Iwant2fucku

had a call from this number and they didn't leave a message.  i called back from a blocked # to see how they answered and a male picked up the phone.  i asked who i was calling as i just had a call from their # and no one left a message. he asked me for my name and i asked for his name first since he is the one who originally called me.  he wouldn't give me his name or company name and said he could transfer me to his supervisor who could help me.  he immediately transferred me and i hung up.  

A few days later I had a call again from the same # and again they didn't leave a message.   i called the # again and this time got a recording saying it was Mitchell MK Law Offices.  I hung up.

called several times leaving unpleasent messages, when we finally called him back he told us he was collecting debt.

I actually called them! 800-701-0640 !!!!! if you dont have the reference number if you wait on the line it should transfer you! Dont give your info. They are a law firm supposedly but ONLY handles collections??? If you DO have a debt with them WRITE A LETTER OF DISPUTE. It explains why you do not beleive you owe it.Write I AM DISPUTING these charges. I'm asking that I ONLY be contacted via writing. DO NOT CALL ME AT WORK(dont give work info) By law if you ask them to not call you at work THEY CAN NOT. it's something like a 2 grand violation for them. they also must disclose that they are a collection agency. they can NOT give your personal info to 3rd parties... and they are also supopsed to say the MM minimiranda!!!! or it can be stated in a ltr.. but hey... you never got a ltr right?! It's something like. this is an attempt to collect a debt and any information obtained will be used for that purpose. THEY HAVE TO SAY THAT!

They say that if you are not the party they are calling to hang up.  Then they proceed to leave the name of the persons they are trying to collect from.  They identify themselves as a law office but it is extremely hard to get the name.

I received a disturbing call from Mitchell M K Law Offices today. A extremely rude message was left on my company business phone, which deducted a good number of minutes from my prepaid cell phone. This usually would not phase me, but the lady that left the rude message did not hang up the phone by her mistake, and I was able to hear her cursing with other employees, as well as make another couple rude calls to collect dept from a few other victims of her emotional and verbal abuse. I have it all recorded, and am going to report it authorities. No one should have to go through that type of verbal treatment, regardless of how delinquent one is on a dept. It is simply inhumane behavior.

Call on november 18,2009 twice, left message.

Caller Name:  Rashid
Call for: Laura Thompson
Number called:  3045391340
Organization:  Law Offices of Mitchell & Caine
Callback # 8886475699
Ref # 82614984

This is the second round, hasn't called in over a year.  My name is not Laura, nor Thompson, nor am I female, and this is my business (which I own) cell phone, and has been my number for 3+ years.  I did find a Laura Thompson in WV on the web, she apparently works for a identity guard program.

Calls average 3 per week-rudest people -tell me I have no right to ask them who they are or what they want. How do we get them to stop?

Someone calls several times a day asking for different people.  They will not say who they are and will not stop even though we tell them wrong number.

I just got one of these calls, too, though I didn't answer it, but I would imagine if it's this law firm for all of the rest of you, it was probably them this time.  Many of you mention that they're calling on debt that you do not have; they are calling me because I actually DO owe these debts.  I know this is not a thread on debt advice or rantings, but I am/was in some serious CC debt, one of them being AMEX, and I signed up for a program where the law firm assumed my debt (basically put it in their name) and they re-wrote my credit card contracts so that there were new terms in it that normally the company would not agree to, but yet they have by nature of cashing the check we sent in along with the contract.  They rack up thousands in fines with the law firm by violating this new contract and once enough fines are accrued to cover my debt, they go to the credit card company demanding the fines or else they go to court.  Since the credit card company will refuse, the firm will ask them to wipe my account, which they will do.

It's Mitchell Kay collections attorney, this is the number they gave for calling back. Continually call despite debt being well over 12 years old.

This is typical of AMEX related law firms.  They are very agressive and rude, often misrepresent their status or relationship and try a lot of intimidation.   AMEX loves them because they collect some money and they don't care about their reputation or ethics.   Try writing AMEX and see what they do - they will likely ignore you.   Best bet is as mentioned above, have them validate the debt and file complaints against the firm with ABA and Fed Trade Commission.   This may be one good thing about Obama - they may act on these abusive folks.

