbers, which result in charges on your phone bill. Advance-fee loans also are promoted through direct mail and radio and cable TV spots. The appearance of ads in media outlets that you recognize - like your local newspaper or radio station - is no guarantee of the legitimacy of the company behind the ad.

The Federal Trade Commission says you can avoid being bitten by advance-fee loan sharks: Here's how:

Don't pay for a promise. It's illegal for companies doing business by phone to promise you a loan and ask you to pay for it before they deliver.
Ignore any ad - or hang up on any caller - that guarantees a loan in exchange for an advance fee. Legitimate lenders never "guarantee" or say that you will receive a loan before you apply, especially if you have bad credit or no credit record.
Never give your credit card or bank account numbers, or Social Security Number, over the telephone unless you are familiar with the company and know why the information is necessary.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

May 2000

Facts for Consumers
http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm

Advance-Fee Loan Scams: ?Easy? Cash Offers Teach Hard Lessons
Looking for a loan or credit card but don?t think you?ll qualify? Turned down by a bank because of your poor credit history?

You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit history. The catch comes when you apply for the loan or credit card and find out you have to pay a fee in advance. According to the Federal Trade Commission (FTC), the nation?s consumer protection agency, that could be a tip-off to a rip-off. If you?re asked to pay a fee for the promise of a loan or credit card, you can count on the fact that you?re dealing with a scam artist. More than likely, you?ll get an application, or a stored value or debit card, instead of the loan or credit card.

The Signs of an Advance-Fee Loan Scam
The FTC says some red flags can tip you off to scam artists? tricks. For example:

A lender who isn?t interested in your credit history. A lender may offer loans or credit cards for many purposes ? for example, so a borrower can start a business or consolidate bill payments. But one who doesn?t care about your credit record should give you cause for concern. Ads that say ?Bad credit? No problem? or ?We don?t care about your past. You deserve a loan? or ?Get money fast? or even ?No hassle ? guaranteed? often indicate a scam.
Banks and other legitimate lenders generally evaluate creditworthiness and confirm the information in an application before they guarantee firm offers of credit ? even to creditworthy consumers.
Fees that are not disclosed clearly or prominently. Scam lenders may say you?ve been approved for a loan, then call or email demanding a fee before you can get the money. Any up-front fee that the lender wants to collect before granting the loan is a cue to walk away, especially if you?re told it?s for ?insurance,? ?processing,? or just ?paperwork.?

Legitimate lenders often charge application, appraisal, or credit report fees. The differences? They disclose their fees clearly and prominently; they take their fees from the amount you borrow; and the fees usually are paid to the lender or broker after the loan is approved.

It?s also a warning sign if a lender says they won?t check your credit history, yet asks for your personal information, such as your Social Security number or bank account number. They may use your information to debit your bank account to pay a fee they?re hiding.
A loan that is offered by phone. It is illegal for companies doing business in the U.S. by phone to promise you a loan and ask you to pay for it before they deliver.
A lender who uses a copy-cat or wanna-be name. Crooks give their companies names that sound like well-known or respected organizations and create websites that look slick. Some scam artists have pretended to be the Better Business Bureau or another reputable organization, and some even produce forged paperwork or pay people to pretend to be references. Always get a company?s phone number from the phone book or directory assistance, and call to check they are who they say they are. Get a physical address, too: a company that advertises a PO Box as its address is one to check out with the appropriate authorities.
A lender who is not registered in your state. Lenders and loan brokers are required to register in the states where they do business. To check registration, call your state Attorney General?s office or your state?s Department of Banking or Financial Regulation. Checking registration does not guarantee that you will be happy with a lender, but it helps weed out the crooks.
A lender who asks you to wire money or pay an individual. Don?t make a payment for a loan or credit card directly to an individual; legitimate lenders don?t ask anyone to do that. In addition, don?t use a wire transfer service or send money orders for a loan. You have little recourse if there?s a problem with a wire transaction, and legitimate lenders don?t pressure their customers to wire funds.

Finally, just because you?ve received a slick promotion, seen an ad for a loan in a prominent place in your neighborhood or in your newspaper, on television or on the Internet, or heard one on the radio, don?t assume it?s a good deal ? or even legitimate. Scam artists like to operate on the premise of legitimacy by association, so it?s really important to do your homework.
Finding Low-Cost Help for Credit Problems
If you have debt problems, try to solve them with your creditors as soon as you realize you won?t be able to make your payments. If you can?t resolve the problems yourself or need help to do it, you may want to contact a credit counseling service. Nonprofit organizations in every state counsel and educate people and families on debt problems, budgeting, and using credit wisely. Often, these services are low- or no-cost. Universities, military bases, credit unions, and housing authorities also may offer low- or no-cost credit counseling programs. To learn more about dealing with debt, including how to select a credit counseling service, visit ftc.gov/credit.


