888-511-1130
tim h
tim h
2014-07-01 22:10:45
Unknown
Received a letter from overcash law notifying me i owed $3.000 some dollars.they called my father asking for my name..how they got his number is another  story..tried to ask them what it pertains to..would never tell him..and is now consider suing pants off them..im currently paying close to $10,000 my ex wife put me in debt..and shes currently making over50,000..alot more than i make..tired of being miserable. Enough of this s***!!!!!!!
J
J
2014-05-29 15:37:18
Unknown
My bad. I just realized that auto fill from the last number I put in took me here. I have no idea who this is calling. Good luck.
J
J
2014-05-29 15:33:59
Debt Collector
You people are nuts. I'm talking Jerry Springer material. This is E-Securitel. My bank sent me a new debit card because of the whole Target fiasco, and my payment for cell phone insurance did not go through because the old card was cancelled. They were returning my call as I had left them a message asking for a call back so I could update my payment info. I have no idea where in the hell some of these stories came from. It's like all the "people of wal-mart" have populated this post all at once.
Rose
Rose
2014-04-22 23:15:43
Debt Collector
I keep getting calls from this number and they have some kind of story about owing alot of money.  Scary that whoever is calling from this number had phone numbers.  Never heard of this company before.
not my debt
not my debt
2014-04-22 14:45:46
Unknown
they are calling me for my husbands x wife 2 to 3 times a day... even after i have told them to stop... so before you say this to people you should know all the facts
Wobin
Wobin
2014-03-10 21:13:46
Unknown
Very unprofessional, loser.
Amber
Amber
2014-02-25 17:12:20
Unknown
It's collectors like you that piss me off! Don't act all high and mighty like you've never seen hard times! You idiots should know if we had the money to pay the stupid bill we'd freaking pay it just to shut ppl like you up! Guess what a$$hole, your crappy attitude and the way you treat ppl only makes you look like an inconsiderate a$$ and no one is going to want to arrange any kind of payment with you!
Silly Puddy
Silly Puddy
2014-01-06 03:18:08
Unknown
Reality, you must be from freaking INDIA, IRAN, IRAQ, SOMEWHERE that we AMERICANS, PAY YOUR WAY.....
Silly Puddy
Silly Puddy
2014-01-06 03:06:55
Unknown
If you have told them not to call again and they do file a complaint with the FTC
GFY
GFY
2014-01-01 21:41:35
Unknown
I had some "legal" paperwork delivered this morning. I have a few issues with it though: 1) the bottom left of the first page shows a date of 06/2013. The bottom right is hand signed with a date of 12/5/13 (and looks like it was signed by Elmo). And the right side has a date of 12/19/2013 stamped on it. The next to last page has a date of 10/09/13, and the last page has a date of 10/24/13. If I have a limited amount of time to reply, what the f*** took so long to get it to me?     2) One page says I haven't paid my HOA fees since March of 2012. I still receipts and check stubs that proves 100% that I paid them after that date.           3) I still have the original HOA bill in my hand stating that the payment deadline is today.
4) How the h**l do their fees come up to over $7100? Any info ftom you all would be very helpful.
ELLENBRUG
ELLENBRUG
2013-12-07 12:10:23
Unknown
IS YOUR NAME ED SCOTT OR JOYCE OR THE FEMALE WHO IS SO INTERESTED IN MY LIFE
Ellenburg
Ellenburg
2013-12-07 11:58:45
Unknown
WE LOST OUR HOME IN 2008 TO A TOTAL LOSS HOUSE FIRE AND WERE REPLACING OUR HOME ITEMS AND PURCHASED A COMFORTER SET AT JCPENNEYS AND EVENTUALLY EDWARD h OVERCASH GOT INVOLVED AFTER WE REFUSED TO PAY DUE TO DAMAGES THAT COMFORTER SET DID TO NOT ONLY OUR HOME BUT OUR SONS NEW HOME AND THE FIRST NIGHT HE SPENT WITH HIS NEW WIFE SHE SLEPT ON THE SOFA DUE TO HONEYMOONING AND LEAVING THE AIR OFF SO IT BECAME HOT AND THEY EXPLODED AND GREW AND GREW AND WE DID NOT KNOW THAT WAS THE CULPRET WE HAD ALREADY MOVED THE SET TO OUR BASEMENT PARTIALLY FINISHED AND THEY INVADED OUR NEW HOME AND TOOK OVER   WE RETURNED THE SET TO JCPENNEYS WHERE THE STORE MANAGE WOULD NOT ALLOW IT IN THE STORE AND DISTROYED IT BY FIRE, OVERCASH BEGAN MAKING HARRASHING PHONE CALLS AND TREATENED US AND CALL EVERYONE WHO KNEW US BUT WHAT THEY DID NOT KNOW IS WE HAD A CASE. THEY CONTACTED OUR SONS IN-LAWS PARENTS AND HUMELIATED US AND ALL OVER A NEW COMFORTER SET FULL OF BEDBUGS THAT WAS PURCHASED AT PENNEYS AND INFESTED OUR SONS NEW HOME AND OUR CAMPER INVING IN IT TO GET A HOME BACK AND THE HOME WE WERE REPLACING.  BEDBUGS LOVE COOL AND LAY COMFY AND COME OUT DURNING WARMTH.  SO DO WE FIGHT YES BUT WE ARE SO BROKE WE DONT HAVE MONEY TO FIGHT SO WE WILL DO THE BEST WE CAN TO STOP THIS AND DECLARE WE WILL NEVER PAY A DIME UNTIL OUR EXPENSES FOR THE BEDBUG SITUATION IS PAID THAT WILL PAY THE BILL FROM CREDIT CARD THAT WAS PURCHASED ON ANYWAY.
S
S
2013-09-11 04:41:23
Debt Collector
That can't actually be Edward...can it? lol

