Mr. Shaw is a bill collector, not a lawyer. He is rude and stupid. Don't fall for his papers being served routine. A loser, not a lawyer.

Received a call from a Mike Jones regarding case that came across his desk and I was to contact this ph# 888-312-0848. Called and was told I had a pending case against me.  Told me I have committed fraud against a bank and that I was being sued.  I then started to ask when was the case filed? When will I be served? And then it got ugly. The guy started yelling and cursing at me dropping the F bomb several times. Then just hung up on me.

Dirty tactics.

collection agency
caller Mike Jones
Bloom Financial Group
caller id 888-312-0848

The Corona Scam operates under many names, with mail drop addresses scattered around Cornona and Lake Elsinore, so just because you can't find a lawsuit under the name they used when contacting you does not mean they have not been sued..

When some "process server" actor is calling you on the phone, they can use any name they want.
When you call back, and they demand payment, they have to give one of their names with a bank account, so they can process a credit card payment, or a check or money order made out to that name.  

They have to use a name with a business license and state LLC or corporate registration to open bank accounts under a fictitious name, or open collection agency accounts with credit reporting agencies like Experian.  Even though they may be using many names, to cloud who they are, and diffuse the appearance of the scope of their operation, they have to create the appearance of the many companies they claim to be, sufficient to operate, even if the same people are behind them all.

Since FDCPA lawsuits can be filed in "any court of competent jurisdiction", and that includes the Federal District Court where the plaintiff lives, it should be expected that FDCPA lawsuits against California companies will show up in federal court scattered across the country, and not just in California.

There may be additional lawsuits filed in other state courts, but again, they would likely not show up only in a search of California court dockets.

Lawsuits against "National FC":
(Lawsuits filed in Florida and Texas)
http://dockets.justia.com/search?query=national+fc

Lawsuits against "Pacific Management Recovery":
(Lawsuits filed in Mississippi, Texas, Pennsylvania, and California)
http://dockets.justia.com/search?query=Pacific+management+recovery

Lawsuit against "Prime West Management Recovery":
(Lawsuit filed in California)
http://dockets.justia.com/search?query=prime+west+management+recovery

Lawsuit against "Atlantic Resource Management":
(Lawsuit filed in New York)
http://dockets.justia.com/search?query=atlantic+resource+management

Possible lawsuit against "HGG",
(Lawsuit filed in Central District, CA.  Nature of lawsuit not clear):
http://dockets.justia.com/search?query=HGG

Or ???????? ?????.

Or maybe ????.

By shill do you mean NAMELESS DICK?

If the above were true there would be both lawsuits filed in various California courts. This information is public record and many courts offer online access to civil case filings. Simply go on court websites to see if suits have been filed against Bloom or anyone else. Also, if the above posts are to be believed, then why hasn't the attorney general stepped in already? Are we stupid enough to believe that telling us this truth today will result in the 1st complaints to the AG? PLEASE.

The real issue is not standing behind settlements because of a single misstep by the consumer.

Contact the Corona Police Department and the Riverside office of the FBI.

There is a cluster of suspect "debt collectors" operating out of Corona CA.
Various names, same M.O.

Or you are a shill.

Amazing how many shills on this thread are claiming "they want fees".

Or you are a shill.

Claiming that these "debt collectors" want and prefer "fees" from "judgements" rather than "settlements" is one of the goals of a string of shill posts related to the Corona Scam.

This supports the intended perception that the alleged debts are "legitimate", that they actually "sue", and that consumers should quickly pay "settlements" on unproven "debts" rather than run the risk of "lawsuits" over suspect debt claims.


"Use simple common sense. The companies purchase debt, there is NO competition between companies, those days are long gone. 10-15 years ago when companies "assigned" debt for collection there was heated competition but today each business owns their own debt. The goal is fees, fees, fees. How and why would "A Bill Collector" be aware of or concerned with another company?"

Spurious argument, put forth to further the above position.  

Competition has driven down the price of old debt to pennies on the dollar, but what is generally missing is access to any validation, encouraging use of illegal threats and deception to divert consumers from requesting proof.  The result has been a proliferation of shady debt collectors routinely using illegal tactics to coerce payment on out-of-statute debt from literally anyone they can get away with tagging with an alleged debt, which is indistinguishable from fake debt collectors collecting on fake debts.

The FDCPA is very clear and straight to the point that the practices that Bloom Financial uses are against the law and can be sued for each and every violation, I suggest people make an Atty General Complaint against this company and contact a lawyer about counter sue them, safe all the teh documentation so if you do get sued you can show the judge the proper steps you are taking.

What exactly does that have to do with what I wrote. I read your other post "Bloom Manager" and it's funny that you NEVER mentioned what "Bloom" can do, what they do do and what the debtor's obligations are".

So please, p****off and everyone else, don't let then get more out of you than necessary, make them honor their settlement offers.