Where to Complain
If you think you?ve had an experience with an advance-fee loan scam, report it to the FTC.

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

April 2008

Cedarway financial called us and wanted to give us money if we sent them 4300.00 first. Before we sent money we did some research and found out that they were not a real company. I had a friend call them direct and Jason and Mark C. got very upset with my husband because you cannot call them direct. Thank goodness we had the wisdom and love of family and friends to stop us before we lost money we didnt want  to lose. If it sounds to good to be true it usually is- I feel sorry for everyone who lost money but just keep trying to get this guys because they have to get caught sooner or later. God will see them for what they are. DO NOT SEND THIS PEOPLE MONEY -YOU WILL NEVER SEE A PENNY.

Please don't take this the wrong way, but what were you all thinking when you expected to receive a loan after sending your own money to them first? That doesn't even make any sense. Did someone on page 1 really say they sent money to Jamaica??? Why would you need to do that if this company is supposedly legit?

These guys are clearly scammers and criminals but I only have a little sympathy for some of you. Please learn from this mistake.

U won't get your money back. I did the same thing. You have to report it to the fcc, western union, your local polic department and the bbb. Wayne miller did the same thing to me. Said my redunf would be there on monday. They're scam artists. Make sure u report it to western union. I don't want to give out too much info bc I'm in the process of the investigation right now but report them to all those peopl. The more who do the better chance they have at getting caught. I have all the phone conversations recorded from wayne miller as well as thomas pearson so these guys will pay for it when I see them in court! Its a shame that they do this to ppl in need of loans! The F-ked me out of 800 dollars. The woman who picked up the money from western union is going to be in jail before she knows it! What a waste of people! Good luck and we can only learn from our mistakes!

i went to cedarway financial group& totally got screwed! i sent them way to much money with western union and had it sent to canada to debra  couric! they said my loan would be in my bank by tuesday nov 3rd! Guess what,no freakin money,i am beyond pissed ! I want my money back,does anyone know how i can get it back?

I was promised a 10000 dollar loan and gave these people 1500 of my own money and they told me the loan was reassesed and i have to send them more money! so i said i would like a refund of my money and a Mr. Wayne Miller promised me that the money would be credited back within the next billing cycle on the 15th of November. Well come to find out their company number 1877-834-7017 does not work any more and their website now up and vanished. Now i am unable to make my morgage payment and i have bills and my wife's collage course fees...... man i dunno what to do!!!!

These b*****ds got me too! I am so sick three months of my hard earned money went to these crooks!!! Im a single mom and fell into this trap hoping to make a better life for me and my children but instead I am now evicted and lost my car something has to be done!!! Who is picking up the money and how are they getting away with this??????

They scammed me out of 7500 dollars

heather landry or michael flemming. if you really are monitoring this website I strongly suggest you call me back.  you know who I am and I am following you and have reported this scam.  Yes i said scam to the federal trade commission.  You can continue to change your names and phone numbers, but you will get caught.  I have reported the info I have.  Ip address of website and etc.  you took me for almost $20000 and I will find you if it is the last thing I do.  You sent me a contract and then a letter of guarantee that my bank has.  You even talked with the realators, title companie and the bank to assure the money for the loan was wired.  then you ask for more and then you disconnected your number.  I will find you and I want my money back. these phone numbers all of them can be traced.  you are dispicable.  you use all kinds of different names which is probably going to get you for identity theft.  Michael and Heather the local police did voice prints of you voices so beware. I am angry no I am mad.  You have caused me grief and I will not quit until you are done...people beware there are over 14 different companies registered to the same ip address in australia.  the domain is registered to the same person and I have that name and address. so be careful heather landry and michael flemming.

i am replying to your post because my husband and I just went through the same thing. We borrowed money from our parents too and now we are all out over $3000.00. It has made me really sick. This Wayne Miller is a real scam artist. Since your brother-in-law works for the FBI and is getting involved is there anything we can do to report what has happened to us too? Does he think that there is any way we will get our money back? Also has Western Union done anything?

Hi, I just read your msg on tonight. first I wanted to say thank you for replying. I'm so very sorry for the unjustice that been done to you.  When that man made all those excuses to you that was one of your clues and the other one that made me suspious was when he told me that I had to give them eight hundred first. I said to myself the $3000 I asked to borrow why could'nt you just take the eight out of that? Then he ask me if I had a fax machine I said yes he said that he would send ne the papers.  And I have'nt heard nothing else since.  That same night I begain searching the net for info. Honey! I want you to pray for them because time is going to catch up with them and it won't be long. So please be encourage.  And pay very close attention to the small from all those con artist. I that God will restore your loses.