I got a call 2 days in a row. The man I spoke with on the phone attempted to verify my last four SSN and I simply said "I do not give that information over the phone." He then tried to verify my date of birth and I said "I do not give that information over the phone." He then stated "but I have an important business matter to discuss, I just need you to verify the information so I can talk to you about it." I responded with "How about you provide me with your mailing address, I'll send you a certified letter, and we can discuss this matter via mail." He then provided me with the mailing address. He also provided me with my account number to reference.

Law Offices of Ed Overcash, LLC
37 Villa Road, Suite 507
Greenville, SC 29615

Then today he called again and we had the same conversation except this time before we hung up I said "Please do not contact me anymore over the phone. You'll have to wait to receive my letter and respond to that. Any further contact will be perceived as harassment. Have a nice day." and I hung up.

Most of the time debt collectors can be dicks, understandably, they deal with dicks all day every day. This wasn't the case here because when these people are dicks I turn into a dick. I hate doing that bc they're trying to earn a living too. If you send them a letter stating not to contact you or your place of work then legally they can't, and if they try then you can sue them.
Edward
Edward
2013-09-06 17:54:01
Debt Collector
Please Refere to cases filed and judgments obtained.... Enough said!! Good luck with your horrible credit worthyness... We are FDCPA Compliant, CFPB Compliant, and plan to succesfully resolve every acct and case through any avenue necessary!!  Enjoy being dead beats
Chances Are
Chances Are
2013-04-13 22:05:08
Unknown
My dear Debtor,  

You obviuously are very anal.  Pay your bills. Really!!!  LLCcollectors are boarder line legitmate. Very boarder line.  For the most part they pull old records that hav e already been approved for buy out which off set original  creditor to write it off for tax purposes. Once that is done, the bill is closed out. They can not collect on this bill.  The llc's buy your information to try to make you pay through intimmidation..  Now do you think that is fair and worthy of a wanna be company to harrass people.  And let me add before I close - they don't want to accept that they have a wrong number.  Now this is a real  problem.  Tell me and others on this how to resolve this issue!!!!!!!!!!
Chances Are
Chances Are
2013-04-13 21:18:06
Unknown
Good for you telling Debtor were to go.
r. doe
r. doe
2013-04-07 15:20:58
Unknown
your not very good at your job are you Mr. debit collector
mr. doe
mr. doe
2013-04-07 15:19:00
Unknown
he calls my family and sends me bills the problem is it's not me so what's your answer to that MR. pay your bills.
john
john
2013-03-14 09:39:46
Unknown
that is right I just got called from this same law office about some one else but when I check the my credit report from credit bureau, it is showed this same law office had inquiry my credit history. I have no idea why and how they can have my SSN# and trying to harrassing me , I have not have anything to do with this debt matter at all. we all must to report to SC BAR against this idiot
C9662
C9662
2013-02-24 22:58:33
Unknown
You can call the original creditor and they will give you the info. More than likely the debt was charged off and another company bought it for a fraction of the amount and has not enlisted Ed OverCash to collect on it. Whatever money they collect goes to them and not back to the original creditor. You can always pay the original creditor and they will just forward the payment to the correct place.
C9562
C9562
2013-02-24 22:55:26
Unknown
Under the Consumer Protection Act if you write them a letter asking them to stop contacting you, then they must stop unless they are contacting you to inform you of a new action that will be taking place. They won't give you their address though. I had to Google it.

