This company calls non stop all dayong based in LA and canada. First they use 800 number  none of the numbers match the website. I could post a whole list.

THE INFORMATIN U ARE GIVING IS INCORRECT I RECENTLY GOT MY MORTGAGE WITH UVS CORPORATION, THE GENTLEMAN THAT HELPED ME HAS HELPED MORE THEN MY ACTUAL BANK (CITI) HE DROPPED MY INTEREST RATE TO A 3.25 AND IM SAVING MYSELF ABOUT 240 A MONTH. THIS ISNT A SCAM. IF THE WERE UNABLE TO ASSIST U ITS FOR A REASON BE IT CREDIT SCORE OR UR DEBT TO INCOME THERE WILL ALWAYS BE NEGATIVE REPORTS NO MATTER HOW WELL YOU WORK.

* i said Adam but I meant Stacy

Firstly I wanted to say that Hypotec dealt fairly with me. They said it would take 30 days to get refinaced, but it actually took 37 days. Although it may be partly my fault in getting them the paperwork they needed.
In any case, hypotec dealt with me in a professional and couteous fashion. I know they have been in business for several years, and they truly did get me a better rate.

As a side note: this guy Adam that keeps on posting the same line over and over again. This smells of 'intentional badmouthing' . If I would make an educated guess I'd say he probably works for the competition. Or has a personal grudge of sorts.
David Cecils, IL

www.hypoteclending.com is also www.uvscorporation.com and they change their name often and make new websites under the new name.. It's a boiler room scam outfit operating out of California and Montreal and the owner is a man named Fred Arbitol and he is a slick and savvy mortgage expert and con artist. It's run by Peter and his whole family almost and they delight in Scamming people who are gullible enough to call the  1 866 950 4625 number that appears on both Scam websites.. Mortgage scammers.. beware!

www.hypoteclending.com is also www.uvscorporation.com and they change their name often and make new websites under the new name.. It's a boiler room scam outfit operating out of California and Montreal and the owner is a Jew named Peter Arbitol. It's run by Peter and his whole family almost and they delight in Scamming people who are gullible enough to call the  1 866 950 4625 number that appears on both Scam websites.. Mortgage scammers.. beware!

I never have applied to refinance anything, I don't own property and when I called the # back I got some rude guy named Mr. Blades.  What a bunch of crap.

I know we all get alot of phone calls, but this company actually saved my home for me when nobody else could.

It annoys me that they somehow got my address and want to refinance my house yet they can't mail anything they need to be sued! Bunch of liars

Mr. Blades also called me several times and when I called him back he was abrupt and rude.  He said I applied for a loan online, which I did not.  When it was clear I was not interested he hung up on me.  Very suspicious.

calls my cell  and does not leave message I hate this

I was recently approach by two of Hypotec salespeople Xavier and Chase. They offered to refinance and apartment I have, got all my information but never called back. I called them using this number 1-877-847-8047 and asked for them so I know they work there.
As a result of this incident I put the three  business bureaus on alert. Today I got a call one of my credit cards where they informed me that my card has been charged $700.  Charges were fraudulent.
I’m reporting this to you as well as to the Better Business Bureau and the credit card bank.
Thanks

Continual calls about refinance.  Informed several times that I was not interested but calls keep coming.

Received a call on my cell from 877-847-8047. Looked them up on Whitepages.com.  Shows name of company Hypotec and phone number but no
address.  Suspicious so I looked up on search engine and found this web
site.  Good information so I know not to get involed with this company.
Don't know how they got my cell number.
Thanks for providing this web site.

im going to fight you and then kick you in the face

we have payed for appraisal 450.00 and was told thay would pay us back. did not make on mortgage . being told the pappers where just days away from us singing .was told not to pay credit card thay where paying of with lone money . and 5 months later and all are info. bank .ssn .mortgage papers.and are home Insurance is with a comp. we do not no it was changed with out are noing . and thay will not call us back 10/10/08 was the last  time we talked to eneny 1 plz. some 1 out there help me where do i go to get this comp. shut do for freud. or to let othere pll. no do not use them your life will be tore apart.

we have been dealling with this comp. for about 5 mounth's and  got my wife's bank info. and all her personal info. and had us pay to get the aprasel 450.00 and told us thay would pay us back. and the last thing we heard was the papers where with underwiter and that was 0n 10/10/08 and we have called them like 20 times and tryed to call custurmer service  about as much and no 1 will call us back im freaken out with all the info thay have that can do just about whataver that want with my wife's life on paper. and to beat all we where on the right trak with rebilding her credit and hade not miss 1 paymint in 2 years to out home lone and on there say so we did not make a paymint  thay side the papers would be going in eneny day so it wpuld be ok. thank god we pade off some othere stuff and did not leav the $ in the bank who nows what would have happend if we did . eneny way i dont no what to do or who to call for help . plz if eneny 1 out there can help us out to get started to get this comp. closed down or there name out there so othere ppl. dont go throu the same thing a** we have it would help us alot and alot of others out there and thers more just dont have the space to tell you avere thing we have go throu becouse of thes ppl. thx for the help. DONT USE THIS COMP. AVERE YOU WILL CRY, NOT SLEEP, AND MAT LOSE AVERE THING YOU HAVE WORK FOR .. sry about the spelling

hypotec are scamers do not answer there calls

I have received numerous phone calls on my cell phone from 877-847-8047.  No message is ever left.  I am on the "do not call" registry....does this even mean anything?

I've received 2 of the same kind of calls as above on my cell phone.  The man said that my loan was transferred to them (Hypertech) from Countrywide when, in fact, I never even applied with Countrywide.  He then asked who my second mortgage was through and I don't have a second mortgage. My ONLY mortgage is through HSBC.  He asked what was my current interest rate so I told him.  He then said he'll speak with his manager about getting me a lower interest rate and then hung up.  I, too, believe this is some type of scam.

