877-847-6680
amanda
amanda
2014-03-20 17:09:46
Unknown
"Big Daddy" managed to find a lawyer who doesn't exist in an attempt to support these scumbags.
PissedOff
PissedOff
2013-12-20 17:38:52
Debt Collector
This group Kaden Asset Group told me they were in conjunction with Northern Resolution and said i owed on a payday loan. Well they got 200 dollars out of me before i came to my damn senses. I should have found this forum sooner. I owe them a payment today, well i called and canceled my card. Then i called them and used a little of the advice i found here. When i started using it the guy Michael Evans tells me he has  a meeting to attend in 5 minutes. This same guy acted as a "police officer" who was looking for my home to serve me court documents. A long story short i reached down into the pit of my stomach and gave him a nice strong f*** you and have a nice day
J GORMAN
J GORMAN
2013-11-14 18:35:16
Debt Collector
DID NOT RECEIVE PHOBE CALL(s) FROM THIS NUMBER HOWEVER JUST TODAY 11-14-2013 THURSDAY AT 10:20AM FOUND OUT THAT(BY DIRECT PHONE CALL TO A "BRITTANY") THAT NRG/NATIONAL RECOVERY GROUP LLC, & NATIONAL RECOVERY AGENCY IS ONE AND THE SAME DEBT COLLECTION AGENCY. EVEN THOUGH THEY ARE LISTED AS DIFFERENT!
FILE FDCPA/FTC/CFPB/STATE ATTY GEVERAL COMPLAINTS AGAINST THEM!
COBCERNED PERSON/NON-DEBTOR
-K
-K
2013-08-14 17:21:49
Debt Collector
Well my husband got the call first looking for my phone  number. He was not sure who it was and gave them my number. They said it was Amber James and she was going to server me with papers for court. I called back they said they have no Amber James that worked there. That was the first thing that made me wonder what was happening. Then they said they were collecting for a loan that I almost have paid off. They would not give me the loan number. So I got on a chat with the company and said are you suing me for making my payments on time. they said no your account is current and active. The NRG said its the VIP Loan shop I said it is not. They said we have account number I asked Vip what is my account number not the same as the one NRg will not give to me. Since when is a account number a secret thing. I said to NRG you have the wrong account number they said so what.I said server the papers you don't have the correct information. I can prove the payments are being made on time. I now see they are from NY and wonder if I will ever see the papers. I have read that I better check my credit report soon because I am sure they will mess with it. Not that they can make it look much worse. If you are going to threaten people at least have the correct information.Maybe I will be server maybe not. I can prove I have been making my payments so to bad to them......
Angel
Angel
2013-05-02 20:18:20
Unknown
Seen these people on my credit report and don't even know who they are tried to call but no one answers the phone and when i got on the BBB website the are not even BBB accredited i feel like it is a scam. Im calling to dispute it on my report right now cause i dont trust these guys
hopeup
hopeup
2013-04-29 23:52:09
Unknown
Andrew M. Cuomo - Governor
Governor Cuomo Announces Department of Financial Services Notifies Debt Collectors Not to Seek Collection on Illegal Payday Loans

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Albany, NY (February 22, 2013)

Governor Andrew M. Cuomo today announced that the New York State Department of Financial Services has sent letters to all debt collectors in New York stating that it is illegal to attempt to collect a debt on a payday loan since such loans are illegal in New York. Payday loans are short-term loans, typically an advance on a paycheck, with extremely high interest rates that violate New York?s criminal usury law, which limits interest to 25 percent. Considering the fees on an annual basis, the interest rate can be as high as 400 percent.
 
?Today?s notification will remind debt collectors in the state that such practices are illegal in New York,? Governor Cuomo said. ?Studies clearly show that payday loans are not a solution for people with low incomes, but rather a high cost debt trap. That?s why they are illegal in New York, and the State will continue to protect consumers from these misleading loans.?
 
Superintendent of Financial Services Benjamin M. Lawsky said, ?All debt collectors in New York should know that it is illegal to try to collect payday loan debts. We will aggressively enforce the law to protect all New Yorkers and especially low income individuals who are all too often abused by unscrupulous lenders and debt collectors.?
 
