Got a call from this phone number.

Thanks K

HEY PEOPLE THE PEOPLE WHO OWN THIS COMPANY ARE CHANTELLE & CHARLES DICKEY THEY RESIDE IN OSWEGO ILLINOIS THIS IS THE ONLY INFO I HAVE AVAILABLE NOW BUT MAYBE YOU CAN PASS THIS TO YOUR ATTORNEYS IF U HAVE BEEN A VICTIM OF THESE TWO...IT WAS DEFINATELY A SCAM!!!!!!!!!

630-554-5806 Comes back to Chantelle Dickey, 505 Rosebush Lane, Oswego, Il. 60543.  They are running a "collection service" from that phone line and address.  Basically breaking laws by the dozens in the name of business!  Get a lawyer and SUE! They have been in and out of business under different names over the past few years.  Have fun with the info :)

It's a scam...you can not be garnished without them taking you to court to get a judgement against you first.

These people have been calling me also, the number that shows up on the called ID is a 253 # but they leave a call back # of 1-888-232-6426. I called them back yesterday and asked for a fax number so I could send them a letter from my attorney. The girl on the phone could not give me a fax number, she stated I needed to call another number to get the fax number. I did and they gave me a fax number of 630-554-5806 and of course this number does not work. They say I owe a payday loan from several years ago which I do not. I am sure this is a scam and I am going to report them.

Yes, they did to me as well! This message was also left on my voice mail today and
they couldn't even be professional and leave an actual person's name with the phone
number. I called them back and they couldn't even provide the client's name or the
actual amount! I told them they were wrong & I had no loan from their dates of 2006-
2007. Sounds very fishy to me!

I recieved a message from this number regarding a wage garnishment on me. Is this real? Has anyone recieved a garnishment from there checks yet? or is this a bluff from them. This person stated I have until Friday to resolve this issue or they are going to go forward and process this wage garnishment on me.

This number is calling me and said I owne 1,900 for a payday loan

these people called me at work yesterday and told me they were gonna garnish my wages.....she said I had to take care of it immediately......this was back in 2006....she asked me if i have moved or chaged banks I told her no....i told her i was at work that I would have to call her from home......well I tired to call this am and I got a message stating we cannot come to the phone at this time plz leave a message....what is this?? If you are who u say u are then u should have more phone lines then one dont ya think?? They tried to get money out of me bout a yr ago and my husband went off....they was talking bout coming to my job and taking me to jail...we called the sherriffs dept. and they said they couldnt do that....it was illegal....anyways when we threatend the ariban guy with our lawyer they stopped calling and now they are calling back......take granted I had someone to still my info and take my bank acc. and steal my money and take out loans and yes I do have a police report showing this.....so I dont owe anyone anything!! Stop calling people at work and at home!!! We dont owe u s***!!!! we cant help ur lives are miserable and you have nothing better to do!! by the way her name was Mrs.Chavers!!

I have reported them to the ftc and the ct state attorney general

NICE TRY SCAMMER  - just the fact that you are on this board - CONFIRMS IT


THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

you might try and locate the person they were calling for - you can be a witness for this person that they violated FDCPA.

ITS ILLEGAL TO LEAVE DEBT DETAILS ON A VOICE MAIL MESSAGE,.

they are required to identify the company name, the agents name and a generic reason for the call - collecting a debt,    BUT cannot LEAVE PERSONAL DETAILS on any answering machine,

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Report these people to the FTC along with your state's Attorney General.

https://www.ftc.gov/phonefraud

It is a simple form and you do not need to put person info if you don't want to. It is easy and may help stop these people. Please file a complaint for each call you receive.

report them to the FTC at

http://www.ftc.gov/phonefraud

I received a call from them today. they said its for a loan back in 2006. I do not have any unpaid loans. I asked them to put this in writing and they said they dont have the actual debt information. They said they only had my name contact information and the amount owed. They said I would have to contact the loan company, cash2day for copies of the debt information. They said in the meantime they would start garnishing my wages. I checked the federal law regarding debt collection and they do need to put it in writing. This is a scam and under no circumstances should you give them money.

I also received a call from these people. Yesterday I received a message from Ms Russell who was yelling at me telling me they were going to garnish my wages immediately. Today, I received a message from a much more gentle woman, a Mrs Douglas. She said I have an old payday loan from 2005. I do not. This has to stop. These people need to be shut down. Everyone needs to report these people each time they get a call. They should be reported to the Attornery General and the police. I don't understand how people could try to scam others out of their hard earned money. The number that was left for me to call back was 88.232.6426, but the caller id was different. Below it asks for the call type. I am putting prank because that is exactly what this is.