You all should file a complaint with the Federal Trade Commission. The complaint specifically asks for details of who is calling, and what they are saying. Here is SC's website outlining our rights as consumers. If you click on the link that says "File a Complaint," it will take you to the FTC website. http://www.consumer.sc.gov/consumer/Pages/default.aspx

By law you can actually sue them and get a settlement if they keep up their illegal practices. Arm yourself with this info for the next time they call. I know I am.
dontpayovercash
dontpayovercash
2013-02-22 17:15:27
Unknown
well thats good because they typically pay 2 cents on the dollar for the junk debts that keep them in business
dontpayovercash
dontpayovercash
2013-02-22 17:08:55
Unknown
maybe maybe not,but there is a "casey scott" who is actually "cassy" who used to work at a sleazy bar in greenville sc
BlackWolf
BlackWolf
2013-02-20 17:00:26
Unknown
How do you request a validation notice?
They did threaten once, the relay call said that Colby is an "attorney" until I called back and he said he's not. So interpreters don't lie and it's on recording.
Should I be sending this company money or should I send it to GE Money for a safer payment system?
BlackWolf
BlackWolf
2013-02-20 16:51:58
Debt Collector
Are you guys saying that I shouldn't be sending my payments to this company? I was threaten that if I don't, they will do something. So I was forced to pay up 50.00 a month and didn't get a statement showing they got the payment and documented it. So I am now starting to become very concerned. What should I do? Re-direct the payment directly to GE Money instead and knowing that they are safer?
I am open to suggestions....
The number I got through Relay was: 18642364365
That was a direct number to a guy name Colby as what the interpreter says. (Yes I am deaf)
Mech
Mech
2013-02-08 07:46:01
Unknown
Just send them a cease and desist letter, certified mail with return receipt.  If you don't owe them anything and they are looking for someone that used to be at your number (or just have the wrong person entirely) then they'll stop if you tell them.  It's a simple letter:

Dear Blah Blah Blah,

My phone number is 000.000.0000.  You've been calling me looking for John Doe.  This person does not reside here and I do not know this person.  Cease and desist further contact.

Regards.


That's it.  They'll stop, otherwise they know they are liable for massive penalties that are easily won in court.
vance
vance
2012-12-05 22:48:14
Unknown
If you do owe a debt, how do you find out who to pay if its been sold as bad debt?
Smart Debtor
Smart Debtor
2012-12-05 20:45:22
Unknown
Hi!

If you're being contacted by this agency, read this:

Ed Overcash doesn't exactly have a shining-star reputation in the collection industry as any Google search will tell you.  Luckily, there is this nice little thing called the "Fair Debt Collection Practices Act" that protects you from their shenanigans.  Here's a helpful rundown on how to handle these people:

1. They are required by law to send you a "dunning notice," (basically a letter stating that you're in collections, how much you owe, and who the original creditor is, like your credit card company.)  Most agencies send this first before contacting you, but if your first contact with them is by telephone then they must send this notice to you in the mail within 5 days of that phone call.

2. Don't get stressed out with them on the phone.  Many collectors use sleazy tactics to try and get you to admit to owing the money and to make a payment (do not do either under any circumstance.)  From what most people say from reports online, the majority of what they say to you over the phone can safely be construed as "spewing verbal diarrhea."  