Lenders attempt to skirt New York?s prohibition on payday lending by offering loans over the Internet, hoping to avoid prosecution. However, Internet payday lending is just as unlawful as payday lending made in person in New York. No matter what method is used to make the loan, usurious and illegal payday loans are not valid debts and cannot lawfully be collected on. Superintendent Lawsky?s letter makes that point clear to the debt collection industry.
 
The letter states, ?Debt collectors should take note that attempts to collect on debts that are void or unenforceable violate state and federal law. The Department of Financial Services will continue to monitor lenders and debt collectors to protect consumers from usurious lending, including payday lending, through aggressive enforcement of law violations.?
 
Beth Finkel, State Director for AARP in New York, said, ?AARP commends Superintendent Lawsky's actions enforcing New York's strong laws and protecting state residents. Payday loans are predatory in nature and create a cycle of debt for many New Yorkers. These kinds of loans are illegal in New York and should be kept that way.?
 
Linda Levy, CEO, Lower East Side People?s Federal Credit Union/PCEI, Inc., said, ?After 27 years of making affordable small dollar loans, we applaud this reminder that pay day loans are illegal in the state of New York, and must remain so in order to protect all New Yorkers from the downward spiral of high interest rate debt.?
 
Robert A. Martin, Associate Director, District Council 37 Municipal Employees Legal Services, said, ?Payday loans trap working people into an unending cycle of payments at usurious rates that violate New York law. The DFS letter sends a strong statement to debt collectors that they may not collect on these illegal loans against the residents of our state.?
 
Russ Haven, NYPIRG Legislative Counsel, said, ?Governor Cuomo is standing up for working people by warning debt collectors off trying to collect illegal 'payday' loans from New Yorkers. The governor and the Department of Financial Services are preventing an 'end run' around the state's usury laws and protecting New Yorkers from the predatory financial products that trap consumers in a vicious debt cycle and impoverish communities. These loans, with their sky high interest rates and fees, undermine economic recovery and are antithetical to the calls for raising the minimum wage in New York.?
 
Carolyn E. Coffey, Supervising Attorney, MFY Legal Services, Inc., said, ?We applaud DFS for sending a strong message to debt collectors who try to collect on illegal payday loans and abuse our working poor clients.?
 
Susan Shin, a staff attorney with NEDAP in New York City, said, ?Superintendent Lawsky's letter sends a strong message to both debt collectors and payday lenders that their unlawful practices won?t be tolerated in New York State. Not only is debt collection on payday loans unlawful in New York, but we've seen debt collectors engaging in especially outrageous attempts to collect on payday loans against low income New Yorkers, fraudulently claiming they will arrest or press criminal charges against them.?
 
Kristin Brown Lilley, Director of Policy Advocacy, Empire Justice Center, said, ?While it may be impossible to stop predatory lenders from reaching into NY through the internet and other means, the Department of Financial Services? letter affirms that every payday loan with an interest rate over our 25% cap is indeed illegal in New York State. Empire Justice applauds Superintendent Lawsky for sending a strong message that crooks cannot collect on these illegal debts.?
 
February 22, 2013
 
Re: Letter to all debt collectors operating in the State of New York:
 
This notice is to remind all persons and entities collecting debts in New York that they should not seek to collect on illegal, usurious loans made in New York, including payday loans. This includes illegal, usurious payday loans made in New York over the Internet and via phone and mail. In New York, under General Obligations Law § 5-501 and Banking Law § 14-1(1), loans or forbearances under $250,000, made by non-bank lenders or New York chartered- banks, with an interest rate of 16 percent per annum or greater, constitute civil usury and are illegal. Further, under New York Penal Law §§ 190.40-42, loans made in New York with an interest rate of 25 percent per annum or greater constitute criminal usury.
 
Payday loans are illegal in New York under both civil and criminal usury statutes. Payday loans are short-term loans, typically an advance on a future paycheck or other income source. When the fees are annualized, the interest rates are extremely high, often as high as 400%, and hence these loans are usurious.
 
Subject to the provisions of General Obligations Law § 5-511, loans offered in New York by New York-chartered banks or non-bank lenders, with an interest rate above the statutory maximums, including payday loans, are void and unenforceable. Debt collectors should take note that attempts to collect on debts that are void or unenforceable violate state and federal law. The Department of Financial Services will continue to monitor lenders and debt collectors to protect consumers from usurious lending, including payday lending, through aggressive enforcement of law violations.
 
