did you find out who it was?

I also got called by this number stating that if i did not call them back there would be a big legal mess. They also called my employer for several days until my employers attorney called them. Each time you call that number it goes to a voicemail. No one ever answers the phone. The name on the voicemail box greeting says "Fraud". I did some research on this number and it appears to be coming from Canada. They are using several numbers and claim to have a law office in Florida. The person who calls you claims to be either Frank, Bill Smith or Alex Smith. These are all phony names and phony law firm. They are trying to get money from you using your debit card. They always claim it has something to do with a payday loan. Somehow they obtained phone numbers from somewhere and that is why they are calling. It is a scam. The authorities are aware of it. I told their voicemail not to call me anymore or there would be legal trouble. Lately there has been a lot of this kind of thing going on coming from Canada. They always speak with an accent and this one is an India accent. He does not speak very good english. What attorney does not speak good english? The police can not arrest you as he claims they can this is only a scare tactic. They tried it on me when they left me a message. I just simply laughed. The police can only arrest you if you committed a crime or a judge has issued a warrant for you arrest.

These people called my friend and my cousin stating that if they don't tell me to contact them that they would have charges pressed against them. When asked what company they represent they hung up. When you call this number back it goes to an answering service.

His phone number for reference is 6616410712.

Just received a call from an Indian claiming to be Alex Smith and telling me I had 3 payday loans I had defaulted on and I would be arrested in 2 hours.  I never had the loans and by reading just a portion of this thread, it sounds as if this is quite common.  Well I am on hold with legal aid as I cannot afford an attorney.  They know that and are digging in further, expecting me to fax them a IOU letter that would truly put me into their debt..... hopefully legal aid will help out.

Same thing.  Threatening to contact the FBI if not paid in days.  Numerous phones at home and work.  Finally asked for company name and was given it, after googling and reading her, I called them back and told them I knew what they were doing and all phone calls stopped.

I received a call from 888-296-4293, or at least that is what I was told was the return call #.  I hit *69 and was given the message the call could not be traced.  I was told I was speaking with Nathan Davis and the call was regarding a legal matter.  I told this "Nathan" that I was not able to receive personal phone calls at work...he then stated it was not personal.  I asked for a number where I could call them back at and was given the above referenced 888#.  I told this "Nathan" that I would have to call back but I wanted to know what it was in reference to.  He said he would transfer me to his office because he was not able to give me any information.  So he transferred me which seemed like he handed the phone off to someone else who was named Rachel Williams.  "Rachel" told me that the call was in regards to a payday loan I had not paid from US Cash Advantage that was taken out in July 2008.  I have no idea if I took this loan out or not so I asked for her to email or fax me some information. SHe said they already had and the only way I could obtain any documents was for them to send to my attorney and asked for my attorney's name. I told her I did not have one and I would check in to this matter. I have received calls like this before supposedly from other payday loan companies and been threatened many times.  If I owe $ I will pay it but this harassment has to stop!  The people I spoke with have an middle-eastern accent/dialect and would not provide me with enough information to check the validity of this. Based on past experience - I plan on disregarding this call UNLESS they can provide information in writing that I can verify from my end.  It is ridiculous that people can harass hard working persons with scams like this.

I have been receiving harassing phone calls from a company called Financial Infraction Division regarding an alleged payday loan obligation. I have asked them to send me the information in writing and they have refused.  I was going to, in good faith, pay this but they told me it had to be in one payment.  Then I told them I couldn't do that and they argued with me before finally agreeing to accept 2 payments.  I was then told the only way to pay it is with a bankcard or prepaid credit card.  I'd have to get one and call them with the information.  I was also told that I had to send something via fax within 15 minutes of the phone call, which he then read from a script the wording.  It was to agree to a resolution of this debt.  At this point, I thought twice about it and called the state attorney's office Consumer Mediation Division. They continue to call me time and time again after I told them I have been told not to pay them by the State Attorney's Office and the Consumer Mediation Division.  I told them the name of the company did not sound familiar.  They refused to send me documentation of the debt as being legitimate until AFTER I had paid it in full.  They told me it was in dispute and "their attorneys had confiscated" all of the paperwork.  They called again in the afternoon and I explained to them I needed to see validation that this was in fact a legitimate debt and they got irate asking me I thought I was to tell them what they needed to do.  At that point I told them to send me the paperwork and I'd be happy to pay and to not call me again at my place of employment until they had sent the documentation.  They called 6-7 times in a row repeatedly using harassing language and yelling into the phone.  I've asked for a local phone number sine they told me they were in Miami.  They refused to give me a local number.  They gave me 1-888-296-4293, which I tried to call and it would not go through.  I also tried to *69 the number and it would not let me do this.  They speak with heavy India accents.  I checked with the South Florida Better Business Bureau and they do list them in Fort Lauderdale with an "F" rating. They at first refused to tell me the name of the actual company that I supposedly owe money to.  Once they did, it is not a company that I remember ever having had dealings with.  They also have my personal information including social security number.  

