I applied for a loan this is the number they gave for lawrence parker financial,I havent been able to get more info on them tho

Scam!!! Unfortunately I believe I am out my money. I appled for a loan through this company and made the initial payment, as soon as I did this, 2 hours later I received a call from Douglas Fisher stating after reviewing my application the lender based in Canada needed another 4 months payments for collateral. Completely fraudalent and misleading. Unfortunately I have to live with this mistake and hope for my money back. Please do not apply or use this service. If applying for this service please read statment 10 of your contract. This is where they got me.

was tying to get a loan just put it this way lost alot of money and dont no what to do.

This number called to my work phone. Any idea who it was?

Yes this is a scan they got 866 dollars from me now you call the number and its just a busy signal

I was also enticed into this scam. I had applied for a loan on line and James Gaston had contacted me via the phone. I had to send them the 1st 5 mths payments as security as my credit is not good. Then I was told by Robert Churchill that the insurance company wanted another 5 mths payments. All of this was sent via Western Union to  a Jennifer Holden in Canada and the loan was coming form a firm in Canada. Then I was told that I had to pay taxes on the loan since it was international. I canceled the loan and am supposed to recieve my refund for eveything on March 1st. After reading all of this, I hightly doubt that I will receive my money. The phone number no longer works and the web site has disappeared. I have filed a complaint with our local police department and am looking into a class action suit. I figure with the Western Union transfers they should be able to track someone down. If interested in a class action suit please e-mail me at tammiebaroth@yahoo.com.

we did this and now me and my sisters and 6 kids are going to be living on the streets

I APPLIED ON LINE THEY CALLED ME AND SAID I WAS APPOVED  FOR FIVE THOUSAND BUT I WOULD HAVE TO SEND THE FIRST 6 MTHS IN ADVANCE CAUSE OF CREDIT  THEY CALLED BACK 6 DAYS LATER AND SAID I WOULD HAVE TO SEND ANOTHER 6 MTHS WHICHED TOTALED 1516.00  THEN I TALKED TO ROBERT CHURCHHILL ON FEB 19 AND HE SAID THEY MONEY WOULD BE THERE BY 5.00 OCLOCK ON THE 19   STILL NO MONEY NOW NOBOBY WILL ANSWER

Why can they get the fax number its a homeline and find these people

Its a scam lost 5000 grand and i got a kid on the way so i dont know what to do now.

what r u doing to try and get your moneny back

Dont do it is a scam trust me it just happened to me

WHO WAS YOUR AGENT? HOW LONG HAVE YOU HAD YOUR LOAN?

did u really recieve ur funds?

I hope NO ONE sends money to these people They got me $1900.00 for a $7000.00 loan  IT'S A RIP OFF !!!!!!!!!!!!

I called New York an could not find anything about them. They are out of Canada Do NOT western union these people money, You will never see it again.Their story sounds professional,but it's a scam

The names I got was Jonathon Moore, Robert Churchill,Douglas Fisher

Yep! they got me out of $1900.00  Promising me a $7000 loan said the funds would be in my bank the next day. Yea right, But if they can live with it, I can. They will get paid back one day.

Did you ever receive your loan $$$$ from them

Have they funded your loan yet or do they change there story everytime the date gets close

Do not send these people any $$$$..  We made the mistake and now we are out alot of $$$.. They tell you one thing and then do something else. You will never see the loan $$$ or any $$ that you send to them..

Was contacted by Peter Morrison... Sent $$ against my better judgement and now being told a story every time we call.  Douglas Fisher is now in charge of my loan... They can never fund the till the nexted week.  I doubt I will ever see my $$$

as previously posted

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

These people used my boyfriend then took $866 of his hard earned cash. Please do something about this company!