I happen to be a former employee of Bloom. "A Bill Collector" is one of the managers and here's the scam. Once a month he or one of the other "manager" trolls the web pretending to have the "real" skinny on Bloom (violating etc). They then go on line to discourage debtors from paying on settlements resulting in lawsuits. The "managers" get a nice bonus on lawsuit related fees and a % of interest off judgments. None of those "perks" apply to settlements.

Use simple common sense. The companies purchase debt, there is NO competition between companies, those days are long gone. 10-15 years ago when companies "assigned" debt for collection there was heated competition but today each business owns their own debt. The goal is fees, fees, fees. How and why would "A Bill Collector" be aware of or concerned with another company?

He's not, he IS Bloom. Don't take my work for it, read more than one of these sites for yourself.

Randy,

They purchased the account for pennies on the dollar.  Most of the files or accounts that they are purchasing are already out of statues anyways.  The original creditor wrote it off years prior and was given a tax break for it. So they cant threaten to do something that they  have no intention of doing.  
I believe that people should pay their bills, but two wrongs do not make it right.  Some people on here think they got a deal.  Good for you.  Not so good for those that were threatened or harassed or had their rights violated. File a complaint with the FTC.  www.ftc.gov.

Joe, you must be the guy who owns Bloom Financial.
As a professional collector and agency owner, I know and you know that you are violating the laws.
You can not give out 3rd party information.  You can not misrepresent yourself either.  You can not lie to others to get information from them. Surely implying that you work for a Sheriffs dept is cause for a lawsuit right there.  I came to this site because Bloom Financial is up to its old tricks again with a friend of mine.  Same thing, claiming he has a judgment against him when he was never sued, also telling this information to 3rd party's, he did not notify the "Debtor" in his first notice of the Rosenthal  fair debt collection practices Act which is required by law in the state of California.  I could go on and on but it only makes me more angry to see someone abusing the collection industry like this.  
People like this need to be dealt with so please contact the FCC or Consumer affairs office in your state.
Don't let bullies ruin the industry while so many of us just want to help consumers.

Ernie, his mother, father, sister and son were all inducted into the Baseball Hall of Fame.........


MOST BALLS TO BOUNCE OFF THEIR TAINTS!

So I took this idiots advise and did what he said. I ended up sued with my wages attached. Anyway, I've been trying to get information from this guy and guys like him so I could see what became of all this "ACTION" they were taking against these so called scammers.

Guess what?

NOTHING, all this talk was just that. These companies are the scammers as they want our money to go after the Blooms but guess what? They take our $ and don't do DICK!

Dennis,

It's none of the dead beat's concern. The only say so they had in the matter was when & how to use the original credit line and to make their payments. Once they stiffed their credit lender, they ceased to have any opinion or involvement in the debt (other than to pay it). As to what the lender does with their debt, it's none of the dead beat's business, period. The debt buyer has all right and title to the debt and can do whatever the law allows in collecting the debt.

SO, PLEASE, SHOVE YOUR BAD ADVICE WHERE YOUR MOTHER LIVES.

I just want everyone who reads these posts to know that the real scam is Bllom Financial acting like they want to settle your account. The truth is that I had agreed to settle my account in 3 payments. I gave my debit information and the 1st payment went through OK but the second one declined. When I told them that the funds were later available I was told the settlement was history and I owed the original suit amount. Well, I refused to pay that amount, was sued and am now getting my wages attached.

I believe that the posts encouraging people to refuse payment are from Bloom because they want all the fees that idiots like me end paying.

Found this site 2 weeks ago and didn't follow through on the settlement I agreed to. Got served at work yesterday and called these guys. Well, they were rude, refused to reapprove my settlement and laughed about the fees, etc. I'm starting to think that many of these posts are THEM because they don't really want settlements, they want those fees, etc. Thanks!

guys its a buisness. my friend does this for a living and his office did 95,000 in revenue this month of dec. the debt is valid and its purchased for pennys on the dollar. the staff is only 13 collectors its a big buisness and the facts are they can sue u! they wont because it costs  too much and all they will get is a judgement on your credit report. but lets be real everyone on here charged up these cards the debt is valid just pay the princibal balace!  dont go over. if your card was 750 settle for that. dont let them say 1500 or else. offer the original debt they have to take it and report paid on your credit.

Are people verifying their Credit Reports before paying????   I received this call and pulled my credit report, I have no past due or delinquent accounts and I've never defaulted on any credit cards or loans.  I think this is a total scam and the people who are saying this is legit probably work for "Mr. Shaw"

Got my first call from Todd Shaw in early November. Stated pending legal action, need to resolve right away. This is a card I defaulted on for less than 2 grand.  Rough spot, guess it makes me a deadbeat, whatever.  He offered a good deal, it seemed to make sense, so I asked for his offer in writing.  But I never impulse buy, so I never responded to his offer.  He has been threatening 'papers' 'civil suit' 'process server'.  I decided my debts do not need to make me paralyzed with fear.  Looked into it deeply, this debt is outside statute of limitataions (6 years). i called and told him that, he really argued and threatened some more.  Said he would sue for fraud, etc etc.  Called my attorney, was advised to see if papers ever actually show up.  getting a summons simply means you are asked to appear in court.  It doesnt mean you cant still cut a deal before the court date. There are no debtors prisons anymore.  Been reading different posts all day, appears this guy is a big time junk debt, uncollectable debt buyer.  I plan to fight him, and I know how to fight if its necessary.

