This is Check Administration Service. They are a standard, low life, collection agency. They threaten you with empty threats of jail and prosecution. They violate many laws and rules. If you are dealing with the vile people, I suggest you file a report with the NY attorney generals office(ask for Karen) and then file a complaint with the FTC. Here is a link to some great info and phone numbers.

http://www.debtconsolidationcare.com/creditors-information/check-administration-services.html

I received a disturbing voice mail message at work from a woman named Sarah Summers. She advised the call was in regards to fraudulent checking account activity. If I did not return the message the police were going to come to my job or house. The phone number of 888-762-1254 is for a company called "Check and Credit Recovery" aka: Dept of Check Administration. 888-762-1254 and 888-412-1850 are one in the same. She also left a message with a family member telling them about the fraudulent activity on my checking account. Of course my family member was concerned. This company has clearly violated the Fair Debt Act and needs to be stopped.

Same deal and these people will not give up. Got Rachel on the phone and told her that she was violating tons of laws and that I have filed a complaint with the FTC. These people are crooks!

This is the office of check administration service

I received a call from a woman claiming that I have a warrant. Right off the back I knew this was a LIE because my boyfriened is a police officer and he would have informed me of that.  After letting the representative know that she was a LIAR I I explained that I would disconnect the call if she didnt tell me what her call was in reference too.  She explained that I had a check out with CHECK N GO, I agreed and explained that have tried to pay this check after receiving my income tax but no one had any idea what I was talking about at the office where I took out the loan (they acted like I was speaking a foreign language).  I agreed to set up payments to be withdrawn from my account and she agreed to send me a letter regarding the arrangements.  Well the money has withdrawn but no letter EVER received.  I called the 800 # on the site and was told by a woman that she had no information on me.  B***S***!!! when $550.00 has been taken from my account.  I hung up on her and called back which at that time a gentleman helped by giving me the information regarding my account the only problem is that anohter payment for $125.00 is scheduled to come out of my account which takes the total loan to $675.00.  I will call back regarding but needless to say I'm glad this is over because I would like my check writing previliages back and I never want an advance AGAIN!!!!!

message left regarding home loans

I received a call from a woman claiming that I have a warrant. Right off the back I knew this was a LIE because my boyfriened is a police office and woule have informed me of that.  After responding to the representative that she was lying I explained that I would disconnect the call if she didnt tell me what her call was in reference to.  She explained that I had a check out to CHECK N GO which I agreed I did but when I tried to pay this check after receiving my income tax no one had any idea what I was talking about at the office where I took out the loan (they acted like I was speaking a foreign language).  I agreed to set up payments to be withdrawn from my account and she agreed to send me a letter regarding the arrangements.  Well the money has withdrawn but no letter EVER received.  I called the 800 # on the site and was told by a woman that she had no information on me.  B***S***!!! when $550.00 has been taken from my account.  I hung up on her and called back which at that time a gentleman helped by giving me the information regarding my account the only problem is that anohter payment for $125.00 is scheduled to come out of my account which takes the total loan to $675.00.  I will call back regarding but needless to say I'm glad this is over because I would like my check writing previliages back and I never want an advance AGAIN!!!!!

Check Administration Services
167 Ashland Ave  
Buffalo, NY 14222
(866)676-9730
http://checkadmin.com/

We too received a call today regarding this issue.  They  left a voicemail that theywere looking for Vermithia Woods.....don't know who that is.  I am not going to return the call nor will I answer the calls.  I'll let it go to voicemail to see just where this goes.  Thank you for your input!!

I recieved a call on my message machine for my husband reguarding my ex-boyfriend! I am so confused! They have nothing to do with each other! I have no clue what any of this is about but what I do know is that we have taken money from money corner and we paid every cent back! I don't know what to do.

I have revieved several calls from theesre guys. They always tell me on my vmail that they are trying to get a address to serve me papers.. and they are from the department of check services. What crap..

Your so full of s***, im moving forward to press action on this company so that this company acan't do anything illegal any more!

Bud Hibbs is from BUFFALO,NY. He is a debtor that was in over his head in debt of all kind and couldn't pay his bills so he fled to Texas.  And his advice now a days are getting people sued. so be careful with what you learn from his site.

I hope you get this. For I see that you've posted some time ago. And although you may have been angry upset and comfused. It appears you reacted out of impulse. I've read your concerns. And to the credit of a collector. A collector has a lot of power. How he or she uses it is up to them. The only violation I've read it that they called you a mother-f-er. So far that's it. Unless you have them recorded stating that they're attorny's, you havent'a leg to stand on.

Also Keep in mind that you're contacting a company in NYS. I see where you advised people to contact them and record them. Well thats a form of entrapment. Consequently a recorded conversation is NOT admissable in a court of law if the permission is not given by the conversing party. You gotta keep this in mind.