If you received a value in advance of an actual appraisal you were breaking the rules, along with the appraiser who was in violation of USPAP. That seems to be the game you play -- wanting to know the answers in advance. I have received calls from you wishing for me to do an appraisal -- and to tell you the truth I wouldnt do an assignment with you even if I were starving for work. Many complaints appear all over the internet and it tells me that your business approach is less than professional. This seems to be a problem whereas FHA appraisals are concerned also. Small taters players like you are able to sell to HUD but nobody really sees your tactics. In no way will I ever place my practice in a position of liability whereas your company is concerned, and I urge all appraiers to take a close look at the stacks of complaints against this company before deciding to do an appraisal -- but of course they arent looking for an appraisal they are looking for a comp search with a pre-determined value in mind.

The same thing happened to me. I called Countrywide about a possible refi on 6/6/08 and of course they couldn't help me, but on 6/16/08 Hypotech called, a Katrina Samuels ext 2246, stating the same thing but i didn't pu in an inquiry to them she stated that a gentlemen would be calling, haven't heard anything. That is why I am doing research on them now. I believe that Countrywide sold them the information and it is all a scam.

If what you say is true why didn't you report them to the Better Business Bureau?

I received two phone calls from this phone number.  I just applied for a Countrywide mortgage...I wonder if that's how I ended up on this list.

I was recently approach by two of Hypotec salespeople Xavier and Chase. They offered to refinance and apartment I have, got all my information but never called back. I called them using this number 1-877-847-8047 and asked for them so I know they work there.
As a result of this incident I put the three  business bureaus on alert. Today I got a call one of my credit cards where they informed me that my card has been charged $700.  Charges were fraudulent.
I?m reporting this to you as well as to the Better Business Bureau and the credit card bank.
Thanks

I would like to start off by saying that we do not use tactics to get anyone's information.



In this situation we were given a value by an appraiser and the next day, we were contacted by the same appraiser to let us know that he had given us the wrong information.



In regards to proceeding with the refinance, we are not able to do it simply based on the fact that there is no equity in your home. It has nothing to do with you or your wife's credit scores.



The alternative to refinancing, in a situation like yours, was to speak with our Loss Mitigation department to discuss possible solutions.



At this point, all of your information has been discarded.



If you have any other concerns or complaints, please do not hesitate to call Ben Perez at (877) 847-8047 extension 2225.

Hypotec Lending (HypoPredator Lending) ran a bait and switch scam on me to get a hold of personal information and documents.

Received a call from Hypotec Lending on the 24-25 of April 2008 about re-financing our property. Talked
with a person name Anne Udoh (877-847-8047 ext. 2232). She was going to talk with an appraiser and get back to me on Monday
with re-finance possibilities. On Monday April 28, 2008 I got a call from a Chris Channel (877-847-8047 Ext. 2233)
who said Anne Udoh was out "sick" and he was her "supervisor" and was handling her loans today. He told me that he talked with two appraisers

that would appraise my property at the value we needed to do the loan and I needed to send him a "Borrower's Authorization" and many other
personal information documents such as social security numbers, bank statements, copies of loan documents, etc.

I complied with all his requests, sent him much personal identity information required to proceed with the proposed loan. He sent me an email
saying he was calling me back by 3 PM. He never called. The next day I sent another email requesting he call me. I soon received a phone call

from another person called Sacha Berdugo from their "Loss Mitigation" department. How I went from doing a loan, having a 740 credit score, to

needing "Loss Mitigation" in one day I cannot fathom so I immediately became suspicious. This guy was so agressive, high pressure and heavy

handed that I knew immediately I had been scammed. He gave me this story that the appraisers made a "mistake", and now I was "upside down"

in my property and the only way out was to "hire" his loss mitigation department at a fee of $2,000 to "re-negotiate" my loan. Claiming a "98%"

success rate he tried to high pressured me into signing an agreement to let him "represent me" to renegotiate my mortgage. The agreement is

really scary AND he refused to provide any guarantee in writing or refund should they NOT be successful in re-negotiating my loan. Of course at

this point I declined any further involvement with these guys and demanded that they shred all my documents. The experience was so scary that

we immediately upgraded our Identity Theft Protection service.

One thing I noticed with these people is that they never put anything solid in writing, it was all verbal over the phone, so of course they can deny

doing anything inappropriate. True Lending Predators.

recibi una llamada de hipotec 04/25/2008 le pregunte com consiguio el numero de telefono y me dijero que yo abia llenado una aplicacion en el internet y yo le dije que yo no llenado nada y luego me dijo fue de  country wide home loans me pregunto por la fecha de nacimiento y  social security # yo no entiedo como coutry wide puede dar el numero de mi telefono a comanias para estar llamdo

nadie puede llamar antes de las 8 am o despues de las 9pm para solicitaion

I just figured out how Hypotec does it. . .they just did it with us.  We applied with Countrywide (no problems) and, via the "trigger list" generated by the credit companies when our credit was pulled, Hypotec got our info.  With us being on the no call list they simply called and hung up, leaving behind their 877 number on our caller ID.  When my wife called them to see who they were "no call" doesn't count cause we called them!  Sleazy in spades.  I recommend going to https://www.optoutprescreen.com/?rf=t.  Get off the trigger lists.

I got the same story from Country wide that Mary L got.  I did not fill out an online application; I called countrywide about a possible refinance. Countrywide is selling our information.  I've had it with them. Oh by the way, this company is Lake Worth Mortgage Brokers in Lake Worth, Florida.