These peoples are a totally scam a girl called private telling me im a sheriff server i need to know if you going to be on your house tomorrow the sheriff will you a summons she act stupid and she told me call this number if want more information 8883120848 i called a stupid girl answer and says CORPORATE i dont know what and she tranfer me to a dumb called SHAWN this person is so RUDE and told me that i owe $2000 on a credit card i told him that im not working now and he start yelling me at me that he is going to contact my employer that he is going to take away from all the money that i make and he even ask me where you park your car and i asked him why and told me look your car like if the last time because i will take it from you he even accuse me of FRAUD the only thing that I can do is LAUGH that kind of collectors has to be send to jail for the personification of a federal agency which is the SHERIFF DEPT shawn you can suck my B%** next that you call me i will have a digital recorder to REC the conversation Stupid DUMB STOP THREATING PEOPLE i already contact LISA MADIGAN my state attorney and file a Complaint

A friend of mine has been receiving the exact same calls, threats to be sued, accusations of fraud, and plenty of profane and abusive language.  I'm trying to find out more about the company, does anyone have any additional information?  I think Bloomfield Financial Group is a total scam.  I've been able to find companies by this name but they are not the same ones making these calls.  I have located a Bloomfield Financial Group and Bloomfield financial services in Michigan, but when I called them they were very friendly and informative, stating that they people calling were not them, plus their phone numbers didn't match.  I found a Bloomfield Financial Group Inc located in california but it is an insurance company.  So far these people calling have avoided detection because I don't have enough information on them.  All I have is the same 1-888-312-0848 number that everyone has and that phony address they gave out.

DOES ANYONE HAVE A DIFFERENT PHONE NUMBER FOR THE DEBT COLLECTORS?
OR A DIFFERENT ADDRESS?
IF I CAN GET ADDTIONAL INFORMATION TO LOCATE/IDENTIFY THIS COMPANY THEY WILL BE BROUGHT TO COURT.

Also the people who keep posting "pay your bills", "they helped me settle my debt", etc., those are post by the debt collector trying to convince people to pay them.

These people are not legitimate and do not operate within the law.  Do not give them any information, especially bank or credit card information.  Tell them they are violating the FDCPA, and that you are contacting an attorney.  They cannot arrest you, and they won't sue you or bring you to court because it costs too much for them to do that, compared to the amount of debt that is owed.  Also they won't sue you because most likely they have no actually proof of the debt, which is needed.  So just go ahead and mess with them and tell them to sue you.

HAVE SOME FUN WITH THE COLLECTORS BECAUSE THEY CANNOT DO ANYTHING TO YOU.  THEY ARE NOT LEGAL AND THEREFORE WILL NOT AND CANNOT SUE YOU

the reason I'm looking for more information on them is because I'm an attorney who reguarly sues debt collectors.  If I can find out more about the company I will sue them like I have so many other companies in the past.

same as everyone above. just received call!! same amounts,same line of bull...i told him i was an attorney and he lightened up a bit. scare tactics!! he will be reported!!

I received a call from this same company today on my company issued cell phone. Mike Jones called from a with held number and left a msg looking for my ex-husband in the matter of a Civil Suit. I called back to get some information on the matter and was told that my name was also added to the suit. This is matter that was prior to our marriage. I was then told by Mr. Shaw that MY bank accounts would be seized and my wages garnished for the amount of $3444. I told him that he would need to speak with my lawyer because this is not my debt and he told me that it was because we were married and he was going to get HIS money one way or another and not to call him again. He was VERY rude when I told him that I would have to let him speak with my lawyer.

I processed a complaint with my state legislature against BFG. This is ridiculous!

mr shaw so he claims called to threaten my 12yr old daughter about a so called court summons could not tell me what county or a date what a scum bad to scare a young child i have since contacted my attourny i suggest anybody else that hears from mr shaw does the same they purchase debt for cents on the dollar then inflate the bill and try to use scare tacts to make a profit

Spoke with Shaw who started yelling and screaming at me when I told him I knew my rights.  Said that he wasn't going to settle at all now and my $700 debt is now $4k and he WILL see me in court and blah blah blah.  Yes.  5 years ago I let an account go to collections.  Yep, I screwed up.  I do not under any means though deserve to be screamed at, threatened with legal action and told that my employer is going to know what I do with my money.  Dude...  take me to court.  I would love to see this before a judge.