To answer the previous two posts, I always sent the debt collector a letter, demanding that they stop calling my cell phone.  This is the only way to protect your rights under the Fair Debt Collection Practices Act. You have to do this.  Mitchell N. Kay stopped after calling my cell phone twice.  Given the time for the snail mail to move, my method was quite effective.

They call our cell phone once EVERY DAY.  They are looking for someone we have never heard of.  We have asked numerous times to be removed from their list but they do not listen.  ANyone have any ideas on how to get this to STOP?

Received 4 calls last 2 weeks. Leaving message saying that this is Mitchell & Cain(Kain) law firm about a case. Last call said that if no call back by Friday there will be judgemwnt against me.

I got one call from them regarding an American Express debt.  No automated calls, Mr. Robert Green called and left a message with a Case File #.  The company is actually the Law Offices of Mitchell N. Kay.  They seemed to have all of thier information correct, although I have not contacted AMEX to verify yet.

Got a call from a very rude person named Teresa who wanted to collect an American Express account. Why she has my number I don't know.  I pay all my bills on time and have for 30 years with a credit rating to prove it. I listened to her and told her I don't have an outstanding debt with American Express.  After my one and only comment, she said "is this going to be a one-sided conversation?" Apparently she never learned manners.  She was rude which is bad enough but unforgivable when you are talking to the wrong person.

I would request a debt-validation request from these people. While you have to remember the worse thing a debt-collector can do (after the original creditor demands.) is have an attorney file a lawsuit. Where a judgement is granted, then you have to get the garnishment, or whatever. I wouldn't waste my time with this firm. I'd tell them to validate the stuff. After all, if your honestly in a position where you cannot pay, then there is nothing any intelligent lawyer is going to do to you. They will work with you eventually. You might get sued; but just play hard ball; and dont' be intimiadated.

They call my work and harass me on a daily basis. I guess I should seek an attorney to stop this unwarranted harassment! They’ve been warned and yet they continue …

They often call and do not leave message.  IF they talk to the machine they will say "If you are not _____ _____ hang up."  We disconnect the call but they continue to call daily or sometimes several times a day.  The person they are trying to contact has not lived at this number for over 11 years.

These guys have been calling for a Jean Rhody (sp?). They leave automated messages on my voicemail. Idiots - I'm not who they are looking for, so let him keep wasting their time.

I received a call from these people today.  They called my work number looking for my ex-husband.

They called my cell phone twice in one week.  I know that they are a debt collection agency looking for a debtor who apparently used to own my cell phone number.  I don't answer the phone when I don't recognize the caller's number, and my voicemail service is not set up to receive messages.  I suspect that they are using an autodial to leave pre-recorded messages.  I'll just let technology fight against technology.

These people are relentless. They've called me numerous times from some "Law Office" = Debt Collection asking for someone I don't even know. When I asked for clarification of who they were, the guy hung up on me. I called back, and he hung up again. Some professional lawyers! Do yourself a favor, if they call, hang up.

http://www.consumerjustice.com/consumer/agencydetail.aspx?id=6052
Mitchell Kaye & Associates
MKM Acquisitions, LLC  
245 Eighth Ave. #272
New York, New York, 10011
--------------------------------------------------------------------------------
Phone No.  888-656-7870 212-695-8750 888-565-8538 800-701-0949 800-697-3361 866-837-4889 866-430-7175  
Fax 212-330-9618 212-947-5186 212-847-8119  

  Paul Brennan, President, CEO
 
 

Notes
Junk debt buyers/collectors. Terrible validation, Untrained, unprofessional collectors. Bogus items place in credit files.  


Aliases Other Locations  

aka/Plaza Associates
JUNK DEBT IS TIME-BARRED BY STATE STATUTE OF LIMITATIONS ON DEBT based on YOUR STATE LAW.  Once a debt  passes SOL  for YOUR STATE -they cannot sue - and YOU have no legal obligation to pay it.  





THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

I have heard this female voice before but could not get the compnay name. It is about someone from my past. It sounded like a law firm.

you can block numbers on att by accessing your account online.  I think you can block up to 15 numbers.

I would like to know how to block unwanted calls from your cell, did anyone answer you.

marketing

how do you block unwanted calls from your cellphone?