888-402-6919
ShillKill
ShillKill
2013-08-03 14:42:04
Unknown
Wow, it's a small world.  I think I can provide some very useful information here.

What folks need to do is contact the office of the Cuyahoga County Prosecutor.  I've done some contract work for them before.   They are top draw and very aggressive in terms of fighting crime.  These folks don't play games.

They have even started a special unit for economic crimes.
http://prosecutor.cuyahogacounty.us/Unit.aspx?uid=5&uname=Economic%20Crime
Gunnnar
Gunnnar
2013-08-03 14:31:39
Unknown
What you've done is inform us of the practices that pervade the debt collection industry. Those of us that know the industry, will not be enlightened by your post. In addition, what you've done is admit that you were a part of a criminal enterprise. Knowingly. That makes you one of the thousands of low-lifes in this country that still think defrauding people for a living is a credible way to make a living. You were wrong then. You may feel differently now. It hardly matters.
Once a person sinks to a certain level, there's no coming back. The stigma of being a fraud will follow you for the rest of your life. There will be no denying it. There will be no escape. You know what you were, you know what you are.
God gave you life. What you do with it is up to you. You've made decisions that will taint your life. It takes a lot to know you're real. It'll take the rest of your life to convince yourself that you are. And that's only if you try really hard at it. Do your best.
Being a real human being is not a common thing. Real people care, we love & we feel for others. Everyone knows that the universe revolves around them. Common sense, from our point of view. What seperates real from the not is the way we live. The way we think. The way we simply are.
Desperation is never an excuse. A real person will never deviate from doing what's right. He, or she, will not condone letting themselves be led to do what is obviously wrong. To do so admits to yourself, and the world, that you're no longer worthy of notice. Be real my friend. I've strived to be real all my life. Of course, I've been shot four times, stabbed, slashed and hated. But I'm comfortable with myself. I know I'm real. I'm loved without condition. I will die for those that matter. They will do the same for me. That's real.
Live Well.
Gunnar
laughable
laughable
2013-08-03 14:15:53
Unknown
I posted as you're a liar under their other 800 notes name and laughable under here. I registered for the site now under laughable so I can get notification of responses. So I am both of the commenters. If anyone has questions please comment ill try to help
You're a liar/laughable
You're a liar/laughable
2013-08-03 14:09:17
Debt Collector
Galaxy capital solutions is the new company name they are the one and the same scam scam scam do not pay contact BBB FDCPA FBI local authorities the Cuyahoga fall police department is 3309282181 the address for the office of these scum bags is 1753 State Rd, Cuyahoga Falls, OH. 44221
Laughable
Laughable
2013-08-03 14:01:27
Unknown
I hope it helps people. They are scamming hard working people out of their money. And most of the time it's people who live paycheck to paycheck. Not some corporate fat cat.  It's people like me. I worked there a very short time. I soon figured out what was really going on and couldn't morally continue to work there I would rather be broke then be dishonest. They are also under that other name I posted on that one too anything to help good people
ShillKill
ShillKill
2013-08-03 13:47:37
Unknown
Thank you so much for giving us a perspective on who this slime ball "company" works.  This is only one of dozens, if not hundreds, of operations like this.  Your story will certainly benefit many folks who have been called by such extortionists
Laughable
Laughable
2013-08-03 13:28:45
Debt Collector
I used to work for this company. It is absolutely 100% a SCAM. They purchase old debt so old in fact that it is illegal to collect on it. In training they talk all this nonsense about the fdcpa laws then turn around and instruct you to use aliases. Two of them one for leads and messages the other for closing. They do NOT have an attorney with any paper work. There are NO attorneys in the office. It's just a bunch of trashy people who can't work elsewhere due to their criminal histories. They sometimes use skip tracing websites to locate neighbors and relatives. That's if they even can afford to pay that bill to keep the membership to the skip tracing site. The managers cuss and scream if you don't get credit card payments for that day. It's called "green". The payment goes directly to the owners bank account. They also threaten people on social security and scare them into paying. The company has the employees say that if a payment isn't made then they will be reported to social security. They state that the loan was taking out illegally if they don't have income besides social security. They also state that social security will stop your eligibility because of this so called fraud.  It's a b***s***. The managers there are a huge joke. They all are in real debt. The one manger has payday loan dept and the office gets called by real collections companies. I'm glad I left this company when I did being that they are on the FBI watch list. DO NOT SEND PAYMENT. They are a SCAM. I know first hand. But I guess I'll just be called an angry ex employee lmao. All because I refused to lose my financial licensing by continuing to work for them and I refused to turn to threatening people to get the illegal results that they demanded. Only worthless people could run and continue to work for these scam artists.
MeOnly
MeOnly
2013-07-07 18:05:26
Unknown
I got a call from this company using an area code to match my number so they could trick me to answer. But when listening to the voicemail they left they leave 888-402-0779. So I research the number and find this ESP & Assoc. After reading several comments from 800Notes I checked out the BBB who released this statement regarding ESP & Assoc...

