Just got the same message.  Sounds like a telemarketer?!?!!

They called back.  I called them and surprise.. the first thing they wanted to do was verify my SS#.  I told them I didn't think that was such a good idea.  The lady connected me with the one that left the message and she read me the first part a SS# to see if it was me.  It wasn't mine so she apologized and and asked if I lived in St. Louis, MO.  I said no.  She said she would take me off the list.

We'll see.  Not sure if this is a scam or not.  Supposedly the company is OSB - One Step Beyond.  Couldn't find any info in a brief web search.  Also looked up on Hoovers and couldn't find them.

peter craig from 1 step beyond investigative services was calling regarding a civil complaint for a
Elizabeth Casilia.

Mr Brown investigating a civil compaint

Oh and by the way I had a payment plan with them and they "sold" my file to another debt company who has absolutely NO RECORD of the $150 I have already paid...this is where I began questioning things.  I was all set to pay the debt of very soon..so glad I started questioning when the "new" agency has no clue what I was referring to when I said I have already been paying on this.

Just as an FYI...the number 888-589-7145 is conveniently no longer in service and they caught me on a stupid day. Luckily they only have information from a Prepaid Visa and got away with $150...I WILL be contacting the Attorney General on this matter!

Maybe if people start paying wat dey owe,there won't be anyone calling. It ur own fault you guys get these calls......that is what you get for not f**king paying what you owe !!

This number is answered by a debt collection company that collects debts for MTE Financial.  MTE Financial owns several online payday loan websites such as quickest-cash-advance and MANY others. They use illegal collection tactics such as repeatedly calling your extended relatives that they "have obtained a warrant for 'your' arrest on charges of Bank Fraud in 'your county & state' and 'you' can prevent incarceration if 'you' pay a $1000 BOND" or something to that effect. This is total crap!!!  They don't usually call you but call your extended relatives instead. They have been sued by VA, TX, OK and CA. They have multiple collection agency names that usually end up out of GA or NY. File an immediate complaint online with your State's AG office or Financial Division.

If you get a call from these people, ask for their name and address.  By law, it is your right to demand a  'Validation of the Debt', which is required "pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b)" they will claim they don't have to provide it because they 'are not a collection agency but a mediation group instead', which is untrue.  Anyone that contacts you demanding payment for a debt, is a debt collection.  Below are the Vadlidation requirements:

Pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b)
This is NOT a request for ?verification? or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.

Please provide me with the following:

# What the money you say I owe is for;
# Explain and show me how you calculated what you say I owe;
# Provide me with copies of any papers that show I agreed to pay what you say I owe;
# Provide a verification or copy of any judgment if applicable;
# Identify the original creditor;
# Prove the Statute of Limitations has not expired on this account
# Show me that you are licensed to collect in my state
# Provide me with your license numbers and Registered Agent

A Cease & Desist letter will not work with these people.  When this one stops calling, another fly-by-night collection agency will start.  They game is the same, threatening you with a b***s*** 'warrant for your arrest on bank fraud charges'.  This is a scam.  Read online about MTE Financial.  Do not pay them a dime, and file an online complaint with your state AG's office.  They are not operating within the law and like most of the State lawsuits against them (VA, TX, OK, CA and others) they probably don't have a license to operate in your state and secondly, MTE charged you interest rates higher than almost any state's max for a pay-day loan, therefore, your contract is null and void and unenforceable in court.  That's why they use nasty phone calls to collect and they won't pursue actual court action as they would lose due to the above, not only their illegal collection tactics.

They called my mother's looking for me on 11/3.  I called them back.  Couldn't provide prooof of the debt, said they would send me "something", after I had updated my info.  What I got was a settlement offer.  Was suspicous when it said they would delete my account from all three credit bureaus when debt was paid; I worked in credit reporting - it's not possible, unless it's an error.  Found it interesting that they use a gmail address and their physical address is for a UPS store.  I didn't contact them again and they didn't contact me.  Today, they called my brother to inform him that they were "issuing a warrant" and that they were sending a squad car out to get me in the next couple of hours.  He calls my daughter, who calls the agency and he tells her that he's "sending a car for me".  OMG, for real?!  After scaring my daughter and annoying my brother, I contact the company - told them to proceed with that warrant.  People, debtor's prison was eliminated years ago.  They wouldn't get anything from me, sitting in jail anyways.  I've contacted our local authorities and the local news team.