Very truly yours,
 
 
 
Benjamin M. Lawsky
Superintendent of Financial Services
###
Ludacrix
Ludacrix
2013-04-29 17:54:07
Unknown
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Paul Niedzialowski

Title: Executive VP Business Development at Elite Recovery Services, Inc.

Location: Buffalo/Niagara, New York Area

Industry: Financial Services

Education: Canisius College

Paul Niedzialowski

Title: Director of Operations at Northern Resolution Group, LLC

Location: Buffalo/Niagara, New York Area

Industry: Financial

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Kenmore, NY

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citibbbcactioncommittee
citibbbcactioncommittee
2013-04-29 16:48:34
Unknown
http://www.yatedo.com/p/Paul+Niedzialowski/no ... f45a567e05c697d

RESULTS FOR "ELITE RECOVERY SERVICES, INC."
Paul Niedzialowski

Executive VP Business...
Executive VP Business Development at Elite Recovery Services, Inc.
Elite Recovery Services, Inc., Canisius...
Buffalo/Niagara, New York, États-Unis
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Tim Dugan

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Buffalo/Niagara, New York
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================================================
Selected Entity Name: KNIGHTS DESIGN & CONSTRUCTION LLC
Selected Entity Status Information
Current Entity Name:NORTHERN RESOLUTION GROUP, LLC
DOS ID #:3851668
Initial DOS Filing Date:SEPTEMBER 01, 2009
County:NIAGARA
Jurisdiction:DELAWARE
Entity Type:FOREIGN LIMITED LIABILITY COMPANY
Current Entity Status:ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
NORTHERN RESOLUTION GROUP, LLC
7288 SHAWNEE ROAD
NORTH TONAWANDA, NEW YORK, 14120
Registered Agent
NONE

This office does not require or maintain information regarding the names and addresses of members or managers of nonprofessional limited liability companies. Professional limited liability companies must include the name(s) and address(es) of the original members, however this information is not recorded and only available by viewing the certificate.

*Stock Information
# of SharesType of Stock$ Value per Share
 No Information Available 
*Stock information is applicable to domestic business corporations.
Name History
Filing DateName TypeEntity Name
SEP 01, 2009Actual: NORTHERN RESOLUTION GROUP, LLC
A Fictitious name must be used when the Actual name of a foreign entity is unavailable for use in New York State. The entity must use the fictitious name when conducting its activities or business in New York State.
=============================================================
A foreign LLC is an LLC organized in one state that is registered to do business in another state.

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Can an International Corporation Own a California LLC?
A limited liability company, or LLC, is a flexible form of business organization popular among small business owners because it combines the limited liability of a corporation with the pass-through taxation of a partnership. Most LLC?s are organized in one state for the purpose of conducting business only in that state. If an LLC wishes to conduct business in another state, it must register in that other state as a ?foreign LLC.?

Where Foreign LLCs Organize
An LLC that conducts business in more than one state may choose to organize in a state with a more favorable business climate. The most popular business-friendly states for organizing an LLC are Delaware, Wyoming and Nevada. These states do not assess any tax on LLC income and assets, and have very favorable taxation rates on LLC property, wages paid and sales tax assessed. Additionally, Delaware has the reputation of having a very business friendly court system and Nevada is one of two states that do not have an information sharing agreement with the IRS.

Filing as a Foreign LLC in Other States
Once a business organizes as an LLC in one state, it must register as a foreign LLC in another state in order to conduct business in the other state. Filing as a foreign LLC generally requires obtaining a certificate of authority or filing a foreign LLC registration document with the state agency responsible for registering business organizations. Most states will charge more for registration as a foreign LLC than as a domestic LLC. For instance, the Texas Secretary of State charges $300 to organize a Texas LLC, but $750 to register a foreign LLC.