PLEASE, NOBODY SEND MONEY TO THESE PEOPLE!!!!!  IT IS A SCAM FROM HELL!  MY BOYFRIEND SENT $800 YESTERDAY BY WESTERN UNION TO A VALARIE DUPONT IN CANADA.  HE WAS SPEAKING WITH PETER MORRISSON, NOW HE WON'T RETURN HIS CALLS NOR WILL ANYBODY PICK UP AT THAT NUMBER.  AFTER THEY GET YOUR MONEY THEY CALL BACK & SAY TO SEND MORE...WHEN YOU TELL THEM NO THEY TAKE YOUR MONEY YOU ALREADY SENT & RUN!!  SO PLEASE DON'T SEND ANY MONEY TO ANYONE YOU DON'T KNOW!  NOW MY BF IS COMPLETELY BROKE & THESE PEOPLE HAVE HIS BANK ACCOUNT NUMBER & HE'LL HAVE TO SWITCH BANKS.

I did a loan online and was also contacted by a Steven Tillman that I was approved for $5,000.00 and I need a down payment of 8 months collateral for this loan, which is $938.08.  I ask him to send me an email but he refuse to send the email, and I ask why he said because of security reason, but when he fax over the loan document and I check the fax heading it only say from gateway to my name, which even gives me more doubt about this company.  I did a request to BBB but have not receive a reply as yet, as I only did it today, and I decided to check on-line on all the options to locate this business, and run into these comments.  He even ask me to borrow the money from somebody to send to them, which draw even more red flag for me. I am glad I did not send my money because I was having too much doubt about them.  Be careful.

has anyone gotten any money from lawrence park financial?

I also applied online with the same company. I spoke with a guy,  James W. and he also told me the same exact thing. I have to send in the first 8 months payment and then they'll distribute the loan. My credit is poor and I was approved for a 30,000 loan. I was extremely shocked and kind of suscipous about the whole idea. Can you please reply whether or not if you think its a scam. thx

I did not get funded after sending them 4 payment of $1250 dollars for a $10,000 dollar loan, then asking for another 4 payments. I am not willing to send an additional 4 payments to secure this loan. After reading some reports on these companies they shouldn't be asking you to send money to a single person. They would ask you to send the money to the company. If you are willing to gamble your money then go ahead. I did and I probably won't see my money back from these characters.

INFO ON THIS ADVANCE FEE LOAN SCAM - DO NOT SEND MONEY - THERE IS NO LOAN!

its called an ADVANCE FEE LOAN SCAM-
THERE IS NO LOAN - NEVER WAS.

The point is to get you to send them money over and over again as long as they can BEFORE you finally ask for a refund that will never come..





http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm

Advance-Fee Loan Scams: ?Easy? Cash Offers Teach Hard Lessons
Looking for a loan or credit card but don?t think you?ll qualify? Turned down by a bank because of your poor credit history?

You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit history. The catch comes when you apply for the loan or credit card and find out you have to pay a fee in advance. According to the Federal Trade Commission (FTC), the nation?s consumer protection agency, that could be a tip-off to a rip-off. If you?re asked to pay a fee for the promise of a loan or credit card, you can count on the fact that you?re dealing with a scam artist. More than likely, you?ll get an application, or a stored value or debit card, instead of the loan or credit card.

The Signs of an Advance-Fee Loan Scam
The FTC says some red flags can tip you off to scam artists? tricks. For example:

A lender who isn?t interested in your credit history. A lender may offer loans or credit cards for many purposes ? for example, so a borrower can start a business or consolidate bill payments. But one who doesn?t care about your credit record should give you cause for concern. Ads that say ?Bad credit? No problem? or ?We don?t care about your past. You deserve a loan? or ?Get money fast? or even ?No hassle ? guaranteed? often indicate a scam.
Banks and other legitimate lenders generally evaluate creditworthiness and confirm the information in an application before they guarantee firm offers of credit ? even to creditworthy consumers.
Fees that are not disclosed clearly or prominently. Scam lenders may say you?ve been approved for a loan, then call or email demanding a fee before you can get the money. Any up-front fee that the lender wants to collect before granting the loan is a cue to walk away, especially if you?re told it?s for ?insurance,? ?processing,? or just ?paperwork.?

Legitimate lenders often charge application, appraisal, or credit report fees. The differences? They disclose their fees clearly and prominently; they take their fees from the amount you borrow; and the fees usually are paid to the lender or broker after the loan is approved.

