I have had the SAME issue with the threats for OVER a year now. I get multiple calls a day on my cell and sometimes my work. My manager has told them they cannot call here and what do you know, 5 minutes ago Kyle called my desk again. It is illegal and against the law for them to threaten or harass like that. Additionally, you would have to be sued and then taken to court in order for a judgment to be issued against you and them to garnish wages. Honestly, this has been going on for over a year with me and it has NOT affected my credit score because these are payday lenders, who are illegal in my state, they cannot come after me if they were in the wrong first for giving me a short payday loan. I have paid my principal amount back on my payday loans but I refuse to pay their crazy interest that is why I closed my account out. And I am still be harassed for just interest fees. They are wasting their time and breath with me. They are not going to get a cent. Sometimes I even answer my cell phone and leave it next to the radio. I don't even talk to them or answer. This way they get charged long distance fees and I waste their time.
So - just want to let you know - you don't have to be scared that they are going to arrest you. It's a simple fact they are in the wrong against the Fair Debt Collection Practices Law. I would send them a certified letter indicating they are not to contact you at work or any other such number and if they do, keep track of that because they are breaking the law. Enough contacts and perhaps we can finally sue these jerks.
Keep your head up and just ignore their calls if you can. It's annoying, I know, but eventually the calls stop for a few months and then pick up again. And again, they CANNOT arrest you. That's the dumbest thing I have heard all day. Good luck.
RECEIVED CALL FROM THEM AT THE BEGINING OF JULY STATING THAT I OWE ON A PAYDAY LOAN FROM CASHNET USA, I HAD TAKEN OUT A PAYDAY LOAN AND IT NEEDED TO BE PAID BACK SO I SET UP A PAYMENT PLAN, WITHIN 2 DAYS I RECEIVED AN EMAIL FROM CASHNET USA TELLING ME THAT I OWED ON MY ACCOUNT, I CALLED CASHNET USA AND EXPLAINED TO THEM THAT I HAD RECEIVED A CALL FROM AFB KYLE NEWMAN SET UP A REPAYMENT PLAN AFTER HE THREATEN ME WITH JAIL TIME AND PICKING ME UP AT WORK...I WAS THEN TOLD BY CASHNET USA TO NOT GIVE THEM ANYMORE MONEY AS THEY DO NOT DO BUSINESS WITH A 3RD PARTY COMPANY AND THAT THEY DO THERE OWN IN HOUSE COLLECTIONS, THE LADY I SPOKE WITH ADVISED ME TO CLOSE THE CREDIT CARD I USED AND TO ADVISE THEM THAT THEY ARE TO CEASE AND DESIST WITH ALL COLLECTION EFFERTS OR FACE LEAGAL ACTION UNDER STATE AND FEDERAL CONSUMER PROTECTION LAWS....THEY ALSO CALL WITH NUMBER 877-957-2734
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
Sofia Gomez calls repeatedly to my work and cell. Tells me I have a debt...and she works for the local police summons division. After asking her over and over what her company name is she gave me Mutual Management. When I contact Mutual Management debt collectors in Florida, they say I do not have an account with them. The number called from is from India. This is a scam!!!
Same here this # calls my job also and leave threatening messages about filing with Guilford Co. court system.
Debt collectors I think and they are full of it.
I got the same message. I called back and it said test successful. What does that mean?
yes, I got a call to my work number about fraudulent activity to my name and ssn. I don't believe them and they left an ext. # of 119.