When LLCs Must Register as a Foreign LLC
An LLC organized in one state must register in another state if the LLC wishes to engage in significant commerce in that second state. Merely maintaining a bank account in a state or conducting an isolated financial transaction is generally not enough of an economic connection to require registering as a foreign LLC. However, if your LLC plans to open a physical location in another state, collect debts in another state or own real estate in another state, then there is a sufficient connection to require registration as a foreign LLC.
fed up
fed up
2013-04-29 16:23:38
Unknown
What was the outcome of your suit?
What would your attorney adivise the rest of us to do?

I think this company is also called elite recovery
forthepeople
forthepeople
2013-04-29 16:07:37
Unknown
Yes. That's an affirmative. I have that address for Civil Mediation Bureau.  I called around to find out who thst is. Taleked to attorney general official, bbb, chamber of commerce, buffalo police dept, found out they ate the dame as this nr group every body talking about.

I understand thst a Fraud investigation underway. But file a complaint ASAP!
pissedof-too
pissedof-too
2013-04-29 16:00:58
Debt Collector
Omg! How did you find info for Paul/board of directors? I think he was one of the guys I spoke to when the called me. Using name Civil Mediation Bureau.

Do you know if these guys have the legal right to collect on anyones debt?

Also, is nr group / aka northern resolution group, related to the following co or coincidence?
-------------------------
KNIGHTS DESIGN & CONSTRUCTION LLC
Selected Entity Status Information
Current Entity Name:NORTHERN RESOLUTION GROUP, LLC
DOS ID #:3851668
Initial DOS Filing Date:SEPTEMBER 01, 2009
County:NIAGARA
Jurisdiction:DELAWARE
Entity Type:FOREIGN LIMITED LIABILITY COMPANY
Current Entity Status:ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
NORTHERN RESOLUTION GROUP, LLC
7288 SHAWNEE ROAD
NORTH TONAWANDA, NEW YORK, 14120
liars
liars
2013-04-19 17:58:19
Unknown
Check Better Business Bureau, this company has an F rating.  They are low life scum that buy out of statue of limits debt.  They lie on the phone which is an FTC offense.  Do not be intimated by them. Check your credit reports. They will put it on them.  Dispute them, they cannot validate debt.  Save phone messages and you can sue them for 1000 a phone call.
audball77
audball77
2013-03-16 02:05:50
Debt Collector
I am so glad that i came across this site. i have been receiving threatening phone calls for a couple weeks now from a chic saying that i need to call her back asap because she is filing charges against me in my county in michigan and threatened me that it didnt matter what county or state i lived in that they would find me . And that these charges have something to do with fraudulent checks that i supposedly wrote. her messages always end with her telling me to call her back on her "personal" extension so that i can make payment arrangements to take care of this. i have been super paranoid thinking that someone is writing bad checks in my name or i dont know what. glad to know i am not the only one having issues with these jerks. i will be contacting a real lawyer to handle this bs. thanks to everyone who has posted its been very resourceful and helpful.
Alfalfa
Alfalfa
2012-10-30 12:51:06
Unknown
The BBB shows an address of:

PO Box 566
Buffalo, NY14226

http://www.bbb.org/upstate-new-york/business- ... lo-ny-21703593/
Robert
Robert
2012-10-30 12:41:45
Unknown
the address at Essjay Rd, Williamsville is a bust. But I got this one:
501 John James Audubon Pkwy
Buffalo, NY 14228

Can anyone confirm this? I'm going broke sending Certified Mail to non existent places.

Oh, and the CRAs will just tell you to use the PO Box even though they never sign for their mail....great
Robert
Robert
2012-10-29 18:12:45
Unknown
And unfortunately, the fax number (1877-215-9182) given above is out of service.

If anyone has a good fax number and can verify a physical address, please post
Robert
Robert
2012-10-29 17:56:49
Unknown
Found this guy lists himself as on the Board of Directors for NRG:

Paul E Niedzialowski
90 Nassau Ave
Buffalo, NY 14217-2140
Home (716) 875-9567

He is also known as Paul New and has been associated with Buffalo area collectors for years according to Bud Hibbs.