3. If you are located in South Carolina like they are, then you are classified as a "one party notification state."  For people who don't know, it means you can record the phone conversation without the consent of the other party as long as one person (you) is aware and agrees to the recording.  Record their blasphemous remarks!

4. If you followed the advice from number two above and did not admit to owing any money, wait for the dunning notice to arrive in the mail (be sure to tell them you want this notice in writing so you can review the information before proceeding.)  Make sure they have a valid address to send it to.  If you spoke with them on the phone as first contact (before receiving anything in writing), be sure to end the call by saying "all phone calls are inconvenient."  By law they must honor a verbal request for 10 days and they are not allowed to call you if they know it's inconvenient.  Record any future calls you receive.

5. Once you receive the dunning notice, you can dispute the debt.  Send them a letter by certified mail with return receipt requested (a little card you get back with their signature proving they received the letter.)  State your account or reference number and very clearly that you dispute their claim and demand validation.  End the letter by saying "phone calls are inconvenient." (Written requests that say phone calls are inconvenient are permanent unless you notify them again that they can start calling.)

6. Relax and wait.  By law, they cannot call you or make any further collection efforts until they send you validation of their claim.  This would be something like your most recent bill from the credit card company.  Nine times out of ten, they cannot validate the debt because they don't have the paperwork to prove it.  If this is the case, then your situation ends here.  They have no choice but to leave you alone.  

Things they CANNOT do:  Many collectors will try sleazy tactics to get you to pay them.  If they try saying that you'l be flagged as "refusal to pay," simply tell them that you're not refusing, but you're not admitting to the debt and want everything in writing.  They also cannot threaten to call family and friends to embarrass or harass you (in fact, once they've made phone contact with you and have a valid number to reach you, they cannot call 3rd parties anymore.)  They especially cannot threaten to have you arrested.  Being in debt is not a crime and making this threat is breaking federal law.  They also cannot threaten to sue you unless they actually intend to do so.

Read the Fair Debt Collection Practices Act and be on the lookout for any violations.  If they make any (and I'd say it's a good chance with these people) then you can take your case to a Consumer Protection Attorney.  These attorneys won't charge you anything and only collect money if they win the case -- and the collection agency is the one that has to pay them.  FDCPA violations are a steep penalty and you could end up getting the debt erased and putting several thousand bucks in your pocket at the same time.  

This post isn't to say you should try to squeeze out of paying something you actually owe - but most of the time if you corner these guys and they can't validate, then your account will end up with another collection agency down the road and the process starts over.  If you know you owe the money, you might as well come to a fair repayment agreement with a collection agency that will treat you with respect and actually intend on helping you get out of collections (they DO exist), which doesn't appear to be these guys.

(PS: If they sue you, make sure to respond to the summons.  If you don't then they win by default.  Many times if you show up to court to defend yourself, you can claim they haven't validated the debt and move for it to be dismissed, which works quite frequently since they just file hundreds of lawsuits at a time and are hoping the person just doesn't show up so they don't have to prove anything.)
angels51
angels51
2012-11-27 20:37:39
Unknown
Please just review your rights and the laws against creditors calling. The Federal government that governs credit card debt passed a law around 2000 that protects us from creditors calling or contacting any of our family, employers, landlords or friends, to locate us.

The alledged law office of Overcash, called my landlord, who was smart enough not to give them any of my info. I called them and told them they have NO LEGAL RIGHT to be calling and harassing us. Then I hung up on the rep.

Please believe me, they DO NO HAVE LEGAL RIGHT TO CALL & HARASS you at all!!!
angels51
angels51
2012-11-27 20:31:26
Unknown
Your response is not only harsh but inaccurate! Where have you bee, in a hole the whole country in a "recession" including our fraudulent government!
I'm sure you don't "personally" know Brenda Fiers, so you have no right to act her personal character just because she hasn't paid her debts! Obviously, you don't ever read or listen to the reporters about how far in "debt" our leaders have gotten us, even though we pay them daily millions of dollars!
So if you little company thinks they have the right to collect debts from dead beats, then you need to begin with our government offices and officials who steal millions daily and have "trillions of dollars of debt!
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