"On July 25, 2012, the BBB sent certified correspondence to Equity Solutions and Processing Associates regarding their pattern of complaints. To date, no response has been received by the business.

Consumers are stating that they are being harassed with debit collection scare tactics and that the business is not legitimizing the debt owed.

On August 20, 2012, the BBB received a letter from Equity Solutions and Processing Associates stating that they had dissolved the business effective July 31, 2012."

So if the company has been dissolved since 7/31/12, how are they still calling people??? FAKE SCAMMING $#!++ers
suda
suda
2013-05-10 17:02:24
Unknown
call 888-402-0779 ref# 453704 for Jessica Shackleford (or something like that); they have called from multiple #'s: 813-774-6977; 813-579-2997; 813-413-5229 these are just a few. they call 2-3x/day with either a male or female recorded voice.
angry victim
angry victim
2013-03-20 19:58:39
Unknown
"Bill Payer" you are obviously the scammer here.........it's totally clear in the way you are explaining every little detail in how you get your info.  You may not have thought about that when you were typing your response but obviously your upset that we are all ON TO YOUR SCAM.  I don't know how you sleep at night or look at yourself in the mirror!!! You are the scum of the earth that is screwing over inoccent people.  YOU SUCK!!
played their game
played their game
2012-08-30 01:11:09
Unknown
LOL.a Guy named Chris Martin called my parents from a cell phone in Ohio claiming I stole their SS numbers to open my bank account and that I am creating fraud by stealing money from payday loans.funny thing is....I never took one out in my life.so I decided to call this Lowlife and listened to what he had to say.he gave my my SS number as well as my parents..very freaky how he knew it.well I decided to play his game and said I work for the FBI.and I will be investigating this so called debt.he immediately appologized and said it must be the wrong person.I already checked my credit report.nothing on there.clearly these idiots are not professional. And can get any info on you through software.don't let these Moran's scare you.they violated your consumer protection rights.I reported them to my state attorney and they stated there are claims pending on equity solutions and will be persuing charges.my attorney also stated they violated many laws in regards to collection practices.
barbie
barbie
2012-08-07 16:04:25
Debt Collector
a guy name chris called my family to say my husband owed money for a cash advanced place from 6 yrs ago and my husband wanted to give the guy money due to the fact that he had his mothers and fathers ssi numbers. i told him dont tell them u will send them money when they send u paper work. so my husband asked n the guy said no. well days went by and the guy kept calling r home n saying rude n threating to send my husband to jail fr fruad. which my husband never gave the ssi numbers n i know this cause my husband cant remember mine without me telling him. so when the guy left a rude messages on r home phone and i called him back really nice telling him i dont appricate the messages u r leaving n if u would please send paper work we will pay it off. well the guy flipped out on me and had my mother in law in tears because he was telling her that her son is a piece of s*** and thats why he is living with her rent free. well none of that is true we live with his mom cause her husband died 3 yrs ago n she is ill n needs help. so the guy tells me that im making things worse for my husband n i have nothing to do with it and i need to get the hell off the phone. i told him well i wont cause if my husband is paying for something n its r money then i have a right to say what i want. the guy then tells me my husband is a piece of s*** and is a bad person cause he is bring this on to his family and doesnt care to speak bad things about his dad. then i really got mad casue my husband would never speak about his father that way. the guy then starts yelling at me and saying that im a bi*** and that my family are the most dumbest people he has ever talked to and i told him who the hell do u think u r talking to us like that n i want to speak to his superviser and he told me im the owner of this company n u just f****d up talking to me that way. so i just hung up. well he kept calling back at least 50 times n at that point my husband came home and i explain what is going on n i had put the guy on speaker phone n when my husband heared how the guy was talking to me n how he was talking about his dead father my husband hit the fan. so the guy wouldnt stop. so i found this online n told my mother in law to have the guys number blocked n she called the police n they told her to call the state attorneys office n they said they have it on file n that the guy can only call once a day n if they call more u can sue them. so watch out for this company its a scam n they will b rude n try to ripe u off. always ask for paper work before u pay anything n if they cant do that then u know its a scam. the number i got a call from was 1-877-353-7053
suz
suz
2012-07-31 16:36:42
Unknown
If this business is legit then why don't send out the they say per mail!
Ronbo
Ronbo
2012-07-23 18:58:38
Unknown
oops - I meant FTC and not FCC in the above comment.  I also filed a complained with the Pennsylvania Attorney General today.
Ronbo
Ronbo
2012-07-23 18:23:04
Debt Collector
I received a call from them this morning (actually three calls).  They claimed to be ESP and associates, and that they needed to contact me in regards to a lawsuit they had pending.  I did some research and found that they are a debt collection agency, and NOT A  LAW FIRM! I called back, and spoke with Sampson Smith. I told him immediately that the phone call was not an admission that I had any debt with them, and asked for a mailing address (which I already had).  He kept avoiding answering me. I finally read the address to him and asked him to confirm the address was correct.  He snapped at this point and telling me it was the correct address and wanted to know how I had it and why I kept asking him for it if I already had it.  I said thank you and promptly hung up.  I immediately (10 minutes later) mailed a cease and desist letter to him via certified US Mail and filed complaints with the FCC and the BBB (ESP is well known to both apparently).  I am looking into filing a lawsuit for violations of the Fair Debt Collection Practices Act (FDCPA).  I recommend documenting all calls to them, and recording the if possible (make sure that you have the other party's permission to record, on the recording).
deanna
deanna
2012-07-15 16:34:12
Unknown
You go girl!  That is totally fabulous that your uncle is a lawyer!  LMAO!  I too, received 3 phone calls from these losers...finally actually spoke to one of the idiots.  The "attorney" is Chris Martin and his "secretary" is Kelly Green.  Anyone who is within the Criminal Justice System (as I am) can sense from their language and the way they present themselves, the information, and their responses, that they are FAR from being counsel.  I played this out to the hilt!  They so kindly informed me that I owe for a Payday Loan from 2008...keep in mind, I have NEVER applied, let alone received any type of payday loan in my entire life.  Interestingly enough, they in fact did have a specific bank's name that I have used in the past and threatened to withdrawal funds from it. What they didn't know is that account is closed, I live nowhere near the state they claim I lived in and get this...my husband's a prosecutor!  Love it!  Love it!  Love it!  Therefore, they will indeed be receiving a court summons, just as they so kindly promised to do for all these people they are incessantly harrassing!  How do they like us now?  Now that the tables are being turned?  Again...LMAO  ***ATTENTION TO ANYONE WHO HAS RECEIVED A PHONE CALL FROM "EQUITY SOLUTIONS & PROCESSING":  DO NOT ALLOW THESE FRAUDULENT PERSONS TO SCARE YOU INTO DIVULGING ANY PERSONAL INFORMATION.  AND NEVER, EVER DISCLOSE YOUR SOCIAL SECURITY NUMBER, NOR YOUR BANKING, NOR YOUR CREDIT CARD INFORMATION*** Let them threaten all they want...they CANNOT threaten you to collect a debt...IT IS ILLEGAL.  Play along with them if you like, but in  the end, just state that you will hire your own lawyer to investigate.  Let's nail these scammers!
deedra
deedra
2012-07-15 13:30:14
Unknown
I absolutelly agree with you!  This is not the first time i ahve had this company call me...and they don't even know who they are asking for!  DUH!  And yes, they disgust me as well.  LOSERS!
Laurie D.
Laurie D.
2012-06-20 19:26:09
Unknown
You gave them your name and SSN???????