It?s also a warning sign if a lender says they won?t check your credit history, yet asks for your personal information, such as your Social Security number or bank account number. They may use your information to debit your bank account to pay a fee they?re hiding.
A loan that is offered by phone. It is illegal for companies doing business in the U.S. by phone to promise you a loan and ask you to pay for it before they deliver.
A lender who uses a copy-cat or wanna-be name. Crooks give their companies names that sound like well-known or respected organizations and create websites that look slick. Some scam artists have pretended to be the Better Business Bureau or another reputable organization, and some even produce forged paperwork or pay people to pretend to be references. Always get a company?s phone number from the phone book or directory assistance, and call to check they are who they say they are. Get a physical address, too: a company that advertises a PO Box as its address is one to check out with the appropriate authorities.
A lender who is not registered in your state. Lenders and loan brokers are required to register in the states where they do business. To check registration, call your state Attorney General?s office or your state?s Department of Banking or Financial Regulation. Checking registration does not guarantee that you will be happy with a lender, but it helps weed out the crooks.
A lender who asks you to wire money or pay an individual. Don?t make a payment for a loan or credit card directly to an individual; legitimate lenders don?t ask anyone to do that. In addition, don?t use a wire transfer service or send money orders for a loan. You have little recourse if there?s a problem with a wire transaction, and legitimate lenders don?t pressure their customers to wire funds.

Finally, just because you?ve received a slick promotion, seen an ad for a loan in a prominent place in your neighborhood or in your newspaper, on television or on the Internet, or heard one on the radio, don?t assume it?s a good deal ? or even legitimate. Scam artists like to operate on the premise of legitimacy by association, so it?s really important to do your homework.
Finding Low-Cost Help for Credit Problems
If you have debt problems, try to solve them with your creditors as soon as you realize you won?t be able to make your payments. If you can?t resolve the problems yourself or need help to do it, you may want to contact a credit counseling service. Nonprofit organizations in every state counsel and educate people and families on debt problems, budgeting, and using credit wisely. Often, these services are low- or no-cost. Universities, military bases, credit unions, and housing authorities also may offer low- or no-cost credit counseling programs. To learn more about dealing with debt, including how to select a credit counseling service, visit ftc.gov/credit.


Where to Complain
If you think you?ve had an experience with an advance-fee loan scam, report it to the FTC.

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

April 2008

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt028.shtm
Just When You Thought It Was Safe...Advance-Fee Loan "Sharks"
A different breed of "loan shark" is preying on unwary consumers by taking their money for the promise of a loan, credit card or other extension of credit.

Advertisements and promotions for advance-fee loans "guarantee" or suggest that there's a high likelihood of success that the loan will be awarded, regardless of the applicant's credit history. But, to take advantage of the offer, the consumer first has to pay a fee. And that's the catch: The consumer pays the fee, the scam artist takes off with the money, and the loan never materializes.

Legitimate guaranteed offers of credit do not require payments up front. Legitimate lenders may require consumers to pay application, appraisal or credit report fees, but these fees seldom are required before the lender is identified and the application completed. In addition, the fees generally are paid to the lender, not to the broker or arranger of the "guaranteed" loan.

Legitimate lenders may guarantee firm offers of credit to credit-worthy consumers, but they rarely do this before evaluating a consumer's creditworthiness.

Advertisements for advance-fee loans generally appear in the classified section of daily and weekly newspapers and magazines. Often, the ads feature "900" numbers, which result in charges on your phone bill. Advance-fee loans also are promoted through direct mail and radio and cable TV spots. The appearance of ads in media outlets that you recognize - like your local newspaper or radio station - is no guarantee of the legitimacy of the company behind the ad.

The Federal Trade Commission says you can avoid being bitten by advance-fee loan sharks: Here's how:

Don't pay for a promise. It's illegal for companies doing business by phone to promise you a loan and ask you to pay for it before they deliver.
Ignore any ad - or hang up on any caller - that guarantees a loan in exchange for an advance fee. Legitimate lenders never "guarantee" or say that you will receive a loan before you apply, especially if you have bad credit or no credit record.
Never give your credit card or bank account numbers, or Social Security Number, over the telephone unless you are familiar with the company and know why the information is necessary.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

May 2000