Perhaps the C&D letters should start going to his house also? along with legal service for disclosure  :) Just a thought
john
john
2012-10-20 23:50:57
Unknown
http://appext9.dos.ny.gov/corp_public/CORPSEA ... _results_page=0

NORTHERN RESOLUTION GROUP, LLC
PO BOX 566
Amherst, NY 14226

NORTHERN RESOLUTION GROUP, LLC
7288 SHAWNEE ROAD
NORTH TONAWANDA, NEW YORK, 14120
chizzel
chizzel
2012-10-11 21:21:15
Unknown
their fax number is 877 215 9182
Johnny W
Johnny W
2012-10-04 18:05:55
Unknown
The same is happening to me right now.  I am so glad I came across this forum!!  Way to go and say thanks to your very intelligent daughter.
Fell4it
Fell4it
2012-09-12 16:57:32
Unknown
The number I have for them and specifically "investigator david" is 866-967-0140
pissed off
pissed off
2012-04-20 21:36:27
Debt Collector
I recieved this phone call about three months ago, the name of the company changed after the first month payment, and now I can't find a way to contact them. Every number that I call is either a fake number, or busy. I have been taken for like $500 and I don't understand how these people get away with this! Wth is going on with this?
steveo
steveo
2012-04-13 15:37:50
Debt Collector
So I found this number and agency listed on my credit report...I'm sure I have a debt, and I have been trying to call the numbers associated with NR group, but can never get through to anyone. How in the hell can this be on my credit report, but not allow me to pay?!?!
NATALIE
NATALIE
2012-04-06 16:38:15
Unknown
THESE PEOPLE ARE SCAM ARTISTS DO NOT I MEAN DO NOT GIVE THEM A DIME !! U WILL NEVER SEE IT AGAIN
Jessica
Jessica
2012-03-19 16:48:51
Unknown
I received a call from these people threatening to take me to jail. they called my parents, my son, my sister and my brother-in-law. I don't even know my brother-in-laws cell phone number, so I do not know how they got it.  I wish there was a way to get a class action law suit for scaring the crap out of people.
atcnavy34
atcnavy34
2012-03-18 15:02:22
Debt Collector
Norhtern Resolution Group is nothing more than a collection agency.  They are not attorneys or any other type of legal group. If they represent themselves as such, they are breaking the law; if they threaten you with arrest or any other legal action when there is no such action pending, they are breaking the law. My attorney has already contacted them to provide proof of whatever debt they claim I owe after posting it on my credit report.  Their response was to post the same so-called debt a second time on my credit report to hurt my score! - another illegal action.  So we filed suit Friday against this company.
Shyte
Shyte
2012-03-08 17:22:17
Unknown
You're full of s*** man. This is a f****ng collection agency, they buy debt, sell it, and collect on it. It's not arbitration. I worked in the collection industry for years. This is what we call the ultimate slap dunn. They either claim to be lawyers, arbitration or working for the state. You're either an employee of this company or somebody who knows the owner. Or you're in the industry yourself, either way you have a personal connection to this company somehow. Keep your garbage stories for somebody who believes it. Quit trying to justify the blatant violations of the FDCPA you make.
knowyourrights
knowyourrights
2012-01-10 00:00:23
Debt Collector
NR GROUP =
NORTHERN RESOLUTION GROUP
7288 SHAWNEE RD
NORTH TONAWANDA,NY 14120
1-877-847-6680

FILING A COMPLAINT:ASAP

ALSO DUE THEIR BUTTS!
CALL 1-855-301-5100
Lynn
Lynn
2011-11-17 14:55:59
Debt Collector
This number called to say I had so many counts of check fraud and stolen property from a school loan that I had. Stolen property would be the books I purchased for school and that I needed a credit card immediately to pay it off because a warrant for my arrest had been issued. I called to check up on that and no warrant had been issued and they used an attorney's name that was unknown to them. BEWARE!!!
Mike
Mike
2011-06-06 21:04:53
Unknown
I've been getting recorded messages from these guys for months.  I called them back today and they claim there was a payday loan taken out in my name back in 2/2007.  They had my SS# and birthdate.  Have no idea how they got it.  Told them they had the wrong guy and they said it was Identity Fraud.  Said I should file a police report and fax a copy to them.  They will then remove my name from their call list.  I checked my credit report today and there is nothing on it about this loan or any other loan.  I'm worried because they have my SS#.  Any suggestions what I should do?
1-775-980-6662 1-702-312-9074 1-347-348-0611
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