And I know you've consulted your atty friend. Which he probably didnt do anything for you. YOur best bet is as I've said before. Contact the ATTY GENERAL and the BBB and The FTC. If you want to get them shut down that the way to do it. GOOD LUCK.

They Cant. Call them back and inform them they are breaking the FDCPA laws. and Advise them that you will be filing a compliant with the ATTORNY GENERAL for Harrasment. Anytime a consumer files bk(y) and a collection agency still attempts to collect, it is illegal and is considered harrassment.

This message is rendered by someone at the agency. Most likely the owner or a paid employee to sit there and rebut positive comments. I'm so damn tired of these broke down fly by night collection agencies buying these out of statute accounts trying to get rich quick that don't even offer health benefits..dont' wanna pay you what you're worth. And then they go through allllll this trouble in order to get in order to get you to believe their legit.

I just talked with these people. I called and asked about employment. He told me where there located and it's right down the street from my house. Their operating out of a house. They're proabably collecting on all out of statute paper so if anyone pays you'll a fool. Also. I've read some of these complaints about the unethical practices such as legal actions and warrants etc. These things are definately illegal and if someone calls and states that to you you have to report them to the FTC. and your Attorny Generals office as well as the BBB. ---What type of collection agency sets up shop in a HOUSE!....

Yah I have been in contact with these folks before, I had an person named Al Hobes from Check Administration Services regarding a balance of 342 from "Check N Go" I felt I was scammed out of money not knowing if this money was sent back to check n go. U know this company at all?

Ed

Man i didnt think anyone new bout this number and appearntly im not the only one I have recently filed bankruptcy on a couple of cash advances one for 525.00 and one for check n go for 342.00 and i got a call from Check administration services saying thye want me to pay the amount of 342.00 or they would prosecute me for the debt of the bad check. Is this legal for them to do? I know i was in the wrong for the debt but i dont see how thye can legally do this even if i filed bankruptcy.

got a call from this # number in regard to a payday loan i had taken out a while back. I have been trying to pay this debt and have it removed from my credit report but i could never track down who had it. I finally received a letter in the mail. I called then 888 412 1850. I was able to pay this over 2 payments. They emailed a receipt then same day as my last payment was made. I was then able to contact the bureau's to update my score.

also look out for:
866-676-9730
716-332-1858
both of these numbers trace back to
CHOICE ONE COMMUNICATIONS, INC.
167 Ashland Avenue
Buffalo NY 14202-3750
They tried to tell me they couldnt give me my own information per the pricacy act, and they got the year wrong, told me of 1984 and its of 1974.  They turned us over to their investigations dept and the guy tried to strong arm us and when I told him I am a peace officer for the County of Curry, State of New Mexico his attitude chaged and started calling me by the short version of William, Bill.  They claimed to have sent a certified mail to our current address in April, which they didnt have this address until this morning.  They said they have held onto the warrant because they dont want to send an "everyday joe" to jail, but when i asked for the case/docket number they said they would have to get one.  Just fyi, you cant have a warrant without that number.  And how the warrant would go out today, but while talking to investigations they said they will send us a letter, get us in contact with "Check 'N Go" corporate, which will take 3-4 days.  So much for the immediate warrant serving.  
We did contact the NY Attorney General's office, and Karen is sending me the complaint form overnight.  They would like all assistance possible on shutting them down.

thanks for the info on the NYAG office!!!

This will be my last post. I called these people today to dig up more information, and they played nice guy, and that they do "everything by the book." If you are having trouble with these people here is what you need to do:

Contact the New York Attorney General's office at (716) 853-8400 and ask for Karen. She is the Sr. in charge of consumer fraud. Use this contact in regards to threats of jail, and your FDCPA rights being violated. Try to obtain any written documents, written statements from family members, recorded telephone messages, or if it is legal to do so, record your telephone conversation with them. Any evidence to the illegal activities they are using.

Contact the FTC about the same issues as stated above at 1-877-FTC-HELP.

Contact the FCC about them "spoofing" your caller ID. This means if something strange shows up on your caller ID. They are in Buffalo, New York, so if anything else shows up, then that is considered "spoofing." This is illegal according to the FCC. They have a complaint form on their website. www.fcc.gov

Here is the address I obtained for them. This is the address they are registered with at the New York Secretary of State's office.

167 Ashland Avenue
Buffalo, NY 14222

Hopefully this will help you guys in your matters with this company. Unfortunately, I don't have enough evidence to justify suing them, but maybe with this knowledge, you guys will. GOOD LUCK!

