What if they were all jews or blacks? ignorant bigots like you are the real shame in the world

They called me and called me,I thought they were a scam or creditor but they have really helped me,I didn't believe them at all until 6 months later and know I'm becoming financially secure with an online buisness,u can't believe everything u read

Multiple calls and hang up when answering machine clicks on.  Never a massage.

they did the same to me and charged my credit card to the max before telling me. they are a scam and i am still trying to get my money back. they need to be shut down.

I've dealt with Ivy Capital before and their so called Success Team!  Did anyone get the OPM story? How you invest OTHER PEOPLE'S MONEY? Oh yes, they went on about how when I go to a bank and deposit money, what do I think happens to it? Because it doesn't go in a box with my name on it. No, it gets loaned out to other people. So when you take out a loan, it's not your money but other people's money!  Whatever, I still have to pay that money back jack offs!  OH! And another thing, those SUCCESS TEAM MEMBERS... they all use different names.  Had "several" people call me when they found out my limit was $3200. Amazingly enough same people, different names. DON'T TRUST THEM! Do a charge back and cancel your card. Charge back costs the company money and you get your money back.

this a big scam...they want your credit card info so they can rip you off....these few comments praising this company the scammers themselves..they would not even give me the name of their company when i pretended to be interested.

i agree VianetWebzone are scammers, i cancelled my subscription they took $915 from my credit card and now  they threatened me that they will sue me because they said that i already signed the contract last January 22,2010, i cancelled january 27,2010. They want more money, these people put me in misery of depths.. I cancelled my credit card number..

never ever give  your real credit card charge limit .  when you do that at least they are not scamming you for over your limit.  they got me for over 10,000.00.  it is because they are salesmen and salemen have a good line and know how to work on your vulnerability. remember if something sounds too good to be true, it probably is.  I too am requesting my money refunded again they e-mail you and tell you they will ,but never do. and you are right if you get a call from 888-514-6020 and you message comes on they never leave a message.  I have gotten so many different people call me from there I am about to lose my mind.  that is purposely done.  to throw you off.  I just hang up.  I got am e-mail from a matthew yack who is suppose to be the director of customer relations for ivy capital.  and he said they are refunding but nothing yet.  they just say what you want to hear.  listen you can also put in a complaint with the federal trade commission and the bbb in nevada where their office is located.  and also call your bank or credit card dept and let them know that the charge from them is not authorized.  they actually called the bank with out me and doubled the original amt. so yes, they are a scam.  I read another complaint from someone who worked for ivy capital and said some of these salesmen or women give fictictious names as told by their managers. so mentioning names does nothing you must go after the company as a whole and the company who you actually spoke with,. with me it was ici success inc.  no e-mail address for them.  good luck

yes  they did the same to me.  I will tell you what I told someone else.  regardless of what others are saying, about them helping them.  their goals were probably not that high. honey, they took me for 10,000.00 and I am still trying to get my money back.  you see it is not only the upfront charges but the monthly fee of 39.95 for the web site and using the internet space.  that would automatically come out of your credit card.  never ever ever give your true credit limit to anyone.  they used me and called the bank with out me and doubled the original 5,000 dollars and added 1.00 for whatever.  I put a claim in with the federal trade commission and the bbb in nevada as ivy capital is located in las vegas.  you will get a response from them .. you can actually fill in a complaint form over the internet that goes directly to them. explain to them what happened and the amt you were scammed for.   I also read the rip off report about ivy capital , they scam more people than they help.  some of those people were lucky.  but read the complaint from some former employees.  remember they also will fire some of them if they do not use fictictious names .  some of those people give their real names but when you try to reach them you can never get them.  oh they will call you back sometimes, but if you are asking for a refund, or tell them something is telling you no, they start with the psychiatric talk and work on your vulnerability,  you just need to hang up on them.  Good Luck

oh but if you go to the federal trade commission web site you will see that ivy capital scammed more people than they helped.    they are a scam as they should not be asking you what cards you have and what your credit limit is on each one.  they will actually figure out by the amts you give them what amt you can afford to invest per say in their scheme.  I have a legitimate case as they actually called the bank with out me and changed the original amt from 5 thousand to 10 thousand plus. their excuse, you will make enough to pay off the card in one month.  but do not tell anyone you did this, as what do you think they will say,  I said that I am foolish to do that. and you know what they are right.  when you try to reach them and leave a message that you are not sure, they call you back upset and start using their psychiatric approach to get you to submit to them.  they got the wrong person in me.  they are thieves in disquise, some people who actually did this with them, did not make enough to pay bills as needed and their coaches didn't care.  they are the ones who are stuck paying back a credit card, with money that does not exist.  so think about this , if something sounds to good to be true. it is.  beware

oh yes, I got the opm story too. other peoples money,  I told them that is not right,  he said let me explain, well he went on with the story as this. when you create your website and people come to your site and buy they are paying you and that is how you will pay your credit card.  be real,  with all the people with websites out thee what the blank makes you think they will find mine..  I told him in not so many words that I had better make enough to pay that card in full.  he started laughing and said I was a funny person.  I almost went through with this and what stopped me, was this idiot called my bank without me and had the original amt of 5,000 changed 10,000 dollars plus.  I was so infuriated that I immediately found the website for the federat trade commission  and filed a complaint with them as I also did with the better business bureau in nevada, as Ivy capital in located in las vegas.  I was told they are in california, but that is not true, first lie,  and yes I am aware that they use fictictious names so they cannot be traced back.  they are told to do this by upper management.  regardless it is still ivy capital, with different subsidiaries.  mine was ICI Success inc.   they as I said to the ftc should be shut down.  when a company regardless if you run one from out of  a building, from home, or the internet start scamming people and making money off you. no questions asked they should be shut down with as many complaints on them as there is.