U ALL OWE THE MONEY JUST PAY ITZ NO SCAM U BORROWED U PAY

I too today recived a call from this company and have been going through this for over 4 years over and internet payday loan that was paid...They just overtime change names numbers and tactics. First started with a bunch of foriegn men calling stating they were going to send agents to my home blah blah after about a year of this i finally got the information needed and  I reported directly to my State Atty General and they called them and it stopped for nearly a year. Now again this year starting back in February i started getting calls from first Ezelle Williams and Associates stating they were going to garnish wages...once they figured out that wasn't going to get me to call they became DNI Recorvery and were going to file charges against me for check fraud. I at that point again called my Atty general and was reassured this is a scam. Internet Payday loans are illegeal in my state anyway and hold no legal status. So after about 6 weeks now i get this call today too from a Ms. Thomas stating if i didnt call up to 25% would be deducted from my next payroll check which would be very hard for them to do being i am currently a stay at home mom....LOL....what is this world coming too

After a few months of not receiving any calls like this, I recieved two today, one at work and one at home, stating that I owed for a payday loan I never took.  She said that she was calling to offer me a 25% discount or something, instead of them garnishing my wages.  The first call was difficult to hear the person on the line, but I finally figured out that he name was Miss Thomas.  She wanted me to tell her my cell phone of home phone number.  I said that if she had a file on me, she had that information.  When I got home, there was a message on my machine for someone with my first name, but a different last name.  Again, the offer of the 25% discount or a garnishment of my paychecks.  Once that got sorted out, I told them that I don't have an outstanding payday loan and the person began to argue with me and then asked for the last four digits of my SS#.  Of course, I said no.  I told her that if they had a file on me then they have all of the information needed and they should send me a notification in the mail proving what they are accusing me of.  She began to argue again and then said something like," Okay so you're saying no we're going to garnish your wages." And as I was saying, "No, can't," she hung up on me.  Nice.  I have already sued one collection agency for harassment and will do the same if anyone from that company calls me again.

BEWARE ! I have received a call from these people supposedly from "DC Financial Services" - googled the company  and called the number listed on the website - the REAL DC Financial Services does mortgage loans/business loans... and has no idea whatsoever who this MS. CHAVERS is... the person who left me a VM saying that they received a "Wage Garnishment" for me and to call them back to arrange for payment.. SURE!!! It's been at least a week and got another call today - message this time -- they received my "Employment Verification" and to call them back.. This company sounds a lot like Ezell Williams and Associates -- yes Miss Chantelle Dickey... could it be DC (acronym for Chantelle Dickey)... just a thought...

NOTES: Caller ID shows 253-238-0663 / Tacoma, WA
            Call Back No: 888-232-6426

SCAMSCAMSCAM

I got a call from a Ms. Russel DC financial as well. She left all kinds of personal information about someone who was unknown at my number.  I called them back to let them know they had the wrong number and that I thought it was s****y to leave such personal information on someone's voicemail that doesn't know the person "Ms. Russel" hung up on me.  I called back and advised her that my number had better be removed the w***e hung up on me again.  I called back Ms. Bi*** Russel said I better stop calling her line.  SHE CALLED ME....I think the idiot was suppose to block her number when she called me but forgot.  It was to her personal extention.  What an idiot.  I don't think bill collectors have to even have a High School ed to get their jobs.  These people seem to be very shaddy to me..I wouldn't give them any info if they call you....THEY R SCAM ARTISTS...

HEY EVERYONE ....

I GOT A PHONE CALL BY A MR. PERKINS FROM DC FINANCIAL STATING THEY ARE GOING TO GARNISH MY WAGES DUE TO A PAST DUE DEBT WHICH GOES BACK TO 2008 FROM A MYPAYDAYLOAN.COM.  SAYS THE BILL ORIGINALLY WAS $900 AND IT WENT UP TO $2700.00.
THEY ARE FRAUD .. IF THEY CANNOT PROVIDE LEGAL DOCUMENTS, THEN SORRY! HERE IS THE COMPANY TO LOOK OUT FOR:    


DC FINANCIAL SERVICES
319 WEBER RD # 153
UNIT 1
BOLINGBROOK IL 60490
Phone:  888-232-6426 EXT 1


CONSULTED WITH AN ATTORNEY AND THEY HAVE BEEN REPORTED!

So did I and they got to be bogus.    They say they are going to garnish your wages but won't provide documentation of debt.