I was just contacted by my family telling me about these calls they've been receiving telling me to call this number.  Sounded fishy from the get go, I'm glad I came across this site!!  I have also forwarded this information on to my lawyer & am waiting anxiously to hear back from her. I too will visit this site daily until these people are stopped!!

another great website I came across

budhibbs.com

lots of good info there

they are going to be stopped very soon. I'm already cooperating with the proper agencies that govern the violations they are committing. Kbeard, gather up any evidence you can. Look into recording a phone call with them. If you live in Oregon, you SHOULD be able to record the conversation without telling them. I spoke with someone at the New York Secretary of State office, and confirmed this is the state they operate out of(I have their address, but I won't release it until my lawsuit gets started). To my knowledge, Oregon and New York are both "1 party consent states." I'll attach a website for your reference. According to your post, they have violated several of your FDCPA rights, and you have the right to sue them, just as I do. It's going to take some evidence. Get in touch with me tomorrow, and we'll work on nailing these scammers!

(DISCLAIMER: Again, i'm not an attorney, i'm expressing my opinions and interpretations of the law as I understand it.)

https://www.helpmanagemydebt.com/Recording-Ph ... -Collectors.htm

I recieved a call from these guys today.  I than got a call from my work saying to be ready for them to show up with the authorities to arrest me if they didn't put me on the phone.  I wasn't at work and an hour later my neighbor came knocking on the door saying they left a number after the neighbor refused to take theer phone over to my house.  They have called all my family members and once told my daugher who was baby sitting that if her parents didn't call back by 3:00 p.m. that afternoon her mom and dad would be going to jail.  Somehow today even tho I know their not located in Oregon they appeared on caller ID at a local number from this counties courthouse.  I didn't answer it but when I called back they county answered and verified there was no one by that name or who performs tasks like that in the county.  At what point are these individuals going to be stopped?

some more links to some good info. remember, these people pray on people's weakness, that is their game! stand up to them.

http://www.creditinfocenter.com/eBooks/PoorMansClassActionLawsuit.shtml

http://www.mwns.com/BTF/Fair%20Debt%20Collect ... 0Collectors.htm

Remember not to tip these people off as to what we are doing. This is the kind of company that can just pick up and disappear the next day.

I have dug up quite a bit of information on these guys today. I will be willing to share it within the next few days. I need to wait until the attorney I have spoke to gets back to me tomorrow. I am actively putting together a lawsuit. I will speak to my attorney about maybe all of us in a class action lawsuit. I now know who they are, and where their address is, and I will share that information soon. FDCPA violations they have committed towards me include,
(A) misrepresenting themselves as a lawyer and law enforcement, as well as misrepresenting the debt.
(B) Contacting my family.
(C) harassing me by calling me a "stupid mother f****r."

Other laws they have broken:
Spoofing caller ID(per FCC guidelines)
Violating the stay of my bankruptcy by contacting me(per bankruptcy law)
theres a few more, but I will not list them at this time.

What you can do to help? gather up as much evidence as you can. Phone messages, written testimony of family they have called, any mail they have sent you.

(DISCLAIMER: i am not a lawyer, the following is my interpretation of the law, choose your actions at your own discretion, i may be wrong!)

Furthermore, my I suggest you call them and have a recorded phone conversation with them. CHECK YOUR STATE LAWS BEFORE YOU DO THIS!!!!!!!! I live in Washington, so legally, I cannot record the phone conversation, unless I tell them it's being recorded. This is called "2 party consent." Other states have "1 party consent," which means you will be able to record the conversation without their knowledge. I'm certain, that they are based in New York State. As far as I know, this is a "1 party consent" state. Which according to my interpretation of the law, if you call them from a "1 party consent" state, you should be able to record the conversation without telling them beforehand. (REMEMBER, I AM NOT A LAWYER AND THIS IS ONLY MY PERSONAL INTERPRETATION!)Here is a link to some of that info: https://www.helpmanagemydebt.com/Recording-Ph ... -Collectors.htm

you can get a small device at radio shack that connects a CORDED telephone to a tape recorder. It cost's $20-$25. If you don't have a tape recorder, they have them for about $35.

I will check this website daily to answer questions and give feedback, and remember you can email me personally at Chad311k9@aol.com

If we all stick together, these scam artists will receive justice!

they called my mom house 2 time 7and 715 am pacific time . they told my mom i was going to jail for 10 year for wright the check and after i called them back and i told them you have my  address and if you surved us then were the court info they told me they would send it if i gave the right info to them after i read the law to them on collection . they said they have entill aug 5 of 2008 to collect the bill befor the time up. and wanted me to pay before they put me in jail . i told them to follow the law . i will be calling the local courts in 30 day . they have to send you a letter by law and you have 30 days .