well I guess they liked you.  they actually called my bank without me and changed the original investment from 5,000 to 10,000.now it is over my limit.     do not think that I am made of money trust me honey I am not.  another thing my person literally laughed at me when I said I had better make enough this month to pay my card.  I had never had such a huge charge to pay.   I learned to never ever give anyone the true charge limit on my card.  they act like psychiatrist and use your vulnerability and the financial situation.  other peoples money.  if your business does not make out, trust me honey, they will not give the next six months free. and remember the website fee is yours to pay regardless after the first month.  this site is not the only site for complaints, MY complaint is in with the ftc and the bbb in nevada.  and just to let you know. most people who you deal with from there are using fictictious names as they are told to do by upper management.  this way if you have to trace them back, the company will say no one works here by that name.  so you must take your business to Ivy capital and their subsidiaries mine was ICI Success inc.  they told me they are located in california, but they are really in las vegas , nevada.  good luck to you.  you are one of a few that they helped.  they have to have a real success story to keep their company in good standing.  that is another thing I did not like about them.  they only wanted and he kept saying a good testimonial . they say the same things to everyone and just to let you know there are a few complaints from former employees were are honest people and they just had to turn them in.  I want this company shut down.  they are scam artist believe me

I used to work for these clowns. Believe it or not they are all mormons LOL. The owners are Kyle Kirschbaum, John Harrison and Steve Lyman. They all live in the Green Valley section of Las Vegas. It is a complete SCAM!!! Those here claiming success are probably John. He is the idiot of the bunch and not allowed on the phones. Kyle is a complete do***ebag, you can find his address if you search a little in the Henderson/Green Valley area of Las Vegas. His wife's name is Kiersten Kirschbaum.

http://www.facebook.com/kkbomb - Kyle's Facebook. Notice a lot of the people who called you are his friends .

http://www.facebook.com/johnivyis - John Harrison

yeah these guys are scumbags. I quit because of that.

If only I had found this site in January 2010. Yes, I too have been ripped-off by these B*******!
They took payment of $3000USD from me in January and initiated, what they refer to as "coaching". Someone by the name of Paul Barker would telephone at 16:00 UK time on a wednesday and "tutor" me in how to start an on line business. The calls lasted for about 40min each; there were a total of 5 calls; one lasted for only 10min as the "tutor" said he could not make contact? Over the course of the 5 weeks, I was taught absolutely nothing. The tutor insisted on me using their own (FLS) web site builder which, when compared to MS Frontpage is useless. I tried for days to load my web page, sales letter, etc to their system only to fail miserably. The "tutor" was no help at all. He only told me to keep referring to the video tutorials on the FLS site. When I gave the "tutor" a list of the domain names I would use, he told me they "were not good" so i paid yet more money for more domains. He even instructed me to direct my new web page to THEIR CHOSEN SERVER and not the one I already used. More money for their partners no doubt? One week I sat in front of my pc for an hour waiting for the pre-arranged phone call. No call arrived. Some hours later, I received a voicemail from the "tutor" to say that my tuition calls had been completed but he forgot to mention this the previous week! What a scam! Yes, I too have fallen for it and I am now in contact with the Akron Police Dept and the local BBB Trading Standards with a view to charging the company, and particularly the so-called CEO, Lanty Paul with fraud....watch this space. Be aware people. Avoid this lot like the plague!

Amazing!! I really am glad it worked for you....I guess it was easier to get involved when it only costs  a bit.  after asking the difference in my credit limits and what I owed, amazingly, they were willing to "coach" me for the difference,  12,650..or, as low as 8260...  needless to say, I didn't go for that. when I said no, they said I wasn't motivated enough because I made too much money, and they liked to work with people who had a lower credit rating!  that seems strange.  I was just not comfortable with that much of a "hard sell"

Fraud, fraud and more fraud! If you've not done soe, file with the FTC, the BBB and the DA's office. These guys are true scammers, and will probably be in jail one day. They keep changing their names, and LOL, they are really well trained liars. BEWARE!!!!! and yes, you can trace the cut and pastes with a good hacker tool.

BB, FTC, Consumer Complaints division, Atty General. The artists go by various names, Coby, Joshie, liz, and you will never get a last name or be able to return a call to a number from a "rep". All hidden in a myriad of schemes.Kyle Kirschbaum, Las Vegas, is the head duper. Young guy and creds dont check out from his "college"! Google him, but also file the complaints becasue they go to the major law enforcement companies. Also write your US Senators and Reps. They frown on these people bigtime.

