Who do these people think they are telling me there is a problem with my mortgage.

This schmuck calls preying on people in financial difficultiy - especially when its a mortgage! He owes Uncle Sam $11000 since he doesn't even have the courtesy to use the DNC (Do Not Call) list. Cheap b*****d probably can't afford to pay for it.

He has s site for home insurance http://www.4freehomeownersinsurance.com/ and runs out of Orange County in California. I wonder if this is also him:
"Trust Deed Estates (TDE) then took over and set up in North Hollywood, California, later moving to El Monte, California."