I got two of these calls to my cell phone that were directed at my aunts ,not myself. But when i called the numbers the person informed me that each aunt owed payday loan payments, less than 1000 dollars. If you have ever taken one out this could be why they are calling, it is a scare tactic but it would not even be tried in a real court unless it was significantly more money. It is strange that they called me since it was not my debt, makes me wonder what kind of information they have available to them to have my number that was never given to them and not even my sisters or mothers debt but aunts. I also made up numbers when they asked me the last 4 digits of my social security and they consinued as if they were correct. Something fishy going on there id say!

i filed a complaint with my state attorney's office. They tried to call them and they wouldn't answer. I think we need to find us an attorney a have them served with harassment charges. it been over a month since I heard from them.

If it is cell phone, need to go to website and type in the number.  Landline should contact service provider.

I fell for this a few months ago, but they had not tried the whole "go to jail"  it was 300 dollars, and I had the money, so I paid.  They started again this week and it started out be Walter Dickson (Dixson) not sure how to spell it.  When I read your post I remembered  the John Britt name and SD Malone lawyer crap from couple months ago.  They gave me an address of 2002 Summit Boulevard but refused to tell me city and state.

My Attorney General even called them and they got rude with them too.  they told the Attorney General's office that they were going to press charges against the Attorney General's office because they called them about 4 times trying to obtain an address to send the complaint to that I file.  They would not give their address.  Like really?

These fools called me back.. So I called them again and she was like our office didn't call you it was your local district attorney. I was like your crazy. I talked to my lawyer today and he said that is bs they can't sue you and also if you have a warrant duh they don't call you. It is a scam. Then this lady started hollering at me and called me a N**** I was like WHAT??!

I've gotten about 4 to 5 calls from this number with a voicemail message being left every time stating that they are looking for me and the caller is Janet Daniels. It's a combination of automated and actual person. She states that papers need to be served to me either at my place of employment or home. If I have any questions I can call 888.390.5398 and talk to the supposed person that's suing me. Really? If she's trying to serve me then the person trying to sue me wouldn't have anything further to do with the supposed debt. On the norm if you're being served they don't usually call you to tell you. You just have someone show up on your doorstep or at your place of employment if they can't locate you at home first. I spoke with an attorney the last time these people were calling me. I had gotten calls like this before from this person and they stopped but now they've started up again. People have nothing better to do than to harass the hell out of others. If they show up on your doorstep trying to serve you or demanding money tell them to hold on while you go get the payment...close and lock your door and call the police and let them know that you have this person on your doorstep but you think they are running a scam and you'd like police assistance. Some people have nothing better to do than and they take these low budget jobs...they wouldn't like it if someone called them threatening/being a pain in the a** to them or their family members.  

Same lady just called me.  How can I give you my info to "serve" me with an automated message?  Such a SCAM! !!!

I have been getting the same call Janet Daniels or whatever her name is. I called back and said this is my lawyers number. She got real nasty and said LOOK you are getting picked up today and have your bail money ready. I was like excuse me what is your address and who are you guys. She continued to over talk me. I called back and asked to speak to a supervisor she said I told Mr Lacey you  refuse to pay and your not speaking to anyone and hung up. I am like WTH I never got a chance to say any thing. Yes this is a scam. Because who calls you and says they have a warrent so stupid.

Wendy you make this statement, Why?  Do you work for them? Or were you Arrested?

You are going to be served papers for debt claims

Richard Lacey Assoc Janet Daniels calling for Susan Straub...that's not me.

I just reported this number to FCC Consumer Complaints

Please do not call my home for any reason send information through the mail only.

Same type of call.received in September. from Attorney Richard Lacey office.  The person I spoke to said her name is  Sonia Gilmore, that I owed  $1074.00 for writing bad checks and that there was a warrant out for my arrest for fraud charge and there is a felony charge. I would be help on a $50,000.00 bail; unless I wanted to make some sort of settlement. Sad, to say I was shaking and felt like I could not breath . I kept saying please I don;t anyone anything  I never received anything in the mail; how could this be that I knew nothing of what she was talking about. I began to shake and cry, felt like I was going to have a stroke.. She kept emphasizing
Philadelphia Sheriifs office was on there way to pick me up, if I did not comply.  I have never felt the feeling that maybe I lost my mind and I forgot if I had owed someone money, so I agreed to give them $300.00 but I needed time. But, I would give them $150.00 but asked to please hold the warrant off.  Very threatening and they scared me to death. Stupidly, I gave them my debt card information and they got $150.00 from me, with the understanding that this debt is settled. That was September 23, 2013, I asked her to send me a confirmation that this debt was settled. Oh YES!  They email a DocSign form for me to sign and they signed with company called AMG., so I signed it and send it back. I never told anyone; The calls never ceased, always a different number or blocked or unknown,  On Friday, October 11, 2013, when I answered this person said her name is Janet Daniels same type of call horrifying.they were a debt collector they has the last four of my social security number and knew my address. This time it was the Bucks County Sherriff that was coming to get me.
These are the numbers 888-390-5898,Phone Number. 1-242-247-1564. But this time I stalled them and called my attorney and I finally realized it is a SCAM. So beware... How does this stop, I reported it to the Police today and reported this incident. I will change my number relucantly since I need it for work purposes.

