The debts are real, it is a licensed process server warming on BEHALF of someone. I know this bc I am one of them. Maybe it's not on your credit bc the attorney or whomever owns your debt, at thy point has not paid to put it on your credit. As it is their responsibility once they receive your debt. I'm sure you've recieved your judgement. The debt the judgement and the possibility of wage garnishment are all facts. You have to pay your bills. Just bc it's a payday loan,which you deam bs or phony. Is not accurate. I'm sure you're broke pay check to paycheck and bouncing checks all over. People who have a job and a decent relationship w their bank have no need for a payday loan. It's your fault. Nobody else's. if you paid your bills, extreme tactics wouldn't need to be used. Be happy, there doing you a favor in reality. Nobody wants your ss#, you have nothing therefore you are a really bad candidate for fraud.

This exact thing just happened to me... Starting in February. I stupidly just realized what was happening... :(

I received a phone call from Jennifer Jackson who stated she was from a liason office, first on my cell phone then 2 minutes later on the house phone, both with same exact word for word messages and the same # 18778813016. I called back and spoke to Mrs Sanford. She explained to me that a payday loan company that I used 13 years ago is now coming after me because I never paid them back. She told me that my case is in the county courthouse and if I dont pay the $300 off today then I will be served with papers and charged with a misdemeanor and a felony for fraud and writing bad checks with ultimately serving jailtime. She wanted a credit card # to pay full amount and if I chose payments I could only make them with a credit card. She said once I gave her my credit card info she would contact the courthouse and my case would be cancelled. With a completely clean record, I of course freaked out. I didnt give them any personal info yet they knew the last 4 of my social which scares me very badly. After calming down, I called the county courthouse and they have no record whatsoever of anything in my name.

A process server called to say he had papers to serve on my previous last name. he said I had had a malicious fraud and written a bad check to payday loans. Did not know what county and wanted to confirm my address. When I started asking questions, He gave me CCR's number of 877-881-3016. I called and the guy try to verify my last 4 of my ssi #. He had all my last addresses. he never gave me a dollar amount because I had filed bankruptcy last year. He said bad checks were not in a bankruptcy. I said that it was. He put me on hold and never came back.
Now, I find out it was a scam, which I discovered online.
I am reporting it to my local news.

Hi I just got a call from Michael Moore about a case that he needed to confirm my address that he had on file. His number was 877-881-3016, from CR legal services said he was a private locator. He would be serving me papers in the next 24 hours.To my work or home address. He knew what the last four of my SSN # was. That's scary. So what happened with you

Called claiming I owed them money - that their "investigator for Lake County " didn say Sheriff but tried to insinuate she was from the sheriffs dept.   that I owed money and they were filing criminal charges if I didnt clean up the debt today.  I filed complaints with BBB, Emailed the local DA, Lake Co So  and the Atty Gen office.  What slimball people.  Hopefully Karma takes a chunk out of their a**.

Total scam.

I received a call from this number on dec 6th 2012 and paid 200.00 on dec 7th 2012. then went to pay remainder and called the number back and it has been disconnected. via internet I found out it was a scam and reported them to my credit card company where I found out they had tried to take more funds. I have also filed a claim with the internet crime complaint center.

same here....I am still waiting but I still get harrassing phone calls ALL of the time!

How do I get them to STOP CALLING me? Will I need to file a harrassment charge?

This company called my family in another state looking for me saying I was being charged with crimanal and felony chargers.  They also called my room mate.  I called the number 8778813016 trying to figure out what was going on they said they were collection agency trying to collect a payday loan from back in 2008 what's even more wreid is they had the fisrt five of my social.  Where they messed up is it is agaigainist the law for them to call my mom and my room mate.  If its for debt they could only call my spouse and I don't have one total scam beware

This person called my house my mother answered saying it was a call for my brother I don't know if it was a debt collector they wouldn't say. My mother says she sounded young. I wonder if this is the same person who called all those people before? I have a feeling this person is a scam artist trying to get money out of someone.

I received a call about 2:00 p.m. from a female telling me that they were going to file charges against me for malice attempts to pass bad checks.  She gave me the telephone number 877-881-3016 and a claim reference number.  I called the number and a male answered the phone with "Check & Credit Assocs.  I gave him the reference number and he put me on hold.  He came back on line after a long wait and said he was trying the reach the legal department but my call came back to him.  He put me back on hold and I hung up.  About 30 minutes later I called back and Jonathan answered the phone.  I explained I was calling about a possible law suit againt me and gave him the reference claim number.   We confirmed my name.  He told me a check cashing business filed a suit againt me for fraud.  I told him I do not use check cashing places.  He asked if I ever worked at Walmarts.  I said no.  He asked for the last four digits of my SSN.  I gave it to him.  He gave the first five digits of a SSN and I told him it was not me.  He said sorry and the person he was looking for was not me.  I got worried after I hung up because I never give personal info over the phone but thought it was okay because it was just a partial SSN given.  I reported the call to the federal government.