I have told them the repeated phone calls are considered harassment and that I am not allowed personal calls at work.  They kept calling repeatedly.  They gave me names of Frank Williams and Daniel Page AND John Smith.  The supposed company is United Cash.

I also got a call from them and i owe some company money but i have rescently lost my job and unable to pay right now and i ended hanging up on the guy after he insulted me.1 minute later the same guy called me back and said he would give me a job washing his car cause im a loser.I couldn't believe it and I dont know what to do about it or who I can report it to but if someone knows please let me know

A voicemail was left initially on my office phone advising that I owed some debt of some sort.  Then big mistake to answer the phone b/c it was them and it was an even bigger mistake to tell this Indian accent man named Bill, Frank, or whomever he is not to contact me at work and if he needed to reach me he can reach me via mail.  As soon as I hung up, he called me not once, but kept ringing the phone over and over again about 20 to 30 times non-stop!  The number that comes up on the caller id is:  0000.  I immediately filed a complaint with the state's attorney general office.

I received 2 calls at home from 1-877-841-1271. Both times my answering machine picked up I could barely understand what this guy (John Baker) was saying. He had a very thick Indian accent.I paid no attention to the calls since I couldn't understand him and didn't recognize the name or number. My supervisor at work gave me a written message to call John Baker at the number above. I ignored the message. I was paged a short time later to take a call. I answered it and it was the same guy who called me at home. I asked him who he was and why he was calling me at work. He rambled on in very broken english and I didn't understand what he was saying. I told him not call me at work and his reply was that he will call me a hundred times at work if he wants to. I went off on him and all he could say was that I was using such foul language. I called him a few more choice names and hung up. I told my supervisor that if this guy calls again, I don't want to talk to him and explained my previous conversation with him. As I was speaking to the first supervisor, another supervisor came to me with the phone and told me that it was the same guy again. He told the guy I didn't want to speak to him and to call me at home. The guy wouldn't take no for an answer and the supervisor hung up on him. I was told later that this guy kept calling and when they realized it was him, they would lay the phone down in front of a fan and walk away with him still talking.
This a**hole knew my home phone number, my work phone number and the last 4 digits of my SS#, though I didn't confirm whether it was my SS# or not.
The only satisfaction is that I work for the US Postal Service and the postal inspectors have been notified and will be investigating.

I jut got a call from thee creeps myself within the last half hour, telling me I had a payday loan from 2/21/2008 with US Cash Advance and if I didn't settle with then right now I would end up paying over $4000!!  I told then that my lawyer handle all correspondense that they the lawyer needed to call then back with in 30 mins.
 
I phoned and emailed my lawyers, next I'll write a complaint to the FTC.  I checked the only bank account I had at that time - no extra deposits had been made - this is a scam!!!   Please people file a complaint with the FTC so they can help stop these people!!!!

Same old stuff... Seems like they kinda know what they are doing.. I spoke with a Patrick and a Gary Smith..Do you think they could come up with some better names than that? If you have a thick accent, you should have a similar name that goes with it...

I got the same threatening call this morning. I realize it was another scam; however, I am most concerned with what information he/she/they have on me. The caller ID said 0000; however, the callback number was 877-841-1271.

They keep calling, my information was crossed with another person in a different county and somehow they got my information and keep calling, sometimes 30x a day.... they go by alex smith, albert smith, james carter etc.... they are rude and harassing and I do debt collection for a living.. make sure you record them, this is a scam....don't pay them a dime....eventually the law will catch up with them

I have also received about 50 calls from an individual named Alex Smith or Bill Smith. They claim to be attorneys and that they are going to have charges filed against me if i dont call them back that day. They never said what the claim was for. I could not understand the message because the person has an India accent and does not speak English.

First of all what attorney does not speak English. When I have called that number back to talk to them about not calling me I get a voicemail message saying "Mr. Fraud". How dumb do these people think we all are? Besides if they want to sue you they must file appropiate paperwork in the county you live in. I would love to see them come from Canada or wherever they are calling from. Regardless these people are just scum and they try to scare you because they claim to have your social security number. So I have filed Identity Theft, Harassment and Fraud reports against them with the FBI, Federal Trade Commisson and my local police department. I will contacting the attorney generals office as well. I dont care if they are in Canada or not this is a crime that is punishable in court.