I have been getting these calls daily!  When I did answer the unknown caller, it was a recording.  I tried to call the number back, but they were too busy to answer.  How do I get them to stop.  

The same Janet Daniels calls me on my voice mail at work.  She says she's looking for Brenda Covington.  I've called back, tried to let them know they have the wrong number, it's a place of business, no Brenda Covington works for us, etc.  It's been weeks now and they keep calling.  Ugh!

Just had the same threatening and verbally abusive call the brought up a debt that was over 13 yrs old.  When she figured out I wasn't afraid of being arrested she resorted swearing and calling me names I let her know that when I AM done she will be paying all my bills for awhile....

Thanks Tamianth for info.  Just a bit freaked out about this

You can check your states statues of limitations online just google it State name =statue of limitations. But if you asked that Q of a legal office, then its something you already know. Don't fall for the extortion scam game..

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
***************************************
Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

I received a call from them today at my job and my cell stating I owe $1,497 from two online payday loan centers from December 2005!  When I asked for verification they told me the names of the two companies but would not give me any written verification.  They said I can settle for $500 or I can have a warrant issued for my arrest and be served at work!  I called a legal service and they said the statute of limitations is 4 years for these type of loans.  Does anyone know if this is correct?  Thanks in advance.

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

I just received a call from a Janet Daniels saying i was going to be served at home or work. When I called back she said she was with the district attorneys office and I had to come up with $1260 today or go to jail for check fraud. She did give me a name of the loan agency that she thought I still owed(paid it off a couple years ago). I told her I don't have it and can she send paperwork,she said no, I had to pay today. I just asked her how long I'd have to spend in jail  to considered it paid.... I typed in name of agency, I got when I called and found this site at the top of the list.

I just gave this woman five phone calls, its a personal line she must be running on her own. but these debts that they pennies on the dollar are going from one company to another.   They use unfair acts to try and collect a debt they will swear at you and they will call repeatedly.  in your search engine type in fdcpa lawyers and the state your in and they will pop up get in touch with one.  this lady was so upset by the time i was done with her. but she still wouldnt give an address and most of them run off a po box  but they can be sued!

Getting calls once per day from "Unavailable". Recorded message saying they have papers to serve for Karen __ and I should call Janet Daniels at 888-390-5398. After 4 days in a row of getting this message, I called the 888 number.  It says they are the office of Richard Lacey (Lacy?) Allies, if you know the # of your extension dial it now or stay on the phone. It also mentions "If you have received a summons of your complaint ..." I waited on the line for ~30 seconds then talked to a real person. I gave them my phone # and told them I don't know the Karen person and I've had this cell # for over 8 years. I asked why they are calling my #. She looked it up and said the case for Karen __ originated in 2006 and my # had been listed by Karen __ in the past. She said my # would be removed within 48 hours.

just got recording saying they have papers to serve on me at my work or residence and left their phone number. I called back, after being on hold for several minutes, I left them a message telling them I am filing complaint against them. No one is suing me.

i need to saeddel and pay my part my part

they called my work and said i owed money and that they were police they need to be stopped its a hoax

MILITARY!!!!! Ok now it seems they are calling military lines and leaving the messages. Obviously, since the Govt Shutdown, you cant file. I called the MP's and filed with them. So if your sitting on staff duty and those calls come in......DO NOT spread the rumors that the Soldier does not pay his bills and is getting arrested.

i have been getting calls saying i have a federal warrent for my arrst for writing bad checks in the amount of 2187. When i asked for proof she said its al been filed with the district attorney and i will be served and arested today. she then hung up, after i called back 3 times, 2 of which the same lady disconnected the call, this lady named pat allen says that i will be arrested, i can pay the full amount for the bond and still appear in court on fraud charges. when i wanted more information and said their fraudulant she said see you in court monday.
I have contacted the sherriffs, and federal attorneys no warrents. they say its fraud also