Prepare to be ripped off.
Isn't She Lovely
Isn't She Lovely
2012-06-15 16:55:51
Debt Collector
I just got a call also from a 415 number and the girl Terrly Lee told me to call back at 877-333-7033 EXT 710 and she would handle everything for me on Monday after sending me somthing in the mail. I am not sure if this is real or a scam. I think it's a scam. I'm waiting on the papers before i give info or money. They call eveyday and it's crazy. They say I owe from 2008 I didn't even have a bank account.  I explained my named was used by family memebers once for other debt i had to clear up. She agreeed to work with me just send something. -__- If I owe why not collect the full balance. They are looking to see what they can get. DON'T HOLD YA BREATH YOU NOT  GETTING S***! MY UNCLE IS AN ATTORNEY HE WILL BE LOOKING OVER THESE SO CALLED PAPERS WHY THEY COME AND IF WE CAN WE ARE SEWING THEM. HE HAS NOT LOST A CASE YET. IT'S ON......
cep
cep
2012-06-05 20:33:22
Unknown
I've been on here several times over the past couple of years and I know a mole when I "hear "one...you obviously work for them because you are the ONLY person to write anything positive about this company!! You are just trying to get someone, anyone to believe that this company is legit and try to get some money out of them.  Disgusting...
mel
mel
2012-05-21 17:51:07
Unknown
if you call the 877 and the 888 numbers it is the same computer message that answers the phone.  don't know if that makes them real or just more of the scam.
Tyrone C
Tyrone C
2012-05-03 23:40:17
Unknown
I got a call from you, beware!
Lou
Lou
2012-05-02 20:07:54
Debt Collector
877-333-7033 are these guys real
BigRolls
BigRolls
2012-04-23 19:38:14
Unknown
WELL SAID ROFLMAO@BillPayer!!!

and thanks for the link
bbb
bbb
2012-04-07 15:28:59
Unknown
pay your bills....whats the matter IDIOT your not making any money so you post your stupidity on here.