If they do call you be sure to record their messages and any conversations you have with them. That way you have something to use against them in court. Just ignore them they will stop calling in a few weeks and move on to something else. That is the way these people work.

i got a call at work,i told this guy i was busy and will call him back,i call him back and he could not provide me with legit info regarding this loan or debt,so i started to make more questions to the point he got piss off and said to me i did not had the right to ask anything....so i told him i was going to report this to the police and hang up,so i call back again and ask to speak to the supervisor and ( erick )reply he's busy and hang up every time i call,so i call the police and the police said the only way they can reverse search this number and find them is with a court order...so were stuck with this scammers,only thing to do is be careful and don't give out personal info... the tel # is 1 ( 877 ) 841 1271

I have been getting harassing phone calls from them for 2 days at work.  They are brutal, yelling, swearing, threatening.  They have spoken with 2 coworkers and my manager, all of whom refused to reveal any personal information about me.  I contacted the Attorney General's office and filed a complaint, they also encouraged me to file a police report due to the fact that they contacted an attorney.  The information that I have gathered is that they ar truly a scam.  If you have ever applied for a payday loan online, whether approved or not, they have your application information and will try to use it against you.

I got another call from them today and decided to answer this time. the guy that has been calling me name is Martin Lewis. I finally told them that i knew they were a fraud and to STOP calling me, that i had already spoken to a lawyer about this. I AM SO MAD! I am worried about ehat information they have on me though. I wish someone could catch them.

These people are in INDIA, and yes it's a scam.  What worries me is they have your SSN numbers.  PLEASE people, file a complaint with the FTC - they can stop these people.

Called saying I wrote a bad check and found out that this was a hoax. I was told that I needed to pay $520.00 or I was going  going to jail. I gave them my bank card number of a card I had closed. I realized that this was a scam. They called me the next day when it was time for them to get the money from the bank. They insisted that I have an attorney call them at this number 877-844-2770. This is a toll free number. I could find no information on this number.

What is the address you sent the notice to?  How did your company get results?

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General

State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!
FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATORS IN THE COUNTRY

Dealing with debt collectors
http://www.budhibbs.com/start.html

Statute of limitations by state ? always double check directly with your own State Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from debt collectors ? always double check with your own State Government website
http://www.budhibbs.com/record.htm


From FEDERAL TRADE COMMISSION WEBSITE ? FAIR DEBT COLLECTION PRACTICES ACT
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.


How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:

you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans? Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html


http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.
If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)
By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

Our company also received endless calls yesterday (8/27/2009) from this guy who identified himself as "Sam Scott." He insisted that he was looking for an employee that currently works at our company. (That individual hadn't been with the company in 3 months.) He had the individual's name, where he worked and even his cell phone number which leads me to believe he was able to hack into a real database somewhere to get the correct information before calling us. I believe that is part of his scam. Since he has correct information he is probably pretty successful at getting money from people who are unaware of what he is really after.

Unfortunately "0000" came up on the caller ID but he was somehow able to call all our lines at once (several times per minute) and tie up all of our lines. He even started used profanity (calling my manager a "motherf---r") and made obscene gestures on the phone (i.e. breathing heavy like some kind of weirdo stalker). He resorted to name-calling and called one of my co-workers a "prostitute." He had an Indian accent which is to say he sounded like he was from India. He himself claimed he was from Florida.

Ok...I just called the number to see what was going on...they say they are in the financial department on Behalf of US Cash Advance....

I work for a government agency...these people have called our phone lines for the past hour....literally non-stop...more than six (6) staff members have talked to this jerk...and he continues to call and hang up. I am in the process of drafting a letter to be distributed to the Attorney General, County Attorney, Prosecuting Attorney as well as the Better Business Bureau, Governor's Office and who ever else falls within the cracks...It is reidiculous...and the individual they are looking for is not even working! We tell them that, they hang up and continue to call back.....I am looking to have someone deported....Serioulsly! When they call our caller ID is blocked, however, the individual that they are calling for was given the number a few weeks ago and gave me the number as a reference when this stiuatio arose today...I hope to get to the bottom of this soon and VERY SOON!

HERE IS A EMAIL I FROM A CASH LENDER ABOUT THE SCAMS GOING AROUND

Dear ....

Thank you for choosing Cash Central. Recently, the CFSA (Community Financial Services Association of America) reported there has been a debt collection call scam that may be affecting consumers nationwide (click here to see the CFSA's official notice). As a valued customer, we wanted to keep you up-to-date in the event you receive a similar call.

Scammers, sometimes posing as lawyers, are contacting consumers and notifying them of a defaulted loan they claim must be immediately repaid through providing a credit card, bank account or wire transfer. The caller often threatens if the debt is not immediately repaid, arrest, extradition to other states and court action will follow.

If you receive such a call, we recommed the following:

-- Verify the call by asking the "debt collector" to verfiy the amount owed, the due date and the original lender name.

-- Do not disclose your bank account information, credit card information or any other sensitive items over the phone until you've been able to confirm if the call is legitimate or by calling the creditor's number directly.

-- If you believe you have any debt, call the business with which you originally loaned and verify the claims with them.

Everyone check out the link below from the BBB

http://www.bbb.org/us/article/widespread-hara ... ta-breach-11792

I too have been getting the same calls that all of you are getting. Do what i have done and report them and ignore there calls. Besure to save the voice messages they leave too there funny and goos=d evidence to give ur attorney ect.

John Smith lol