Full of lies  and empty threats.  do not tell them anything?

LMAO, well I would be if this wasnt so annoying! This is the second group to contact me with this BS! I live in Arkansas and have changed my Last name over 5 years ago. In AR someone has 5years to sue you if you have breached a contract like these people are claiming you have done with a payday loan company. I asked the woman I mean investigator when this supposed loan happened? She named the date and it was over 5 years ago, which I already knew because she asked for me by my old last name! I said well I don't recollect any pay day loan,  and she said if I don't pay it I will have a warrant issued and will be arrested. I said well one I live in Arkansas where the law states that if the matter is over 5 years old I cant be sued for it. Two I dont owe a pay day loan company anything, Three Please have me wrongfully arrested and sue me! I would love to counter sue you! I hung up and I was never called again by them. Until now this A step above is calling! Its scary how much info they can get. They have called my Grand Parents and an Aunt whose number I didnt even have and hadn't had my old last name since she has been married over 30 years ago! My grand parents didnt know any better and gave them my cell number!

More information

they may have moved who knows with these types

Novak Alinski and Associates
Novak Alinski and Associates
2992 Main St W
Snellville, GA 30078

Hours
Hours not available. Please contact Novak Alinski and Associates at (678) 395-6600.
Categories
Collection Agencies, Debt Adjusters
In Business Since
2009
AKA
Novak, Alinski & Associates, Novak, Alinski & Associates, Llc

(678) 395-6600

here is their address

no need to go through their PO box

Novak and Alinski
(one step beyond investigative)
Phone: (888) 589-7145
2140 Mcgee Rd, Suite 640
Snellville, GA 30078

Information on this company


Novak and Alinski
(one step beyond investigative)
Phone: (888) 589-7145
2140 Mcgee Rd, Suite 640
Snellville, GA 30078

They buy old portfolio's of debt.

No license or bond found anywhere, they are highly illegal, serial FDCPA violators.

Do not deal with them.

actually if you are served by fedex, ups, anyone but an officer or agent of the court it is improper service.  If anything goes to court you can claim that you were improperly served and ask for dismissal.

TRUE & THAT WAS IN VA!!!    PEOPLE CAN NOT GET AWAY WITH MESSING UP THE ECONOMY W TAKING OUT LOANS AND NOT PAYING THEM BACK!!!! *COME ON*

OK so now you have a real case against them....they cannot do this and now it is time to take action.  Get in touch with Bud Hibbs.  Email him all the information that you have outlined here and they will assist in finding a good lawyer for you or at least advise you on what needs to be done.

My friend received a call from Chris something or other saying that they were doing a criminal investigation on me and that if she didn't return their call serious matters would be brought on to her and myself. I called back and was told that they couldn't send anything to me about the matter but they could fax or email it to me. that was two weeks ago, i didn't get an email. Then today Peter Craig called my friend again saying that she needed to call or we could go to jail, I called back and talked to Christy McCoy and told her everything that was said, Chris never changed the email address so Christy sent a typed letter with an amount that was owed from Cash Borrower. Which is just a company that takes applications, does not actually send money. I called Christy back and told her that this was a random letter typed from Samantha Stevens and this was not proof that I owed anything, she said that all my paperwork was sealed in court for evidence. She then transfer me to Samantha Stevens and they told me that people had tried to reach me for years and I ignored it. Really? This month was the first I heard of this at all. I told her that I was looking up their number and all it said was that this was a scam and I wasn't sending anything to them until I had copies of the application that I filled out.

I have now submitted 3 complaints on this company......i believe i am going to have to get nasty now...these people gave MY information to my estranged mother in law.......so now her son who is a mentally ill person, with a violent history, has my information and could probably find me and my spouse now.  I really want these unprofession people shut down or better yet sanctioned and dunned by the state of Georgia and the FTC

don't feel bad. the same lady that called you..called me as well with the EXACT SAME MSG!!! the name was similar to mine..but not me. In fact, when i read your msg..i thought i was reading my own. Spooky how they have the exact same script they just change up the name to be similar to your own.
i just called back at night and left her a msg on her voice mail she had the wrong person and not to bother me again. I googled it before i called so i knew it was an attempt to collect on a debt. It did sound very official...but the 888 number was a huge red flag. That and the fact that she spoke a hundred miles a minute. Must of been on her tenth cup of coffee!

i had a msg on my voice mail from "Investigator Stacy Brooks" looking for someone with a similar name to mine. She stated she was "actively conducting an investigation on a defendant by the name of :-----------. It is very imperative that Ms.------ call our office immediately to address these pending allegations. I have attempted to locate this defendant on several different occasions and this is a time sensitive issue and a response on her end is imperative. If she does not it will leave us no other choice but to proceed with further action with this civil complaint we have received in our office."