It is sad that we can't reach people before they do the research, but the scammers are so good at how they convince a person that we don't check them out.  They weave a narcissistic spiders web, yes indeed and those of us are caught and suffer in their trap without warning.

West shore lending and a1 lending are both compianies that are trying to scam people! I fell for the first one from west shore lending and sent them the money:( uggggg I wished I would have read this website first I feel sooooo stupid! I have 2 children and I work so hard for my money and it just makes me sick to think there are people out there like that! How could someone do that to people and sleep at night. I just pray every night that someone will catch theese crooks! I didnt falll for it the second time But what should I do to help catch theese people and how do we get our money back??

maryb dont do it,google them first

maryb if you pay close attention to all the companies on hostingforyours.com you will see that everything said in all the website are word for word .this so called jason dude,is one of them if you google their name you will find lots of people compaining i almost fell for it to .and also check on google map the address is not real .

Another two scam companies are: Qualcare Financial and Trident Financial

Maryb!!! God bless you all for doing this!! You just stopped my husband and i from scraping up over 1300.00 to send in to Cedar Way Financial group. We talked to a Mark campbell at extension 371.  We desperately need 7,000.00 before Nove 15th, and thought this was the way out for us.  I just felt in my gut that money should not be used to secure a loan.  I went on line looking for their website and couldn't find one,,,but,,,I found YOU GUYS!!!!! If we had given them that money, we would have lost our home!! We have 4 children.  We are already in bad shape because I got laid off my good job,,,but, this would have broken us.  Thank all of you from the bottom of my heart!! I will keep my money and just pray to God that I can somehow come up with the other thousands to go with it rather than given away what i have to scammers, and being in worse shape.  Why doesnt the BBB or the police or somebody do something about this, I wonder??

Bank of American has NO idea what kind of business Global Trust Funding is but they said that they do not know of such a business.

If she is asking you for money BEFORE you get the loan, that company is a FRAUD.  No company ask you for money upfront before you recieve your loan because it is AGAINIST the law to do so.  I checked out this company myslef and it is a SCAM so beware and don't give them your bank account number.  Most legit loan company would have a lending license number so ask her for their's.  They should be able to provide it to you and if she has an excuse like "you need an attorney to be able to get our license number or we use to give it out but since someone used it in the past, we can't give it out anymore" it is a SCAM.  Global Trust Funding is not even on the BBB website because they just started this FAKE loan company.  All of the legit loan companies are accredited with the BBB and they are not.  You can't even find informations on them yet.  I would advise you to NOT send them your money and I would call the attorney general in that state, which is located in Flordia, and report them.  I know that they are changing up their strategies a bit because we are warning people about them but do not fall for this scheme.  I know that they may seem sincere but they are con artist and they are good at what they do.  Ask yourself this, why is she soooo EAGER to get your money now? They won't be around long because I send in a complaint about their company to the BBB.  Be CAREFUL!

I to recieved a call from a Global Trust Funding. 1-877-215-3827 ext.668. I spoke with a Samantha Green. She said I had been approved for a 10,000 dollar loan. She emailed me a contract. I signed it and faxed it back. She said they needed something to secure the loan. They gave me a choice of a co-signer, a Vehicle worth 35% more than the loan, or I could take out an insurance policy for 900 dollars. I decided to take out the insurance policy. I told her it would be 10/23 before I could send the money and she said that would be o.k. Then she asked me if I could send half of it now and the other half then. I said no, and she said that was fine, to call her back then. She also said that the funds would be deposited into my account from Bank of America. So, what do you think. Should I seen it or is it another scam? Check out their web site. WWW.Globaltrf.com

Christy I totally agree with you! I just looked up there website and its suspended! www.Cedarwayfinancialgroup.com

Does that mean to keep quiet while they target other people?? The more that people knows about these "lending" companies, the better because I want people to learn from my mistakes.  That means less money into the pockets of these scum bags and to PISS them off!! They would have to change their numbers and names of their companies and that cost money so why not warn others.  How many people research companies like this before they send money?? I did with the "lending" company that I sent my money to and there was no warning up about them. I wish that there was a site like this before so those b*****ds couldn't scam me out of money. One voice in this cause can mean a lot of difference for some people's livelihood.  That could mean a difference between having money to buy food or going hungry so if that makes me an idiot, so be it.

Hey jason, i am dealing with cedarway financial right now and im getting worried after reading about them. Are they honest or scammers? Please let me know the truth. thanks......

Another two scam companies are:
Global Trust Funding
Advocate Lending Group

You are never going to get your money back and the only thing that we can do now is to warn other people who were in the same situations that we were in.  If I ran across some of these websites earlier, I would NEVER have sent my money to these scum bags.  All of us here want to WARN others about these people and hope that it puts a dent in their pockets!