I GOT A CALL FROM THIS NUMBER LEFT ON MY VMAIL WHICH IS THIRD PARTY DISCLOSURE SAYING HE IS A PRIVATE INVESTIGATOR AND THAT HE HAS SOME LEGAL DOCS THAT NEED TO BE DELIVER TO MY HOUSE OR EMPLOYEE. NUM 1 THATS AGAINST THE FDCP TO EVEN SAY THAT ON A VOICEMAIL. BEWARE OF DEBT COLLECTORS AND KNOW YOUR LAWS. NOW IM GOING TO INVESTIGATE THEM THIS COULD BE A MAJOR LAWSUIT TO LEAVE MESSAGES ON A THIRD PARTY VMAIL..ALSO MISLEADING THE CONSUMER BEWARE!!! NO MINI MIRANDA WASN'T SAID EITHER I WONDER DO THE OWENER KNOW,THEY EMPLOYEES ARE DOING THIS...

Just got a call from these people telling me I was going to be taken to criminal courcourt because of unpaid loan. They also told me I could pay something with a credit card.

I received a call from Mike Westbrook, the number came up as 239-999-9999, but he left 877-881-3016. He said the same as the others above, but had the last 5 digits of my social, he gave me a case # and said I would be served at home or work. He said he was calling for additional information.

I got a call from this number to they are taking me to court. I have no idea who this is or why they are saying that.

I received a call this morning stating they were a lawyer and If I didnt pay the money to them for a bad check I had two misdeamenors and would go to jail. The caller claimed they sent paperwork to my work and to my house when I never received anything.  I ran my motor vehicle report nothing on it and also called the courts and they don't have anything on me. Beaware of these people who are posing to be lawyers.

The same number called me today.  It showed up on caller ID as anyonomous, so I did not answer it.  They left message saying they had a case against me and knew my last four digits to my SS#.  The fishing thing was they had my married name which I have not used in 10 years.  I have no intentions of calling back since reading these posts.  Will contact the local BBB about this scam.

Same thing happened to me how did yours turn out.

got a call from this number say that iam going to be take to court he say that he is warrert me i better call back in hit number one now that is a theft iam call the police and report this number now .i just talk to the police the i give them and the number he left on the phone

Got a call from a lady  at a unknown # telling me to call 1-877-881-3016 that said there were 2 cases pending against me and that if I call this # they would work something out w/ me. I told her that I never received any documentation about court. She said that I wouldn't and If I called this # immediately and gave them the case# that they would work something out w/ me instead of going to court. I ask what it was concerning and she said she couldn't open the court documents. I also ask what would happen if I didn't contact this company, she said I would then receive documentation to go to court. How is that possible that I have never received paperwork and they are telling me I have 2 cases pending?

http://www.bbb.org/buffalo/business-reviews/c ... a-ny-190325537/


BBB gives them an F.

It's a scam.
The address they give is to a UPS box.  
18778183016 cannot be trusted.

They only gave me an address when I acted like I owed them money. Sketchy.

I got that same weird call yesterday. A woman called me, and when I answered she mumbled something about serving me with a subpoena, but said she couldn't give me any details about the case. Said that I needed to call 877-881-3016, and gave me a case #. When I called that #, I got a guy named Nasir Castro  who proceeded to threaten me with Federal charges if I didn't give him a credit or debit card # immediately. See, funny thing is, the name I incurred the debt under is not the name they called me by, and the name of the company that the guy told me he represents is not the same name that is on their greeting when I called. Also, there is no record of this company with the B.B.B. I have filed a complaint with the Federal Trade Commission; their # is 877-382-4357. I have also contacted my State Attorney General, per the F.T.C.'s advice. Fortunately, I did not give him any of my information, however he did know the last 4 of my social, and now I'm concerned about possible identity theft?

If you have no debt, then this may be an extortion scam where scammers use bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The FBI warns again http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.

I received a voice mail from a Michael Moore this afternoon. He stated that he was with CCR and Associates and that he represents a company that is trying to collect a debt. He further stated that he has been assigned to my case and is required to serve me papers on a time sensitive matter and that he will be coming to my home address or place of employment to serve these papers unless I return the call immediately. He left the number 877-881-3018. This man knew the last 4 digits of my social as well as my current address. He left a reference number on the voice mail message. I called the number when I got home and a man answered with no identifiable business greeting whatsoever. He simply picked up the phone and said "Castro". I explained the call that I received and he he said "hold on a second" and put me immediately on hold. I hung up instantly. I am not sure what to do here. If this is a valid issue then I would like to handle it as soon as possible. --If not--I am very concerned about the call and how these people got my address and personal information!

I just got a call this morning at 9:30 AM telling me that they were going to file charges against me for malice attempts to pass bad checks and that I had to make a payment this month or he was going to file criminal charges against me. It was an actual debt with a company I had done business in the past with but I was pretty sure they had been paid and wouldn't be calling me 7 years later so I called my attorney's office who has been handeling my credit issues for me and they said it's a scam and not to give this guy any personal information or payments. BEWARE OF THIS SCAM ARTIST!!!!!!!!!

I received a call from a Chad Williams, and he said I owed someone and it was an attempt to collect for them, now when I call I cannot reach him and he has not returned any phone calls, I did not give him any info or money, I find it odd I cannot get into contact with him now...

I was at work when I got my phone call its was around 2:21 pm. my husband told me that some guy call from a private number and it was a unknown name. and the guy gave him a number for me to call which is this same number 877-881-3016............please check in to that for me thank you I am so sick of all these freaking scammers

This is a scam guys