The lady spoke soooo fast i literally had to replay the msg over 10 times so i could piece it all together and absorb it clearly.  I ended up calling her back later that night and was transferred to a voice mailbox for my corresponding case #. I stated i had received her msg but i was not the person she was attempting to contact and politely asked her not to call back.

You did the right thing.  Continue to do your research regarding that company.  Call directory assistance, check with the Federal Trade Commission regarding this alleged company that is calling you. If this is a debt that they insist that you owe, you have a right by law to ask for a notification letter (not settlement letter) listing the name of original company to whom the debt is owed and the amount.  They may come up with an excuse as to why they can not send you a notification letter and in turn will threaten you with a summons if you do not settle, i.e., revealing your bank information.  My opinion, I would let them serve me with the alleged summons, that way you will have something in writing.  My guess is that you will never see a summons.

OH goodie another employee pretending to be a satisfied customer....at least you get paid to write good comments and it keeps you off the phone...or does it???????

MTE is a company owned by a tribe or does business on tribal property in Oklahoma.  It is the Miami tribe...they have refused to give officials or the BBB any information about themselves basically the bottom line is......we are Indians, we run our business' and eef you we dont have to answer for anything.

They "own" several payday loan companies under several names so basically if you had a payday loan you may have had it under one of their companies.

Monica Jones called me in August and asked me if I wanted to settle my debt with her over the phone or do I want settle this in court. I chose court because I knew that this was a scam. I don't owe anyone. She told me the I would be served my court documents by Fedex. Well...its going on October and I'm still waiting on those documents.

Oh Kim, shut the hell up. And I guess you are one of the scammers, huh?? smdh @ you

Hi,

We have a web design company based in Atlanta and they take our phone number from http://www.webdesign.medialinkers.com and then send us emails and call us that there is some suspicious activity on our credit card. We got them verified that they are scams.

I spoke to a Monica Jones also.  She was very unprofessional. She is such a loser. I can't believe that she is still calling ppl after I cursed her a** out. I guess she didn't get enough. I wish she would call me again.

their looking for idiots like does that called back so they can steal your identity by obtaining all of your personal information. only you know if you borrow money and dont feel like paying it back, however if its a large sum, you will have a federal agent nocking at ur door with a summons with ur name all over it, not some idiot over the phone. and if you dont owe much, then say bye bye to ur credit line iether way your credit is ruin. this so called detective left me a voicemail saying that so and so needed to call back to negociate the debt liquidation plan, i was like, what a weak scam, as soon as i heard the message my big fat thumb stroke the delete key. ironicly the names of the detectives and the people that they are looking for sounds very similarly, they kinda rhyme. them idiots have nothing else to do but think of diferent ways to scam people. and you guys are dumb enought to call back to release personal information over the phone or world wide web, wake up, thats why we have so much debt amongs us, because we aren't confident enought about our finances. only you know if, you, your wife, kids or anyone that lives under ur roof owes that money that you make.  if your responsible with ur debt, you would have atleast made minimum payments so ur credit dosen't pay for ur mistakes, however for does that dont give a dam, pay up or file for backcrupt and start over, iether way your credit is ruin, no credit, no life, capice. so quit wasting your time answering phone calls, or calling back, do your homework before you have to turn it in for a letter grade.

received a call yesterday sounding so serious from Investigator Stacy Brooks, seeking someone with a name similar to mine----a claim #---- and an order to call back right away if i knew this person --or not----i was all ready to return the call when my Guardian Angel stopped me and made me look up this #-----she (the investigator) ended with the comment that if I did not call back --either way-- she would  "......procede with further action."       What is  "further action?"     Typically, what is their next step ?     Do you think they read this site ?     It sounded so much like an official call, that i am ashamed i almost fell for it.  What should my next step be?    You all sound so knowing about all of this that ----i sort of feel like a Dummy.   Thanks in advance for any directions.