1:15 a.m.  Automated message from "out of area / unknown" saying my Franklin Bank debit card had been cancelled and to please phone 888-244-5849.  Since we don't bank with Franklin I came to the computer first to check the number.

Recording says Franklin bank card cancelled, call security at this number.

Calling this number leads you through giving them your card number, expiration, etc.

credit card activation fraud.