PEOPLE.. this IDIOT isn't making any money remember he gets paid 7.00 an hour and 15% of what he collects and being collections is way down he probably has to work 12 hour days just to make 100.00 and I'm glad..when this IDIOT goes home he is getting phone calls from other debt collectors to pay his bills and he cant do that and being this IDIOT is a low life lying sleazy debt collector he is embarrassed.
hey IDIOT i wouldn't even do any business with your low life company they have a F rating with the BBB and that is the lowest rating you can get and that means your a constant violator of the FDCPA
PEOPLE   there is 15-20 states where a PDL is illegal that means they don't have a license to loan you money and the law says all loan companies must be license even the low life PDL companies..you can go to ask.com type in what states is a pdl illegal and if you happened to live in one of these states you just saved yourself a lot of money you don't have to pay them,, they wont take you to court because all you have to say to the judge YOUR HONOR I JUST FOUND OUT YESTERDAY THIS PDL IS NOT LICENSE IN MY STATE..most cases are dismissed and the PDL is fined thousands of dollars..
the right thing to do is pay back what you borrowed minus any payments you made.minus all interest charges and processing fees ie..you borrowed 500.00 you pay back 500.00 and pay it to the PDL not the low life sleazy debt collection company.
if you do decide to pay these low life's please don't give them your banking info because they will wipe out your account,,when you go to the ATM to get money it will say funds unavailable because the low life company took all your money pay them with money orders and if they say they don't accept money orders then you say when you start accepting money orders then give me a call and then hang-up.
this is how you screw a low life lying sleazy debt collection company legally...RIGHT IDIOT..
Jess
Jess
2012-04-06 18:10:11
Unknown
That would work IF SOMEONE HAD ACTUALLY GIVEN THEM THE NUMBER.  When I politely tried to tell them that they had the wrong number (because I had never heard of the person they were trying to reach) they called me a liar and said I was the person they were trying to reach and that they would keep calling until I admitted it.  

SO JUST SO WE ARE ALL CLEAR (YOU AND YOUR CAPITAL LETTERS TELLING US ALL THAT WE ARE WRONG) YOU ARE WRONG!!!!!!!!!!!!!!!!!!!!!!
Jessica
Jessica
2012-04-06 18:07:44
Debt Collector
I have received 4 or 5 calls a day from 888-907-6719 and they leave a message telling some Brenda Pritchard to call them back or they will take action without her input.  I called Monday to tell them nicely they had the wrong number & that my phone was a business phone so they should remove it.  I called Tuesday to ask why my number had not been removed and to state that if they did not remove it I would be reporting them to the FTC.  I called Wednesday to again state that they had the wrong number and please remove my name.  (you get the idea right)  Today I called and the man said you are Brenda Pritchard and you are a liar.   I said I was reporting them and he said "and what good will that do you BRENDA because you are a liar and what do you really think the better business bureau is going to to for you.  You can report us BRENDA but we will still call because the BBB cant do anything to us.  

So the "wilddog" who says "Pay b4 its too late!!!" is an idiot because this is a sleezy company that is phishing cell phone numbers to see who they can get money from.
Lydia
Lydia
2012-04-06 16:42:43
Unknown
They told me the exact same thing word for word. I looked at the BBB website and filed a complaint.
Ggirl
Ggirl
2012-04-06 16:36:47
Unknown
They called me claiming I had a payday loan go into my bank account in 2008. The bank account they claim it went into was closed in 2007.  They would not tell me the name of payday loan. Went to my lawyer and he advised to never give them bank information and if they say they are taking me to court tell them to go ahead because I have proof that no money was deposited into this account and they are scammers. He said never let people like this scare you to the point of giving out your banking information.
nene
nene
2012-04-03 16:25:17
Unknown
Wow! I understand about the contact list situation. But let me say this. Say all of this AFTER you lose YOUR collection job, and/or your spouse die. And your literally left with little to nothing to live off of. Then maybe you'll be like the rest of us in this crappy economy! Apparently you pay everything on time. Good for you! But you need to be careful when you put someone else down for something. you don't know their story. And their story might become yours!!
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