And that's why you are called sunshine! LOL so funny!U6T3

Hard to believe they have any relegion at all! Thanks for the bone, please throw more our way as they are really hurting people. Or is that the Mormon way? i think not! Good for you for quiting, now jack them some more....

hope you can get some of your money back. They are thugs and thieves. Report to the FTC as well, and to the State Da. Interstate fraud has been committed. Look them up on facebook. It is laughable tht they are all "buddies"

Coby Hansen, Woodland hills, CA , Kirk Kirschbaum, and a few others can be found on facebook. DONT respond to these phone numbers....

I totally agree with Ann, I talked this guy name Mike which ext 1068, he did almost same like Felicia, first he wants you get more life goals as you want, they will charge you according the dreaming goal which you wish becomes true, I was told to pay $14,720.00 to have coaching session package, then I felt that is a big risk, so the next day I called to ask if I can pay less amount to reach my goal, Mike said OK i set up new charge $10690.00 now,and signed agreement on 22apr,2010,(Thursday) after the weekend consideration I felt it is still take too much risk for that, this big investment I do not know how long will be made back? so I called on 26apr,2010 to Mike who always said he is only one can help me  to cancel the agreement which they said 3 days, that 3 days we all consider should be business days, because they open only Monday to Friday, Saturday and Sunday they are closed, so I made exactly 3 business days to cancel, but now Mike disappeared and the guy named Mark instanted on saying it was 3 calendar days, they don't allowed to cancel any more, they are an absolutely cheating company for noreasonable. I have no choice but I have to cancel my 2 credit cards right away, lucky the approval code is still pending they are not processed yet. They even warned to send me to a  collect agency. I let everyboday know that do not trust this company any more.

I was scammed of more than $11,500.00 and it is still on my credit card.  DO NOT DEAL WITH THESE PEOPLE:  Ivy Capital / ICI / Fortune Learning Systems / Emily Thomas / Vianet etc.  They do not care about you, just your credit card limit!

I would like to speak to you. Please email me at:  bettysmith29@hotmail.com

All positive comments were made on the same day also (the 11th)

Just look who is leaving the message.  The ID phone # is Ivy Capital's!!!!  Do not even listen to them.  It is fraud.

I got a call from these guys and suspected they were a scam, so here I am, after doing a simple Google search on their number.  I went through the whole interview and got the pitch on OPM, life goals and business commitments.  I also got the probe into my credit card limits.  All very suspicious, but interesting.  I made the excuse that I dont keep my cards on me, and I happened to be away from home during the call (which was a little white lie on my part).  So they rescheduled the call, to finish things up.  I am willing to bet that they never call back.  However, if they do, then the fun begins.  First of all, they mentioned that when I looked at their website, I saw all those glorious testimonials.  I dont ever recall visiting a website promoting the Success Team, but then again, I visit a lot of sites.  When and if he ever calls back, I am going to ask him specifically for their website and see what he says.  I will compare it to what the receptionist said when I asked her for the website.  She gave me a bogus website.  Next, I am going to ask to speak to some referrals personally, and ask them for their websites to see if legit.  I suspect he will give me bogus or useless information, but I will have some fun wasting a little bit of my time and making him furious!  Bottom line... my credit card number will stay safely in my wallet!
Good luck to all !

As I await my "follow up" call after refusing to make a "same day commitment on Friday, I am very glad that I found this site and your post among the myriad of others.  FYI the two Facebook sites you list, come back as either incorrect or expired - my guess is that they got bombarded and had to remove or change it. Good!! At this time I hav approx. 4 hours of my time invested in talking to these yo-yo's, and as no one mentioned, but they require....hubby has to come into the conversation, so now we have two hours of his time invested in answering very elementary questions about your goals, etc. as if you were school children.  At this point, I am only out approx. $150 - $49.95 initially, then as you work your way through the "Next" and "Next" stages, I bit on another $100 for the course - and thanks to yours and other posts - I am done, and this time on my 2 PM call - they will get an ear-full and the honest threat that since we are on a No Solicitation List, they are now not authorized for any further calls without being subjected to a $10,000 fine from Dept. of Consumer Affairs!  C'mon people, let's turn the tables on these people and put a stop to their nonsense.  I did submit to the ploy of taking ten minutes to check - and stupidly reported back to them on their return call - my credit limits, much to hubbie's distress.  If nothing else is accomplished here - and you have not done this - DON'T!!  Thank you all for your honest insight!  By the way, nothing against any specific religion, but the Utah location should have been another dead giveaway - Go figure!  Is this not the home of the Mormons!  These people truly invade your privacy - not only by asking about c.c. limits, but getting into what time you will be home - if you tell them you're on your way out - and before you get home, they've called four more times!!

hey guys theese poeple on here that say stuff like do the work and i'm making alot of money i'm sure is just people from the company in question trying to keep their money scam going. first thing you should ask them if you ever answer the call is their number and where they are located you start asking questions put these people off ther game. they are a scam the guy who called me Mark Servantas all he wanted was all my bedt informantion and then got extreamly angry when i refused

The FTC shut this business down and yet people don't think its a scam?  Get a clue people!