Also what legitimate Law Firm would use a calling service....these people make me laugh!

Toll Free Lookup Results
1- 888 - 909 - 6341
Number Status:    IN USE
Status Date:    03/18/11
Company :    RingCentral, Inc.
Contact # :    8888984591
Website :     www.ringcentral.com
Description :    RingCentral, Inc.offers toll-free or local number with advanced call management, PBX, voicemail and Internet fax services.

all I have to say is a BIG LOL!  Read this if you have any questions. http://blog.credit.com/2010/09/beware-of-fake ... ollection-scam/

When I told her that I was well aware of the scams taking place, she became very hostile with me.  She actually stated that this loan occurred in 2010 which is laughable considering I haven't had a bank account since 2005

Got a message from faye Johnson stating she would be at my work to serve me criminal changes that day. Mop one ever came. Has anyone ever gotten any papers from these people?

RECEIVE 2 OR MORE CALLS A DAY 000-000-0000 MR. BLOCKER CAN'T BLOCK THIS NUMBER.

I have received recorded calls from Fay Johnson stating she has papers to serve me and that if I have any questions to call 888-557-2302 to speak to the plaintiff. The number they are calling me at isn't even my number it's my fathers phone number.

Ms. Johnson said this was a criminal matter because I closed my bank account after taking our a payday loan back in August 2006 and even through I've filed bankrupcy, I have criminal chages pending.

just got another call from that Faye Johnson that is a recording when you answer it. this is twice now that this recording has called my work... but when you call the number back it puts you on hold...
So what is up with this number 1-888-557-2302

Debts are civil and not criminal matters. Let Miss Bully know this the next time she calls and you are recording her phone conversation (legal in most states) and turning it over as evidence to be used against her and her employer in a court of law for FDCPA violations.

I got a call from Faye Johnson stating that she would be at my work today to deliver papers for a criminal charge wiht payday loans.

SOMEONE CALL ME FROM THIS NUMBER AT MY WORK. IT WAS A RECORDING ADVICING THEY WERE GOING TO SERVE ME WITH PAPER WORK EITHER AT MY PLACE OF EMPLOYMENT OR RESIDENCE. GAVE THE NUMBER :888-557-2302 TO CALL. I CALL THIS NUMBER AND IT SAY LOSS MITIGATION AND AFTER SOMETIME ON HOLD IT ADVISE TO LEAVE A MESSAGE AND SOMEONE WILL CALL BACK..

Faye Johnson has left a voice recording on my cell phone 6 different times. Asking for someone that is not me nor do I know them. I have called the number that they left in the recording and no one answers. I left a message telling them they are calling the wrong person and to stop calling me. It didn't work. the next day they call back with the same raggity message. I just want them to stop calling me about someone elses legal issues.

i just received a call from that Faye Johnson at work today and it was a voice recording too...
how can i get them not to call me at work , since it was a recording.

This Faye Johnson, this is to be with a company that uses "Lochner Gates Associates" and is to be trying to collect debts for Ace Cash Payday Loan. They will tend to violate the Federal Fair Debt Collection Practices as well as may violate your local state regulations through legal threats and intimidation practices. Heard one of their conversations first hand.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

The person at the number claims to be with Lochner Gates Associates and the person presented the name Ashley. When researched Lochner Gates, the search did not come up with a such a company. The tend to violate the Fair Debt Collection Practices Act on top of it.

In recent years, third party debt collectors have been buying up old debt for pennies on the dollar and telemarketing collection calls to debtors to get what they can from their "investment". This old debt is sometimes legit, sometimes not (expired statute of limitations for example). In parallel, scammers have also been making extortion calls using bought/stolen/phished loan data, sometimes to debtors who may or may not have already paid off their debt, sometimes to random people, while pretending to be legit debt collectors. Problem is, both employ similar tactics to scare debtors/victims into paying legit/fake debts. If you don't have debt, you know for sure your caller is a scammer. If you have debt, you have to figure out whether it is a legit third party collector or a scammer -- not a comfortable position to be in but here's how you can perhaps tell the difference:

The FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf treats the INITIAL CONTACT between collector and debtor (first call, first letter, first whatever) as a special event. Legit collectors per section 809 of the FDCPA *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Note that 3,4,5 must be done *IN WRITING* so you will need to ask an address from your collector. If s/he refuses to give you one for any reason, treat the collector like a SCAMMER.
The collector can threaten court action at initial contact but the FDCPA requires that the collector actually take you to court if the collector threatens it. Threatening court and not going through with it (coercion) is illegal.
If they say the FDCPA does not apply to them because they own your debt, the debt-owner exemption only applies to the original owner. A 3rd party who buys the debt for the purpose of collecting debt is treated as a debt collector and not an owner and must obey the FDCPA as explained in this FTC Staff Opinion letter here http://www.ftc.gov/os/statutes/fdcpa/letters/arbuckle.htm
You can tape phone calls per your state law described here http://www.fairdebtforconsumers.com/Recording-Laws-Summaries.html
You can tape, then sue collectors (google "fdcpa attorney") for violations described in sections 805, 806, and 807, per section 813 of the FDCPA.
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint with your state AG.
Read useful debt-collection FAQs from the FTC here http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
The debt collection process explained in plain English http://www.consumeraffairs.com/debt/fdcpa.html
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The FBI warns again http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.

I too received a phone call this morning stating the exact same thing; no additional info on who the company is or what this is in regard to. I've had these calls before, and when a representative does answer they are not willing to provide any information on the "account" until you release your social security number which is a huge no no when it comes to collection companies. True debt collectors are required to send you correspondence in writing stating who the debtor is and who the collector is; these people are scam artists and try to get people to pay by strong arming them with these phone calls, and threats of suit papers, etc. It is a joke, and I personally refuse to cooperate with them. As a former employee of a collections company I am familiar with the Fair Debt Collection Practices Act and these people are not following those guidelines.

DO NOT GIVE THEM ANY OF YOUR INFO!!!

Me Too, Faye Johnson wants serve you papers either at your home or business, mine says this on a recording.  Numbers shows up as 000 000 0000  what is this?