Wanted to know who owns this number.

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It can be very stressful on some people. You will also start getting letters in the mail from them that may eventually turn more demanding.

Bottom line is that credit cards are unsecured so they can not take your car, house, furniture, etc. Their only recourse is that they can really damage your credit rating and or garnish your wages.

I would suggest contacting each of your original credit card creditors (not the creditor of record) and ask to have the account closed; this will stop interest from accruing.  But this is rarely the answer. Or a debt will continue to grow.  So it's best if you settle with them as it'll save you money. Ask for a final bill and then just try to pay a certain amount on each balance if possible or put them aside and concentrate on your mortgage and children.

If you have a credit card with a low balance with available credit it may be a good idea to keep one card for emergency situations (unless you have some savings available) and just pay the minimal amount or even concentrate on paying it off (to save on interest charges).

Once you start earning more income, either try to pay off the balances of the closed accounts little by little or if you're in the position to, contact each credit card company directly and make an offer to pay a % (usually 50-70%) of the balance owed (think about your offer before you call them). If you choose to do this, stay firm on your offer and document everything. Request to mark the account paid in full (keep all documentation and proof of payment). Most companies will accept this because they feel that something is better than nothing. They may make a counter offer and they'll most likely end up calling you back to accept the offer. Good luck

I thought I could not be contacted at work either ,  I had made an arrangement to make payments for 90 days then not realizing that my card expired i forgot to contact them to change the information.It was a huge misunderstanding and I ended up receiving the judgement.

Me too.  They called me at work and said asked if I ever had a judgement against me and said that they couldn't give me any information other than who the creditor was, and that I would have to wait for the papers.  They said they were going to garnish my wages through my payroll deductions.  I thought that it was illegal for them to do this.  Tina is the person I spoke to who said that I had alot on my credit that I owed, and I told her that other than the debt I supposedly owed to them, the other stuff was none of her business.  She then disconnected the call.  I called her back and said that they were violating my rights through the fair debt practice act, by calling me at work.  I think I am going to need to get something in writing from the company before I pay any money.  She also sounded like she was at home with a baby in the back ground.

Have no idea who these people are the called me telling me there has been a complaint filed
against me for what I have no idea then they gave me a complaint number to call back I called they
transferred me to several different people I got suspicious and hung up